Best UOB No Annual Fee Credit Cards in Singapore 2026

We found 13 UOB credit cards for you!

Enjoy up to 10% Cashback!
First Year
Annual Fee Waiver
S$196.20
Annual Fee
27.80%
Annual Interest Rate

APPLY NOW for UOB One Card
on UOB's secure site
Up to 10% Cashback
Enjoy No Annual Fees
when you make min. 3 transactions per month for 12 consecutive months
10% Cashback
on Local Online, Mobile Contactless, Telco, Gym, Streaming spend
S$800
Min. Spend per month for 10% cashback

Up to 10 Miles per S$1 spent
1 year
Annual Fee Waiver
S$196.20
Annual Fee
27.80%
Annual Interest Rate

APPLY NOW for UOB Lady's Card
on UOB's secure site
4 miles per S$1
on Overseas Transactions
4 miles per S$1
on Petrol, SimplyGo and Contactless Transactions
First Year
Annual Fee Waived

Earn up to 8 Miles per S$1
First Year
Annual Fee Waiver
S$261.60
Annual Principal Fee
27.80%
Annual Interest Rate

Earn up to 8 Miles per S$1
First Year
Annual Fee Waiver
S$261.60
Annual Principal Fee
27.80%
Annual Interest Rate

Earn up to 8 Miles per S$1
First Year
Annual Fee Waiver
S$261.60
Annual Principal Fee
27.80%
Annual Interest Rate

Unlimited 1.7% Cashback
First Year
Annual Fee Waiver
S$196.20
Annual Principal Fee
27.80%
Annual Interest Rate

Earn up to 3 Miles per S$1 spend
First Year
Annual Fee Waiver
196.20
Annual Fee
27.80%
Annual Interest Rate

First Year
Annual Fee Waiver
S$196.20
Annual Principal Fee
27.8%
Annual Interest Rate

APPLY NOW for Lazada-UOB Card
on UOB's secure site
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Base Earn Rate
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
on Two Categories of Choice
1 Year
Annual Fee Waiver

12% Cashback
on Singtel/ GOMO Spend
10% Cashabck
on Local Online & Mobile Contactless spend
First Year
Annual Fee Waived

APPLY NOW for Singtel-UOB Card
on UOB's secure site
First Year
Annual Fee Waiver
S$196.20
Annual Principal Fee
27.80%
Annual Interest Rate

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