Get the Best Credit Card Promotions in Singapore 2023

Sign up and get cash rebates, shopping vouchers or free gadgets with these credit card promotions in Singapore. Read More
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Standard Chartered logo
MoneySmart Exclusive
Faster Gift Redemption

Standard Chartered Smart Credit Card

Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Apply and Spend S$500 to get S$330 Cash via PayNow OR an Everdesk Lite+ Standing Desk (worth S$619) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth $575) OR Apple Watch SE (worth S$382.50).

Get a S$20 Cash Bonus by placing your Credit Card on file and making a minimum spend with selected merchants. T&Cs apply.

Valid until 31 May 2023 - See more details below
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HSBC logo
Online Promo
Instant Rewards Redemption

HSBC TravelOne Card

on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Exclusive launch welcome gift till 31 Aug 2023. T&Cs apply
Receive 20,000 Miles (awarded in the form of 50,000 Reward Points)
Online Promo:
Receive up to 20,000 Miles (in the form of 50,000 Rewards Points) when you successfully apply for the HSBC TravelOne Card, pay the Card Annual Fee of S$194.40 (including GST), and spend a min. of S$800 in qualifying transactions! T&Cs apply.
Valid until 31 Aug 2023 - See more details below
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Standard Chartered logo
Online Promo
Up to 45K Miles Welcome Offer

Standard Chartered Journey Credit Card

for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles
Online Promo:
Earn up to 45,000 miles when you sign up for the Journey Credit Card. T&Cs apply.
Valid until 30 Sep 2023 - See more details below
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HSBC logo
Online Promo
Cashback for Family Spending

HSBC Visa Platinum Credit Card

N/A
N/A
N/A
Online Promo:
Receive Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD150 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$1,000 upon card approval required. T&Cs apply.
Valid until 31 Aug 2023 - See more details below
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UOB logo
Online Promo
FLASH DEAL

UOB One Card

Online Promo:
Get up to 15% Cashback and S$350 worth of Grab Vouchers when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!
Valid until 31 May 2023 - See more details below
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UOB logo
Online Promo
FLASH DEAL

UOB Absolute Cashback Card

Cash Back on Eligible Spend
1.7%
Min. Spend per month
N/A
N/A
Online Promo:
Get S$350 worth of Grab Vouchers when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply.
Valid until 31 May 2023 - See more details below
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CIMB logo
MoneySmart Exclusive

CIMB Visa Signature

Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100

Apply and spend S$988 to receive S$280 Cash via PayNow. T&Cs apply.

Valid until 31 May 2023 - See more details below
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Standard Chartered logo
MoneySmart Exclusive
Faster Gift Redemption

Standard Chartered Simply Cash Credit Card

Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimted

Apply and spend S$250 to get S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $271.50). T&Cs apply.

Valid until 31 May 2023 - See more details below
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American Express logo
MoneySmart Exclusive

American Express Platinum Credit Card

for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Get up to 33,750 worth of Membership Rewards® points from Amex when you apply. Min. spends of S$3,000 within three month of card approval and payable annual fee required. T&Cs Apply.
Valid until 31 May 2023 - See more details below
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OCBC logo
Earn Miles That Don't Expire

OCBC 90°N Card

on Agoda accommodations worldwide
S$1 = Up to 7 Miles
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.3 Miles
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American Express logo
MoneySmart Exclusive
Upsized Rewards Points (Limited Period Only)

American Express The Platinum Card®

when you spend a minimum of S$15,000 within first 3 months of card approval
Up to 93,750 Membership Rewards® Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date

[FLASH DEAL]
Apply and pay the annual fee to receive S$300 worth of Adeva e-Vouchers applicable at participating Adeva Spa outlets in Singapore!

PLUS get up to 113,750 worth of Membership Rewards® points (equivalent to a 1-way Suites/ First Class trip to Maldives via Singapore Airlines) from Amex when you apply, spend a min. of S$15,000 within first 3 months of card approval and pay the  annual fee. T&Cs Apply.

Valid until 31 May 2023 - See more details below
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American Express logo
Convenience & Perks for Frequent Flyers

American Express Singapore Airlines KrisFlyer Credit Card

Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
on Eligible Grab transactions, capped at $200 per month
S$1 = 3.1 Miles
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American Express logo
Unlimited Cashback

American Express True Cashback Card

with min spend of S$5,000
S$150 cash back
Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
3.0% Cashback
Overseas Spend
2.50% Cashback
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DBS logo
Online Promo
Miles or Cashback – you decide

DBS Vantage Visa Infinite Card

Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
when you pay the Card's Annual Fee
25,000 Bonus Miles
Online Promo:
[FLASH SALE]
For a limited time only till 06 June 2023, get up to 80,000 Miles when you sign up with promo code FLASHVTG and make a min. spend of S$5,000 within 30 days of card approval and payable annual fee required. T&Cs apply.
Valid until 06 Jun 2023 - See more details below
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Citibank logo
$1 = Up to 4 Miles (Limited Time Only)

Citi PremierMiles Card

Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online (Limited Time Only*)
S$1 = up to 4 Miles*
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
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HSBC logo

HSBC Visa Infinite Credit Card

Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Apply Now
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Citibank logo
Faster Gift Redemption

Citi Cash Back+ Mastercard®

Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited
Apply Now
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DBS logo
Online Promo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Online Promo:
Welcome Gift: Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
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POSB logo
Online Promo
Earn Cash Rebates that Never Expire

POSB Everyday Card

Cash Rebates on groceries and online food delivery
Up to 10%
Cash Rebates on Utilities and Telecommunications bill payments
Up to 3%
Fuel Savings at SPC
Up to 21.8%
Online Promo:
Welcome Gift: Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
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CIMB logo
MoneySmart Exclusive

CIMB Visa Infinite

Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cash Rebate cap
Unlimited

Apply and spend S$988 to receive S$280 Cash via PayNow. T&Cs apply.

Valid until 31 May 2023 - See more details below
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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing the best credit cards deals.

Types of Credit Card Sign up Promotions

Here are 3 common types of credit card promotions offered by banks in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What credit cards promotions are currently available?

For Standard Chartered Smart Credit Card, if you apply and hit at least $500 in spending, you can get S$330 Cash via PayNow OR an Everdesk Lite+ Standing Desk (worth S$619) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth $575) OR Apple Watch SE (worth S$382.50). Promo ends on 31 May.

You can compare all the credit cards here.

What is the best credit card in Singapore?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest credit card promotions or lucky draw campaigns. You may also keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card sign-up promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.