Credit Card Promotions Singapore 2020

We found 47 Credit Cards for you!

MoneySmart Exclusive

Citi Cash Back+ Card

Cash Back on Eligible Spend: 1.6%
Min. Spend per month: $0
Cash Back Cap: Unlimited

MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.

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Annual Interest Rate	26.90%
Annual Principal Fee	192
Supplementary Annual Fee	96
Fee Waiver	First year annual fee waived
Minimum Monthly Repayment	1% of the current balance plus 1% of any outstanding unbilled instalment amounts plus interest charges plus late payment charge or S$50 whichever is greater
Interest Free Period	25

Singaporean Minimum Income	30000
Non-Singaporean Minimum Income	42000

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Click Here

MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay

Mastercard

MoneySmart Exclusive

Citi Rewards Card

on Online Spend*: S$1= 10X Points
on Shopping Spend: S$1= 10X Points
on All Other Spend: S$1 = 1 Point

Apply Now

MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.

More Details

Annual Interest Rate	26.90%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$96.30
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period	25 days

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$42,000

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Click Here

MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay

Mastercard

MoneySmart Exclusive

Standard Chartered Unlimited Cashback Credit Card

Cash Back on eligible spend: Up to 1.5%
Min. Spend per month: $0
Cash Back Cap: Unlimited

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MoneySmart Exclusive: Get up to S$250 worth of Cashback, Instant Cash or Grab Credits! Applies to New-to-Bank cardholders. Valid till 13 Apr 2020.

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Annual Interest Rate	26.90%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period	N/A

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Check Validity

Visa payWave
MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay

Mastercard
Visa
American Express

MoneySmart Exclusive
Citi Cash Back Card
Cash Back on Dining, Groceries & Petrol
8%
Cash Back Cap per category, per month
S$25
Min. Spend per month
S$888
Apply Now

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MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.
More Details
Promo Features
MoneySmart ExclusiveGet S$215 Cash or S$300 Grab Credits (Food/Rides). Valid from 01 to 07 April 2002.
Only New-to-Bank Customers will be eligible for the promotion. For the full T&Cs, click here
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Interest Free Period 25 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$42,000
Rewards Redemption Documents
Claim Form Claim Here
Terms and Conditions Check Eligibility
Promo Validity Click Here
Wireless Payment
MasterCard PayPass
Samsung Pay
Card Association
Mastercard
See all plan details

Annual Interest Rate	26.90%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$96.30
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period	25 days

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$42,000

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Click Here

MasterCard PayPass
Samsung Pay

Mastercard

MoneySmart Exclusive
Citi PremierMiles Card
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 Miles
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MoneySmart Exclusive: Get up to S$300 Cash or Grab Credits! Applies to new to bank customers. Valid till 07 Apr 2020.
More Details
Promotions
Get 37,300 Citi Miles when you apply, pay annual fee and spend min. S$9,000 for the first 3 months
Promo Features
MoneySmart Exclusive:Get S$215 Cash or S$300 Grab Credits (Food/Rides). Valid from 01 to 07 April 2002.
Only New-to-Bank Customers will be eligible for the promotion. For the full T&Cs, click here
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$192.60
Supplementary Annual Fee Complimentary
Fee Waiver Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Interest Free Period 25 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$42,000
Rewards Redemption Documents
Claim Form Claim Here
Terms and Conditions Check Eligibility
Promo Validity Click Here
Wireless Payment
MasterCard PayPass
Samsung Pay
Card Association
Mastercard
See all plan details

Annual Interest Rate	26.90%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	Complimentary
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period	25 days

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$42,000

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Click Here

MasterCard PayPass
Samsung Pay

Mastercard

HSBC Advance Credit Card
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per month
S$125
Min. Spend per month
S$0
Apply Now

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Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
More Details
Promo Features
Option 1: Samsonite T5 Spinner with built-in scale (worth S$560) OR Option 2: Get S$150 Cash Back
S$800 min spend required to your new card within a month of Card Account opening date
In addition, get S$20 worth of Grab rides for completing and successfully submitting the application with MyInfo via Singpass
Valid for New Cardholders Only
Promotion valid from 1 May 2019 - 31 Mar 2020
Existing Cardholders get S$30 Cash Back
Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$193
Supplementary Annual Fee 0
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Visa payWave
MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
Visa
American Express
See all plan details

Annual Interest Rate	25.90%
Annual Principal Fee	S$193
Supplementary Annual Fee	0
Fee Waiver	Available
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	20 days

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$40,000

Visa payWave
MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay

Mastercard
Visa
American Express

American Express Singapore Airlines KrisFlyer Credit Card
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Apply Now

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Online Promo: Get up to 32,000 KrisFlyer miles when you apply and spend! Valid till 30 Jun 2020.
More Details
Promo Features
5,000 miles. Welcome Bonus after first spend. For new to Amex cardholders only.
8,000 miles. Minimum spend of S$5,000 in first 3 months. For new to Amex cardholders only.
8,000 miles. Minimum spend of S$5,000 in 4th - 6th months. For new to Amex cardholders only.
11,000 miles. Based on KF earn rate of 1.1 mile x Spend of S$5,000
1,500 miles. Bonus miles for each approved supplementary. Capped at 3,000 bonus miles, first 2 supplementary cards only.
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$177
Supplementary Annual Fee S$53.50
Fee Waiver Available
Minimum Monthly Repayment 3% or $50, whichever is higher
Interest Free Period 22 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
American Express
See all plan details

Annual Interest Rate	25.90%
Annual Principal Fee	S$177
Supplementary Annual Fee	S$53.50
Fee Waiver	Available
Minimum Monthly Repayment	3% or $50, whichever is higher
Interest Free Period	22 days

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Google Pay
Apple Pay
Samsung Pay

American Express

American Express True Cashback Card
with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Apply Now

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Online Promo: Receive S$60 CapitaVouchers when you apply and spend! Valid till 30 Jun 2020.
More Details
Promo Features
Receive S$60 CapitaVouchers when you spend S$1,000 within first month of card approval (for new Amex cardholders only)
Receive S$30 CapitaVouchers when you spend S$1,000 within first month of card approval.
Receive S$20 CapitaVouchers for each Supplementary Card approved (capped at S$40 CapitaVouchers, first 2 Supplementary Cards only)
Welcome Offer – 3% or S$150 cash back when you meet min spend of S$5,000 within the first 6 months.
1.5% Cashback on any purchase you make
2.5% Cashback on foreign currency spend (1.5% + extra 1.0%).
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$171
Supplementary Annual Fee 85.6
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 22 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Rewards Redemption Documents
Claim Form Claim Here
Terms and Conditions Claim Here
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
American Express
See all plan details

Annual Interest Rate	25.90%
Annual Principal Fee	S$171
Supplementary Annual Fee	85.6
Fee Waiver	Available
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	22 days

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Claim Form	Claim Here
Terms and Conditions	Claim Here

Google Pay
Apple Pay
Samsung Pay

American Express

American Express Platinum Credit Card
at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Apply Now

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More Details
Promo Features
Apply for an American Express® Platinum Credit Card with the full fee and receive
B&O Play H5 (worth $379)*
+ 2D1N stay at Dorsett Singapore (worth S$S506) with a spend of S$5,000 within the first 6 months of card approval
+ Samsonite Sigma 76cm Expandable Spinner (worth $600) with an additional S$2,500 spent within first 6 months of card approval
*B&O Play H5 must be redeemed within 2 months of receiving the redemption letter for it
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$321
Supplementary Annual Fee 160.5
Fee Waiver Not Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 22 days
Minimum Income Requirements
Singaporean Minimum Income S$50,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
American Express
See all plan details

Annual Interest Rate	25.90%
Annual Principal Fee	S$321
Supplementary Annual Fee	160.5
Fee Waiver	Not Available
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	22 days

Singaporean Minimum Income	S$50,000
Non-Singaporean Minimum Income	S$60,000

Google Pay
Apple Pay
Samsung Pay

American Express

Standard Chartered Spree Credit Card
Cash Back for New-to-bank customers
$100
Cash Back on Online Spends in Foreign Currency
3%
Min. Spend per month
S$0
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Online Promo: Get up to S$100 cashback! Valid till 30 Jun 2020.
More Details
Promo Features
New-to-bank customers: Get S$100 cashback when you apply for SCB Spree
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

Annual Interest Rate	26.90%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Visa payWave
Google Pay
Apple Pay
Samsung Pay

Visa

Standard Chartered Rewards+ Credit Card
Cash Back for New-to-Bank customers
$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points
Apply Now

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Online Promo: Get up to S$100 cashback! Valid till 30 Jun 2020.
More Details
Promo Features
New-to-bank customers: Get S$100 cashback when you apply for SCB Rewards
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$192.60
Supplementary Annual Fee N/A
Fee Waiver Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

Annual Interest Rate	26.90%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	N/A
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Visa payWave
Google Pay
Apple Pay
Samsung Pay

Visa

Standard Chartered X Credit Card
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now

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Online Promo: Get 30,000 Air Miles Valid till 30 Jun 2020.
More Details
Promotions
Bonus of up to 300,000 extra air miles with Priority Banking sign-up
Promo Features
Get 30,000 Air Miles when you activate your X card within 30 days from approval date and pay annual fee of S$695.50
Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$695.50
Supplementary Annual Fee S$107
Fee Waiver Not Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Interest Free Period 22 days
Minimum Income Requirements
Singaporean Minimum Income S$80,000
Non-Singaporean Minimum Income S$80,000
Rewards Redemption Documents
Claim Form Claim Here
Terms and Conditions Check Eligibility
Promo Validity Click Here
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

OCBC 90°N Card
Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now

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Promo Features
2.1 miles for every S$1 spent overseas
Every S$1 spent earns you Travel$, where 1 Travel$ = 1 KrisFlyer mile with no conversion fee
No cap on the amount of Travel$ you can earn and no minimum monthly spending
First year annual fee waivered; subsequent years earn 10,000 upon annual fee payment
1.2% cashback from your earned Travel$
Annual Interest Rate and Fees
Annual Interest Rate 26.88%
Annual Principal Fee S$193
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

HSBC Visa Platinum Credit Card
Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
Apply Now

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Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
More Details
Promo Features
Option 1: Samsonite T5 Spinner with built-in scale (worth S$560) OR Option 2: Get S$150 Cash Back
S$800 min spend required to your new card within a month of Card Account opening date
In addition, get S$20 worth of Grab rides for completing and successfully submitting the application with MyInfo via Singpass
Valid for New Cardholders Only
Promotion valid from 1 May 2019 - 31 Mar 2020
Existing Cardholders get S$30 Cash Back
Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$193
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Visa payWave
Apple Pay
Card Association
Visa
See all plan details

HSBC Revolution Credit Card
on Online, Dining and Entertainment
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now

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Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
More Details
Promo Features
Option 1: Samsonite T5 Spinner with built-in scale (worth S$560) OR Option 2: Get S$150 Cash Back
S$800 min spend required to your new card within a month of Card Account opening date
In addition, get S$20 worth of Grab rides for completing and successfully submitting the application with MyInfo via Singpass
Valid for New Cardholders Only
Promotion valid from 1 May 2019 - 31 Mar 2020
Existing Cardholders get S$30 Cash Back
Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$150
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Visa payWave
Apple Pay
Card Association
Visa
See all plan details

Maybank Horizon Visa Signature
on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Apply Now

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Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and CreditAble
Charge a minimum of S$300 within the first two consecutive months after card approval if CreditAble Account was approved
Charge a minimum of S$400 within the first two consecutive months after card approval if CreditAble Account was rejected
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$180
Supplementary Annual Fee Complimentary
Fee Waiver Available
Minimum Monthly Repayment 3% or S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
Samsung Pay
Card Association
Visa
See all plan details

Maybank FC Barcelona Visa Signature
Cash Rebate on All Local Spend
1.6%
on Spend in Foreign Currency
S$1 = 2X Points
Min. Spend per month
S$0
Apply Now

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More Details
Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and CreditAble
Charge a minimum of S$300 within the first two consecutive months after card approval if CreditAble Account was approved
Charge a minimum of S$400 within the first two consecutive months after card approval if CreditAble Account was rejected
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$120
Supplementary Annual Fee Complimentary
Fee Waiver Available
Minimum Monthly Repayment 3% or S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
Samsung Pay
Card Association
Visa
See all plan details

Maybank Platinum Visa Card
Cash Rebates on All Local Spend
Up to 3.33%
Cash Rebate on Overseas Spend
0.3%
Cash Rebate Cap per quarter
S$100
Apply Now

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Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and CreditAble
Charge a minimum of S$300 within the first two consecutive months after card approval if CreditAble Account was approved
Charge a minimum of S$400 within the first two consecutive months after card approval if CreditAble Account was rejected
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 15.00%
Annual Principal Fee S$0
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 3% or S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
Samsung Pay
Card Association
Visa
See all plan details

UOB One Card
Cash Back on Grab
Up to 10%
Cash Back Cap per quarter
S$300
Min. Spend per month, per quarter
S$2000
Apply Now

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Promo Features
Get S$100 worth of free Grab rides
Limited to first 400 qualifying new-to-UOB Credit Cardmembers
Min spend S$1,000 within the first 30 days of new card approval
S$100 worth of free rides given in form of 1 Grab promo code which is valid for 10 unique redemptions
Each redemption capped at S$10 per transaction
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$193
Supplementary Annual Fee 1st supplementary card free; $96.30 for subsequent cards
Fee Waiver Available
Minimum Monthly Repayment 3% of S$50, whichever is higher
Interest Free Period 21 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Visa payWave
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

POSB Everyday Card
Cash Rebates for everyday essentials
Up to 15%
Cash Rebates cap per month
Up to S$80
Min. Spend per month
S$800
Apply Now

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Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
More Details
Promo Features
Get AirPods or S$200 cashback when you apply and spend!
Step 1: Apply online for a DBS/POSB Credit Card, between 1 April to 30 June 2020 with one of the promo codes below
DBSAIRPODS for AirPods with Charging Case (worth S$239)
DBS200CASH for S$200 cashback
Step 2: Charge the required min. spend of S$2,000 in 60 days from card approval date.
Applicable to new to bank cardmembers only.
Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 26.80%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3.00% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
MasterCard PayPass
Card Association
Mastercard
See all plan details

OCBC 365 Credit Card
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Apply Now

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Promo Features
Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
Earn 2% Cash Rebate at BEST Denki. Valid till 31 Jan 2020.
Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
Shopee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.
Annual Interest Rate and Fees
Annual Interest Rate 26.88%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

DBS Live Fresh Card
Cashback on Online, Visa Contactless
Up to 10%
Cash Back Cap
Up to S$80
Min. Spend per month
S$1000
Apply Now

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Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
More Details
Promotions
Get double cashback with DBS Live Fresh Card
Promo Features
Get AirPods or S$200 cashback when you apply online and spend!
Step 1: Apply online for a DBS/POSB Credit Card, between 1 April to 30 June 2020 with one of the promo codes below:
DBSAIRPODS for AirPods with Charging Case (worth S$239)
DBS200CASH for S$200 cashback
Step 2: Charge the required min. spend of S$2,000 in 60 days from card approval date.
Applicable to new to bank cardmembers only.
Bank's T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 26.80%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver 1 year
Minimum Monthly Repayment 3.00% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

DBS Woman's Card
on Online Spend
S$5 = 5X Points
on All Other Spend
S$5 = 1X Point
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now

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Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
More Details
Promo Features
Get AirPods or S$200 cashback when you apply online and spend!
Step 1: Apply online for a DBS/POSB Credit Card, between 1 April to 30 June 2020 with one of the promo codes below:
DBSAIRPODS for AirPods with Charging Case (worth S$239)
DBS200CASH for S$200 cashback
Step 2: Charge the required min. spend of S$2,000 in 60 days from card approval date.
Applicable to new to bank cardmembers only
Bank's T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 26.80%
Annual Principal Fee S$162.50
Supplementary Annual Fee S$80.25
Fee Waiver Available
Minimum Monthly Repayment 3.00% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

OCBC Frank Card
Cash Back on Online Spend
6%
Cash Back Cap per month
S$60
Min. Offline Spend per month
S$300
Apply Now

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Promo Features
Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
Shoppee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.
Starhub: Get 1 Gbps Fibre Broadband at S$34.90/month (U.P. S$39.90). Valid for new to Starhub customers.
Annual Interest Rate and Fees
Annual Interest Rate 26.88%
Annual Principal Fee S$80
Supplementary Annual Fee S$40
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

DBS Woman's World Card
on Online Spend
S$5 = 10X Points
on All Other Spend
S$5 = 1X Points
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now

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Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
More Details
Promo Features
Get AirPods or S$200 cashback when you apply online and spend!
Step 1: Apply online for a DBS/POSB Credit Card, between 1 April to 30 June 2020 with one of the promo codes below:
DBSAIRPODS for AirPods with Charging Case (worth S$239)
DBS200CASH for S$200 cashback
Step 2: Charge the required min. spend of S$2,000 in 60 days from card approval date.
Applicable to new to bank cardmembers only
Bank's T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 26.80%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3.00% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$80,000
Non-Singaporean Minimum Income S$80,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

OCBC Titanium Rewards Card (Blue)
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now

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Promo Features
Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
Earn 2% Cash Rebate at BEST Denki. Valid till 31 Jan 2020.
Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
Shopee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.
Annual Interest Rate and Fees
Annual Interest Rate 26.88%
Annual Principal Fee S$193
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

OCBC Titanium Rewards Card (Pink)
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now

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Promo Features
Enjoy 15% off regular items with a min, spend of S$100 on Zalora. Use promo code 'OCBC2019'. Valid till 31 Dec 2019.
Earn 2% Cash Rebate at BEST Denki. Valid till 31 Jan 2020.
Naiise: 12% off first purchase with min. spend of S$120 and 8% off subsequent purchase with min. spend of S$80. Valid till 30 Sep 2019.
Shopee: S$7 off with a min. of S$15 spent for new shoppers, use promo code 'OCBC7NEW'. S$3 off with a min. of S$30 spent for existing shoppers, use promo code 'OCBC3OFF'. Valid till 31 Dec 2019.
Annual Interest Rate and Fees
Annual Interest Rate 26.88%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

Maybank Family & Friends Card
Cash Rebate at selected merchants in Singapore & Malaysia
Up to 8%
Cash Rebate on All Other Spend
0.3%
Cash Rebate Cap per month
S$80
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Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and CreditAble
Charge a minimum of S$300 within the first two consecutive months after card approval if CreditAble Account was approved
Charge a minimum of S$400 within the first two consecutive months after card approval if CreditAble Account was rejected
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$180
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 3% or S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
MasterCard PayPass
Samsung Pay
Card Association
Mastercard
See all plan details

Maybank DUO Platinum Mastercard
Cash Rebate on petrol spend in Singapore and Malaysia
5%
Cash Rebate on foreign currency spend
1.5%
on all local spend excluding petrol
S$1 = 1 Point
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Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and CreditAble
Charge a minimum of S$300 within the first two consecutive months after card approval to be eligible
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$120
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 3% or minimum S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
MasterCard PayPass
Samsung Pay
Card Association
Mastercard
See all plan details

Maybank Manchester United Platinum Visa Card
when Man. United wins Premier League
S$1 = 5X Points
Cash Rebate when Man. United wins Premier League
3%
Discount at selected Shopping & Dining
10%
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Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and CreditAble
Charge a minimum of S$300 within the first two consecutive months after card approval to be eligible
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$80
Supplementary Annual Fee S$0
Fee Waiver Available
Minimum Monthly Repayment 3% or minimum S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
Samsung Pay
Card Association
Visa
See all plan details

Maybank World Mastercard
on Dining, Retail & Petrol
S$1 = 10X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Waived for each conversion of points to frequent flyer miles
Conversion Fee
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Promo Features
Get free American Tourister Linex 66/24 TSA Luggage (worth S$260) when you apply for a new Credit Card and charge a minimum of S$400 within the first two consecutive months after card approval
Valid from 1 August 2019, on a First-Come-First-Serve Basis
Fulfilment done by Maybank. Bank T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$240
Supplementary Annual Fee Free
Fee Waiver Available
Minimum Monthly Repayment 3% or S$20, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$80,000
Non-Singaporean Minimum Income S$80,000
Wireless Payment
MasterCard PayPass
Card Association
Mastercard
See all plan details

BOC Elite Miles World Mastercard®
Local Spend
S$1 = 1.5 Miles
Overseas Spend
S$1 = 3 Miles
Rewards to Miles Conversion
1 Point = 0.33 Miles
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Promo Features
S$1 = 1.5 Miles or 4.5 Points (Local spend)
S$1 = 3 Miles or 9 Points (Overseas spend)
During application, please input "MS" under Promo code in your online application form
Annual Interest Rate and Fees
Annual Interest Rate 28.88%
Annual Principal Fee S$203
Supplementary Annual Fee S$101.65
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
MasterCard PayPass
Card Association
Mastercard
See all plan details

HSBC Visa Infinite Credit Card
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
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Promo Features
Welcome Gift: Get 35,000 Air Miles awarded in the form of 87,500 Rewards Points. $42.80 annual fee required to convert the points to miles
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$650
Supplementary Annual Fee S$0
Fee Waiver Not Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$120,000
Non-Singaporean Minimum Income S$120,000
Wireless Payment
Visa payWave
Apple Pay
Card Association
Visa
See all plan details

American Express The Platinum Card®
for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
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Promo Features
Apply and receive approval for your Platinum Charge Card
Pay the annual fee of S$1,712
Receive 2 complimentary nights stay at selected overseas Banyan Tree/Mandarin Oriental properties OR 1 complimentary night stay at Mandarin Oriental Singapore/Capella Singapore
Reservations must be made 1 month in advance
Applicable to Platinum Members not enrolled in any other campaigns
Annual Interest Rate and Fees
Annual Interest Rate N/A
Annual Principal Fee S$1,712
Supplementary Annual Fee $160.50 (First 2 Supplementary Cards fee permanently waived)
Fee Waiver Not Available
Minimum Monthly Repayment N/A
Interest Free Period N/A
Minimum Income Requirements
Singaporean Minimum Income S$200,000
Non-Singaporean Minimum Income S$200,000
Card Association
American Express
See all plan details

Bank of China Qoo10 World Mastercard®
Rebate on Buses & MRT
20%
Rebate Cap per month
S$80
Min. Spend per month
S$600
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Promo Features
Get Qcoupons worth S$100 when you apply and receive approval for your BOC Qoo10 World Mastercard Card
Each S$100 Qcoupons pack consists of 1xS$30 Qcoupon (with min. spend of S$60/transaction), 2xS20 Qcoupon (with min. spend of S$40/transaction/coupon), 3xS$10 Qcoupon (with min. spend of S$20/transaction/coupon)
All Qcoupons are valid for 30 days after redemption
Limited to the first 2,000 successful applicants for a BOC Qoo10 World Mastercard Card
During application, please input "MS" under Promo code in your online application form
Annual Interest Rate and Fees
Annual Interest Rate 28.88%
Annual Principal Fee S$203
Supplementary Annual Fee S$101.65
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 23 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
MasterCard PayPass
Card Association
Mastercard
See all plan details

UOB YOLO Credit Card
Cash Back on Online, Grab, Dining and Entertainment spend
Up to 10%
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$600
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Promo Features
Get S$100 cash credit when you apply. Min spend S$1,000 within first 30 days of card approval to be eligible for promotion.
Up to 10% cashback on Online spend. Capped at S$40 when you sign up by 30 June 2020. Applies to new UOB YOLO cardmembers.
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$193
Supplementary Annual Fee N/A
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 21 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Visa payWave
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

DBS Altitude Visa Signature Card
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Bus, MRT and Taxi rides
S$1 = 4 Miles
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Online Promo: Get AirPods or S$200 cashback or 38,000 miles when you apply online and spend! Valid till 30 Jun 2020.
More Details
Promotions
Double your earn rate with DBS Altitude Card!
Promo Features
Get AirPods or S$200 cashback or 38,000 miles when you apply online and spend!
Step 1: Apply online for a DBS/POSB Credit Card below, between 1 April to 30 June 2020 with one of the promo codes below:
DBSAIRPODS for AirPods with Charging Case (worth S$239)
DBS200CASH for S$200 cashback
ALTAF for 38,000 miles (exclusively for DBS Altitude Card)
Step 2:
For AirPods and S$200 cashback - Charge the required min. spend of S$2,000 in 60 days from card approval date.
For 38k miles - Charge the required min. spend of S$6,000 in 90 days from card approval date.
Applicable to new to bank cardmembers only
Bank's T&Cs apply
Annual Interest Rate and Fees
Annual Interest Rate 26.80%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3.00% or S$50, whichever is higher
Interest Free Period 20 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$45,000
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
American Express
See all plan details

Standard Chartered Platinum Visa/MasterCard Credit Card
Cash Back for New-to-Bank customers
$80
on All Spend when you open a SCB Current Account
S$1 = 2X Points
Rewards to Miles Conversion
1 Point = 0.4 Miles
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Promo Features
New-to-bank customers: Get up to S$100 cashback when you apply for SCB Platinum Card
Your new card must be activated within 30 days of card approval date
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$192.60
Supplementary Annual Fee N/A
Fee Waiver Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Interest Free Period N/A
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Visa payWave
MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
Visa
American Express
See all plan details

UOB Delight Card
Cash Back at Selected Grocery Stores
Up to 8%
Cash Back Cap per month
S$50
Min. Spend per month
S$800
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Promo Features
Get up to $100 cash credit when you apply for UOB Delight Card
Limited to first 200 new customer sign-ups, with min spend of $1,000 within 30 days of card approval
Valid till 23 Jan 2019
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$86
Supplementary Annual Fee S$53.50
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 21 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Visa payWave
Google Pay
Apple Pay
Samsung Pay
Card Association
Visa
See all plan details

UOB Lady's Card
on One Category
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
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Promo Features
Get S$100 cash credit when you sign up for the Lady's Card
For S$100 Lady's Card Sign-Up promo, limited to first 600 qualifying new-to-UOB Cardmembers
Min spend of S$1,000 within 30 days card approval to qualify
Valid til 30 June 2019
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$193
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 21 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

Citi Lazada Card
on Lazada (Valid till 29 Feb 2020)
10X Reward Points
on Dining, Travel, Entertainment & Commute
5X Reward Points
on Everything else, no cap
1X Reward Points
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Promo Features
Get S$150 Lazada Vouchers + 1 year LiveUp Membership (worth S$59.90) with minimum spend of S$1,200 by qualifying period.
Promo valid till 31 Dec 2020
Qualifying spend period starts from card approval date till the end of that calendar month + three full calendar months immediately after. E.g. if card is approved on 12 Dec 2019, the qualifying spend period will be from 12 Dec 2019 - 31 Mar 2020
Annual Interest Rate and Fees
Annual Interest Rate 26.90%
Annual Principal Fee S$192.60
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 1% or S$50, whichever is higher
Interest Free Period 25 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$42,000
Rewards Redemption Documents
Terms and Conditions Check Eligibility
Wireless Payment
Visa payWave
MasterCard PayPass
Google Pay
Apple Pay
Samsung Pay
Card Association
Mastercard
Visa
American Express
See all plan details

ICBC Global Travel MasterCard Credit Card
DragonPass
6 points
VIP Airport Lounge
6 visits
VIP High-Speed Railway Lounge
12 visits
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Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
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Promo Features
Sign-up for your card today and get 6 DragonPass Points in your account
Enjoy up to 6 free visits to VIP Lounge at airports or 12 visits to VIP lounge at high-speed railway stations
Valid till 31 Dec 2020
Annual Interest Rate and Fees
Annual Interest Rate 24.00%
Annual Principal Fee S$150
Supplementary Annual Fee S$75
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 25 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$30,000
Wireless Payment
MasterCard PayPass
Card Association
Mastercard
See all plan details

ICBC Chinese Zodiac Credit Card
Cash Back
Up to S$120
Min. Spend in 6 months
S$1200
Cash Back Cap per month
S$20
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Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
More Details
Promo Features
Get up to S$120 cash back when you sign up as a New-To-Bank Cardholder
Minimum spend of S$200/mo (S$1200 total) required for continues 6 months after the card approval date
Each month cash back capped at S$20
Annual Interest Rate and Fees
Annual Interest Rate 24.00%
Annual Principal Fee S$150
Supplementary Annual Fee S$75
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 25 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$30,000
Wireless Payment
MasterCard PayPass
Card Association
Mastercard
See all plan details

ICBC Horoscope Credit Card
Total bill at House of Seafood
15% off
With a min. spend of $200 in a single receipt at iShopChangi
10% off
Annual Fee Waiver
3 years
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Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
More Details
Promo Features
Promo 1: Receive worldwide VIP lounge access of up to 6 free visits to Dragonpass VIP lounge. Valid till 31 Dec 2020
Promo 2: Enjoy 15% off total bill at House of Seafood with ICBC cards. Promo valid til 31 Oct 2020
Promo is applicable for all ICBC cards (including cards issued by ICBC branches worldwide).
Enjoy 10% off with a min. spend of $200 in a single receipt at iShopChangi with all ICBC cards (Discount capped at S$50).
Promo code: 10ICBC19. Promo vaild till 31 Mar 2020
Annual Interest Rate and Fees
Annual Interest Rate 24%
Annual Principal Fee S$150
Supplementary Annual Fee S$75
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 25 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$30,000
Card Association
See all plan details

KrisFlyer UOB Credit Card
on Singapore Airlines, SilkAir, Scoot and KrisShop
S$1 = 3 Miles
on dining, food delivery, online shopping and travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
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Promo Features
Get $100 Cash Credit + 3,000 KrisFlyer Miles when you spend S$1,000 within the month 1 of card approval
The first (1st) two hundred (200) successful Applicants from 1st - 31st Jan 2019 and charge S$1,000 on eligible transactions within 30 days will be eligible for S$100 cash
Valid for new to UOB Credit Cardmembers
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$193
Supplementary Annual Fee S$96.30
Fee Waiver Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 21 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Wireless Payment
Apple Pay
Samsung Pay
Card Association
Mastercard
See all plan details

MoneySmart Exclusive
UOB PRVI Miles American Express Card
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles
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MoneySmart Exclusive: Get up to $250 Cash Credit when you apply through MoneySmart! Valid till 30 Apr 2020.
More Details
Promotions
Earn up to 3 miles per S$1 spend on Online and Grocery Transactions
Promo Features
MoneySmart Exclusives: Get S$100 Cash Credit when you apply through MoneySmart and make 5 transactions of any value on your credit card within 1 month of card approval.
Bank Offer: Get S$150 Cash Credit For new cardholders with min spend of $1,500 within 30 days, valid for first 800 eligible applicants
Earn up to 3 miles per S$1 spend on Online and Grocery Transactions. Valid from 1 April to 30 June 2020 with min. spending of S$2,500 and max. spending of S$5,000 over promotion period. No enrolment required. Promotion T&Cs apply.
Annual Interest Rate and Fees
Annual Interest Rate 25.0%
Annual Principal Fee S$257
Supplementary Annual Fee S$128.40
Fee Waiver 1 year fee waiver, free first 2 supplementary cards
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 21 days
Minimum Income Requirements
Singaporean Minimum Income S$30,000
Non-Singaporean Minimum Income S$40,000
Rewards Redemption Documents
Terms and Conditions Check Eligibility
Card Association
American Express
See all plan details

American Express Singapore Airlines KrisFlyer Ascend Credit Card
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Online Promo: Get up to 33,000 KrisFlyer miles when you apply and spend! Valid till 30 Jun 2020.
More Details
Promo Features
5,000 miles. Welcome Bonus after first successful transaction. For new to Amex cardholders only.
16,000 miles. Minimum spend of S$10,000 in first 3 months. For new to Amex cardholders only.
12,000 miles. Based on KF earn rate of 1.2 mile x Spend of S$10,000
1,500 miles. Bonus miles for each approved supplementary. Capped at 3,000 bonus miles, first 2 supplementary cards only.
Annual Interest Rate and Fees
Annual Interest Rate 25.90%
Annual Principal Fee S$337
Supplementary Annual Fee 80.25
Fee Waiver Not Available
Minimum Monthly Repayment 3% or S$50, whichever is higher
Interest Free Period 22 days
Minimum Income Requirements
Singaporean Minimum Income S$50,000
Non-Singaporean Minimum Income S$60,000
Wireless Payment
Google Pay
Apple Pay
Samsung Pay
Card Association
American Express
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Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Singaporean Minimum Income	S$80,000
Non-Singaporean Minimum Income	S$80,000

Annual Interest Rate	26.88%
Annual Principal Fee	S$193
Supplementary Annual Fee	S$96.30
Fee Waiver	Available
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	23 days

Annual Interest Rate	15.00%
Annual Principal Fee	S$0
Supplementary Annual Fee	S$0
Fee Waiver	Available
Minimum Monthly Repayment	3% or S$20, whichever is higher
Interest Free Period	20 days

Annual Interest Rate	26.80%
Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$96.30
Fee Waiver	Available
Minimum Monthly Repayment	3.00% or S$50, whichever is higher
Interest Free Period	20 days

Annual Interest Rate	28.88%
Annual Principal Fee	S$203
Supplementary Annual Fee	S$101.65
Fee Waiver	Available
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	23 days

Singaporean Minimum Income	S$120,000
Non-Singaporean Minimum Income	S$120,000

Annual Interest Rate	N/A
Annual Principal Fee	S$1,712
Supplementary Annual Fee	$160.50 (First 2 Supplementary Cards fee permanently waived)
Fee Waiver	Not Available
Minimum Monthly Repayment	N/A
Interest Free Period	N/A

Singaporean Minimum Income	S$200,000
Non-Singaporean Minimum Income	S$200,000

Annual Interest Rate	24.00%
Annual Principal Fee	S$150
Supplementary Annual Fee	S$75
Fee Waiver	Available
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	25 days

Annual Interest Rate	25.0%
Annual Principal Fee	S$257
Supplementary Annual Fee	S$128.40
Fee Waiver	1 year fee waiver, free first 2 supplementary cards
Minimum Monthly Repayment	3% or S$50, whichever is higher
Interest Free Period	21 days

Credit Card	Credit Card Promotion	Valid Till
Citi Cash Back Card	Get S$500 Cash via PayNow	12 Dec 2019
Standard Chartered Unlimited Cashback Credit Card	Up to S$200 Cash + Cashback	20 Dec 2019
HSBC Advance Credit Card	Samsonite T5 spinner luggage or S$150 Cash Back + S$20 Worth Grab Rides	31 Dec 2019
Citi PremierMiles Visa Card	Get S$500 Cash via PayNow	12 Dec 2019
Citibank SMRT Card	S$120 cash back when you spend S$1,200 in the first 3 months	31 Dec 2019
OCBC 90°N Card	S$50 Cash Rebate	31 Dec 2019
Maybank Horizon Visa Signature	Free American Tourister Luggage worth S$260	Until the stocks last
UOB PRVI Miles Card	10,000 Welcome Miles with S$6000 Spend	31 Dec 2019

Compare the Latest Credit Card Promotions in Singapore 2020

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