Standard Chartered Rewards+ Credit Card

S$1= 10X Points
on Foreign Currency Spend
S$1= 5X Points
on Local Dining Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion
Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Promotion
Promotions
Sure-win gifts of iPhone 11 Pro/Dyson/Bose Headphones & more! <strong><a href="https://get.moneysmart.sg/credit-cards/scb-sure-win-holiday-draw/"> View full campaign details here</a></strong>
Sure-win gifts when you apply for SCB Rewards+ Credit Card
  • Apply for this SCB credit card from 13 - 25 Dec 2019 and get your gift from 10 Jan 2019
  • Stand to win one of our holiday gifts: iPhone 11, Dyson Hair Dryer, Bose Noise Cancelling headphones 700 and up to $200 worth of Grab Transport/Food codes and CapitaVouchers!
  • Valid for all new-to-bank customers whose card is applied during promo period and approved by 26th Dec
  • *Important: Claim your Sure-win gift from MoneySmart here. MoneySmart full fulfilment Terms and Conditions here
Get up to S$100 Cashback
  • New-To-Bank Customers
  • Get S$100 Cashback from Standard Chartered Bank within 30 working days after your eligible Credit Card is activated
  • Existing Cardholders
  • Get S$20 Cashback from Standard Chartered Bank within 30 working days after your eligible Credit Card is activated
Key features
Key features
  • MoneySmart Exclusive: Get S$100 Cashback + Sure-win Prizes of iPhone 11 Pro/Dyson Hairdryer/Bose Headphones/Up to $200 Grab Codes & CapitaVouchers when you apply for Rewards+ Card.Applies to new-to-bank customers.
  • Existing customers: Get up to S$20 Cashback when you apply for SCB Rewards
  • Get instant Digital Card + Approval when you apply via MyInfo
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
  • No minimum spend required
  • 2 years annual fee waiver
Leisure
Overseas Spending
Very Good
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your Sure-win Prize! From iPhone 11 Pro, Dyson Hair Dryer, Bose Noise Cancelling headphones 700 to Grab Transport/Food codes and CapitaVouchers of up to $200!
  • 10X Points for every S$1 spent in foreign currency, including online spends
  • 1 Point = 0.29 Miles
  • No minimum spend required, Rewards Point capped at 20,000 points per year
  • Complimentary travel medical insurance of up to S$500,000
  • 3.5% foreign currency transaction fee
Online shopping
Online Shopping
Very Good
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your Sure-win Prize! From iPhone 11 Pro, Dyson Hair Dryer, Bose Noise Cancelling headphones 700 to Grab Transport/Food codes and CapitaVouchers of up to $200!
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
Rewards
Rewards
Very Good
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your Sure-win Prize! From iPhone 11 Pro, Dyson Hair Dryer, Bose Noise Cancelling headphones 700 to Grab Transport/Food codes and CapitaVouchers of up to $200!
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
Dining
Dining
Very Good
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your Sure-win Prize! From iPhone 11 Pro, Dyson Hair Dryer, Bose Noise Cancelling headphones 700 to Grab Transport/Food codes and CapitaVouchers of up to $200!
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

N/A

Fee Waiver

Available

Interest Free Period

Annual Interest Rate

26.90%

Late Payment Fees

S$80

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

Visa

Wireless Payment

Visa Paywave, Apple Pay, Samsung Pay, Google Pay