MoneySmart logo
Loans
Home Loan
Refinancing
Home Equity Loan
Personal Loan
Debt Consolidation Plan
Renovation Loan
Education Loan
Car Loan
Insurance
Travel Insurance
Car Insurance
Home Insurance
Personal Accident Insurance
Health Insurance
Life Insurance
Mortgage Insurance
Maid Insurance
International Health Insurance
Credit Cards
All Credit Cards
Cash Back Credit Cards
Air Miles Credit Cards
Petrol Credit Cards
Promo Credit Cards
Overseas Spending Credit Cards
No Annual Fee Credit Cards
Bill Payment Credit Cards
Online Shopping Credit Cards
Grocery Credit Cards
Dining Credit Cards
Rewards Credit Cards
Shopping Credit Cards
Entertainment Credit Cards
Student Credit Cards
Bank Accounts
Fixed Deposit
Savings Account
Investments
Online Brokerage
Blog
Ask
Learn
Claim Rewards
MoneySmart logo
Shop
Blog
Ask
Learn
Claim Rewards
Log in
Sign Up
Menu
Loans
Home LoanRefinancingHome Equity LoanPersonal LoanDebt Consolidation PlanRenovation LoanEducation LoanCar Loan
Insurance
Travel InsuranceCar InsuranceHome InsurancePersonal Accident InsuranceHealth InsuranceLife InsuranceMortgage InsuranceMaid InsuranceInternational Health Insurance
Credit Cards
All Credit CardsCash Back Credit CardsAir Miles Credit CardsPetrol Credit CardsPromo Credit CardsOverseas Spending Credit CardsNo Annual Fee Credit CardsBill Payment Credit CardsOnline Shopping Credit CardsGrocery Credit CardsDining Credit CardsRewards Credit CardsShopping Credit CardsEntertainment Credit CardsStudent Credit Cards
Bank Accounts
Fixed DepositSavings Account
Investments
Online Brokerage
  1. Home
  2. Home Loan
  3. MSR Calculator

MSR Calculator

Intrigued by how much of your income can go to HDB or Executive Condo (EC) repayments?

Use our free MSR calculator to find out the Mortgage Servicing Ratio and understand how much of your income can spent on mortgage payments. Try it now!

Property Details

What type of property are you buying?
Property Status
Purchase Type

Your Details

Properties Owned
Current Home Loans
Finances
Monthly Financial Commitments

Book a call

A MoneySmart Mortgage Specialist will be contacting you to help you secure the best home loan in town.

Name

Email

Phone

Thank you!

A MoneySmart Mortgage Specialist will be contacting you to help you secure the best home loan in town.

Here’s how much you need for your dream

Max Loan Amount

S$ __

Looks like you have not used the calculator yet. Please tell us a few details about yourself and the property.

Fund your dream home from just S$0/month . Take a look at the best home loan rates today.

Best Fixed Rate Package

Monthly Instalments Year 1

Interest Rate Year 1

NaN%

Lock-in Period

year

Rate Type

Fixed

Best Floating Rate Package

Monthly Instalments Year 1

Interest Rate Year 1

NaN%

Lock-in Period

year

Rate Type

Floating

Rates and fees as of June 27

These home loan recommendations are based on the information entered above. The results do not include other factors such as lock-in period. To learn more about your true savings, get in touch with one of our mortgage specialists.

Book a call

A MoneySmart Mortgage Specialist will be contacting you to help you secure the best home loan in town.

Name

Email

Phone

Thank you!

A MoneySmart Mortgage Specialist will be contacting you to help you secure the best home loan in town.

Other Calculators

Stamp Duty Calculator

What are the fees involved in purchasing a property?

Mortgage Calculator

How much will I need to pay per month?

Progressive Payment Calculator

How much do I need to pay at each stage of my home construction?

Frequently Asked Questions

What is MSR Ratio?

Mortgage Servicing Ratio limits up to 30% of the borrower's monthly gross income to pay for property loans. However, it is only applicable to HDB flats and Executive Condominiums (ECs).

How is MSR calculated?

Formula for MSR: (monthly repayment instalments/gross monthly income) x 100% less than or equal 30%. MSR limit is capped at a maximum of 30% your monthly income.
MoneySmart logo
Blog
Ask
Learn
About
Contact Us
Loans
Home Loan
Refinancing
Home Equity Loan
Personal Loan
Debt Consolidation Plan
Renovation Loan
Education Loan
Car Loan
Insurance
Travel Insurance
Car Insurance
Home Insurance
Personal Accident insurance
Health Insurance
Life Insurance
Mortgage Insurance
Maid Insurance
International Health Insurance
Credit Cards
All Credit Cards
Cash Back Credit Cards
Air Miles Credit Cards
Petrol Credit Cards
Promo Credit Cards
Overseas Spending Credit Cards
No Annual Fee Credit Cards
Bill Payment Credit Cards
Online Shopping Credit Cards
Grocery Credit Cards
Dining Credit Cards
Rewards Credit Cards
Shopping Credit Cards
Entertainment Credit Cards
Student Credit Cards
Blog
Budgeting
Opinion
Home Loans
Travel Insurance
Savings Accounts
Invest
Credit Cards

© 2009-2022 Catapult Ventures Pte Ltd. All rights reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy