Best UOB No Annual Fee Credit Cards in Singapore 2024

Here are the best UOB credit cards in Singapore with long annual fee waivers, or no annual fees at all. Read More
We found 10 UOB Credit Cards for you!
UOB One Card
MoneySmart Exclusive
UPSIZED CASHBACK | Up to 20% Cashback!
Annual Fee Waiver
First Year
Annual Fee
S$196.20
Annual Interest Rate
27.80%

[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
 
UOB Online Promotion: Get up to 20% Cashback on daily favourites like Shopee, Grab, McDonald's, SimplyGo and DFI Retail Group! T&Cs apply.

Valid until 15 Dec 2024 - See more details below
Apply Now
UOB Lady's Card
MoneySmart Exclusive
Up to 10 Miles per S$1 spent
Annual Fee Waiver
1 year
Annual Fee
S$196.20
Annual Interest Rate
27.80%

[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
 
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).

Valid until 15 Dec 2024 - See more details below
Apply Now
KrisFlyer UOB Credit Card
MoneySmart Exclusive
Earn up to 3 Miles per S$1 spend
Annual Fee Waiver
First Year
Annual Fee
196.20
Annual Interest Rate
27.80%

[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
 
UOB Online Promotion: Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you apply and spend a min. of S$2,000 within 60 days from card approval date. T&Cs apply

Valid until 15 Dec 2024 - See more details below
Apply Now
UOB EVOL Credit Card
MoneySmart Exclusive
Up to 10% Cashback
when you make min. 3 transactions per month for 12 consecutive months
Enjoy No Annual Fees
on Online, Mobile Contactless, Overseas in-store FX spend
10% Cashback
Min. Spend per month
S$800

[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
 
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).

Valid until 15 Dec 2024 - See more details below
Apply Now
UOB PRVI Miles American Express Card
MoneySmart Exclusive
Earn up to 6.6 Miles per S$1
Annual Fee Waiver
First Year
Annual Principal Fee
S$261.60
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
 
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.

Valid until 31 Dec 2024 - See more details below
Apply Now
UOB Absolute Cashback Card
MoneySmart Exclusive
Unlimited 1.7% Cashback
Annual Fee Waiver
First Year
Annual Principal Fee
S$196.20
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
 
UOB Online Promotion: Get a Samsonite EVOA Z Spinner 25'' Exp Luggage (worth S$730) when you apply, spend min. S$2,000 per month for 2 consecutive months. T&Cs apply

Valid until 31 Dec 2024 - See more details below
Apply Now
UOB Preferred Platinum Visa Card
Annual Fee Waiver
First Year
Annual Principal Fee
S$196.20
Annual Interest Rate
27.80%
Read More
UOB PRVI Miles Mastercard Card
MoneySmart Exclusive
Earn up to 6.6 Miles per S$1
Annual Fee Waiver
First Year
Annual Principal Fee
S$261.60
Annual Interest Rate
27.80%

[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
 
UOB Online Promotion: PLUS get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.

Valid until 15 Dec 2024 - See more details below
Apply Now
UOB PRVI Miles Visa Card
MoneySmart Exclusive
Earn up to 6.6 Miles per S$1
Annual Fee Waiver
First Year
Annual Principal Fee
S$261.60
Annual Interest Rate
27.80%

[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
 
UOB Online Promotion: PLUS get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.

Valid until 15 Dec 2024 - See more details below
Apply Now
Lazada-UOB Card
Online Promo
Annual Fee Waiver
First Year
Annual Principal Fee
S$196.20
Annual Interest Rate
27.8%
Online Promo:
Get up to S$230 worth of gifts when you apply for a Lazada-UOB Card!

• Get S$200 cashback when you spend a min. of S$100 per month at Lazada for 3 consecutive months from their card approval date.
• Get S$30 worth of Lazada Vouchers when you successfully adds Lazada-UOB card as a payment card within the Lazada App.

T&Cs apply.
Valid until 31 Dec 2024 - See more details below
Apply Now

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