SPC Petrol Credit Card Discounts Singapore (2024)

Loyal to the SPC chain of petrol stations? On top of SPC's petrol prices, you can also get additional discounts with your SPC loyalty card and the right credit card combo. Here are the best credit cards to use at SPC.

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SPC Petrol Credit Card Discounts (2024)

SPC&U discountOther types of credit card discount (including SPC)Card rebate (applies on nett petrol spending)Total effective discount
DBS Altitude Visa Signature Card10%
  • Up to 15% at SPC
  • S$1 = 2.4 miles
N.A.15%
DBS Altitude American Express Card10%
  • Up to 15% at SPC
  • S$1 = 2.4 miles
N.A.15%
POSB Everyday CardN.A.Up to 10% on groceries, online shopping and online food delivery
  • Up to 15% rebate on online food delivery
  • Up to 5% rebate on dining
  • Up to 5% rebate on groceries at Sheng Siong
  • Up to 3% rebate on personal care at Watsons
  • Up to 1% rebate on recurring bills with select merchants
21.8%
UOB One Card10%
  • Up to 24% at SPC
  • Up to 20.8% at Shell Stations
  • Up to 10% rebate at Shopee Singapore
  • Up to 10% rebate at Cold Storage, Giant, 7-Eleven, Guardian and more
  • Up to 10% rebate on Grab, SP utilities bills and UOB Travel spend
  • Up to 5% cash rebate on all retail spend above S$2000/month per quarter
  • Up to 10% rebate at Shopee Singapore
  • Up to 10% rebate at Cold Storage, Giant, 7-Eleven, Guardian and more
  • Up to 10% rebate on Grab, SP utilities bills and UOB Travel spend
  • Up to 5% cash rebate on all retail spend above S$2000/month per quarter
24%
UOB Preferred Platinum Visa CardN.A.
  • Up to 20% at SPC
  • Up to 13.6% at Shell
  • Up to UNI$10 per S$5 spend on online shopping and entertainment
  • Up to UNI$10 per S$5 spend via mobile contactless payment
  • Up to 10% rebate at Coffee Bean & Tea Leaf and Beanstro
  • Up to 3% rebate at Bread Society, Bengawan Solo, BreadTalk, Hard Rock Cafe and Fragrance Foodstuff
  • Up to 2% rebate at Polar Puffs & Cakes
20%
Bank of China Zaobao CardN.A.Up to 23.5% savings on Petrol transactions at Caltex, Shell, Sinopec & SPC, cap at S$60
  • Up to 10% cash rebate on Zaobao & SPH newspaper subscription
  • Up to 5% cash rebate on Dining, Department Store, Online spend and MCST fees
  • Unlimited 1% cash rebate on all retail spend above S$2,000
23.5%

UOB One Card SPC Discounts

MoneySmart Exclusive
UP TO S$14,500 WORTH OF REWARDS!
MoneySmart Exclusive
UP TO S$14,500 WORTH OF REWARDS!

UOB One Card

Max. Savings at Shell or SPC
Up to 24%
Instant Discount at Shell / SPC
10%/15%
Cash Back at all Other Petrol Stations
Up to 5%

[UP TO S$14,500 WORTH OF REWARDS!]
 
Get up to 15% Cashback and S$350 Cash Credit from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date. T&Cs apply.
 
PLUS 2 other exclusive offers if you sign-up through MoneySmart. T&Cs apply.
 

  • Get an extra S$50 Cash Bonus on top of UOB’s online promotion offer, when you are one of the first 300 customers to submit the MoneySmart claim form
  • Stand a chance to also win a Rolex Explorer 124270 or a Apple 14-inch MacBook Pro 512GB or a Sony PlayStation®5 (SLIM) Digital Edition when you participate in the MoneySmart x UOB March Giveaway.
Valid until 31 Mar 2024
Besides giving generous cash rebates of up to 24% for petrol spending at SPC and Shell, this UOB One Card is also great for a wide range of purchases of almost any category including groceries, shopping, dining, utility and telecommunications, as it offers up to 5% cash rebate on all spending each quarter. Just like POSB Everyday Card, there’s an annual fee waiver available for UOB One Card.

DBS Altitude Signature Card SPC Discounts

Online Promo
Earn Miles That Never Expire
Online Promo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Fuel Savings at Esso
Up to 14%
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 Miles
Online Promo:
Get up to 53,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$3,000 within 60 days from card approval date. T&Cs apply
Valid until 19 May 2024
If you’re looking for a card that gives you savings for both SPC and Esso and to earn air miles at the same time, this card by DBS may be the ideal one. You’ll be able to get up to 15% savings on your SPC petrol spending and up to 14% on your Esso petrol spending. On top of that, you can earn 6 miles for every $1 spent on flight bookings (on Expedia).

POSB Everyday Card SPC Discounts

Online Promo
Earn Cash Rebates that Never Expire
Online Promo
Earn Cash Rebates that Never Expire

POSB Everyday Card

Fuel Savings at SPC
Up to 20.1%
Cash Rebates at SpeedyCare
2%
Cash Rebate on all other spend
0.3%
Online Promo:
Get S$388 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 May 2024
This card is an all-rounded cash rebates credit card that gives you up to 21.8% fuel savings at SPC plus other benefits like 10% cash rebates on grocery shopping at Sheng Siong, or online shopping at Watsons and up to 3% cash rebates on bills of selected utilities and telecommunications merchants like Singtel, Singtel GOMO, Starhub, Starhub giga, M1, MyRepublic and Circles.Life. What’s more, there’s no minimum spend required, and you’ll be able to enjoy an annual fee waiver.

UOB Preferred Platinum Visa Card SPC Discounts

Fuel Savings at Shell
Up to 14%
Fuel Savings at SPC
Up to 15%
on Contactless Payments
S$5 = 10X UNI$
This is another card that is apt for people who like to travel and get attractive cash rebates for their petrol spending. There’s a maximum savings of up to 20% at SPC stations while there’s up to 13.6% savings for fuel purchases at Shell stations. As for the travel-friendly perks, you can earn 4 miles per dollar for online spending (excludes travel) and offline contactless payment. There’s no minimum spend requirement for this card too.

Frequently Asked Questions

Which credit card is best for SPC petrol?

The 3 best credit cards with discounts at SPC are the UOB One Card, POSB Everyday Card and Bank of China Zaobao Card. If you are willing to meet the minimum spending requirements, the UOB One Card offers the highest rebates on petrol. But if you just want a fuss-free credit card, consider the POSB Everyday Card instead as they have no minimum spending requirements.

How do I get an SPC discount card?

To get a 10% discount at SPC, you can sign up as an SPC&U member. This can be done over the counter at any SPC petrol kiosk; thereafter, you can register your card online for more membership benefits. Membership is free.

What is the minimum income required for an SPC petrol credit card?

There is no one SPC petrol credit card, but instead several bank cards that let you get additional fuel discounts at SPC. For Singaporeans and PRs, you can get most of these credit cards with a S$30,000 annual income. If your income falls below that, you may still be able to get the same discount with a debit card from the same bank. Check the terms & conditions carefully to see if debit cards are also included.

Are there annual fee waivers for SPC petrol credit cards?

Yes. Several SPC petrol credit cards offer free waivers for your annual fees, but you’ll have to call in or email or log into your account with your credit card issuing bank to request for it.