Compare the Latest Credit Card Promotions in Singapore 2021

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. Read More
We found 22 Credit Cards for you!
Sponsored
UOB logo
MoneySmart Exclusive
Cash Back on Eligible Spend
1.7%
Min. Spend per month
N/A
N/A

Get $30 Cash via PayNow and up to $300 Cash Credit from UOB when you apply and spend on your card!

Valid until 30 Sep 2021 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned
Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited

Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399)

OR

Apply and spend $500 to get MORE:  $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!

Valid until 30 Sep 2021 - See more details below
Promotion ends in
Apply Now
Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cash Back for New-to-Bank customers
S$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points

Bring home an Apple TV 4K 32GB (worth $269) or $270 Cash via PayNow, both with 3-month Disney+ subscription only with Standard Chartered Credit Cards.

Valid until 30 Sep 2021 - See more details below
Promotion ends in
Apply Now
American Express logo
Online Promo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Online Promo:
Receive 5,000 bonus miles and S$200 statement credits when you spend S$3,000 within first 3 months of Card approval
Valid until 30 Sep 2021 - See more details below
Apply Now
American Express logo
Online Promo
Unlimited Cashback
with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Online Promo:
Receive S$100 CapitaVoucher when you spend S$500 within first month of Card approval.
Valid until 30 Sep 2021 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Earn Miles That Don't Expire - Annual Fee Applies
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles

Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399)

OR

Apply and spend $500 to get MORE:  $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!

Valid until 30 Sep 2021 - See more details below
Promotion ends in
Apply Now
POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebates on groceries and online food delivery
Up to 10%
Cash Rebates on SPC, Sheng Siong and Watsons
Up to 8%
Cash rebates on utilities and telecommunication payments
Up to 3%
Online Promo:
Get powered up with up to 28% cashback when you apply online for a DBS/POSB Credit Card with the promo code “MORECASH”. Valid till 31 Jan 2022.

Valid until 31 Jan 2022 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Earn Points for Online Spending
Online Spend, including Food Delivery and Groceries
S$1= 10X Points
Grab and Gojek
S$1= 10X Points
All Other Spend
S$1 = 1 Point

Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399)

OR

Apply and spend $500 to get MORE:  $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!

Valid until 30 Sep 2021 - See more details below
Apply Now
HSBC logo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Apply Now
Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

Bring home an Apple TV 4K 32GB (worth $269) or $270 Cash via PayNow, both with 3-month Disney+ subscription only with Standard Chartered Credit Cards.

Valid until 30 Sep 2021 - See more details below
Apply Now
Standard Chartered logo
Card + Current Account Bundle
Cash Back for New-to-Bank customers
S$80
on All Spend when you open a SCB Current Account
S$1 = 2X Points
Rewards to Miles Conversion
1 Point = 0.4 Miles
Apply Now
OCBC logo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Read More
American Express logo
Online Promo
at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Online Promo:
Receive a 1 Night Stay in Premier Courtyard Room at Fullerton Hotel (inclusive of breakfast for 2pax) and S$200 Statement Credit when you spend S$5,000 within first 3 months of Card approval and payment of annual fees
Valid until 30 Sep 2021 - See more details below
Apply Now
American Express logo
for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
Apply Now
American Express logo
Online Promo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 1.2 Miles
Grab rides
S$1 = 3.2 Miles
Online Promo:
Receive 1 Night Stay in Luxury Room at Sofitel Sentosa Hotel (Room only, no breakfast) and 10,000 bonus miles when you spend S$5,000 within first 3 months of Card approval and make annual fee payment
Valid until 30 Sep 2021 - See more details below
Apply Now
Standard Chartered logo
Frequent Travellers
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
OCBC logo
Earn Miles That Don't Expire
Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Read More
DBS logo
Frequent Shoppers at Takashimaya
At Takashimaya
S$10 = 2 Taka Points
Additional Takashimaya discount
10%
Cash card top up
S$6
Apply Now
Citibank logo
Shipping Rebates on Lazada
on Lazada
10X Reward Points
on Dining, Travel, Entertainment & Commute
5X Reward Points
on Everything else, no cap
1X Reward Points
Apply Now
DBS logo
Earn Miles That Never Expire
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing such great deals.

Try MoneySmart’s new KrisFlyer miles calculator

Use our new KrisFlyer miles redemption calculator and find out which destinations you can travel for free on a travel class of your choice

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What credit card has the best sign-up bonus?

Credit cards with best sign-up bonuses tend to vary from time to time depending on which banks or financial institutions are offering what products during that period. Here are some of the best sign-up bonuses on offer for June 2021 with MoneySmart - Apple AirPods Pro + $100 cash via PayNow (bundle worth S$479) or $350 cash (Citi Cash Back Card, Citi Cash Back+ Mastercard®, Citi Rewards Card, Citi PremierMiles Card), Apple AirPods 2nd Gen/ S$250 Cash via PayNow (Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Rewards+ Credit Card).

Which credit card in Singapore is the best?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.