Compare the Best UOB Credit Cards in Singapore 2020

Compare all available UOB credit cards in Singapore based on what you can get out of your spending, be it cashback, rewards or air miles. read more
We found 7 Credit Cards for you!
Get S$100 Cash Credit + 3,000 Miles!
UOB logo
on Singapore Airlines, SilkAir, Scoot and KrisShop
S$1 = 3 Miles
on dining, food delivery, online shopping and travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
Apply Now
UOB logo
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 10 Miles
Apply Now
  • Earn up to 3miles per S$1 spend on Klook bookings (Exclusive to UOB Prvi Miles Cards only)
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Cash Back on Grab
Up to 10%
Cash Back Cap per quarter
S$300
Min. Spend per month
S$2000
Apply Now
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Cash Back at Selected Grocery Stores
Up to 8%
Cash Back Cap per month
S$50
Min. Spend per month
S$800
Apply Now
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on Online, Grab, Dining and Entertainment spend
Up to 8%
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$600
Apply Now
UOB logo
on One Category
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now
UOB logo
on Online Shopping, Entertainment & Contactless Payments
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now

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UOB Credit Card Rewards

You can either get cash rebates, rewards or air miles when you use a UOB credit card for your purchases.

UOB cash rebates

UOB YOLO Card nets you up to 8% cashback when you spend on Grab rides, dining and entertainment on weekends and up to 3% when you do so on weekdays. You also get up to 13% cashback on online travel and fashion spending till 31 Dec 2018. UOB One Card gets you up to 5% cashback on all spending when you spend above $2,000 per month in a quarter. UOB Delight Card entitles you to up to 8% cashback on groceries at Cold Storage, Market Place, Jasons, Giant and Guardian, and 3% cashback when you use the card to pay recurring bills or make contactless payments.

UOB Island of Rewards

UOB’s rewards programme lets you redeem points for shopping, travel and dining vouchers. Highlights include $100 Club 21 vouchers, $50 Lawry’s The Prime Rib vouchers and $50 Jetstar e-vouchers. To redeem, log on to the UOB Island of Rewards portal or use the UOB Mighty App. Alternatively, you can call the UOB hotline 1800 222 2121 with the reward code to redeem.

UOB Miles Redemption

With the UOB PRVI Miles Card, you can earn 1.4 miles for every $1 spent locally and 2.4 miles for every $1 spent overseas. The miles are earned as UNI$. You can convert blocks of 5,000 UNI$ into KrisFlyer miles at a ratio of 1 UNI$ to 2 Krisflyer miles. You will be charged $25 for each miles redemption.

UOB Credit Card Promotions

When you sign up for a UOB card online, you receive $120 which can be spent at more than 200 merchants including Singapore Airlines, Scoot, Singtel, Grab, SPC and TungLok. UOB cardholders are also entitled to 20% to 30% discount when dining at Pan Pacific and ParkRoyal hotels in Singapore. From now until 31 March 2019, you can also enjoy an additional 10% off when you book hotels worldwide via Expedia using UOB credit cards.

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UOB Credit Card Overseas Activation

Before you go overseas, apply to enable your UOB credit card for overseas card use or via phone at 6386 8188. You can also apply via UOB ATM machines, by visiting a branch or by sending them the overseas card use form by mail.

UOB Credit Card Hotline

If you need to speak with a customer service officer via phone to report the loss of credit card or apply for credit card fee waivers, call the UOB credit card hotline at 1800 222 2121

Frequently Asked Questions

Which UOB credit card is the best?

The UOB One Card has the highest flat-rate cashback awards in the country. It is a fuss-free credit card as you do not have to closely track your spending. If you are someone who is consistent with your monthly expenditure, you will be able to get 3.3% to 5% cash back depending on the amount you spend on. If you are looking for an air miles credit card, the UOB PRVI Miles American Express Credit Card generates one of the highest conversion rate in the market at 1.4 miles per $1 spent locally and 2.4 miles per $1 spent overseas.

How do I get a UOB credit card?

You can apply for a UOB credit card online via the UOB page or and get real-time approval via SMS. You will need to use your SingPass to authenticate your identity and fill up basic information about yourself. Or, compare UOB credit cards above and apply via MoneySmart.

What is UOB CashPlus Visa Card?

UOB CashPlus is a credit card you can use to withdraw cash at over 40 UOB branches and Visa ATMs in Singapore. You can borrow cash at a relatively low personal loan rate of 5.75% per annum (EIR 10.45% per annum). Receive up to 10% cash rebate on purchases made via the UOB CashPlus Visa Card until 31 December 2018.