Standard Chartered Rewards+ Credit Card

S$1= 10X Points
on Foreign Currency Spend
S$1= 5X Points
on Local Dining Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion
Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Promotion
Promotions
Key features
Key features
  • Get S$120 Cashback when you apply for SCB Rewards+ Card via MoneySmart
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
  • No minimum spend required
  • 2 years annual fee waiver
Leisure
Overseas Spending
Very Good
  • New-To-Bank customers: Get up to S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Rewards+ Card and S$20 when you spend minimum S$1 within 3 days from approval date
  • 10X Points for every S$1 spent in foreign currency, including online spends
  • 1 Point = 0.29 Miles
  • No minimum spend required, Rewards Point capped at 20,000 points per year
  • Complimentary travel medical insurance of up to S$500,000
  • 3.5% foreign currency transaction fee
Online shopping
Online Shopping
Very Good
  • New-To-Bank customers: Get up to S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Rewards+ Card and S$20 when you spend minimum S$1 within 3 days from approval date
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
Rewards
Rewards
Very Good
  • New-To-Bank customers: Get up to S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Rewards+ Card and S$20 when you spend minimum S$1 within 3 days from approval date
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
Dining
Dining
Very Good
  • New-To-Bank customers: Get up to S$100 Cashback and instant digital card approval with MyInfo when you apply for SCB Rewards+ Card and S$20 when you spend minimum S$1 within 3 days from approval date
  • 10X Rewards Points per S$1 spent in foreign currency, including online spends
  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
  • 1X Rewards Points per S$1 on all other spends
  • Rewards Points capped at 20,000 points per year
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

N/A

Fee Waiver

Available

Interest Free Period

Annual Interest Rate

26.90%

Late Payment Fees

S$80

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

Visa

Wireless Payment

Visa Paywave, Apple Pay, Samsung Pay, Google Pay