Name: UOB One Card
Brand: UOB

Promotions

Get up to $170 cash credit when you apply online and for the One Account

$170 comprises of up to $120 for online sign up for card and $50 for One Account sign-up
Min spend of $1,000 within 30 days of card approval to be eligible for promotion
Limited to first 1,000 new customer sign-ups
Valid till 31 Dec 2018

Key features

Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
First year annual fee waiver

Cash Back

Excellent

Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme

Petrol

Excellent

Grocery

Very Good

Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)

Dining

Very Good

Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)

Shopping

Very Good

Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
Up to 10% SMART$ rebate at over 400 merchants

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$193
Supplementary Annual Fee	1st supplementary card free; $96.30 for subsequent cards
Fee Waiver	Available
Interest Free Period	21 days
Annual Interest Rate	25.90%
Late Payment Fees	S$90
Minimum Monthly Repayment	3% of S$50, whichever is higher
Foreign Currency Transaction Fee	2.80%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6%
Overlimit Fee	$40

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$40,000

Other
Card Association	Visa
Wireless Payment	Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay