Name: UOB Lady's Card
Brand: UOB

on Overseas & Online Shopping & Taxi Rides

on All Other Spend

Rewards to Miles Conversion

Key features

5X UNI$ on your shopping and taxi rides
UOB Lady’s LuxePay Plan: 6 or 12-month instalment plan with no interest or processing fees
Complimentary weekend parking at [email protected], Forum the Shopping Mall, Paragon, Scotts Square, Shaw Centre and Shaw House. Valid till 31 Dec 2018.

Shopping

Very Good

5X UNI$ on your shopping (local & overseas)
UOB Lady's LuxePay Plan: 6 or 12-month installment plan with no interest or processing fees
Up to 10% SMART$ rebate at over 400 participating merchant outlets

Online Shopping

Satisfactory

Rewards

Satisfactory

5X UNI$ on your shopping and taxi rides
1 UNI$ = S$5 on all other spend
Min. spend of S$3,000 in a statement cycle, accelerated rewards cap at UNI$4,000 each cycle

Entertainment

Satisfactory

Complimentary bottle of wine when you dine with your friends in Singapore, Hong Kong and China
Complimentary weekend parking at [email protected], Forum the Shopping Mall, Paragon, Scotts Square, Shaw Centre and Shaw House.*

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$193
Supplementary Annual Fee	96.3
Fee Waiver	Available
Interest Free Period	21 days
Annual Interest Rate	25.90%
Late Payment Fees	S$90
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6%
Overlimit Fee	$40

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$40,000

Other
Card Association	MasterCard
Wireless Payment	MasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay