Best UOB Credit Cards in Singapore 2024 Comparison

Looking for the best UOB credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Apply for a UOB credit card online via Moneysmart today! Read More
We found 12 UOB Credit Cards for you!
UOB One Card
MoneySmart Exclusive
LUCKY DRAW | Up to 10% Cashback
Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
Up to 10%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500

[LUCKY DRAW]
Stand a chance to win a Cartier Santos-Dumont Watch - Large Model, Blue (worth S$6,000) or an Apple 11-inch iPad Air WiFi, 128GB (worth S$899) or a Sony PlayStation 5 SLIM Digital Edition (worth S$669) when you apply and spend a min. of S$1,000 in Eligible Transactions each month for the first two consecutive months from the card approval date. T&Cs apply.
 
PLUS get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB credit card customers in July 2024 who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB Lady's Card
MoneySmart Exclusive
LUCKY DRAW | Earn up to 6 Miles per S$1
Base Earn Rate
S$5 = 1X UNI$ (or 2 miles)
Category of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0

[LUCKY DRAW]
Stand a chance to win a Cartier Santos-Dumont Watch - Large Model, Blue (worth S$6,000) or an Apple 11-inch iPad Air WiFi, 128GB (worth S$899) or a Sony PlayStation 5 SLIM Digital Edition (worth S$669) when you apply and spend a min. of S$1,000 in Eligible Transactions each month for the first two consecutive months from the card approval date. T&Cs apply.
 
PLUS get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB credit card customers in July 2024 who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB EVOL Credit Card
MoneySmart Exclusive
LUCKY DRAW | Up to 10% Cashback
on Online, Mobile Contactless, Overseas in-store FX spend
10% Cashback
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$800

[LUCKY DRAW]
Stand a chance to win a Cartier Santos-Dumont Watch - Large Model, Blue (worth S$6,000) or an Apple 11-inch iPad Air WiFi, 128GB (worth S$899) or a Sony PlayStation 5 SLIM Digital Edition (worth S$669) when you apply and spend a min. of S$1,000 in Eligible Transactions each month for the first two consecutive months from the card approval date. T&Cs apply.
 
PLUS get an Apple Watch SE 2nd Gen with CASETiFY Impact Band (worth S$453) from UOB when you are the first 50 new-to-UOB credit card customers in each calendar month from 7 June 2024 to 31 July 2024 to successfully apply and spend a min. of S$1,000 per month for the 2 first consecutive months from their card approval date. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB Absolute Cashback Card
MoneySmart Exclusive
LUCKY DRAW | 1.7% Unlimited Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

[LUCKY DRAW]
Stand a chance to win a Cartier Santos-Dumont Watch - Large Model, Blue (worth S$6,000) or an Apple 11-inch iPad Air WiFi, 128GB (worth S$899) or a Sony PlayStation 5 SLIM Digital Edition (worth S$669) when you apply and spend a min. of S$1,000 in Eligible Transactions each month for the first two consecutive months from the card approval date. T&Cs apply.
 
PLUS get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB credit card customers in July 2024 who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB PRVI MASTERCARD Miles Card
MoneySmart Exclusive
LUCKY DRAW | Earn up to 6 Miles per S$1
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles

[LUCKY DRAW]
Stand a chance to win 54,000 Air Miles (worth a Round-Trip to Tokyo for 1) OR an Apple 11-inch iPad Pro WiFi, 256GB (worth S$1,499) OR an Apple Watch Series 9 GPS, 41mm (worth S$604.50) when you apply and meet the relevant spend criteria. T&Cs apply.
 
PLUS get up to 50,000 miles from UOB when you spend a min. of S$1,000 on your new UOB PRVI credit card for 2 consecutive months from your card approval date, payable first-year annual fee and SMS registration required. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB PRVI VISA Miles Card
MoneySmart Exclusive
LUCKY DRAW | Earn up to 6 Miles per S$1
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles

[LUCKY DRAW]
Stand a chance to win 54,000 Air Miles (worth a Round-Trip to Tokyo for 1) OR an Apple 11-inch iPad Pro WiFi, 256GB (worth S$1,499) OR an Apple Watch Series 9 GPS, 41mm (worth S$604.50) when you apply and meet the relevant spend criteria. T&Cs apply.
 
PLUS get up to 50,000 miles from UOB when you spend a min. of S$1,000 on your new UOB PRVI credit card for 2 consecutive months from your card approval date, payable first-year annual fee and SMS registration required. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB PRVI Miles American Express Card
MoneySmart Exclusive
LUCKY DRAW | Earn up to 6 Miles per S$1
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles

[LUCKY DRAW]
Stand a chance to win 54,000 Air Miles (worth a Round-Trip to Tokyo for 1) OR an Apple 11-inch iPad Pro WiFi, 256GB (worth S$1,499) OR an Apple Watch Series 9 GPS, 41mm (worth S$604.50) when you apply and meet the relevant spend criteria. T&Cs apply.
 
PLUS get up to 50,000 miles from UOB when you spend a min. of S$1,000 on your new UOB PRVI credit card for 2 consecutive months from your card approval date, payable first-year annual fee and SMS registration required. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
KrisFlyer UOB Credit Card
MoneySmart Exclusive
LUCKY DRAW | Earn up to 3 Miles per S$1 spend
on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
S$1 = 3 Miles
on dining, food delivery, online shopping, online travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles

[LUCKY DRAW]
Stand a chance to win 54,000 Air Miles (worth a Round-Trip to Tokyo for 1) OR an Apple 11-inch iPad Pro WiFi, 256GB (worth S$1,499) OR an Apple Watch Series 9 GPS, 41mm (worth S$604.50) when you apply and meet the relevant spend criteria. T&Cs apply.
 
PLUS get up to 31,000 miles plus first year annual fee waived for new-to-UOB credit card customers who successfully apply for an eligible KrisFlyer UOB Credit Card and spend a min. of S$2,000 within 60 days of the card approval date on their card. T&Cs apply.

Valid until 11 Aug 2024 - See more details below
Apply Now
UOB Preferred Platinum Visa Card
on Online Shopping, Entertainment & Contactless Payments
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Read More
UOB Visa Infinite Metal Card
per S$1 spent locally
Earn 1.4 Miles
per S$1 spent in Foreign Currency
Earn 2.4 Miles
to 1,300 Airport Lounges worldwide for you and a guest
Unlimited Access
Apply Now
UOB Lady's Solitaire Card
Base Earn Rate
S$5 = 1X UNI$ (or 2 miles)
on Two Categories of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0
Apply Now
Lazada-UOB Card
on Lazada Spend
15% Rebate
on Dine, Entertainment & Transport Spend
5% Rebate
on Redmart Spend
2% Rebate
Apply Now

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UOB Rewards

There are 4 types of UOB credit card rewards programs: UOB UNI$ rewards points, UOB PRVI air miles, UOB SMART$ cash rebates, and cashback. If you’re holding a UOB cashback card, such as the UOB YOLO card, cashback will be automatically credited to your credit card statement.

UOB UNI$ rewards points

Most UOB credit cards such as UOB Privilege, Visa, American Express, PRVI, Lady’s, UnionPay, and UOB business cards like Gold and Platinum will offer you UNI$ rewards points. UOB UNI$ rewards points earned will show up on your monthly credit card statement and expire in 2 years. UOB rewards points redemption in Singapore takes 7 working days. Sign in to UOB Rewards online to redeem your UOB UNI$ points for retail, dining, travel vouchers, Singapore Airlines Krisflyer miles, and more.

UOB PRVI air miles

The UOB PRVI Miles American Express, World MasterCard, or Visa cards does not directly award you PRVI miles per transaction. Instead, you’re first awarded UOB UNI$ rewards points for your purchases. You’ll then have to enrol in the UOB Rewards Frequent Flyer Conversion program to redeem your UNI$ points for Singapore Airlines KrisFlyer miles or Asia Miles only, subject to a S$25 (excluding tax) transfer fee.

UOB SMART$ cash rebates

UOB SMART$ is a cash rebate program that is present throughout all UOB credit cards, except for UOB PRVI Miles Platinum Amex card, UOB Preferred Platinum Amex card, UOB UnionPay Platinum card, and UOB Travel Account card. You can only earn UOB SMART$ rebates and use the rebate dollars to offset payments from a list of participating merchants listed on the UOB SMART$ Privileges website, such as Cold Storage, Giant, Cathay Cineplexes, and Guardian. SMART$ dollars expire in 6 months. Exclusions such as discounted items, instalment payment plans, and contactless transactions apply.

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UOB Online Credit Card Application

How do you apply for a UOB Credit Card online? Visit the UOB Singapore credit cards website, click on your credit card of choice, and you will see an “Apply online” option. You will then be led to an online application form where you can fill in, submit, and wait for UOB to respond to your application via email. If you’re an existing UOB banking customer, you can apply for UOB credit cards via i banking and enjoy instant approval within office hours. To check on your credit card application status, call the UOB customer service at 1800 222 2121 or +65 6222 2121 if you’re calling from overseas.

UOB Credit Card Singapore Cancellation

To cancel your UOB credit card in Singapore, you will have to call the UOB customer service at 1800 222 2121 or +65 6222 2121 if you’re calling from overseas. Do remember to pay your credit card bills in full, transfer your air miles, and redeem your rewards points before you terminate your credit card.

Best UOB Credit Cards

UOB Credit CardBest ForMinimum Annual Spend
UOB One Card10% cash rebatesS$12,000
UOB KrisFlyer Credit CardKrisFlyer airline milesN/A (Get 10,000 miles if you pay annual fee)
UOB PRVI Miles CardGeneral airline milesS$50,000
UOB Preferred Platinum Card10X rewards points for online spendN/A
UOB Visa Signature Card10X rewards points for overseas spendN/A
UOB Lady’s Card10X rewards points on a category of your choiceN/A

UOB Credit Card Overseas Activation

To activate your UOB credit card for overseas use such as retail purchases or ATM cash withdrawal, you will need to activate your card online via the UOB credit cards website. Alternatively, you can call UOB customer service at 1800 355 1212 or visit your nearest UOB branch to activate your credit card.

Frequently Asked Questions

How to apply for a supplementary credit card at UOB?

To apply for a supplementary credit card at UOB, simply visit the UOB Supplementary Cards website, and select the “Apply Now” option. You will be led to an online application form where you will need to download, print, fill it up, and mail it to UOB, or bring it to your nearest UOB branch.

How to check UOB credit card points?

To check your UOB credit card points, log in to your UOB ibanking or UOB Mighty App to view your credit card statement. Your UOB UNI$ balance and expiration date will be stated on your monthly statement.

How to download UOB credit card statement?

To download your UOB credit card statement, log in to your UOB Personal Internet Banking account online, find “Account Services”, followed by “Manage eStatement” to subscribe to electronic copies of your credit card statements. You can also retrieve and download old credit card statements via ibanking.

How to link UOB credit card to KrisFlyer?

For one-time conversion or recurring auto-conversions of your UOB UNI$ rewards points to Singapore KrisFlyer air miles, you will need to enrol yourself into the UOB Frequent Flyer Conversion Programme where you will link your UOB credit card to your KrisFlyer account.

How to check UOB credit card bill?

To check your UOB credit card bill, you can log into your UOB personal ibanking account or the UOB Mighty App to view your current credit card bill. You can also opt in to have electronic statements emailed to you via UOB Personal Internet Banking. Find “Account Services”, followed by “Manage eStatement” to subscribe to electronic copies of your credit card statements.

How to pay UOB credit card bill?

There are many ways you can pay your UOB credit card bill: via the UOB Mighty app, UOB Personal Internet Banking, UOB ATMs, interbank GIRO, SAM or AXS machines, cash, or cheques.

How to pay UOB credit card bill online using Maybank2u?

To pay your UOB credit card bill online using Maybank2u, visit the Maybank2u online banking website or mobile banking app, select “Credit Card Payment”, followed by “Other Banks’ Credit Card Payment” to transfer the amount due to your UOB credit card.