POSB Everyday Card

Up to 15%
Cash Rebates for everyday essentials
Up to S$80
Cash Rebates cap per month
S$800
Min. Spend per month
Available
Excellent
Excellent
Very Good
Very Good
Satisfactory
POSB Everyday Card

POSB Everyday Card

Promotion
Promotions
Key features
Key features
  • Up to 15% cash rebates on dining and transport
  • Up to 6% cash rebates at SPC, Sheng Siong, Watsons, Starhub, SP Group, Best Electricity, Geneco, iSwitch, Ohm Energy, Tuas Power and Union Power. No minimum spend required
  • Get 0.3% on everything else
  • Use it as an all-in-one card for your daily essentials, MRT/bus rides and ATM cash withdrawals
  • Your cash rebates never expires
  • 1 year fee waiver
Petrol
Petrol
Excellent
  • Up to 20.1% savings on petrol at SPC
  • 5% discount from any DBS/POSB Credit or Debit Card (except DBS Esso MasterCard) + 10% SPC&U Card discount + 6% POSB Everyday Card cash rebate on the final charge amount (after any other applicable discounts)
Dining
Dining
Excellent
  • Up to 15% cash rebates on dining with a min spend of S$800
  • Up to 15% cash rebates on online food delivery and online food catering
  • Up to 5% cash rebates on restaurants, cafes, fast food outlets, food courts and more
  • Cash rebates capped at S$50 per calendar month
Cash back
Cash Back
Very Good
  • Get 5% cash rebates at Sheng Siong. S$50 cash rebates cap per calendar month
  • Get 3% cash rebates at Watsons
  • Get up to 2% cash rebates on electricity and utilities bills at Starhub, SP Group, Best Electricity, Geneco, iSwitch, Ohm Energy, Tuas Power and Union Power
  • Get up to 20.1% fuel savings at SPC
  • Get 0.3% cash rebates on everything else
Grocery
Grocery
Very Good
  • 5% cash rebate with Sheng Siong
  • S$50 cash rebate cap per calendar month (maximum spend of S$1,000 per calendar month)
  • Cash rebates awarded in Daily$
Leisure
Bill Payment
Satisfactory
  • 1% cash rebates on recurring SP Group utilities bills
  • 1% cash rebates on monthly electricity bills from Best Electricity, Geneco, Ohm Energy, iSwitch, Tuas Power and Union Power
  • 1% cash rebates on recurring Starhub mobile/ digital cable/ broadband bills and in-store purchases
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

S$96.30

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

26.80%

Late Payment Fees

S$100

Minimum Monthly Repayment

3.00% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.00%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6.00% or S$15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

MasterCard Contactless

Wireless Payment

MasterCard Contactless