POSB Everyday Card

5%
Cash Back at Sheng Siong
S$50
Cash Back Cap for Sheng Siong
S$0
Min. Spend per month
POSB Everyday Card

POSB Everyday Card

Promotion
Promotions
Enjoy up to S$250 cashback
  • Apply and receive approval for your DBS Live Fresh Card
  • Charge a min. of S$600/month for the first 2 months of card approval
  • Get S$40 cashback on eligible Online Spend, S$40 on eligible Visa payWave Spend, and S$20 on all other Spend
  • Cashback capped at S$100 per month for the first 2 months
  • Get an additional S$50 cashback as a Welcome Gift if you are a New-to-Bank customer
  • Valid till 28 Feb 2019
Enjoy 10% cash rebates on overseas spend
  • Be an existing Principal POSB Everyday Card and the first 10,000 Cardmembers to enrol in the POSB Everyday Card Overseas Promotion
  • Spend a min. of S$800 per calendar month; Cashback capped at S$50 per calendar month
  • The lucky draw prize is 2 round trip premium economy tickets to Paris via SQ, 3 night 5 Star accommodation in Paris, Professional makeover and photo shoot around Paris’ iconic sites, S$500 prepaid Mastercard and gift bag
  • Valid from 1 Nov 2018 to 28 Feb 2019
Key features
Key features
  • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
  • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
  • No minimum spend required
  • Up to 20.1% cash rebate at SPC
  • Get 0.3% on everything else
  • 1 year fee waiver
Petrol
Petrol
Excellent
  • Up to 20.1% savings on petrol at SPC
  • 5% discount from any DBS/POSB Credit or Debit Card (except DBS Esso MasterCard) + 10% SPC&U Card discount + 6% POSB Everyday Card cash rebate after 5%+10% discount.
Dining
Dining
Excellent
  • Up to 15% cash rebates on dining with a min spend of S$800
  • Up to 15% cash rebates on online food delivery and online food catering
  • Up to 5% cash rebates on restaurants, cafes, fast food outlets, food courts and more
  • Cash rebates capped at S$50 per calendar month
Cash back
Cash Back
Very Good
  • Up to 20.1% cash rebate at SPC
  • 5% cash rebate at Sheng Siong. S$50 cash rebate cap per calendar month.
  • 3% cash rebate at Watsons, and local medical spend (dental, clinic, hospital)
  • 1% cash rebate on recurring utilities bills from SP Group and recurring StarHub mobile/digital cable/broadband bills and ins-tore purchases
  • Get 0.3% on everything else
  • No minimum spend required
Grocery
Grocery
Very Good
  • 5% cash rebate with Sheng Siong
  • S$50 cash rebate cap per calendar month (maximum spend of S$1,000 per calendar month)
  • Cash rebate awarded in Daily$
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

$80 if outstanding balance is above $50

Minimum Monthly Repayment

3% or $80, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay