Best OCBC No Annual Fee Credit Cards in Singapore 2018

Updated October 2018

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular OCBC No Annual Fee Credit Cards

OCBC 365 Credit Card
Excellent

2 years

Annual Fee Waiver

S$192.60

Annual Fee

26.88%

Annual Interest Rate

No Annual Fee Features

  • 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
  • 2 years annual fee waiver for supplementary card
  • Annual fees are excluded from the calculation of the spend requirement for cashback
  • 6% cashback on every day dining (including local, overseas and online food delivery)
  • 3% cashback on grocery, land transport, online travel, recurring telco and electricity bills
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card
Excellent

2 years

No Annual Fee

S$192.60

Annual Fee

26.88%

Annual Interest Rate

No Annual Fee Features

  • 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
  • 2 years annual fee waiver for supplementary card
  • Annual fees are excluded from the calculation of the spend requirement for cashback
  • 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, locally and overseas
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
OCBC Cashflo Credit Card
Excellent

2 years

Annual Fee Waiver

S$160.50

Annual Fee

26.88%

Annual Interest Rate

No Annual Fee Features

  • 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
  • 2 years annual fee waiver for supplementary card
  • Annual fees are excluded from the calculation of the spend requirement for cashback
  • Stretch payments across 3 or 6 months with 0% interest
  • Up to 1% cash rebate on all spend
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate26.88%
Principle Annual Fee$161
Supplementary Annual Fee$80.25
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$45,000

Other

Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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