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HSBC Advance Credit Card

HSBC Advance Credit Card Must Have Card
Excellent
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee Perpetual annual fee waiver
  • Supplementary Annual Fee N/A
  • Fee Waiver 1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • An HSBC Advance banking account is required to enjoy the maximum 3.5% cash back on all spend
  • S$125 cash back cap per month for HSBC Advance banking customers
  • S$70 cash back cap for non HSBC Advance banking customers
More Details

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card Must Have Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee S$176.55 (inclusive of GST)
  • Supplementary Annual Fee S$53.50 (inclusive of GST)
  • Fee Waiver First Year Fee Waiver
  • Annual Interest Rate N/A

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Things to look out for

  • First Year Annual Membership Fee Waiver does not apply to those who hold existing co-branded American Express Singapore Airlines Credit Cards
  • 10% savings on published Hertz rates, one car class upgrade, fee waived additional driver
  • Receive up to 30% off on walk-in rates* at selected Plaza Premium lounges around the world, including at Changi Airport
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HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card
Excellent
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $180 per year
  • Supplementary Annual Fee Complimentary
  • Fee Waiver 2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • S$120 cash rebate cap - min. spend of S$800 for all 3 months per calendar quarter
  • S$60 cash rebate cap - min. spend of S$400 for all 3 months per calendar quarter
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HSBC Revolution Credit Card

HSBC Revolution Credit Card
Excellent
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $150 per year
  • Supplementary Annual Fee Complimentary
  • Fee Waiver 2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • Redeem Rewards Online via Personal Internet Banking OR Phone Banking
  • To convert Rewards into KrisFlyer or Asia Miles, required to enroll in HSBC's Mileage Programme (Annual fee at S$40)
  • Exclusions for Dining & Online Spend as stated
More Details

American Express CapitaCard

American Express CapitaCard
Very Good
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee S$171.20
  • Supplementary Annual Fee S$85.60
  • Fee Waiver 1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards
  • Annual Interest Rate N/A

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income S$60,000

Things to look out for

  • Enjoy 3 hour free parking daily with minimum spend of $1,200 per calendar month
  • S$1=5 STAR$
  • Earn 30,000 STAR$ (S$30 Capital vouchers) when you refer a friend
  • Your friend gets 20,000 STAR$ (S$20 Capita Vouchers)
More Details

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card
Very Good
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $588.50 (including GST)
  • Supplementary Annual Fee Free
  • Fee Waiver No Fee Waiver
  • Annual Interest Rate 24.455%

Eligibility

  • Singaporean Minimum Income $30,000 (Priority Banking), $150,000 (Non-Priority Banking)
  • Non-Singaporean Minimum Income $60,000 (Priority Banking), $150,000 (Non-Priority Banking)

Things to look out for

  • Annual Fee of $588.50 must be paid
  • Minimum income of $150k (Non-Priority Banking) or $30k (Priority Banking)
  • Cardholders must be enrolled in the Standard Chartered 360° Rewards Programme Six to get Air Miles
  • Complimentary visits to the airport lounges under the Priority Pass Lounge program
More Details

DBS Live Fresh Card

DBS Live Fresh Card
Very Good
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $128.40 per year
  • Supplementary Annual Fee $64.20 per year
  • Fee Waiver 2 years fee waiver
  • Annual Interest Rate 25.90%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • To convert DBS Points into air miles, download respective Frequent Flyer Programme forms and submit
  • Each conversion of DBS Points by cardmember to his/her designated airline's programme will be subjected to an administrative fee of S$25 (excludes GST) and will be charged to DBS Credit Card
  • Active EZ-Reload facility for EZ-link auto top-up
  • Link your card to your Savings Account and use as an ATM Card
More Details

American Express Platinum Credit Card

American Express Platinum Credit Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $321.00 per year
  • Supplementary Annual Fee $160.50 per year
  • Fee Waiver Perpetual fee waiver for first 2 supplementary cards
  • Annual Interest Rate 24.99%

Eligibility

  • Singaporean Minimum Income $50,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Things to look out for

  • No expiry for Membership points
  • Supplementary Card Holders also enjoy the same benefits
  • Enjoy auto-enrolment with the Frequent Traveller Option, and a waiver of S$40 enrolment fees
More Details

HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee Non Premier Customer: S$650 (inclusive of prevailing GST)
  • Supplementary Annual Fee Nil
  • Fee Waiver Annual programme fee applies
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $120,000 per year
  • Non-Singaporean Minimum Income $120,000 per year

Things to look out for

  • 35,000 air miles in the form of 87,500 HSBC Rewards Points
  • Annual Programme fee of S$40 applies to convert points to air miles
  • One complimentary Airport VIP Service and Aiport Limousine Service with every monthly spend of S$2,000, capped at 24 utilizations per year
More Details

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee N/A
  • Fee Waiver 2 years fee waiver or waived for employees of PwC
  • Annual Interest Rate N/A

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Things to look out for

  • If you opt to activate EZ-Reload using the Autoload Reference Number (ARN), note that each top-uo amount is $50 and a convenience fee of S$0.25 will be charged
  • 1-for-1 Dining Privileges at Oscar’s, Conrad Centennial Singapore, The Courtyard, The Fullerton Hotel Singapore, The Line, Shangri-La Hotel, Singapore and more
  • Get cash at 0%* p.a. interest for 6 months at a 1.99% processing fee (EIR from 4.12% p.a.) on the approved loan amount when you transfer funds from your Standard Chartered Credit Card. *T&Cs apply.
More Details

Citi PremierMiles Visa Card

Citi PremierMiles Visa Card
Satisfactory
apply now Get more Details

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee Complementary
  • Fee Waiver No fee waiver
  • Annual Interest Rate 28%

Eligibility

  • Singaporean Minimum Income $50,000 per year
  • Non-Singaporean Minimum Income $50,000 per year

Things to look out for

  • 10,000 Citi Miles upon membership renewal
  • Citi Miles never expire
  • No cap on annual miles accrual
  • For groceries, min. spend for Citi Rebate ranges from $30 to $50 at different participating merchants
More Details

BOC Sheng Siong Card

BOC Sheng Siong Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee S$30
  • Supplementary Annual Fee S$15
  • Fee Waiver First year fee waived for Principal and Supplementary card
  • Annual Interest Rate 25.88%

Eligibility

  • Singaporean Minimum Income S$30,000 per year
    S$15,000 per year(For those between 55-65 years old)
  • Non-Singaporean Minimum Income S$60,000 per year

Things to look out for

  • Out-Store Spend under additional 5% cash rebate for Sheng Siong transactions refers to local and foreign retail transactions made outside of Sheng Siong
  • Total Retail Spend under Transport cash rebate refers to all local and foreign retail purchases including Sheng Siong Spend, transport transactions, dining, online purchases etc
  • Additional 5% cash rebate at Sheng Siong consists of 3% + 2% cash rebate where the 2% cash rebate at Sheng Siong is valid till 31 Dec 2017, with minimum out-of-store spend of $400 per month, capped at $20 per month
  • *Applicable for customers who (i) spend at least S$1,500 per month on their BOC Sheng Siong Card, (ii) credit a minimum salary of S$6,000 per month into their BOC accounts and (iii) pay 3 bills (minimum S$30 per bill) per month from their BOC MCS accounts. T&Cs apply. Insured up to S$50K by SDIC
  • To apply, SMS BOCCARD[space]SSMS[space]NAME to 79777
More Details

Citi M1 Card

Citi M1 Card
Satisfactory
apply now

Annual Fees and Rates

  • Principal Annual Fee $160.50 per year
  • Supplementary Annual Fee $85.60 per year
  • Fee Waiver 1 year fee waiver for Principal and two Supplementary Cards
  • Annual Interest Rate N/A

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $42,000 per year

Things to look out for

  • Redeem your Citi Rebate by SMS Rewards to 72484, Citibank Online, CitiPhone Banking Hotline at 62255225, at M1 shops and participating merchants
  • Complimentary Replacement for lost and damaged SIM cards
More Details

Standard Chartered SingPost Platinum Visa Credit Card

Standard Chartered SingPost Platinum Visa Credit Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee S$192.60
  • Supplementary Annual Fee Free
  • Fee Waiver 2 years fee waiver, subsequent years waived with min. spend of S$5,000 p.a.
  • Annual Interest Rate 24.455%

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income S$60,000

Things to look out for

  • Min. spend of S$600 per month to enjoy 7% cashback on online purchases and 2% on supermarket purchases
  • Base rate of 0.2% if min. spend is not met
  • 20% off shipping fees with vPost (Promo code SCB20B). T&Cs apply
More Details

DBS Esso Card

DBS Esso Card
Satisfactory
apply now Go to Site

Annual Fees and Rates

  • Principal Annual Fee $85.60 per year
  • Supplementary Annual Fee $42.80 per year
  • Fee Waiver 1 year fee waiver
  • Annual Interest Rate 25.90%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • Auto-enrolment into the Esso Smiles Driver Rewards programme
  • 17% Instant Discount = 5% Esso station discount + 5% Smiles member discount + 7% Card discount
  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
More Details

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