Compare the Latest Credit Card Promotions in Singapore 2020

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. Read More
We found 47 Credit Cards for you!
Sponsored
DBS logo
Online & Visa Contactless Spend
Cashback on Online & Visa Contactless Spend
Up to 5%
Cashback cap
Up to S$60
Min. Spend per month
S$600
Apply Now
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned
Cash Back on Eligible Spend
1.6%
Min. Spend per month
$0
Cash Back Cap
Unlimited
MoneySmart Exclusive: Get an Airpods Pro or Nintendo Switch Lite delivered to your doorsteps when you apply & spend on your card. Fill in the claim form after application to redeem! T&Cs apply. Valid till 31 Jul 2020.
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Unlimited Cashback
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
$0
Cash Back Cap
Unlimited
MoneySmart Exclusive: Get a pair of Sony wireless noise cancelling headphones WF-1000XM3 worth $349 delivered to your doorstep when you apply and activate your card! For new-to-bank cardholders only. Valid till 31 Jul 2020.
Apply Now
Citibank logo
MoneySmart Exclusive
Cashback on Dining, Groceries & Grab
Cash Back on Dining, Groceries & Petrol
8%
Cash Back Cap per category, per month
S$25
Min. Spend per month
S$888
MoneySmart Exclusive: Get an Airpods Pro or Nintendo Switch Lite delivered to your doorsteps when you apply & spend on your card. Fill in the claim form after application to redeem! T&Cs apply. Valid till 31 Jul 2020.
Apply Now
POSB logo
Earn Cash Rebates that Never Expire
Cash Rebates on groceries and online food delivery
Up to 15%
Cash Rebates on SPC, Sheng Siong and Watsons
Up to 6%
Cash Rebate on selected Electricity/Telco bills
1%
Apply Now
Citibank logo
MoneySmart Exclusive
Earn Points for Online Spending
on Online Spend*
S$1= 10X Points
on Shopping Spend
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
MoneySmart Exclusive: Get an Airpods Pro or Nintendo Switch Lite delivered to your doorsteps when you apply & spend on your card. Fill in the claim form after application to redeem! T&Cs apply. Valid till 31 Jul 2020.
Apply Now
Citibank logo
MoneySmart Exclusive
Earn Miles That Don't Expire
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 Miles
MoneySmart Exclusive: Get an Airpods Pro or Nintendo Switch Lite delivered to your doorsteps when you apply & spend on your card. Fill in the claim form after application to redeem! T&Cs apply. Valid till 31 Jul 2020.
Apply Now
Standard Chartered logo
MoneySmart Exclusive
No Minimum Spend for Cashback
Cash Back for New-to-bank customers
$100
Cash Back on Online Spends in Foreign Currency
3%
Min. Spend per month
S$0
MoneySmart Exclusive: Get a pair of Sony wireless noise cancelling headphones WF-1000XM3 worth $349 delivered to your doorstep when you apply and activate your card! For new-to-bank cardholders only. Valid till 31 Jul 2020.
Apply Now
DBS logo
Online Shopping
on Online Spend
S$5 = 5X Points
on All Other Spend
S$5 = 1X Point
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
OCBC logo
Online Promo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Online Promo: Receive S$50 Cashback when you apply and additional 4% Cashback on eligible spend! Applicable to new-to-bank cardholders. Valid till 30 Sep 2020.
Apply Now
HSBC logo
Cashback on Big Expenses
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per month
S$125
Min. Spend per month
S$0
Apply Now
American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
MoneySmart Exclusive: Get S$100 Cash via PayNow when you apply and spend! Applicable to new-to-bank cardholders only. Valid till 31 Jul 2020.
Apply Now
American Express logo
Unlimited Cashback
with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Apply Now
American Express logo
MoneySmart Exclusive
at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
MoneySmart Exclusive: Get S$150 cash via PayNow! Applicable to new-to-bank cardholders only. Valid till 31 Jul 2020.
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Earn Points on Dining & Travel
Cash Back for New-to-Bank customers
$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points
MoneySmart Exclusive: Get a pair of Sony wireless noise cancelling headphones WF-1000XM3 worth $349 delivered to your doorstep when you apply and activate your card! For new-to-bank cardholders only. Valid till 31 Jul 2020.
Apply Now
Standard Chartered logo
Frequent Travellers
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
OCBC logo
Earn Miles That Don't Expire
Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
HSBC logo
Cashback for Family Spending
Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
Apply Now
HSBC logo
Earn Points for Everyday Spending
on Online, Dining and Entertainment
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
Maybank logo
Online Promo
on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Credit Card Promotions Singapore

Credit Card Credit Card Promotion Valid Till
Citi Cash Back CardGet S$500 Cash via PayNow12 Dec 2019
Standard Chartered Unlimited Cashback Credit CardUp to S$200 Cash + Cashback20 Dec 2019
HSBC Advance Credit Card Samsonite T5 spinner luggage or S$150 Cash Back + S$20 Worth Grab Rides 31 Dec 2019
Citi PremierMiles Visa CardGet S$500 Cash via PayNow12 Dec 2019
Citibank SMRT Card S$120 cash back when you spend S$1,200 in the first 3 months 31 Dec 2019
OCBC 90°N Card S$50 Cash Rebate 31 Dec 2019
Maybank Horizon Visa Signature Free American Tourister Luggage worth S$260 Until the stocks last
UOB PRVI Miles Card10,000 Welcome Miles with S$6000 Spend 31 Dec 2019

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

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Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.