HSBC Visa Infinite Credit Card Rating & Review 2019 - Singapore

Promotions

Online Promotion: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval!

Option 1: Samsonite T5 Spinner with built-in scale (worth S$560) OR Option 2: Get S$150 Cash Back
S$800 min spend required to your new card within a month of Card Account opening date
Valid for New Cardholders Only
Promotion valid from 1 May 2019 - 30 Sep 2019
Existing Cardholders get S$30 Cash Back
Bank T&Cs apply

Key features

Up to 2.25 air miles per S$1 spent
Priority Pass™ Membership card will be automatically issued to the primary Cardholder and the supplementary Cardholder(s) - Unlimited access to over 1,200 VIP airport lounges worldwide
Access to HSBC’s Infinite Travel & Lifestyle Concierge service for personalised assistance, 24/7
Complimentary limousine transfer and expedited immigration clearance
Automatic worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000
Minimum Annual Income of S$120,000 OR fixed deposit of S$30,000
S$488 annual fee for HSBC Premier Banking customers

Air Miles

Excellent

Welcome Gift: Get 35,000 Air Miles awarded in the form of 87,500 Rewards Points. $42.80 annual fee required to convert the points to miles
$1 = Up to 1.25 air miles (Local)
$1 = Up to 2.25 air miles (Overseas)
Priority Pass™ Membership card will be automatically issued to the primary Cardholder and the supplementary Cardholder(s) - Unlimited access to over 1,200 VIP airport lounges worldwide
Access to HSBC’s Infinite Travel & Lifestyle Concierge service for personalised assistance, 24/7
Automatic travel insurance coverage of up to US$2,000,000 (annual value worth S$988)
Complimentary limousine transfer and expedited immigration clearance at key airports in Asia

Petrol

Very Good

Overseas Spending

Very Good

Earn 2.25 Miles for every S$1 on Oversea spending
Automatic travel insurance coverage of up to US$2,000,000 (annual value worth S$988)
Complimentary green fees and worldwide golfers' insurance of up to S$500,000
2.8% foreign currency transaction fee

Rewards

Very Good

10X HSBC Rewards points at selected designer boutiques, including TUMI, Max Mara, Bang & Olufsen and more

Dining

Very Good

Singapore Marriott Tang Plaza: Enjoy up to 50% off total bill at participating restaurants
ENTERTAINER with HSBC: Enjoy over 1,000 1-for-1 deals on dining, hotel, entertainment

Entertainment

Very Good

Enjoy 50% off Green Fees at 50 Participating Golf Clubs and complimentary weekday green fees at the Serapong and New Tanjong Course at Sentosa Golf Club
Complimentary access and special privileges at ESPA at Resorts World Sentosa

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$650
Supplementary Annual Fee	0.0
Fee Waiver	Not Available
Interest Free Period	20 days
Annual Interest Rate	25.90%
Late Payment Fees	S$55
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.80%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	$40

Eligibility
Singaporean Minimum Income	$120,000
Non-Singaporean Minimum Income	$120,000