UOB One Card

Up to 10%
Cash Back on Grab
S$300
Cash Back Cap per quarter
S$2000
Min. Spend per month
Excellent
Excellent
Excellent
Very Good
Very Good
Very Good
UOB One Card

UOB One Card

Key features
Key features
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • First year annual fee waiver
Cash back
Cash Back
Excellent
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme
Petrol
Petrol
Excellent
  • At SPC Stations, up to 24% savings on fuel purchases
  • At Shell Stations, up to 20.8% savings on fuel purchases
Leisure
Bill Payment
Excellent
  • Up to 3.3% cash rebate on all spend including recurring telco bills from Singtel, Starhub and M1
  • Up to 3.3% cash rebate when you pay your regular policy premiums from Prudential Insurance
  • To qualify, spend at least S$500 (min 5 card transactions) per each statement month for the quarter
  • Rebate capped at S$50/quarter for the above mentioned spending requirement.
  • Unlock cash rebate up to 5% on all spend (capped at S$300/quarter) with a min. spend of S$2,000 (min 5 card transactions) per each statement month for the quarter
  • Quarterly cash rebate for the first quarter may be awarded on a pro-rated basis. Bank Terms and Conditions apply
  • 1 year annual fee waiver of S$192.60
Grocery
Grocery
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
Dining
Dining
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)
Shopping
Shopping
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Up to 10% SMART$ rebate at over 400 merchants
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

1st supplementary card free; $96.30 for subsequent cards

Fee Waiver

Available

Interest Free Period

21 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% of S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay