Shell Petrol Credit Card Discounts Singapore (2026)

Fueling up is an unavoidable expense for car owners in Singapore. To help you stretch your dollar, let's compare the top credit cards offering discounts at Shell petrol stations, and discover which card is the most suitable for you to maximise your savings and provide the best value for your petrol purchases.
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Citi Cash Back Card Shell Fuel Discounts

MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
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MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK

Citi Cash Back Card

Cash Back on Groceries, Petrol & Private Commute
Up to 8%
Total Cash Back Cap, per month
S$80
at Caltex, Shell & Esso
Up to 23.64% savings

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) and receive them as quickly as 5 weeks after meeting the spend criteria!

 

PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.

Valid until 30 Jun 2026

Besides the attractive up to 8% cash rebate on your nett fuel spend, the Citi Cash Back Card offers and upsized discount on top of the instant savings of 14%. To sum it up, it's up to 8% cashback + 5% upsized instant discount + 14% instant upfront discount), the effective total savings is up to 25.48%.

Citi Cash Back Card is also good for dining and groceries. If your combined expenditure for petrol, dining and groceries routinely cross the minimum spend every month, you will be able to maximise the benefits of Citi Cashback Card easily.

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UOB One Card Shell Fuel Savings

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Enjoy up to 10% Cashback!
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MoneySmart Exclusive
Enjoy up to 10% Cashback!

UOB One Card

cashback on daily spend at McDonald's, Grab, SimplyGo & Shopee
Up to 10%
cashback at all grocery spend
Up to 8%
cashback cap a year
Up to S$2,240

Get a SURE-WIN S$30 Cash for New-To-UOB customers who apply and make just one eligible transaction within 30 days from approval. T&Cs apply.

 

PLUS, enjoy highest cashback of up to 20% on daily spend! T&Cs apply.

Valid until 30 Jun 2026

The UOB One Card is a popular catch-all cashback card that offers significant discounts at Shell. You get 5% station discount, 5% upfront Shell GO+ membership discount, 3% upfront Shell SmartPay discount, 7% UOB One Card instant discount, and up to 5% UOB One Credit Card cashback (if you're eligible for it). All these add up to about a maximum of 24% savings.

The only thing is that for the additional 5% UOB One Card quarterly rebate, you need to spend $2,000 per month consistently, which is quite high, but perhaps not too difficult if you charge all your family’s expenses in one card.

Other features of the card include up to 10% rebate on dining, groceries, transport, shopping and health and beauty purchases at partner merchants/retailers, and even up to 4.33% cashback on utilities bills.

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HSBC Live+ Card Shell Fuel Savings

MoneySmart Exclusive
Up to 8% Cashback
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MoneySmart Exclusive
Up to 8% Cashback

HSBC Live+ Card

on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get UPSIZED S$450 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!

 

PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.

Valid until 30 Jun 2026
The HSBC Live+ Card is your gateway to substantial savings, offering up to 5% cashback on fuel purchases at Caltex and Shell stations. Besides fueling up, this versatile card rewards you with 8% cashback on a wide range of dining, shopping, and entertainment expenses, making everyday spending more rewarding. Additionally, cardholders can enjoy exclusive access to the HSBC ENTERTAINER via the HSBC Singapore mobile app, unlocking over 1,000 global 1-for-1 deals.
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HSBC Visa Infinite Credit Card Shell Fuel Savings

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HSBC Visa Infinite Credit Card

Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
for personalized assistance
Dedicated Concierge Service
Similar to the HSBC Visa Platinum Card, the HSBC Visa Infinite Card offers petrol discounts of up to 21.15%. However, what sets it apart is the ability to earn air miles for every dollar spent. Additionally, the card provides exclusive travel benefits, including unlimited access to airport lounges, airport limousine service, and other travel perks.
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Ram Narsimha ReddyRam Narsimha Reddy
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Was shopping for the best deal, this was the only one that had genuine pricing listed. The rest posted low prices but eventual prices were higher after details were furnished.

Julian LimJulian Lim
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Applied for a credit card and requested to claim an Apple AirPod Pro 3 on Oct’ 26. Got the gift 8 months later. Long wait and almost forgotten but was a pleasant surprise when informed to collect.

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I applied for a credit card through MoneySmart and successfully received the reward as promised. The application process was smooth overall, although it took about 5 months for the reward to be received. Customer service was responsive when I followed up, and I appreciate that the reward was eventually fulfilled. Thank you.

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Tips To Maximise Your Shell Petrol Credit Card Benefits in Singapore

Here are some tips to help you make the most of your Shell Petrol credit card:

Leverage Your Shell GO+ Membership points

  • Be rewarded with 1.2 points with every litre of Shell V-Power and 1 points with every litre of other Shell Fuels
  • For every $5 net you spend in Shell stations’ stores, excluding selected service items, you get 1 point
  • Get rewarded with points whenever you buy Shell Helix Ultra service packages as well

Tap on supplementary perks for more savings

Some of the credit cards which offer petrol discounts at Shell stations, also offer other benefits like cashback on dining, groceries and fuel (such as the Citi Cashback Card and UOB One Card), or even air miles awarded for every dollar spent (such as the HSBC Visa Infinite Card) and complimentary travel insurance.

Consider referring a friend

When you share your Shell GO+ referral code with a friend, you can earn Shell GO+ points for each eligible referral. Currently, you can receive a total of 150 Shell GO+ points (as of 16 August 2024). Please note that referrals are only considered eligible when they sign up using your unique referral code and complete their first Shell GO+ transaction of at least $60 on any Shell fuel within 90 days of signing up.
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MoneySmart has helped over 3 million users find the best credit cards in the market. Curious to know what people searched for? Find out in this members-only report and get insights on which card you can apply for next! Plus, try out our personality quiz to find which card matches your taste!
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Frequently Asked Questions

Which credit card is best for Shell petrol?

There are 3 credit cards that give you discounts at Shell: Citi Cash Back Card, UOB One Card and HSBC Visa Platinum Card. The best card is the one that suits your lifestyle, so look at the minimum spending requirement and the cashback categories. For example, the UOB One Card gives effective savings of 20.8%, but it is only worth it if you can spend $2,000 consistently a month. Citi Cash Back Card is the best card in terms of percentage fuel savings, but its minimum spend is still quite high at $888. If your average bill size does not meet $888, we recommend HSBC Visa Platinum Credit Card as the minimum spend is lower at $600.

How do I get a Shell discount card?

You can get a Shell Escape Loyalty discount card over the counter at Shell petrol stations. It gives you an additional 5% on top of the base 5% station discount. For maximum savings, go for credit cards like Citi Cash Back Card, UOB One Card, or HSBC Visa Platinum Credit Card.

What is the minimum income required for a Shell Petrol credit card?

To be clear, Shell does not have its own branded credit cards. But, there are bank credit cards that provide Shell fuel savings. For the above-mentioned cards, a minimum annual income of $30,000 for Singaporeans is sufficient. If you are a foreigner, you would require a minimum annual income of $42,000 for Citi Cash Back Card; $60,000 for UOB One Card; or $40,000 for HSBC Visa Platinum Card.
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