POSB Everyday Card

Updated October 2018

5%Cash Back at Sheng Siong
S$50Cash Back Cap for Sheng Siong
S$0Min. Spend per month
POSB Everyday Card

POSB Everyday Card

Promotion
Promotions
Online Exclusive: Up to 20% cash rebates
  • Spend a min. of S$800 per calendar month
  • New POSB Cardmembers enjoy 20% cash rebate on Online food delivery
  • New POSB Cardmembers enjoy 10% cash rebate on restaurants, cafes, fast food outlets, food courts, and more
  • Cash rebates capped at S$100 per calendar month
  • Existing POSB Cardmembers enjoy 15% cash rebate on Online food delivery
  • Existing POSB Cardmembers enjoy 5% cash rebate on restaurants, cafes, fast food outlets, food courts, and more
  • Cash rebates capped at S$50 per calendar month
  • Valid till 30 Nov 2018
  • Key features
    Key features
    • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
    • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
    • No minimum spend required
    • Up to 20.1% cash rebate at SPC
    • Get 0.3% on everything else
    • 1 year fee waiver
    Petrol
    Petrol
    Excellent
    • Up to 20.1% savings on petrol at SPC
    • 5% discount from any DBS/POSB Credit or Debit Card (except DBS Esso MasterCard) + 10% SPC&U Card discount + 6% POSB Everyday Card cash rebate after 5%+10% discount.
    Dining
    Dining
    Excellent
    • Up to 15% cash rebates on dining with a min spend of S$800
    • Up to 15% cash rebates on online food delivery and online food catering
    • Up to 5% cash rebates on restaurants, cafes, fast food outlets, food courts and more
    • Cash rebates capped at S$50 per calendar month
    Cash back
    Cash Back
    Very Good
    • Up to 20.1% cash rebate at SPC
    • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
    • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
    • 1% cash rebate on recurring utilities bills from SP Group and recurring StarHub mobile/digital cable/broadband bills and ins-tore purchases
    • Get 0.3% on everything else
    • No minimum spend required
    Grocery
    Grocery
    Very Good
    • 5% cash rebate with Sheng Siong
    • S$50 cash rebate cap per calendar month (maximum spend of S$1,000 per calendar month)
    • Cash rebate awarded in Daily$
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    96.3

    Fee Waiver

    Available

    Interest Free Period

    20 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    $80 if outstanding balance is above $50

    Minimum Monthly Repayment

    3% or $80, whichever is higher

    Foreign Currency Transaction Fee

    2.80%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6% or $15, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $45,000
    Other

    Card Association

    MasterCard

    Wireless Payment

    MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay