UOB One Card

Updated May 2018

Up to 5%Cash Back on All Spend
S$300Cash Back Cap per quarter
S$2000Min. Spend per month, per quarter
Promotion
Promotions
Get S$80 cash credit when you apply online
  • S$80 cash credit for the first 1,200 new UOB Principal Credit Cardmembers with S$600 minimum spend within 30 days of card approval
  • Valid till 30 Sept 2018
    Key features
    Key features
    • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
    • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
    • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
    • First year annual fee waiver
    Petrol
    Petrol
    Excellent
    • At SPC Stations, up to 24% savings on fuel purchases
    • At Shell Stations, up to 20.8% savings on fuel purchases
    Cash back
    Cash Back
    Very Good
    • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
    • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme
    Shopping
    Shopping
    Very Good
    • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
    • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
    • Up to 10% SMART$ rebate at over 400 merchants
    Grocery
    Grocery
    Very Good
    • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
    • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
    Dining
    Dining
    Very Good
    • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
    • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
    • Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    1st supplementary card free; $96.30 for subsequent cards

    Fee Waiver

    1 year fee waiver, perpetual fee waiver for first supplementary card

    Interest Free Period

    21 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    S$90

    Minimum Monthly Repayment

    3% of S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.80%

    Foreign Check Fee

    N.A.

    Cash Advance Transaction Fee

    6%

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $40,000
    Other

    Card Association

    Visa

    Wireless Payment

    Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay