Compare the Latest Credit Card Promotions in Singapore 2022

Sign up and get cash rebates, shopping vouchers or free gadgets with these credit card promotions in Singapore. Read More
We found 28 Credit Cards for you!
Sponsored
Standard Chartered logo
MoneySmart Exclusive
6% cashback* on everyday spend
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Interest 3-month EasyPay with no processing fee. Earn Rewards Points on your instalments
0%
Minimum Spend
S$0

Apply and spend S$500 to get S$320 Cash via PayNow OR The Morning Machine (worth S$510) OR Everdesk+ Lite, Lily White (worth S$599). T&Cs apply.

Valid until 30 Sep 2022 - See more details below
Promotion ends in
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Standard Chartered logo
MoneySmart Exclusive
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

Apply and spend S$250 to get an Apple AirPods Gen 3 (worth S$269) or Nintendo Switch Lite (worth S$279) or S$250 Cash via PayNow. T&Cs apply.

Valid until 30 Sep 2022 - See more details below
Promotion ends in
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American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Get up to 27,000 worth of KrisFlyer Miles from Amex when you apply. Min. spends of S$2,000 within the first 3 months of Card Approval required. T&Cs Apply.
Valid until 30 Sep 2022 - See more details below
Promotion ends in
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HSBC logo
Online Promo
Cashback for Family Spending
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
Valid until 31 Dec 2022 - See more details below
Apply Now
American Express logo
Online Promo
Unlimited Cashback
with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Online Promo:
Receive S$80 CapitaVoucher with minimum spending of S$250 in the first month. For new to American Express Members only. Valid until 30 September 2022. T&Cs apply.
Valid until 30 Sep 2022 - See more details below
Apply Now
DBS logo
Online Promo
Miles or Cashback – you decide
Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
Dining and Petrol Spend (capped at S$2,000 per calendar month till 31 Dec 2022)
S$1 = 4 miles or 4% cashback
Online Promo:
For a limited time only till 30 September 2022, get up to 60,000 miles when you sign up with promo code VANMILES and make a min. spend of S$8,000 within 60 days from Card Approval Date. T&Cs apply.
Valid until 30 Sep 2022 - See more details below
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HSBC logo
Online Promo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Online Promo:
Get 35,000 miles awarded as 87,500 HSBC Rewards points redeemable with over 40 airlines. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
Valid until 31 Dec 2022 - See more details below
Apply Now
UOB logo
Cash Back on Eligible Spend
1.7%
Min. Spend per month
N/A
N/A
Apply Now
DBS logo
Earn Miles That Never Expire
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Apply Now
POSB logo
Earn Cash Rebates that Never Expire
Cash Rebates on groceries and online food delivery
Up to 10%
Cash Rebates on Utilities and Telecommunications bill payments
Up to 3%
Fuel Savings at SPC
Up to 21.8%
Apply Now
OCBC logo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Read More
Standard Chartered logo
Frequent Travellers
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
American Express logo
MoneySmart Exclusive
at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles

Get an ErgoTune Classic Ergonomic Chair (worth S$399) OR eCapitaVoucher (worth S$300) OR $250 Cash via Paynow when you apply and spend on your card! T&Cs apply.

Valid until 30 Sep 2022 - See more details below
Apply Now
DBS logo
Frequent Shoppers at Takashimaya
At Takashimaya
S$10 = 2 Taka Points
Additional Takashimaya discount
10%
Cash card top up
S$6
Apply Now
Citibank logo
Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
Apply Now
American Express logo
for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
Apply Now
Citibank logo
Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited
Apply Now
American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 1.2 Miles
Grab rides
S$1 = 3.2 Miles
Get up to 40,000 worth of KrisFlyer Miles from Amex when you apply. Min. spends of S$3,000 within first 3 months of card approval and payable annual fee required. T&Cs Apply.
Valid until 30 Sep 2022 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Cash Back for New-to-Bank customers
S$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points

Apply and spend S$250 to get an Apple AirPods Gen 3 (worth S$269) or Nintendo Switch Lite (worth S$279) or S$250 Cash via PayNow. T&Cs apply.

Valid until 30 Sep 2022 - See more details below
Apply Now
Citibank logo
Online Spend, including Food Delivery and Groceries
S$1= 10X Points
Grab and Gojek
S$1= 10X Points
All Other Spend
S$1 = 1 Point
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing the best credit cards deals.

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What is the best credit card in Singapore?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest credit card promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.