Citi Cash Back Card

Get S$200 Cash or Grab Codes!

8%
Cash Back on Dining, Groceries & Petrol
S$25
Cash Back Cap per category, per month
S$888
Min. Spend per month
Citi Cash Back Card

Citi Cash Back Card

Get S$200 Cash or Grab Codes!

Promotion
Promotions
Key features
Key features
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Gift
  • 8% cash back on Dining, Groceries & Petrol daily, worldwide
  • Cash back is capped at S$25/month per category with min. spend of S$888/month
  • Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
  • First year fee waived for Principal and two (2) Supplementary cards
Cash back
Cash Back
Excellent
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Gift
  • 8% cash back on Dining, Groceries & Petrol
  • Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
  • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category (Dining, Groceries and Petrol)
  • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Petrol
Petrol
Excellent
  • Best for: Petrol transactions at Esso & Shell
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Gift
    • Total minimum retail spend of S$888 per statement monthrequired. Bank T&Cs apply
    • Up to 20.88% discount at Esso Stations: 5% Esso site discount + 5% Esso Smiles Card discount + 4% Citi Card discount + 8% Citi cash back* with Citi Cash Back Card (on net purchase after Esso and Citi discounts)
    • Up to 20.88% discount at Shell stations: 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card discount + 8% Citi cash back* with Citi Cash Back Card (on net purchase after Shell and Citi discounts)
    Grocery
    Grocery
    Excellent
  • Supports all retail grocery stores
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Gift
    • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category
    • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on cash back earned
    Dining
    Dining
    Excellent
  • Supports all restaurants, cafes & bars
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Gift
    • 8% cash back on your dining spends globally
    • Get deals locally and worldwide in the palm of your hand. Visit Citi World Privileges
    • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category
    • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
    Leisure
    Overseas Spending
    Very Good
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Gift
    • 8% cash back for Dining, Supermarkets & Grocery Stores worldwide
    • Minimum retail spend of S$888/month, cash back capped at S$25 per category
    • For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
    • 3% foreign currency transaction fee
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    $96.30

    Fee Waiver

    Available

    Interest Free Period

    25 days

    Annual Interest Rate

    26.90%

    Late Payment Fees

    $100

    Minimum Monthly Repayment

    1% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    3.00%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6% or $15, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $42,000
    Other

    Card Association

    MasterCard, Visa

    Wireless Payment

    Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay