Compare the Latest Credit Card Promotions in Singapore 2021

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. Read More
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Standard Chartered logo
MoneySmart Exclusive
Earn Points on Dining & Travel

Standard Chartered Rewards+ Credit Card

Cash Back for New-to-Bank customers
S$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points
Get a PRISM+ W270 Monitor OR $250 Cash via PayNow when you apply and spend on your card!
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned

Citi Cash Back+ Mastercard®

Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited
Apple AirPods Pro (worth S$379) or $350 Cash via PayNow - get them for free when you apply for a Citi Credit Card today! Simply make a transaction of any amount within 30 days.
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers

American Express Singapore Airlines KrisFlyer Credit Card

Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Extended Promo: Get a pair of Samsung Galaxy Buds Live (worth $288) when you apply and spend on your card!
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
American Express logo
Online Promo
Unlimited Cashback

American Express True Cashback Card

with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Online Promo:
Get $160 CapitaVouchers from Amex when you apply and spend on your card!
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
Citibank logo
MoneySmart Exclusive
Cashback on Dining, Groceries & Grab

Citi Cash Back Card

Cash Back on Dining, Groceries & Petrol
Up to 8%
Cash Back Cap per category, per month
S$80
Min. Spend per month
S$800
Apple AirPods Pro (worth S$379) or $350 Cash via PayNow - get them for free when you apply for a Citi Credit Card today! Simply make a transaction of any amount within 30 days.
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
Citibank logo
MoneySmart Exclusive
Earn Miles That Don't Expire - Annual Fee Applies

Citi PremierMiles Card - New Customer (45,000 Welcome Miles)

Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
Apple AirPods Pro (worth S$379) or $350 Cash via PayNow - get them for free when you apply for a Citi Credit Card today! Simply make a transaction of any amount within 30 days.
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
Citibank logo
Earn Miles That Don't Expire

Citi PremierMiles Card

Local Spend
S$1 = Up to 2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 1.2 Miles
Selected Online Hotel bookings
S$1 = Up to 10 Miles
Apply Now
More Details
OCBC logo

OCBC Frank Card

Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Apply Now
More Details
American Express logo
Online Promo

American Express Platinum Credit Card

at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Online Promo:
Get $250 Lazada Vouchers from Amex when you apply and spend on your card!
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details
Standard Chartered logo
Frequent Travellers

Standard Chartered X Card

on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
More Details
POSB logo
Earn Cash Rebates that Never Expire

POSB Everyday Card

Cash Rebates on groceries and online food delivery
Up to 8%
Cash Rebates on SPC, Sheng Siong and Watsons
Up to 6%
Cash Rebate on selected Electricity/Telco bills
1%
Read More
More Details
OCBC logo
Earn Miles That Don't Expire

OCBC 90°N Card

Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
More Details
Maybank logo

Maybank Horizon Visa Signature

on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Apply Now
More Details
Maybank logo

Maybank FC Barcelona Visa Signature

Cash Rebate on All Local Spend
1.6%
on Spend in Foreign Currency
S$1 = 2X Points
Min. Spend per month
S$0
Apply Now
More Details
Maybank logo

Maybank Platinum Visa Card

Cash Rebates on All Local Spend
Up to 3.33%
Cash Rebate on Overseas Spend
0.3%
Cash Rebate Cap per quarter
S$100
Apply Now
More Details
DBS logo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Read More
More Details
OCBC logo

OCBC Titanium Rewards Card (Pink)

on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
More Details
Maybank logo

Maybank Family & Friends Card

Cash Rebate at selected merchants in Singapore & Malaysia
Up to 8%
Cash Rebate on All Other Spend
0.3%
Cash Rebate Cap per month
S$80
Apply Now
More Details
Maybank logo

Maybank DUO Platinum Mastercard

Cash Rebate on petrol spend in Singapore and Malaysia
5%
Cash Rebate on foreign currency spend
1.5%
on all local spend excluding petrol
S$1 = 1 Point
Apply Now
More Details
Maybank logo

Maybank Manchester United Platinum Visa Card

when Man. United wins Premier League
S$1 = 5X Points
Cash Rebate when Man. United wins Premier League
3%
Discount at selected Shopping & Dining
10%
Apply Now
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Credit Card Promotions Singapore

Credit Card Credit Card Promotion Valid Till
Citi Cash Back Card Sony WH-1000XM4 Wireless Noise-Cancelling Headphones (worth S$549) or $350 Cash via PayNow 22 Nov 2020
Citi Cash Back+ Mastercard® Sony WH-1000XM4 Wireless Noise-Cancelling Headphones (worth S$549) or $350 Cash via PayNow 22 Nov 2020
Citi Rewards Card Sony WH-1000XM4 Wireless Noise-Cancelling Headphones (worth S$549) or $350 Cash via PayNow 22 Nov 2020
Citi PremierMiles Card - New Customer (45,000 Welcome Miles) Sony WH-1000XM4 Wireless Noise-Cancelling Headphones (worth S$549) or $350 Cash via PayNow 22 Nov 2020
Standard Chartered Unlimited Cashback Credit Card $200 Cash via PayNow or $250 Zalora Store Credits 30 Nov 2020
Standard Chartered Rewards+ Credit Card $200 Cash via PayNow or $250 Zalora Store Credits 30 Nov 2020
HSBC Revolution Credit Card $150 Zalora Store Credits30 Nov 2020

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing such great deals.

Try MoneySmart’s new KrisFlyer miles calculator

Use our new KrisFlyer miles redemption calculator and find out which destinations you can travel for free on a travel class of your choice

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Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free earphones, free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What credit card has the best sign-up bonus?

Credit cards with best sign-up bonuses tend to vary from time to time depending on which banks or financial institutions are offering what products during that period. Here are some of the best sign-up bonuses on offer for November 2020 with MoneySmart - S$300 Cash via PayNow & chance to win Grand Prizes Daily (Citi Cash Back Card, Citi Cash Back+ Mastercard®, Citi Rewards Card, Citi PremierMiles Card), Apple AirPods 2nd Gen & chance to win Grand Prizes Daily (Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Rewards+ Credit Card).

Which credit card in Singapore is the best?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining & Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries & Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.