Mortgage Servicing Ratio limits up to 30% of the borrower's monthly gross income to pay for property loans. However, it is only applicable to HDB flats and Executive Condominiums (ECs).
authData: { "welcomeLabel": "header.welcome_label", "login": { "id": "login", "label": "header.login", "url": "identity/signin?callback_url=https://www.moneysmart.sg/home-loan/msr-calculator" }, "profileLinks": { "dashboard": { "id": "profile", "label": "header.user_profile", "target": "_blank" }, "logout": { "id": "logout", "label": "header.logout", "target": "_self", "url": "javascript:void(0)" } }, "user": "", "hasSession": false }
Intrigued by how much of your income can go to HDB or Executive Condo (EC) repayments?
Use our free MSR calculator to find out the Mortgage Servicing Ratio and understand how much of your income can spent on mortgage payments. Try it now!
Here’s how much you need for your dream
Max Loan Amount
S$ __
© 2009-2025 Catapult Ventures Pte Ltd. All rights reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy