UOB Lady's Card

S$5 = 10X UNI$
on One Category
S$5 = 1X UNI$
on All Other Spend
1 UNI$ = 2 Miles
Rewards to Miles Conversion
Excellent
Very Good
Satisfactory
Satisfactory
Satisfactory
UOB Lady's Card

UOB Lady's Card

Key features
Key features
  • 10x = S$5 on your chosen rewards category
  • Rewards categories include: Travel, Dining, Beauty & Wellness, Family, Fashion Transport and Entertainment
  • UOB Lady’s LuxePay Plan: 6 or 12-month instalment plan with no interest or processing fees
Rewards
Rewards
Excellent
  • 10X UNI$ = S$5 (Bonus: 9X UNI$ = S$5) on your chosen rewards category, including: Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment
  • 1 UNI$ = S$5 on all other spend
  • Ability to change preferred rewards category every quarter
  • Bonus UNI$ capped at 1,800 UNI$ = $1,000 spent. Subsequent spend will be awarded with 1 UNI$ for every S$5 spent
Online shopping
Online Shopping
Very Good
  • 10X UNI$ on your online shopping (in foreign currencies)
  • Enjoy deals from various merchants, including but not limited to: Zalora, ASOS, Taobao and more
  • Complimentary e-commerce protection for your online purchases (Up to USD200)
Shopping
Shopping
Very Good
  • 10X UNI$ on your shopping (local & overseas)
  • Enjoy rewards from various merchants including but not limited to: ASOS, Takashimaya, Robinson Co, Uniqlo, Zara, Zalora, Sephora, Watsons, GNC and more
  • UOB Lady's LuxePay Plan: 6 or 12-month installment plan with no interest or processing fees
  • Up to 10% SMART$ rebate at over 400 participating merchant outlets
Grocery
Grocery
Satisfactory
  • 10X UNI$ = S$5 on your selected Family category spend
  • Enjoy rewards from groceries stores and baby and kids stores, including but not limited to: FairPrice, Redmart, Sheng Siong and more
Dining
Dining
Satisfactory
  • 10X UNI$ = S$5 on your selected Dining category spend
  • Enjoy rewards from various merchants including but not limited to: Din Tai Fung, Deliveroo, Crystal Jade, Starbucks, Sushi Tei, Mcdonald's and more
Entertainment
Entertainment
Satisfactory
  • 10X UNI$ = S$5 on your selected Entertainment category spend
  • Enjoy rewards from various bars, taverns, lounges, cinemas and Ticketing Services, including but not limited to: Cathay Cineplex, Sistic, Zouk, Golden Village, Sports Hub Tix and more
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

Available

Interest Free Period

21 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.25%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay