POSB Everyday Card

Updated June 2018

5%Cash Back at Sheng Siong
S$50Cash Back Cap for Sheng Siong
S$0Min. Spend per month
POSB Everyday Card

POSB Everyday Card

Promotion
Promotions
Get 5% Cash Rebate on Overseas Spend
  • Customer must be an existing principal POSB Everyday Cardmember
  • Login to DBS Lifestyle app and register for the promotion between 2 May and 31 Jul 2018
  • Spend a minimum of S$1,000 on overseas transactions
  • Cash rebate capped at S$50 per calendar month
  • Valid till 31 Jul 2018
Enjoy up to 37.49% savings in fuel
  • Be a registered SPC&U member
  • Charge a min. of S$180 nett on fuel at SPC per qualifying period to receive S$5 SPC e-coupon
  • Charge to your POSB Everyday Card to receive a bonus Daily$5
  • Applicable to the first 2,500 POSB Everyday Cardholders with an accumulated spend of S$180 at SPC per qualifying period
  • Qualifying periods: 16 Apr - 15 May 2018 and 16 May - 15 Jun 2018
  • Online Exclusive - Up to S$200 Cashback
    • Apply for your POSB Everyday Card from 1 Apr - 30 Jun 2018
    • Charge a min. of S$600 within first month from card approval
    • New DBS/POSB Cardmembers: S$100 cashback; Top 50 spenders get additional S$100 cashback
    • Existing DBS/POSB Cardmembers: S$20 cashback
    Key features
    Key features
    • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
    • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
    • No minimum spend required
    • Up to 20.1% cash rebate at SPC
    • Get 0.3% on everything else
    Petrol
    Petrol
    Excellent
    • Up to 37.49% savings on petrol at SPC
    • 5% discount from any DBS/POSB Credit or Debit Card (except DBS Esso MasterCard) + 10% SPC&U Card discount + 6% POSB Everyday Card cash rebate*
    Cash back
    Cash Back
    Very Good
    • Up to 37.49% cash rebate at SPC
    • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
    • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
    • 1% cash rebate on recurring utilities bills from SP Group and recurring StarHub mobile/digital cable/broadband bills and ins-tore purchases
    • Get 0.3% on everything else
    • No minimum spend required
    Grocery
    Grocery
    Very Good
    • 5% cash rebate with Sheng Siong
    • S$50 cash rebate cap per calendar month (maximum spend of S$1,000 per calendar month)
    • Cash rebate awarded in Daily$
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    96.3

    Fee Waiver

    1 year annual fee waiver

    Interest Free Period

    20 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    $80 if outstanding balance is above $50

    Minimum Monthly Repayment

    3% or $80, whichever is higher

    Foreign Currency Transaction Fee

    2.80%

    Foreign Check Fee

    N.A.

    Cash Advance Transaction Fee

    6% or $15, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $45,000
    Other

    Card Association

    MasterCard

    Wireless Payment

    MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay