Compare the Latest Credit Card Promotions in Singapore 2022

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. Read More
We found 26 Credit Cards for you!
DBS logo
Miles or Cashback – you decide
Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
Dining and Petrol Spend (capped at S$2,000 per calendar month till 31 Dec 2022)
S$1 = 4 miles or 4% cashback
Apply Now
Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Interest 3-month EasyPay with no processing fee. Earn Rewards Points on your instalments
0%
Minimum Spend
S$0

Apply and spend S$350 to get S$320 Cash via PayNow OR an Apple Watch SE (worth S$419) OR Titan V1 7 Speed Foldable Bike (worth S$399). T&Cs apply.

Valid until 30 Jun 2022 - See more details below
Promotion ends in
Apply Now
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles

Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalT&Cs apply.

Valid until 30 Jun 2022 - See more details below
Promotion ends in
Apply Now
Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

Apply and spend S$250 to get an Nintendo Switch Lite (worth S$279) or Apple AirPods Gen 3 (worth S$269) or S$250 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022 - See more details below
Promotion ends in
Apply Now
American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles

Get an Apple Airpods Generation 3 (worth S$269) OR Lenovo Tab M10 HD (worth S$369) OR $180 Cash via Paynow  when you apply and spend on your card! T&Cs apply.

Valid until 30 Jun 2022 - See more details below
Apply Now
HSBC logo
Online Promo
Cashback for Family Spending
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards), this promotion is not valid in conjunction with other HSBC credit card sign up gifts promotions. 
Valid until 31 Dec 2022 - See more details below
Apply Now
American Express logo
Unlimited Cashback
with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Apply Now
HSBC logo
Online Promo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards), this promotion is not valid in conjunction with other HSBC credit card sign up gifts promotions. 
Valid until 31 Dec 2022 - See more details below
Apply Now
UOB logo
Cash Back on Eligible Spend
1.7%
Min. Spend per month
N/A
N/A
Apply Now
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited

Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalT&Cs apply.

Valid until 30 Jun 2022 - See more details below
Apply Now
DBS logo
Online Promo
Earn Miles That Never Expire
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Online Promo:
Up to 34,000 miles with promo code ALTVIS and make a min. spend of S$4,000 within 60 days of card approval. Valid till 30 June 2022. T&Cs apply.
Valid until 30 Jun 2022 - See more details below
Apply Now
POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebates on groceries and online food delivery
Up to 10%
Cash Rebates on Utilities and Telecommunications bill payments
Up to 3%
Fuel Savings at SPC
Up to 21.8%
Online Promo:
Get S$150 cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. Valid till 30 June 2022. T&Cs apply.

Valid until 30 Jun 2022 - See more details below
Apply Now
OCBC logo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Read More
Standard Chartered logo
Frequent Travellers
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
American Express logo
at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Apply Now
DBS logo
Frequent Shoppers at Takashimaya
At Takashimaya
S$10 = 2 Taka Points
Additional Takashimaya discount
10%
Cash card top up
S$6
Apply Now
American Express logo
for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
Apply Now
American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 1.2 Miles
Grab rides
S$1 = 3.2 Miles

Apply and spend S$500 to get S$250 Cash via PayNow OR an Apple Watch SE (worth S$419). T&Cs apply.

Valid until 30 Jun 2022 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cash Back for New-to-Bank customers
S$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points

Apply and spend S$250 to get an Nintendo Switch Lite (worth S$279) or Apple AirPods Gen 3 (worth S$269) or S$250 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Online Spend, including Food Delivery and Groceries
S$1= 10X Points
Grab and Gojek
S$1= 10X Points
All Other Spend
S$1 = 1 Point

Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalT&Cs apply.

Valid until 30 Jun 2022 - See more details below
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing the best credit cards deals.

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What is the best credit card in Singapore?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest credit card promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.