UOB One Card
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UOB One Card

  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Additional 10% rebate on mobile payments with a minimum spend of S$500 per Qualifying Period (10 Aug-31 Aug, 1 Sep-30 Sep, 1 Oct-31 Oct); Valid till 31 Oct 2017
  • Up to 3.33% p.a.*^ interest on savings in UOB One Account
  • Up to 21.7% savings on fuel purchases at Shell Stations and 24% at SPC
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • First year annual fee waiver

Credit Card Sign Up Promotions & Deals

Get up to 10% cash rebate on all transactions via mobile payments only
  • Register for this promotion via SMS by sending “10{space}NRIC/Passport number as per bank's records” to 77862. eg: 10 S1234567A
  • Digitise your UOB One Card on your phone by following these instructions
  • Tap and pay with your phone on any contactless terminals islandwide from 10 Aug to 31 Oct 2017
  • Spend a minimum of S$500 during any one of the Qualifying Periods
  • Qualifying Periods: 10 Aug-31 Aug, 1 Sep-30 Sep, 1 Oct-31 Oct
  • Limited to the first 10,000 Principal Cardmembers and capped at S$50 rebate

Petrol

  • Excellent 5/5
Petrol Discount Savings per Year
  • Shell $526
  • Spc $758
  • At SPC Stations, up to 24% savings on fuel purchases
  • At Shell Stations, up to 20.8% savings on fuel purchases

Dining

  • Very Good 4/5
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Additional 10% rebate on mobile payments with a minimum spend of S$500 per Qualifying Period (10 Aug-31 Aug, 1 Sep-30 Sep, 1 Oct-31 Oct); Valid till 31 Oct 2017
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)

Grocery

  • Very Good 4/5
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Additional 10% rebate on mobile payments with a minimum spend of S$500 per Qualifying Period (10 Aug-31 Aug, 1 Sep-30 Sep, 1 Oct-31 Oct); Valid till 31 Oct 2017
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)

Shopping

  • Very Good 4/5
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Additional 10% rebate on mobile payments with a minimum spend of S$500 per Qualifying Period (10 Aug-31 Aug, 1 Sep-30 Sep, 1 Oct-31 Oct); Valid till 31 Oct 2017
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Up to 10% SMART$ rebate at over 400 merchants

Cash Back

  • Very Good 4/5
Total Annual Cashback
$400 / year
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Additional 10% rebate on mobile payments with a minimum spend of S$500 per Qualifying Period (10 Aug-31 Aug, 1 Sep-30 Sep, 1 Oct-31 Oct); Valid till 31 Oct 2017
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme

Credit Card Information

Things to look out for

  • Tier 1 Cashback: $50, monthly spend between $500 - $999
  • Tier 2 Cashback: $100, monthly spend between $1,000 - $1,999
  • Tier 3 Cashback: $300, monthly spend $2,000 and above
  • Cashback awarded quarterly
  • * Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criterias of S$500 Card Spend and S$2,000 salary credit or 3 GIRO debits per month
  • ^Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee 1st Supplementary Card Free; $96.30 for subsequent cards
  • Fee Waiver 1 year fee waiver, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25%
  • Late Payment Fees S$60
  • Minimum Monthly Repayment 3% of S$50, whichever is higher
  • Interest-free Period 21 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association Visa
  • Wireless Payment Visa payWave
  • Mobile Wallet Payment N/A
UOB One Card

Apply for the UOB One Card online now!

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