Why Trust MoneySmart?In Singapore, complimentary airport lounge access is a benefit on select HSBC credit cards, but not every HSBC cardholder is eligible.
The number of free visits varies by card: higher‑tier cards provide unlimited access, while others include a set number of free visits per year. Your entitlement also depends on whether you are a primary or supplementary cardholder, and which lounge programme your card participates in.
HSBC credit cards with lounge access
Credit Card | Complimentary Lounge Benefit | Access requirements | Programme |
Unlimited visits for both primary and supplementary cardholders | Mention "LoungeKey" Present your HSBC Visa Infinite card and boarding pass. | LoungeKey | |
4 complimentary visits per year for primary cardholder | Register for a Mastercard Travel Pass account in the designated app Use your digital membership for entry. | Mastercard Travel Pass (DragonPass) |
Note: Lounge benefits are subject to card status, spend conditions, and programme terms.
Key details to note
Guest Charges:
Most cards charge for guests accompanying you.
For example, the HSBC Premier Mastercard and Visa Infinite typically charge US$35 (S$45) per visit for any guest who is not a supplementary cardholder
2. Visit Validity:
Unused complimentary lounge visits do not roll over into the next year
If you’re keen on enjoying lounge access with an HSBC credit card, be sure to check the eligibility requirements and annual fees for each specific card.
Different cards have different tiers and qualifying criteria—compare your options carefully to match your travel needs.
