Why Trust MoneySmart?The HSBC Revolution Credit Card is one of Singapore’s most versatile rewards credit cards, appealing to frequent online and contactless spenders. It charges no annual fee for both principal and supplementary cards—for life and without any minimum spend—making it stand out in the competitive rewards card market. As of 1 Apr 2026, the card has been upgraded from Visa Platinum to Visa Signature, with permanent enhancements that further boost its rewards and travel perks.
Key Benefits (from 1 Apr 2026)
Accelerated rewards for all users:
Earn 10X Reward points (about 4 miles per $1 or 2.5% cashback) on eligible online and contactless spend.
Eligible categories: dining, shopping, travel bookings made directly with airlines/hotels, ride-hailing and taxis, and memberships.
Monthly bonus cap: 9,000 bonus points (capped at $1,000 eligible spend per calendar month).
Higher earn rates for Everyday Global Account (EGA) holders:
Earn 20X Reward points (8 miles per S$1) when you keep a minimum $50,000 average daily balance in a sole HSBC Everyday Global Account (SGD).
Eligible categories: dining, shopping, travel bookings made directly with airlines/hotels, ride-hailing and taxis, and memberships.
Monthly bonus cap: 22,800 bonus points (capped at $1,200 eligible spend per calendar month).
No annual fee for life:
Applies to both principal and supplementary cards, with no minimum spend requirement.
Visa Signature benefits:
Complimentary travel insurance for trips charged to the card.
Access to Visa Signature perks like luxury hotel benefits and Avis President’s Circle car rental status fast-track.
Lifestyle perks:
Complimentary membership to ENTERTAINER with HSBC app, unlocking 1-for-1 deals for dining, leisure, and travel.
Petrol savings: Up to 16% off at Caltex
Important Considerations
Exclusions on accelerated rewards:
Bonus points not awarded for spend at online travel agencies (e.g., Agoda, Klook), fast food, public transport via SimplyGo, insurance premiums, or government payments.
Foreign currency fees:
3.25% fee applies to all foreign currency transactions—be mindful this often offsets potential rewards for overseas spend.
Rewards Points validity:
Points expire 37 months from the month they are earned.
Want more details on which specific merchant codes qualify for bonus points, or interested in the latest sign-up promotions for the HSBC Revolution Credit Card? Browse the HSBC Revolution Credit Card product page or get in touch for up-to-date eligibility and rewards information tailored to your needs.
💡 MoneySmart Tip |
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