Best UOB No Annual Fee Credit Cards in Singapore 2018

Updated December 2018

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular UOB No Annual Fee Credit Card

UOB YOLO Credit Card

1 year

Annual fee waiver


Annual Fee


Annual Interest Rate

  • Get up to $170 cash credit when you apply online and for the One Account

Good for: Cash Back

Online shopping, dining, entertainment, Grab rides

No Annual Fee Features

  • Annual fee waiver for 1 year
  • Perpetual fee waiver for first supplementary cards
  • $96.30 p.a for the the 2nd supplemenatary cards
  • Annual fee is excluded from the calculation of the spend requirement for cashback
  • Up to 18% cash rebate on online spend and Grab, Dining, and Entertainment for new cardmembers
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days

Minimum Income Requirements



Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
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