Good offer! Will be so much better if the wait time is not 6months so long. Understand the need to lock in but this has to balance with not instilling a sense of negativity and loose future potential growth and gain, and pushing customer to explore other platforms
Shell Petrol Credit Card Discounts Singapore (2026)

Recommended Shell Petrol Credit Cards (2026)
Which Shell petrol credit card should you go for?
Citi Cash Back Card Shell Fuel Discounts
Citi Cash Back Card
- Cash Back on Groceries, Petrol & Private Commute
- Up to 8%
- Total Cash Back Cap, per month
- S$80
- at Caltex, Shell & Esso
- Up to 23.64% savings
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$649 of Gifts) as quickly as 5 weeks —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! T&Cs apply.
PLUS celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

Besides the attractive up to 8% cash rebate on your nett fuel spend, the Citi Cash Back Card offers and upsized discount on top of the instant savings of 14%. To sum it up, it's up to 8% cashback + 5% upsized instant discount + 14% instant upfront discount), the effective total savings is up to 25.48%.
Citi Cash Back Card is also good for dining and groceries. If your combined expenditure for petrol, dining and groceries routinely cross the minimum spend every month, you will be able to maximise the benefits of Citi Cashback Card easily.
UOB One Card Shell Fuel Savings
UOB One Card
- cashback on daily spend at McDonald's, Grab, SimplyGo & Shopee
- Up to 10%
- cashback at all grocery spend
- Up to 8%
- cashback cap a year
- Up to S$2,240
Get SURE-WIN S$30 Cash —no minimum spend required, just be a New-To-UOB Customer! T&Cs apply.
PLUS celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.
Enjoy highest cashback of up to 20% on daily spend! T&Cs apply, and get S$100 Samsung e-vouchers when you spend a min. of S$1,000 in the first month from card approval, and 10% off at Samsung online store. T&Cs apply.

The UOB One Card is a popular catch-all cashback card that offers significant discounts at Shell. You get 5% station discount, 5% upfront Shell GO+ membership discount, 3% upfront Shell SmartPay discount, 7% UOB One Card instant discount, and up to 5% UOB One Credit Card cashback (if you're eligible for it). All these add up to about a maximum of 24% savings.
The only thing is that for the additional 5% UOB One Card quarterly rebate, you need to spend $2,000 per month consistently, which is quite high, but perhaps not too difficult if you charge all your family’s expenses in one card.
Other features of the card include up to 10% rebate on dining, groceries, transport, shopping and health and beauty purchases at partner merchants/retailers, and even up to 4.33% cashback on utilities bills.
HSBC Live+ Card Shell Fuel Savings
HSBC Live+ Card
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$400 Cash or 6,140 SmartPoints (worth up to S$649 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.
PLUS celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.
For HSBC TravelOne Card: Enjoy S$120OFF (min. spend S$1,000) promo codes on flight bookings every Thursday!

HSBC Visa Infinite Credit Card Shell Fuel Savings
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- for personalized assistance
- Dedicated Concierge Service
What customers are saying about MoneySmart
I had a situation where my old insurance provider play stunt. Luckily, i had ashely to guide me in the weekends so i wont end up bad.
Had a good experience applying for my credit card through MoneySmart. The application process was straightforward, and the instructions on how to qualify for the promotional reward were clear. I also liked that I could track the reward status easily. Overall, it was a smooth experience, and I'd use MoneySmart again for future financial products.
Service was prompt and excellent. Would definitely recommend MoneySmart to anyone looking to improve their financial knowledge and well-being.
Edwin was excellent. Highly recommend him for his knowledge, guidance and appropriate advise. Thanks!
Timeline for reward disbursement could be better.
I had very positive experiences with Money Smart.The staffs are professional and patient especially the person who I met “ Kama” who gave me very fast responses. I’ll strongly recommend Money Smart for reliable and customer focused service.
👍
Fast response from MoneyStart.
非常nice
Tips To Maximise Your Shell Petrol Credit Card Benefits in Singapore
Leverage Your Shell GO+ Membership points
- Be rewarded with 1.2 points with every litre of Shell V-Power and 1 points with every litre of other Shell Fuels
- For every $5 net you spend in Shell stations’ stores, excluding selected service items, you get 1 point
- Get rewarded with points whenever you buy Shell Helix Ultra service packages as well
Tap on supplementary perks for more savings
Consider referring a friend

Exclusive: Most Popular Credit Cards in Singapore


Frequently Asked Questions
Which credit card is best for Shell petrol?
- There are 3 credit cards that give you discounts at Shell: Citi Cash Back Card, UOB One Card and HSBC Visa Platinum Card. The best card is the one that suits your lifestyle, so look at the minimum spending requirement and the cashback categories. For example, the UOB One Card gives effective savings of 20.8%, but it is only worth it if you can spend $2,000 consistently a month. Citi Cash Back Card is the best card in terms of percentage fuel savings, but its minimum spend is still quite high at $888. If your average bill size does not meet $888, we recommend HSBC Visa Platinum Credit Card as the minimum spend is lower at $600.
How do I get a Shell discount card?
- You can get a Shell Escape Loyalty discount card over the counter at Shell petrol stations. It gives you an additional 5% on top of the base 5% station discount. For maximum savings, go for credit cards like Citi Cash Back Card, UOB One Card, or HSBC Visa Platinum Credit Card.
What is the minimum income required for a Shell Petrol credit card?
- To be clear, Shell does not have its own branded credit cards. But, there are bank credit cards that provide Shell fuel savings. For the above-mentioned cards, a minimum annual income of $30,000 for Singaporeans is sufficient. If you are a foreigner, you would require a minimum annual income of $42,000 for Citi Cash Back Card; $60,000 for UOB One Card; or $40,000 for HSBC Visa Platinum Card.




