Compare the Latest OCBC Credit Card Promotions in Singapore 2019

Updated June 2019

Find the latest OCBC credit card promotions in Singapore. Get free luggage, cash rebates, bonus miles and other attractive gifts when you sign up for these credit cards.

Popular OCBC Promo Credit Cards

OCBC 365 Credit Card

6%

Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)

S$80

Cashback Cap per month

S$800

Min. Spend per month

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

6%

Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)

S$80

Cashback Cap per month

S$800

Min. Spend per month

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

Promo Features

  • Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
  • Earn 2% Cash Rebate at BEST Denki. Valid till 31 Jan 2020.
  • Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
  • Shoppee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
OCBC Frank Card

6%

Cash Back on Online Spend

S$60

Cash Back Cap per month

S$300

Min. Offline Spend per month

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.
  • Get up to 35% off at M Social Singapore
  • +1 more

6%

Cash Back on Online Spend

S$60

Cash Back Cap per month

S$300

Min. Offline Spend per month

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

Other Promotions

  • Enjoy deals from SCORE Program Benefits

Promo Features

  • Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
  • Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
  • Shoppee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.
  • Starhub: Get 1 Gbps Fibre Broadband at S$34.90/month (U.P. S$39.90). Valid for new to Starhub customers.

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$80
Supplementary Annual Fee$40
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card (Blue)

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$50 Titanium cash

with 18,000 OCBC$

10 OCBC$ = 4 Miles

Rewards to Miles Conversion

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$50 Titanium cash

with 18,000 OCBC$

10 OCBC$ = 4 Miles

Rewards to Miles Conversion

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

Promo Features

  • Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
  • Earn 2% Cash Rebate at BEST Denki. Valid till 31 Jan 2020.
  • Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
  • Shoppee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card (Pink)

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$50 Titanium cash

with 18,000 OCBC$

10 OCBC$ = 4 Miles

Rewards to Miles Conversion

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

S$1 = 10 OCBC$

on Online, Offline, Local and Overseas spend

S$50 Titanium cash

with 18,000 OCBC$

10 OCBC$ = 4 Miles

Rewards to Miles Conversion

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.Valid till 31 Jul 2019.

Promo Features

  • Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
  • Earn 2% Cash Rebate at BEST Denki. Valid till 31 Jan 2020.
  • Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
  • Shoppee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

More From TheMoneySmart Blog

Check out our blog for more personal finance tips and insights.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.