UOB One Card

Updated August 2018

Up to 5%Cash Back on All Spend
S$300Cash Back Cap per quarter
S$2000Min. Spend per month, per quarter
Promotion
Promotions
1 Million $1 Deals Weekly Deal: Get Feathersoft 3 Ply Tissues Pack (4x100s) for S$1 (U.P. S$3.60)
  • Get FeatherSoft 3 Ply Tissue Pack (4 x 100s) for S$1 (U.P. S$3.60) at all Cold Storage outlets
  • Enjoy the 1 Million S$1 Deals weekly till 28 October from selected merchants when you pay with your UOB One Card via mobile payment
  • Limited to 2 packs per person and 10,000 offers per day during period
  • FeatherSoft S$1 Deal valid until 19 Aug 2018
Get up to $250 Cash Credit when you apply online
  • Get up to $250 cash credit when you sign up for the One Card and One Account
  • Cash credit limited to first 500 successful applicants with Min Spend of $1,200 within 30 days of card approval
  • Valid till 30 September 2018 for new customers only. T&Cs apply
Key features
Key features
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • First year annual fee waiver
Petrol
Petrol
Excellent
  • At SPC Stations, up to 24% savings on fuel purchases
  • At Shell Stations, up to 20.8% savings on fuel purchases
Cash back
Cash Back
Very Good
  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme
Shopping
Shopping
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Up to 10% SMART$ rebate at over 400 merchants
Grocery
Grocery
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
Dining
Dining
Very Good
  • Up to 5% cash rebate on all spend each quarter (min. spend $2,000/month for all 3 months)
  • Up to 3.33% cash rebate on all spend each quarter (min. spend $500/month or $1,000/month for all 3 months)
  • Enjoy up to 50% off with UOB dining privileges (e.g. 1-for-1 buffet at Marriott Café Buffet, Orchard Café and Café Mosaic)
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

1st supplementary card free; $96.30 for subsequent cards

Fee Waiver

1 year fee waiver, perpetual fee waiver for first supplementary card

Interest Free Period

21 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% of S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay