Compare the Latest Credit Card Promotions in Singapore 2020

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. read more
We found 47 Credit Cards for you!
Citibank logo
MoneySmart Exclusive
Cash Back on Eligible Spend
1.6%
Min. Spend per month
$0
Cash Back Cap
Unlimited
Apply Now
MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.
Citibank logo
MoneySmart Exclusive
on Online Spend*
S$1= 10X Points
on Shopping Spend
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
Apply Now
MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.
Standard Chartered logo
MoneySmart Exclusive
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
$0
Cash Back Cap
Unlimited
Apply Now
MoneySmart Exclusive: Get up to S$250 worth of Cashback, Instant Cash or Grab Credits! Applies to New-to-Bank cardholders. Valid till 13 Apr 2020.
Citibank logo
MoneySmart Exclusive
Cash Back on Dining, Groceries & Petrol
8%
Cash Back Cap per category, per month
S$25
Min. Spend per month
S$888
Apply Now
MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.
Citibank logo
MoneySmart Exclusive
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 Miles
Apply Now
MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.
HSBC logo
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per month
S$125
Min. Spend per month
S$0
Apply Now
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
American Express logo
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Apply Now
Online Promo: Get up to 32,000 KrisFlyer miles when you apply and spend! Valid till 30 Jun 2020.
American Express logo
with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Apply Now
Online Promo: Receive S$60 CapitaVouchers when you apply and spend! Valid till 30 Jun 2020.
American Express logo
at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Apply Now
Standard Chartered logo
Cash Back for New-to-bank customers
$100
Cash Back on Online Spends in Foreign Currency
3%
Min. Spend per month
S$0
Apply Now
Online Promo: Get up to S$100 cashback! Valid till 30 Jun 2020.
Standard Chartered logo
Cash Back for New-to-Bank customers
$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points
Apply Now
Online Promo: Get up to S$100 cashback! Valid till 30 Jun 2020.
Standard Chartered logo
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
Online Promo: Get 30,000 Air Miles Valid till 30 Jun 2020.
OCBC logo
Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
HSBC logo
Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
Apply Now
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
HSBC logo
on Online, Dining and Entertainment
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
Maybank logo
on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Apply Now
Maybank logo
Cash Rebate on All Local Spend
1.6%
on Spend in Foreign Currency
S$1 = 2X Points
Min. Spend per month
S$0
Apply Now
Maybank logo
Cash Rebates on All Local Spend
Up to 3.33%
Cash Rebate on Overseas Spend
0.3%
Cash Rebate Cap per quarter
S$100
Apply Now
UOB logo
Cash Back on Grab
Up to 10%
Cash Back Cap per quarter
S$300
Min. Spend per month, per quarter
S$2000
Apply Now
POSB logo
Cash Rebates for everyday essentials
Up to 15%
Cash Rebates cap per month
Up to S$80
Min. Spend per month
S$800
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
OCBC logo
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Apply Now
DBS logo
Cashback on Online, Visa Contactless
Up to 10%
Cash Back Cap
Up to S$80
Min. Spend per month
S$1000
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
DBS logo
on Online Spend
S$5 = 5X Points
on All Other Spend
S$5 = 1X Point
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
OCBC logo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$60
Min. Offline Spend per month
S$300
Apply Now
DBS logo
on Online Spend
S$5 = 10X Points
on All Other Spend
S$5 = 1X Points
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
Maybank logo
Cash Rebate at selected merchants in Singapore & Malaysia
Up to 8%
Cash Rebate on All Other Spend
0.3%
Cash Rebate Cap per month
S$80
Apply Now
Maybank logo
Cash Rebate on petrol spend in Singapore and Malaysia
5%
Cash Rebate on foreign currency spend
1.5%
on all local spend excluding petrol
S$1 = 1 Point
Apply Now
Maybank logo
when Man. United wins Premier League
S$1 = 5X Points
Cash Rebate when Man. United wins Premier League
3%
Discount at selected Shopping & Dining
10%
Apply Now
Maybank logo
on Dining, Retail & Petrol
S$1 = 10X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Waived for each conversion of points to frequent flyer miles
Conversion Fee
Apply Now
Bank of China logo
Local Spend
S$1 = 1.5 Miles
Overseas Spend
S$1 = 3 Miles
Rewards to Miles Conversion
1 Point = 0.33 Miles
Apply Now
HSBC logo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Apply Now
American Express logo
for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
Apply Now
Bank of China logo
Rebate on Buses & MRT
20%
Rebate Cap per month
S$80
Min. Spend per month
S$600
Apply Now
UOB logo
Cash Back on Online, Grab, Dining and Entertainment spend
Up to 10%
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$600
Apply Now
DBS logo
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Bus, MRT and Taxi rides
S$1 = 4 Miles
Apply Now
Online Promo: Get AirPods or S$200 cashback or 38,000 miles when you apply online and spend! Valid till 30 Jun 2020.
Standard Chartered logo
Cash Back for New-to-Bank customers
$80
on All Spend when you open a SCB Current Account
S$1 = 2X Points
Rewards to Miles Conversion
1 Point = 0.4 Miles
Read More
UOB logo
Cash Back at Selected Grocery Stores
Up to 8%
Cash Back Cap per month
S$50
Min. Spend per month
S$800
Apply Now
UOB logo
on One Category
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now
Citibank logo
on Lazada (Valid till 29 Feb 2020)
10X Reward Points
on Dining, Travel, Entertainment & Commute
5X Reward Points
on Everything else, no cap
1X Reward Points
Apply Now
ICBC logo
DragonPass
6 points
VIP Airport Lounge
6 visits
VIP High-Speed Railway Lounge
12 visits
Apply Now
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
ICBC logo
Cash Back
Up to S$120
Min. Spend in 6 months
S$1200
Cash Back Cap per month
S$20
Apply Now
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
ICBC logo
Total bill at House of Seafood
15% off
With a min. spend of $200 in a single receipt at iShopChangi
10% off
Annual Fee Waiver
3 years
Apply Now
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
UOB logo
on Singapore Airlines, SilkAir, Scoot and KrisShop
S$1 = 3 Miles
on dining, food delivery, online shopping and travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
Apply Now
UOB logo
MoneySmart Exclusive
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles
Apply Now
MoneySmart Exclusive: Get up to $250 Cash Credit when you apply through MoneySmart! Valid till 30 Apr 2020.
American Express logo
Apply Now
Online Promo: Get up to 33,000 KrisFlyer miles when you apply and spend! Valid till 30 Jun 2020.

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Credit Card Promotions Singapore

Credit Card Credit Card Promotion Valid Till
Citi Cash Back CardGet S$500 Cash via PayNow12 Dec 2019
Standard Chartered Unlimited Cashback Credit CardUp to S$200 Cash + Cashback20 Dec 2019
HSBC Advance Credit Card Samsonite T5 spinner luggage or S$150 Cash Back + S$20 Worth Grab Rides 31 Dec 2019
Citi PremierMiles Visa CardGet S$500 Cash via PayNow12 Dec 2019
Citibank SMRT Card S$120 cash back when you spend S$1,200 in the first 3 months 31 Dec 2019
OCBC 90°N Card S$50 Cash Rebate 31 Dec 2019
Maybank Horizon Visa Signature Free American Tourister Luggage worth S$260 Until the stocks last
UOB PRVI Miles Card10,000 Welcome Miles with S$6000 Spend 31 Dec 2019

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

Try MoneySmart’s new KrisFlyer miles calculator

Use our new KrisFlyer miles redemption calculator and find out which destinations you can travel for free on a travel class of your choice

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.