Citi Rewards Card
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Citi Rewards Card

  • 20X Rewards (20 points or 8 Miles) for every S$1 spent on Zalora.
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Isetan, Tangs, Marriott Cafe, Shell, Calvin Klein and many more
  • S$1 spent = 1 Rewards point (All other spend)

Credit Card Sign Up Promotions & Deals

Get S$120 Cashback
  • Cash back awarded in denominations of S$20 with minimum spend of S$200 each month
  • Valid for applicants who do not have an existing Citi Credit Card account
MoneySmart Exclusive! - Free S$100 NTUC Fairprice OR Takashimaya Vouchers
  • Apply through MoneySmart between 13 Oct 2017 - 31 Oct 2017 and get a free S$100 NTUC Fairprice or S$100 Takashimaya Voucher
  • Cards applicable for this promotion are the Citi Cash Back Card, Citi PremierMiles Visa Card, Citi Rewards Card & Citi SMRT Card
  • You should receive an email from us 4-6 weeks after your card has been approved with more details about redemption of the Takashimaya promotion
  • Only New-to-Card Customers will be eligible for the promotion. For the full T&Cs, click here.

Online Shopping

  • Excellent 5/5
  • 20X Rewards (20 points or 8 Miles) for every S$1 spent on Zalora.
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Nike, Levi’s, Pull&Bear, and many more
  • S$1 spent = 1 Rewards point (All other spend)

Shopping

  • Excellent 5/5
  • 20X Rewards (20 points or 8 Miles) for every S$1 spent on Zalora.
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Isetan, Tangs, Nike and many more
  • S$1 spent = 1 Rewards point (All other spend)

Rewards

  • Excellent 5/5
Total Annual Points
49,200 points / year
  • 20X Rewards (20 points or 8 Miles) for every S$1 spent on Zalora.
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Isetan, Tangs, Marriott Cafe, Shell, Calvin Klein and many more
  • S$1 spent = 1 Rewards point (All other spend)

Petrol

  • Very Good 4/5
Petrol Discount Savings per Year
  • Esso $391
  • Shell $391
  • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
  • 14% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount)
  • S$1 spent = 1 Rewards point (All other spend)

Entertainment

  • Satisfactory 3/5
Activities this card covers
    • Movies
  • 4200 Points (1400 Miles) = S$10 voucher. Vouchers redeemable from Shaw Theatres
  • S$1 spent = 1 Rewards point (All other spend)

Grocery

  • Satisfactory 3/5
  • Up to 2% Citi Rebate at Cold Storage, Giant, Sheng Siong, and many more (for transactions of S$50 and above)
  • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Isetan, Meidi-ya, and many more
  • 1% Citi Rebate is awarded for transactions of S$20 to less than S$50
  • $1 = 1 Rewards Point (All other spend)

Credit Card Information

Things to look out for

  • Rewards points are earned as Citi Dollars
  • Monthly expenditure cap of $1,000 for bonus categories
  • No cap for all other categories
  • Redeem points through the Citi ThankYou Rewards programme

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $42,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver First year fee waived for Principal and two (2) Supplementary cards
  • Annual Interest Rate 28%
  • Late Payment Fees S$80
  • Minimum Monthly Repayment 1% or S$50, whichever is higher
  • Interest-free Period 25 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association MasterCard, Visa
  • Wireless Payment MasterCard PayPass, Visa payWave
  • Mobile Wallet Payment N/A
Citi Rewards Card

Apply for the Citi Rewards Card online now!

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