Compare the Latest Credit Card Promotions in Singapore 2021

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. Read More
Filters

Refine Your Results

Promotions
Card Association
Reset Filter
Providers
We found 22 Credit Cards for you!
Recommended
Sponsored
American Express logo
MoneySmart Exclusive
Unlimited Cashback

American Express True Cashback Card

with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback

Get $160 worth of Shopee Vouchers when you apply and spend on your card!

Valid until 30 Jun 2021 - See more details below
Apply Now
Exclusive Offer: Get $160 worth of Shopee Vouchers when you apply for the Amex True Cashback Credit Card!
Apply Now
Exclusive Offer: Get $160 worth of Shopee Vouchers when you apply for the Amex True Cashback Credit Card! image
Exclusive Offer: Get $160 worth of Shopee Vouchers when you apply for the Amex True Cashback Credit Card! image
More Details
Standard Chartered logo
MoneySmart Exclusive
Earn Points on Dining & Travel

Standard Chartered Rewards+ Credit Card

Cash Back for New-to-Bank customers
S$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points

Apply and spend $200 to get $250 cash via PayNow or $50 cash via PayNow + Apple AirPods (bundle worth S$289) delivered to your doorstep for FREE!

Valid until 30 Jun 2021 - See more details below
Apply Now
More Details
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned

Citi Cash Back+ Mastercard®

Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited

Double Your Rewards! Get an Extra $350 Cash via PayNow on top of our current gifts - Apple Watch SE delivered to your doorstep (bundle worth $769) OR $350 Cash via PayNow (bundle $700 in cash).

Valid until 25 Jun 2021 - See more details below
Promotion ends in
Apply Now
More Details
American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers

American Express Singapore Airlines KrisFlyer Credit Card

Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles

Get an Apple AirPods 2nd Gen + AirTag (worth S$284) or $180 cash via PayNow when you apply and spend on your card!

Valid until 30 Jun 2021 - See more details below
Apply Now
More Details
POSB logo
Online Promo
Earn Cash Rebates that Never Expire

POSB Everyday Card

Cash Rebates on groceries and online food delivery
Up to 10%
Cash Rebates on SPC, Sheng Siong and Watsons
Up to 8%
Cash Rebate on selected Electricity/Telco bills
1%
Online Promo:
Get S$300 Cashback from DBS with 1 eligible transaction when you apply online for a participating Credit Card with the promo code “MEGAFLASH”.
Valid until 28 Jun 2021 - See more details below
Apply Now
More Details
Citibank logo
MoneySmart Exclusive
Earn Points for Online Spending

Citi Rewards Card

Online Spend, including Food Delivery and Groceries
S$1= 10X Points
Grab and Gojek
S$1= 10X Points
All Other Spend
S$1 = 1 Point

Double Your Rewards! Get an Extra $350 Cash via PayNow on top of our current gifts - Apple Watch SE delivered to your doorstep (bundle worth $769) OR $350 Cash via PayNow (bundle $700 in cash).

Valid until 25 Jun 2021 - See more details below
Apply Now
More Details
HSBC logo

HSBC Visa Infinite Credit Card

Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Apply Now
More Details
Standard Chartered logo
MoneySmart Exclusive
Unlimited Cashback

Standard Chartered Unlimited Cashback Credit Card

Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

Apply and spend $200 to get $250 cash via PayNow or $50 cash via PayNow + Apple AirPods (bundle worth S$289) delivered to your doorstep for FREE!

Valid until 30 Jun 2021 - See more details below
Apply Now
More Details
Citibank logo
MoneySmart Exclusive
Earn Miles That Don't Expire - Annual Fee Applies

Citi PremierMiles Card

Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles

Double Your Rewards! Get an Extra $350 Cash via PayNow on top of our current gifts - Apple Watch SE delivered to your doorstep (bundle worth $769) OR $350 Cash via PayNow (bundle $700 in cash).

Valid until 25 Jun 2021 - See more details below
Apply Now
More Details
Standard Chartered logo
Card + Current Account Bundle

Standard Chartered Platinum Visa/MasterCard Credit Card

Cash Back for New-to-Bank customers
S$80
on All Spend when you open a SCB Current Account
S$1 = 2X Points
Rewards to Miles Conversion
1 Point = 0.4 Miles
Apply Now
More Details
OCBC logo

OCBC Frank Card

Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Apply Now
More Details
American Express logo

American Express Platinum Credit Card

at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Apply Now
More Details
American Express logo
Online Promo

American Express The Platinum Card®

for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
on Membership Rewards Points
No Expiry Date
Online Promo:
Get an OTO Quantum Advanced Full Body Massage Chair when you apply! Additionally, receive 75,000 MR points with a min. spend of S$20,000 within 6 months of card approval.
Valid until 30 Jun 2021 - See more details below
Apply Now
More Details
American Express logo
Convenience & Perks for Frequent Flyers

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 1.2 Miles
Grab rides
S$1 = 3.2 Miles
Apply Now
More Details
Standard Chartered logo
Frequent Travellers

Standard Chartered X Card

on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
More Details
OCBC logo
Earn Miles That Don't Expire

OCBC 90°N Card

Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
More Details
DBS logo
Frequent Shoppers at Takashimaya

DBS Takashimaya American Express Card

At Takashimaya
S$10 = 2 Taka Points
Additional Takashimaya discount
10%
Cash card top up
S$6
Apply Now
More Details
Citibank logo
Shipping Rebates on Lazada

Citi Lazada Credit Card

on Lazada
10X Reward Points
on Dining, Travel, Entertainment & Commute
5X Reward Points
on Everything else, no cap
1X Reward Points
Apply Now
More Details
DBS logo
Online Promo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles
Online Promo:
Get S$300 Cashback from DBS with 1 eligible transaction when you apply online for a participating Credit Card with the promo code “MEGAFLASH”.
Valid until 28 Jun 2021 - See more details below
Apply Now
More Details
OCBC logo

OCBC Titanium Rewards Card (Pink)

on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing such great deals.

Try MoneySmart’s new KrisFlyer miles calculator

Use our new KrisFlyer miles redemption calculator and find out which destinations you can travel for free on a travel class of your choice

Show Me Now

Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What credit card has the best sign-up bonus?

Credit cards with best sign-up bonuses tend to vary from time to time depending on which banks or financial institutions are offering what products during that period. Here are some of the best sign-up bonuses on offer for June 2021 with MoneySmart - Apple AirPods Pro + $100 cash via PayNow (bundle worth S$479) or $350 cash (Citi Cash Back Card, Citi Cash Back+ Mastercard®, Citi Rewards Card, Citi PremierMiles Card), Apple AirPods 2nd Gen/ S$250 Cash via PayNow (Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Rewards+ Credit Card).

Which credit card in Singapore is the best?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.