Citi Rewards Card

Get S$250 Cash or Grab Codes!

S$1= 10X Points
on Online Spend*
S$1= 10X Points
on Shopping Spend
S$1 = 1 Point
on All Other Spend
Available
Excellent
Excellent
Very Good
Very Good
Very Good
Citi Rewards Card

Citi Rewards Card

Get S$250 Cash or Grab Codes!

Promotion
Promotions
Key features
Key features
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
  • 10X Rewards on all online purchases (excludes travel-related transactions). Bank's T&Cs apply
  • 10X Rewards on Ride-haling, Shopping and Online spends. T&Cs apply
  • 10X Rewards capped at 10,000 Points per statement month
  • 10X Rewards = 4 Miles
  • S$1 spent = 1 Rewards point (All other spend). No minimum spend required, no cap
  • First year fee waived for Principal and two (2) Supplementary cards
Online shopping
Online Shopping
Excellent
  • Supports selected Online stores
  • *Bank's T&Cs apply
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
    • 10X Rewards on all online purchases (excludes travel-related transactions). Bank's T&Cs apply
    • 10X Rewards on Ride-haling, Shopping and Online spends. T&Cs apply
    • 10X Rewards capped at 10,000 Points per statement month
    • 10X Rewards = 4 Miles
    • S$1 spent = 1 Rewards point (All other spend). No minimum spend required, no cap
    Rewards
    Rewards
    Excellent
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
    • 10X Rewards on all online purchases (excludes travel-related transactions). Bank's T&Cs apply
    • 10X Rewards on Ride-haling, Shopping and Online spends. T&Cs apply
    • 10X Rewards capped at 10,000 Points per statement month
    • 10X Rewards = 4 Miles
    • S$1 spent = 1 Rewards point (All other spend). No minimum spend required, no cap
    • *Bank's T&Cs apply
    Shopping
    Shopping
    Excellent
  • Supports selected Departmental, Retail & Online stores
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
    • 10X Rewards on all online purchases (excludes travel-related transactions). Bank's T&Cs apply
    • 10X Rewards on Ride-haling, Shopping and Online spends. T&Cs apply
    • 10X Rewards capped at 10,000 Points per statement month
    • 10X Rewards = 4 Miles
    • S$1 spent = 1 Rewards point (All other spend). No minimum spend required, no cap
    • *Bank's T&Cs apply
    Petrol
    Petrol
    Very Good
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
    • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
    • 14% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount)
    • S$1 spent = 1 Rewards point (All other spend)
    Leisure
    Bill Payment
    Very Good
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
    • $1 = 1 Rewards Point
    • Earn rewards point when you pay your tax, rent, condominium management fee, school fee or electricity bill with Citi PayAll on the Citi Mobile® App
    • A fee of 1.2% - 2% is charged per Citi PayAll transaction
    • Capped at S$30,000/month or 95% of existing credit limit, whichever is lower
    Dining
    Dining
    Very Good
    • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$250 Gift
    • 10X Rewards on all online purchases (excludes travel-related transactions). Bank's T&Cs apply
    • 10X Rewards capped at 10,000 Points per statement month
    • 10X Rewards = 4 Miles
    • S$1 spent = 1 Rewards point (All other spend). No minimum spend required, no cap
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    $96.30

    Fee Waiver

    Available

    Interest Free Period

    25 days

    Annual Interest Rate

    26.90%

    Late Payment Fees

    $100

    Minimum Monthly Repayment

    1% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    3.00%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6% or $15, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $42,000
    Other

    Card Association

    MasterCard, Visa

    Wireless Payment

    Master PayPass, Visa payWave, Samsung Pay, Citi Pay