Get the Best Credit Card Promotions in Singapore 2024

Sign up and get cash rebates, shopping vouchers or free gadgets with these credit card promotions in Singapore. Read More
We found 40 Credit Cards for you!
Sponsored
UOB logo
MoneySmart Exclusive
Get up to 15% Cashback | S$50 CASH BONUS
Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
Up to 10%
Cashback Cap per quarter
S$500
Min. Spend per month
S$500

[FLASH DEAL: S$50 Cash Bonus]
Secure an extra S$50 Cash via PayNow on top of the online promotion by being one of the first 100 successful claims to apply through MoneySmart! T&Cs apply.
 
PLUS get up to 15% Cashback and S$350 Grab Vouchers from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!

Valid until 29 Feb 2024 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
FASTER REWARDS REDEMPTION | SONY PS5 FLASH DEAL
Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited

[FLASH DEAL: WIN A SONY PS5]
Stand a chance to win a Sony PlayStation®5 SLIM Digital Edition (CFI-2018B01) (worth S$669) on top of your baseline gifts when you are one of 3 successful claims at 2pm & 9pm daily!
 
Unlock Exclusive Rewards
The rest can still earn 5,040 SmartPoints or S$300 cash when you apply and meet the minimum spend within 30 days from card approval date. T&Cs apply.
 
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 26 Feb 2024 - See more details below
Promotion ends in
Apply Now
HSBC logo
MoneySmart Exclusive
HSBC GIVEAWAY: UP TO S$338 CASH
on Online Spend and Contactless Payments
S$1 = 10X Points
on All Other Spend
S$1 = 1X Point
for every 10 Points
Earn 4 Miles

[FLASH DEAL: WIN UP TO S$338 CASH!]
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or S$300 GrabGifts Vouchers or S$250 Cash via PayNow when you apply for an eligible HSBC credit card and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
 
PLUS stand a chance to win an S$88 Cash Bonus on top of your baseline gift, when you meet the giveaway criteria! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
1.5% UNLIMITED CASHBACK
Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Unlock Exclusive Rewards
Earn 4,500 SmartPoints or up to S$350 cash* when you apply and meet the minimum spend within 1 month from card approval date. T&Cs apply.
 
Why Choose SmartPoints? 
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 29 Feb 2024 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Unlimited 2% Cashback
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited

Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or a Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429) or S$280 Cash via PayNow when you apply and spend a min of S$988. T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
FASTER REWARDS REDEMPTION | SONY PS5 FLASH DEAL
Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = up to 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles

[FLASH DEAL: WIN A SONY PS5]
Stand a chance to win a Sony PlayStation®5 SLIM Digital Edition (CFI-2018B01) (worth S$669) on top of your baseline gifts when you are one of 3 successful claims at 2pm & 9pm daily!
 
Unlock Exclusive Rewards
The rest can still earn 5,100 SmartPoints or S$300 cash when you apply and meet the minimum spend within 30 days from card approval date. T&Cs apply.
 
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 26 Feb 2024 - See more details below
Apply Now
HSBC logo
MoneySmart Exclusive
HSBC GIVEAWAY: UP TO S$338 CASH
on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

[FLASH DEAL: WIN UP TO S$338 CASH!]
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or S$300 GrabGifts Vouchers or S$250 Cash via PayNow when you apply for an eligible HSBC credit card and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
 
PLUS stand a chance to win an S$88 Cash Bonus on top of your baseline gift, when you meet the giveaway criteria! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
EARN SMARTPOINTS | Up to 6% Cashback
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Earn up to 1,890 SmartPoints or up to S$250 cash* when you apply, and spend a minimum of S$200 in "Qualifying Spends" within 30 days from card approval date, followed by another S$1,000 in "Qualifying Spends" within the following 30 calendar days.

Customers who choose SmartPoints will be free to choose ANY gift of choice at our Rewards Store. Enjoy ultimate flexibility today! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Up to 10% Cashback
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap per month
S$100

Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or a Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429) or S$280 Cash via PayNow when you apply and spend a min of S$988. T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
American Express logo
MoneySmart Exclusive
Unlimited Cashback
Welcome Bonus (on all eligible purchases, up to S$5,000 spend in the first 6 months)
3.0% Cashback
on all eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited

Get S$150 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$500 in Qualifying Spends within the first month of card approval! T&Cs apply.

Valid until 28 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Annual Fee Waived
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles
Earn up to 25,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card. T&Cs apply.

OR, earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up. Click here to apply.
Valid until 31 Mar 2024 - See more details below
Apply Now
American Express logo
Online Promo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend during June and December, with no cap
S$1 = 2 Miles
on Eligible Grab transactions, capped at $200 per calendar month
S$1 = 3.1 Miles
Online Promo:
New American Express cardholder can get S$100 eCapitaVouchers AND up to 17,000 KrisFlyer miles (enough to redeem a Return Trip to Bali*) when you spend a min. of S$500 within the first month of card approval. T&Cs apply.
Valid until 28 Feb 2024 - See more details below
Apply Now
Maybank logo
on Air Tickets and Foreign Currency Spend
S$1 = 8X Points
on Dining, Petrol, Groceries, Taxi, Hotel Bookings
S$1 = 3X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
HSBC logo
MoneySmart Exclusive
HSBC GIVEAWAY: UP TO S$338 CASH
Cash Back on Dining, Groceries, Petrol
5%
Cash Rebate Cap per quarter
S$250
Min. spend monthly in a calendar quarter
S$600

[FLASH DEAL: WIN UP TO S$338 CASH!]
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or S$300 GrabGifts Vouchers or S$250 Cash via PayNow when you apply for an eligible HSBC credit card and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
 
PLUS stand a chance to win an S$88 Cash Bonus on top of your baseline gift, when you meet the giveaway criteria! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
UOB logo
Online Promo
Get Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Online Promo:
Get up to S$350 Grab Vouchers from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date. T&Cs apply.
Valid until 29 Feb 2024 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
FASTER REWARDS REDEMPTION | SONY PS5 FLASH DEAL
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1= 1X Point
Rewards Conversion
10X Points = 4 Miles

[FLASH DEAL: WIN A SONY PS5]
Stand a chance to win a Sony PlayStation®5 SLIM Digital Edition (CFI-2018B01) (worth S$669) on top of your baseline gifts when you are one of 3 successful claims at 2pm & 9pm daily!
 
Unlock Exclusive Rewards
The rest can still earn 5,100 SmartPoints or S$300 cash when you apply and meet the minimum spend within 30 days from card approval date. T&Cs apply.
 
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 26 Feb 2024 - See more details below
Apply Now
American Express logo
Online Promo
for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Online Promo:
New to American Express cardholders can get S$400 eCapitaVouchers from AMEX when you pay the card's annual fee and spend a min. of S$888 within first month of card approval.

Existing cardholders can get S$200 eCapitaVouchers from AMEX when you pay the card's annual fee and spend a min. of S$888 within first month of card approval. T&Cs apply.

Additionally, earn 1,110 Membership Rewards® points based on the S$888 spent above.
Valid until 28 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Up to 45k Miles Offer
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles
Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.

OR, earn up to 25,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up. Click here to apply.
Valid until 31 Mar 2024 - See more details below
Apply Now
OCBC logo
High Spend on Dining
Cashback on Everyday Dining
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month
Read More
OCBC logo
Earn up to 1.8% unlimited cashback
Cashback
Up to 1.8%
Min. Spend
S$0
Cashback Cap
Unlimited
Read More

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing the best credit cards deals.

Credit Cards Review: We've done the heavy lifting for you!

Whether it's cashback, travel miles, or exclusive discounts, our review highlights the top contenders for amping up your credit card game.

Types of Credit Card Sign up Promotions

Here are 3 common types of credit card promotions offered by banks in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What credit cards promotions are currently available?

For Standard Chartered Smart Credit Card, if you apply and hit at least $500 in spending, you can get S$330 Cash via PayNow OR an Everdesk Lite+ Standing Desk (worth S$619) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth $575) OR Apple Watch SE (worth S$382.50). Promo ends on 31 May.

You can compare all the credit cards here.

What is the best credit card in Singapore?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest credit card promotions or lucky draw campaigns. You may also keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card sign-up promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.