POSB Everyday Card

5%
Cash Back at Sheng Siong
S$50
Cash Back Cap for Sheng Siong
S$0
Min. Spend per month
Available
Excellent
Excellent
Very Good
Very Good
Satisfactory
POSB Everyday Card

POSB Everyday Card

Promotion
Promotions
Enjoy up to S$120 cashback
  • Get S$120 cashback as a Welcome Gift for new DBS/POSB cardmembers, $40 for existing cardmembers
  • To be eligible, charge a min. of S$800/month within the first 2 months from card approval date
  • Valid till 30 June 2019
Key features
Key features
  • Up to 15% cash rebates on dining
  • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
  • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
  • 1% cash rebate on electricity and utilities bills at Starhub, Geneco, Ohm, iSwitch, SP Group, Tuas Power and Union Power
  • No minimum spend required
  • Up to 20.1% cash rebate at SPC
  • Get 0.3% on everything else
  • 1 year fee waiver
Petrol
Petrol
Excellent
  • Up to 20.1% savings on petrol at SPC
  • 5% discount from any DBS/POSB Credit or Debit Card (except DBS Esso MasterCard) + 10% SPC&U Card discount + 6% POSB Everyday Card cash rebate after 5%+10% discount.
Dining
Dining
Excellent
  • Up to 15% cash rebates on dining with a min spend of S$800
  • Up to 15% cash rebates on online food delivery and online food catering
  • Up to 5% cash rebates on restaurants, cafes, fast food outlets, food courts and more
  • Cash rebates capped at S$50 per calendar month
Cash back
Cash Back
Very Good
  • Up to 20.1% cash rebate at SPC
  • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
  • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
  • 1% cash rebate on recurring utilities bills from SP Group and recurring StarHub mobile/digital cable/broadband bills and ins-tore purchases
  • Get 0.3% on everything else
  • No minimum spend required
Grocery
Grocery
Very Good
  • 5% cash rebate with Sheng Siong
  • S$50 cash rebate cap per calendar month (maximum spend of S$1,000 per calendar month)
  • Cash rebate awarded in Daily$
Leisure
Bill Payment
Satisfactory
  • 1% cashback on recurring SP Group utilities
  • 1% cashback on monthly bills from Best Electricity, Geneco, Ohm Energy, iSwitch, Tuas Power, and Union Power.
  • 1% cashback on recurring Starhub mobile/digital cable/broadband bills and instore purchases
  • 3% on medical spend for existing POSB Smiley Child Development Account Trustees
  • Rebates capped at S$50/month
  • 1 year annual fee waiver of S$192.60
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

S$96.3

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

26.80%

Late Payment Fees

$80 if outstanding balance is above $50

Minimum Monthly Repayment

3% or $80, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay