UOB One Card

Updated October 2018

Up to 5%Cash Back on All Spend
S$300Cash Back Cap per quarter
S$2000Min. Spend per month, per quarter
Promotion
Promotions
1 Million $1 Deals Weekly Deal: S$1 for 4 x Single Packs of Guardian Soft Pack Tissues 50s (U.P. S$8.00) valid till 21 Oct 2018
  • New S$1 deals every week
  • Get 4 x Single Packs of Guardian Soft Pack Tissues 50s for S$1 (U.P. S$8.00)
  • Valid till 21 October 2018
  • Each Eligible Cardmember is only entitled to purchase 2 Offers at S$1
  • Limited to 10,000 offers per day during the promotion period or while stocks last
Key features
Key features
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • First year annual fee waiver
Cash back
Cash Back
Excellent
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme
Petrol
Petrol
Excellent
  • At SPC Stations, up to 24% savings on fuel purchases
  • At Shell Stations, up to 20.8% savings on fuel purchases
Grocery
Grocery
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
Dining
Dining
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)
Shopping
Shopping
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Up to 10% SMART$ rebate at over 400 merchants
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

1st supplementary card free; $96.30 for subsequent cards

Fee Waiver

Available

Interest Free Period

21 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% of S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay