Citi Cash Back Card

Updated May 2018

8%Cash Back on Dining, Grab rides, Groceries & Petrol
S$25Cash Back Cap per category, per month
S$888Min. Spend per month
Citi Cash Back Card

Citi Cash Back Card

Promotion
Promotions
Get 5% Cash Back with Apple Pay
  • 5% Cash Back per S$1 spent with your Citi card on Apple Pay
  • This Cash Back excludes Petrol, Groceries, and Dining merchants
  • Additional Cash Back for this promotion is capped at S$25 per statement month
  • Valid till 31 Jul 2018
Get S$120 Cashback
  • Cash back awarded in denominations of S$20 with minimum spend of S$200 each month
  • Valid for applicants who do not have an existing Citi Credit Card account
Key features
Key features
  • 8% cash back awarded on Dining, Grab Rides, Petrol & Groceries daily. Cash back awarded is capped at S$25 per category, per month.
  • 5% Cash Back per S$1 spent with your Citi Card on ApplePay, excluding Petrol, Groceries, and Dining merchants, capped at S$25/statement month, valid till 31 Jul 2018
  • Up to 20.88% savings at Esso and Shell, and 8% Cash Back at other petrol stations
  • Enjoy 8% cash back with a minimum total retail spend of S$888 per statement month.
  • For retail spend less than S$888, 0.25% cash back awarded for all categories of spend. No cash back cap
  • For all other retail spend categories, 0.25% cash back is awarded. No cash back cap on these categories
Cash back
Cash Back
Excellent
  • 8% cash back at food & beverage outlets, supermarkets, food & groceries delivery (including Deliveroo, honestbee, RedMart) and Grab rides globally
  • 5% Cash Back per S$1 spent with your Citi Card on ApplePay, excluding Petrol, Groceries, and Dining merchants, capped at S$25/statement month, valid till 31 Jul 2018
  • Up to 20.88% at Esso and Shell, and 8% Cash Back at other petrol stations
  • Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides valid till 30 June 2018, Groceries, Petrol).
  • For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Petrol
Petrol
Excellent
Best for: Petrol transactions at Esso & Shell
  • Up to 20.88% discount at Esso Stations: 5% Esso site discount + 5% Smiles card discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Esso discount)
  • Up to 20.88% discount at Shell stations: 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Shell discount)
  • *Additional 8% cash back on petrol worldwide applies with a minimum retail spend of S$888/statement month on the Citi Cash Back Card, 8% cash back capped at S$25 per category (Dining, Grab rides valid till 6 Apr 2018, Groceries, Petrol). For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Grocery
Grocery
Excellent
Supports all retail grocery stores & selected online stores (Deliveroo, honestbee, RedMart)
  • 8% cash back at supermarkets & grocery stores worldwide
  • 8% cash back also applicable for food & groceries delivery (including Deliveroo, honestbee, RedMart)
  • Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Groceries, Petrol).
  • For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Dining
Dining
Excellent
Supports all restaurants, cafes, bars & food delivery services (Deliveroo, honestbee, RedMart)
  • 8% cash back on your dining spends globally
  • 8% cash back also applicable for food & groceries delivery (including Deliveroo, honestbee, RedMart)
  • Exclusive dining deals with Citi Gourmet Pleasures at top restaurants such as Kuro Restaurant & Bar, Skyve Wine Bistro and more
  • Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides valid till 6 Apr 2018, Groceries, Petrol).
  • For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

First year fee waived for Principal and two (2) Supplementary cards

Interest Free Period

25 days

Annual Interest Rate

26.90%

Late Payment Fees

S$100

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000
Other

Card Association

MasterCard, Visa

Wireless Payment

Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay