Why Trust MoneySmart?Looking to maximise your petrol savings at SPC kiosks? Here’s the master list of prominent discounts and promotions. Whether you pay with a credit card, use a membership, or belong to a special group, this comprehensive guide covers how to qualify, stacking cards for maximum petrol discounts, and when offers apply.
Best Credit Cards For SPC Petrol Discounts in Singapore
Best cashback credit cards for SPC petrol savings
Credit card | SPC fuel savings | Card rebate earn |
|---|---|---|
UOB One Card | Stack with SPC&U (10%) for up to 20% fuel savings | 3.33% cashback on eligible retail spend |
POSB Everyday Card | Stack with SPC&U (10%) for up to 20.1% fuel savings | No standalone petrol cashback |
OCBC 365 Credit Card | Limited stacking—base cashback only | 6% cashback on petrol worldwide with min. $800 eligible monthly spend |
Citi Cash Back Card | Stackable with SPC&U for up to 8% cashback | 8% cashback on petrol worldwide with min. $800 eligible monthly spend |
Best miles & rewards credit cards for SPC petrol savings
Credit card | Bonus miles earn rate |
|---|---|
DBS Altitude Visa Signature Card | 1.3 miles per $1 on local petrol |
UOB PRVI Miles Visa Card | 1.4 miles per $1 on local petrol |
HSBC Revolution Card | Up to 20x Reward points per $1 on eligible contactless / online petrol spend (equivalent to 4–8 miles per $1) |
💡 What is stacking? Stacking means combining multiple discounts in a single transaction. For example, you can "stack" your SPC&U membership discount (upfront 10% off pumping petrol at SPC) with your credit card's cashback or rebates to maximise total savings. SPC&U memberships are available to anyone who signs up at an SPC petrol station.
SPC Petrol Credit Card Options in Singapore
Common Reasons For Credit Card Application Delays or Rejections
Incomplete/missing documents
Outdated payslips, blurry ID scans, missing address proof.
How to avoid: Ensure you upload clear, current documents (within 3 months)
Below minimum income
Card requires $30,000+ (Singaporean/PR) or $40,000–$65,000 (foreigner).
How to avoid: Verify card's income requirement before applying.
Multiple ongoing applications
Bank processes one new card per applicant at a time.
How to avoid: Apply for one card, wait for outcome before next.
Recent rejections
You must wait 30 days before reapplying.
How to avoid: Wait for the cooling-off period and address the rejection reason.
Poor credit history
Existing high debt or late payments on record.
How to avoid: Pay down debts before applying; review credit report.
Mismatched details
Application info doesn't match MyInfo/NRIC.
How to avoid: Double-check all details before submission.
What to do if you're rejected or delayed
If your petrol credit card application gets rejected, fret not. It could be attributed to one of the following reasons:
Contact the bank. Reach out via official hotline, chat, or secure message to understand the exact reason.
Address document gaps. Upload any missing or corrected documents promptly.
Review eligibility again. Confirm you meet salary, age, and status criteria for the specific card.
Check credit health. Pay down existing debts; avoid multiple new applications at once.
Wait for the cooling-off period. Typically 30 days before reapplying with the same bank.
