Get the Best Credit Card Promotions in Singapore 2023

Sign up and get cash rebates, shopping vouchers or free gadgets with these credit card promotions in Singapore. Read More
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Standard Chartered logo
MoneySmart Exclusive
LUCKY DRAW | Faster Gift Redemption

Standard Chartered Smart Credit Card

Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Apply and spend S$500 to get S$330 Cash via PayNow OR Apple Watch SE (2022) (worth S$382.50) OR ErgoTune Classic Ergonomic Chair (worth S$399).  PLUS stand a chance to win a ROLEX or PlayStation 5!!!
Additionally, receive a $20 CASH BONUS by placing your Credit Card on file and making a minimum spend with selected merchants within the first 30 days from card approval. T&Cs apply.

Valid until 26 Mar 2023 - See more details below
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Citibank logo
MoneySmart Exclusive
LUCKY DRAW | Faster Gift Redemption

Citi Cash Back+ Mastercard®

Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited

Apply and Spend $500 to get a Nintendo Switch OLED (worth S$549) OR 15,000 KrisFlyer miles (worth one-way ticket to Bali) OR S$300 Cash via PayNow. PLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

Valid until 31 Mar 2023 - See more details below
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UOB logo
Online Promo

UOB One Card

Online Promo:
Get up to 15% Cashback and S$350 worth of Grab Vouchers when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!
Valid until 31 Mar 2023 - See more details below
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American Express logo
MoneySmart Exclusive

American Express Platinum Credit Card

for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles

Get the Apple AirPods 3rd Generation (worth S$261.40) OR S$250 eCapitaVouchers OR $200 Cash via PayNow when you apply, spend and complete annual fee payment! T&Cs apply.

Valid until 31 Mar 2023 - See more details below
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UOB logo
Online Promo

UOB Absolute Cashback Card

Cash Back on Eligible Spend
1.7%
Min. Spend per month
N/A
N/A
Online Promo:
Get up to 10% Cashback and S$350 worth of Grab Vouchers when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply.
Valid until 30 Apr 2023 - See more details below
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OCBC logo
Online Promo
Earn Miles That Don't Expire

OCBC 90°N Card

Cash Back on Eligible Spend
1.3%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.3 Miles
Online Promo:
Get up to 55,000 Travel$ when you spend a minimum of S$15,000 in Qualifying Spend in the first 6 months and pay the 1st Year Annual Fee. Applicable to new-to-bank cardholders only. T&Cs apply.
Valid until 31 Mar 2023 - See more details below
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Citibank logo
MoneySmart Exclusive
$1 = Up to 4 Miles (Limited Time Only)

Citi PremierMiles Card

Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online (Limited Time Only*)
S$1 = up to 4 Miles*
Selected Online Hotel Bookings
S$1 = Up to 10 Miles

Apply and Spend $500 to get a Nintendo Switch OLED (worth S$549) OR 15,000 KrisFlyer miles (worth one-way ticket to Bali) OR S$300 Cash via PayNow. PLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

Valid until 31 Mar 2023 - See more details below
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Standard Chartered logo
MoneySmart Exclusive
Faster Gift Redemption

Standard Chartered Simply Cash Credit Card

Cash Back on Eligible spend
Up to 1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimted

Apply and spend S$250 to get S$250 Cash via PayNow or an Apple Airpods 3rd Generation (worth $271.50). T&Cs apply.

Valid until 31 Mar 2023 - See more details below
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American Express logo
MoneySmart Exclusive

American Express The Platinum Card®

when you spend a minimum of S$15,000 within first 3 months of card approval
Up to 93,750 Membership Rewards® Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
Get up to 61,250 worth of Membership Rewards® points from Amex when you apply. Min. spends of S$3,000 within first month of card approval and payable annual fee required. T&Cs Apply.
Valid until 03 Apr 2023 - See more details below
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American Express logo
Convenience & Perks for Frequent Flyers

American Express Singapore Airlines KrisFlyer Credit Card

Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
on Eligible Grab transactions, capped at $200 per month
S$1 = 3.1 Miles
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HSBC logo
Online Promo
Cashback for Family Spending

HSBC Visa Platinum Credit Card

N/A
N/A
N/A
Online Promo:
Receive Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply. 
Valid until 30 Apr 2023 - See more details below
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American Express logo
Unlimited Cashback

American Express True Cashback Card

with min spend of S$5,000
S$150 cash back
Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
3.0% Cashback
Overseas Spend
2.50% Cashback
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DBS logo
Online Promo
Miles or Cashback – you decide

DBS Vantage Visa Infinite Card

Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
when you pay the Card's Annual Fee
25,000 Bonus Miles
Online Promo:
For a limited time only till 30 June 2023, get up to 60,000 miles when you sign up with promo code VANMILES and make a min. spend of S$4,000 within 30 days of card approval and payable annual fee required. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
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HSBC logo

HSBC Visa Infinite Credit Card

Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
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DBS logo
Online Promo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Online Promo:
Welcome Gift: Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
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POSB logo
Online Promo
Earn Cash Rebates that Never Expire

POSB Everyday Card

Cash Rebates on groceries and online food delivery
Up to 10%
Cash Rebates on Utilities and Telecommunications bill payments
Up to 3%
Fuel Savings at SPC
Up to 21.8%
Online Promo:
Welcome Gift: Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
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CIMB logo
MoneySmart Exclusive

CIMB Visa Infinite

Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cash Rebate cap
Unlimited

Apply and spend S$988 to receive a free Apple Watch SE (2022) (worth S$382.50) or $280 Cash via PayNow or $300 eCapitaVouchers. T&Cs apply.

Valid until 31 Mar 2023 - See more details below
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DBS logo

DBS yuu Visa Card

No limit. No Cap.
S$1 = 1X yuu Point
On your daily spend
up to 30X yuu Points
Points Cap
Unlimited
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CIMB logo
MoneySmart Exclusive

CIMB Visa Signature

Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100

Apply and spend S$988 to receive a free Apple Watch SE (2022) (worth S$382.50) or $280 Cash via PayNow or $300 eCapitaVouchers. T&Cs apply.

Valid until 31 Mar 2023 - See more details below
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DBS logo

DBS yuu American Express® Card

No limit. No Cap.
S$1 = 1X yuu Point
On your daily spend
up to 30X yuu Points
Points Cap
Unlimited
Apply Now
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What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing the best credit cards deals.

Types of Credit Card Sign up Promotions

Here are 3 common types of credit card promotions offered by banks in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What is the best credit card in Singapore?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest credit card promotions or lucky draw campaigns. You may also keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card sign-up promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.