Which credit card is best for Shell petrol?

There are 3 credit cards that give you discounts at Shell: Citi Cash Back Card, UOB One Card and HSBC Visa Platinum Card. The best card is the one that suits your lifestyle, so look at the minimum spending requirement and the cashback categories. For example, the UOB One Card gives effective savings of 20.8%, but it is only worth it if you can spend $2,000 consistently a month. Citi Cash Back Card is the best card in terms of percentage fuel savings, but its minimum spend is still quite high at $888. If your average bill size does not meet $888, we recommend HSBC Visa Platinum Credit Card as the minimum spend is lower at $600.

How do I get a Shell discount card?

You can get a Shell Escape Loyalty discount card over the counter at Shell petrol stations. It gives you an additional 5% on top of the base 5% station discount. For maximum savings, go for credit cards like Citi Cash Back Card, UOB One Card, or HSBC Visa Platinum Credit Card.

What is the minimum income required for a Shell Petrol credit card?

To be clear, Shell does not have its own branded credit cards. But, there are bank credit cards that provide Shell fuel savings. For the above-mentioned cards, a minimum annual income of $30,000 for Singaporeans is sufficient. If you are a foreigner, you would require a minimum annual income of $42,000 for Citi Cash Back Card; $60,000 for UOB One Card; or $40,000 for HSBC Visa Platinum Card.

Shell Petrol Credit Card Discounts SG (2026)

Recommended Shell Petrol Credit Cards (2026)

Here are the credit cards we think you should go for if you pump petrol at Shell. Note that there are other cards from the same banks that offer discounts for Shell petrol too. If you’re curious, you might want to check out other cards from Citibank, HSBC, and UOB.

Which Shell petrol credit card should you go for?

Best card for instant savings
Citi Cash Back Card
Best card for maximum savings
UOB One Card
Best rewards card for Shell petrol discounts
HSBC Visa Platinum Credit Card

Citi Cash Back Card Shell Fuel Discounts

MoneySmart Exclusive

FASTER REWARD FULFILMENT | UP TO 8% CASHBACK

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Cash Back on Groceries, Petrol & Private Commute: Up to 8%
Total Cash Back Cap, per month: ^S$80
at Caltex, Shell & Esso: Up to 23.64% savings

First 200 to submit the claim form and meet the S$500 spend within 30 days to enjoy S$420 CASH or a S$500 Amazon.sg Gift Card

Or still grab S$400 Cash or 6,140 SmartPoints (use SmartPoints earned to redeem the latest Apple products on our Rewards Store) if you come after. T&Cs apply.

Valid until 10 Nov 2026

Besides the attractive up to 8% cash rebate on your nett fuel spend, the Citi Cash Back Card offers and upsized discount on top of the instant savings of 14%. To sum it up, it's up to 8% cashback + 5% upsized instant discount + 14% instant upfront discount), the effective total savings is up to 25.48%.

Citi Cash Back Card is also good for dining and groceries. If your combined expenditure for petrol, dining and groceries routinely cross the minimum spend every month, you will be able to maximise the benefits of Citi Cashback Card easily.

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Tips To Maximise Your Shell Petrol Credit Card Benefits in Singapore

Here are some tips to help you make the most of your Shell Petrol credit card:

Leverage Your Shell GO+ Membership points

Be rewarded with 1.2 points with every litre of Shell V-Power and 1 points with every litre of other Shell Fuels
For every $5 net you spend in Shell stations’ stores, excluding selected service items, you get 1 point
Get rewarded with points whenever you buy Shell Helix Ultra service packages as well

Tap on supplementary perks for more savings

Some of the credit cards which offer petrol discounts at Shell stations, also offer other benefits like cashback on dining, groceries and fuel (such as the Citi Cashback Card and UOB One Card), or even air miles awarded for every dollar spent (such as the HSBC Visa Infinite Card) and complimentary travel insurance.

Consider referring a friend

When you share your Shell GO+ referral code with a friend, you can earn Shell GO+ points for each eligible referral. Currently, you can receive a total of 150 Shell GO+ points (as of 16 August 2024). Please note that referrals are only considered eligible when they sign up using your unique referral code and complete their first Shell GO+ transaction of at least $60 on any Shell fuel within 90 days of signing up.

Exclusive: Most Popular Credit Cards in Singapore

MoneySmart has helped over 3 million users find the best credit cards in the market. Curious to know what people searched for? Find out in this members-only report and get insights on which card you can apply for next! Plus, try out our personality quiz to find which card matches your taste!

Frequently Asked Questions

Which credit card is best for Shell petrol?: There are 3 credit cards that give you discounts at Shell: Citi Cash Back Card, UOB One Card and HSBC Visa Platinum Card. The best card is the one that suits your lifestyle, so look at the minimum spending requirement and the cashback categories. For example, the UOB One Card gives effective savings of 20.8%, but it is only worth it if you can spend $2,000 consistently a month. Citi Cash Back Card is the best card in terms of percentage fuel savings, but its minimum spend is still quite high at $888. If your average bill size does not meet $888, we recommend HSBC Visa Platinum Credit Card as the minimum spend is lower at $600.
How do I get a Shell discount card?: You can get a Shell Escape Loyalty discount card over the counter at Shell petrol stations. It gives you an additional 5% on top of the base 5% station discount. For maximum savings, go for credit cards like Citi Cash Back Card, UOB One Card, or HSBC Visa Platinum Credit Card.
What is the minimum income required for a Shell Petrol credit card?: To be clear, Shell does not have its own branded credit cards. But, there are bank credit cards that provide Shell fuel savings. For the above-mentioned cards, a minimum annual income of $30,000 for Singaporeans is sufficient. If you are a foreigner, you would require a minimum annual income of $42,000 for Citi Cash Back Card; $60,000 for UOB One Card; or $40,000 for HSBC Visa Platinum Card.

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Shell Petrol Credit Card Discounts Singapore (2026)