Why Trust MoneySmart?In Singapore, you can earn KrisFlyer miles in two main ways: through co-branded credit cards that automatically credit miles to your KrisFlyer account, or via general rewards cards that let you convert bank points into KrisFlyer miles.
The right choice depends on your preference for simplicity, flexibility, or accelerated earn on Singapore Airlines and partner brands.
Co-branded KrisFlyer credit cards
Co-branded KrisFlyer cards offer the most direct route because miles are credited straight to your KrisFlyer account.
These cards frequently accelerate earn rates on spends with Singapore Airlines, Scoot, KrisShop, and the Kris+ app. They suit frequent SIA or Scoot travellers who want straightforward miles earning without tracking transfer ratios or expiring points.
KrisFlyer UOB Credit Card
Earn bonus KrisFlyer miles on daily categories like dining, online shopping, transport, and travel
To unlock the highest bonus rates, you may need to hit a minimum annual spend with the SIA Group
American Express Singapore Airlines KrisFlyer Cards:
Includes options like the basic KrisFlyer Credit Card and the premium KrisFlyer Ascend
These award KrisFlyer miles directly, with accelerated earn for Singapore Airlines, Scoot, KrisShop, and Kris+ transactions, plus travel and lifestyle perks
Direct crediting makes these cards ideal for loyal Singapore Airlines or Scoot flyers who prioritise simple, direct accrual, and don’t need the flexibility of bank rewards points.
‘Transferable points’ credit cards
Many major bank credit cards in Singapore let you earn flexible reward points first, which you can subsequently convert into KrisFlyer miles. This approach is perfect for those who want to keep their options open.
You can stockpile points, transfer to KrisFlyer, or, depending on the bank, send them to other airline partners. Here are some examples.
DBS Points: Cards like the DBS Altitude earn DBS Points, which can be converted to KrisFlyer miles (minimum conversion and conversion fee applies)
HSBC Rewards Points: HSBC cards earn Reward Points redeemable for KrisFlyer miles and other airline programmes
Standard Chartered 360° Rewards: Standard Chartered cards accrue 360° Rewards Points, which are transferable to KrisFlyer
Always check each bank’s conversion process, minimum transfer amounts, potential fees, and transfer times, as these may differ. Unlike co-branded cards, transferable-points cards offer more flexibility, letting you take advantage of crediting to multiple airline partners, or simply wait until you’re ready to redeem.
