Get S$180 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
Use 2,990 SmartPoints to redeem your favourite product from our Rewards Store today. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple iPad Wi‑Fi 64GB (9th Generation) at only S$210 on top of your earned SmartPoints.
Promotion is valid from 01-October-2024 to 15-October-2024
MoneySmart Exclusive gift is applicable for New-to-HSBC cardholders only
Customers need to apply through MoneySmart to be eligible
Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application
Spend a min. of S$500 in Qualifying Transactions from card account opening date to the end of the following calendar month.
Log into your MoneySmart account and submit your claim by 15th November 2024
Get S$180 Cash via PayNow or 2,990 SmartPoints
Use 2,990 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
With 2,990 SmartPoints* earned, you can redeem:
- Apple iPad (9th Gen) | Top up $210 more only
- Apple AirPods Pro (2nd Generation) | Top up $110 more only
- Apple AirPods (3rd Gen) | Redeem in full
- Ultimate Ears MEGABOOM 3 | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
New Cardholders can get an additional S$100 Cashback from HSBC when you charge at least 1 Qualifying Transaction from Card Account Opening Date to the end of the following month. T&Cs apply.
Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (31 October 2024).
MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.
*Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
The HSBC Live+ Card is a relatively new player in the Singapore credit card market and is currently known for its attractive cash rebates for streaming subscriptions services among other credit cards in Singapore.
Other notable highlights of this card include its 8% cashback at dining, shopping, and entertainment merchants, 5% cashback for fuel spend at Caltex and Shell petrol stations.
If you’re still considering whether to get the HSBC Live+ credit card, let’s consider the requirements, pros and cons and other related factors before you make a final decision.
Read our full review of HSBC Live+ Credit Card—the new lifestyle credit card that currently gives you 8% cashback at dining, shopping, and entertainment merchants
The HSBC Live+ card delivers the highest cashback for dining, shopping, entertainment, and fuel purchases. In contrast, the Citi Cash Back+ card is more versatile, offering 1.6% cashback on all spending, though it requires a minimum monthly spend to earn bonuses in certain categories.
The SCB Simply Cash Credit Card provides the lowest cashback rate at 1.5% on all spending without a minimum spend requirement, but it offers the most significant rebates on fuel at Caltex.
All three cards have the same annual fee. To sum up, the HSBC Live+ card could be a good fit if you can meet the $500 monthly minimum spend and frequently spend on dining, shopping, and entertainment.
Interest rate: 27.80%
Annual fee: $196.20 (first year waiver available)
Minimum annual income:
Interest rate: 27.90%
Annual fee: $196.20 (first year waiver available)
Minimum annual income:
Interest rate: 27.90%
Annual fee: $196.20 for (first year waiver available)
Minimum annual income:
Here are 3 simple steps to apply for the HSBC Live+ Credit Card
You may begin your application by clicking on our HSBC Live+ Credit Card application link.
When you choose to apply online or through the HSBC mobile app and via SingPass MyInfo, HSBC will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for HSBC to approve your credit card application. This list of documents include:
You’ll be able to activate your HSBC Live+ Card instantly through the HSBC mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and accumulated air miles with your HSBC mobile app!