Compare the Latest Credit Card Promotions in Singapore 2020

Sign up and get cash rebates, shopping vouchers or free luggage with these credit card promotions in Singapore. Read More
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We found 40 Credit Cards for you!
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Citibank logo
MoneySmart Exclusive
Earn Points for Online Spending

Citi Rewards Card

on Online Spend*
S$1= 10X Points
on Shopping Spend
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
Get a Sony WH-1000XM4 Wireless Noise-Cancelling Headphones worth $549 when you apply and spend on your card! Fill in the redemption form after the application to redeem. T&Cs apply.
Valid until 30 Sep 2020 - See T&Cs below
Apply Now
More Details
Standard Chartered logo
Bank Promo
Unlimited Cashback

Standard Chartered Unlimited Cashback Credit Card

Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Bank Promo:
Get S$80 Cashback from Standard Chartered when you activate your card!
Valid until 21 Sep 2020 - See T&Cs below
Apply Now
More Details
UOB logo
Bank Promo

UOB One Card

Rebate on Dairy Farm Group, Grab, SP and more
Up to 10%
Rebate Cap per quarter
S$300
Min. Spend per month, per quarter
S$2,000
Bank Promo:
Receive S$150 cash credit when you apply!
Valid until 30 Sep 2020 - See T&Cs below
Apply Now
More Details
UOB logo
Bank Promo

UOB YOLO Credit Card

Cash Back on Online, Grab, Dining and Entertainment spend
Up to 18%
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$600
Bank Promo:
Receive S$150 cash credit when you apply!
Valid until 30 Sep 2020 - See T&Cs below
Apply Now
More Details
POSB logo
Earn Cash Rebates that Never Expire

POSB Everyday Card

Cash Rebates on groceries and online food delivery
Up to 8%
Cash Rebates on SPC, Sheng Siong and Watsons
Up to 6%
Cash Rebate on selected Electricity/Telco bills
1%
Apply Now
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OCBC logo
Online Promo

OCBC Frank Card

Cash Back on Online Spend
6%
Cash Back Cap per month
S$75
Min. Total Spend per month
S$600
Online Promo:
Receive S$50 Cashback when you apply and additional 4% Cashback on eligible spend!
Valid until 30 Sep 2020 - See T&Cs below
Apply Now
More Details
American Express logo
Convenience & Perks for Frequent Flyers

American Express Singapore Airlines KrisFlyer Credit Card

Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Apply Now
More Details
American Express logo
MoneySmart Exclusive
Unlimited Cashback

American Express True Cashback Card

with min spend of S$5,000
S$150 cash back
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Overseas Spend
2.50% Cashback
Get $120 cash via PayNow when you apply and spend on your card!
Valid until 18 Oct 2020 - See T&Cs below
Apply Now
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American Express logo
MoneySmart Exclusive

American Express Platinum Credit Card

at participating Platinum EXTRA Partners
S$1.60 = 10X Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Get an illy x7.1 Coffee Machine when you get your card approved.
Valid until 18 Oct 2020 - See T&Cs below
Apply Now
More Details
Standard Chartered logo
Bank Promo
Earn Points on Dining & Travel

Standard Chartered Rewards+ Credit Card

Cash Back for New-to-Bank customers
S$100
on Local Dining Spend
S$1= 5X Points
on Foreign Currency Spend
S$1= 10X Points
Bank Promo:
Get S$80 Cashback from Standard Chartered when you activate your card!
Valid until 21 Sep 2020 - See T&Cs below
Apply Now
More Details
Standard Chartered logo
Frequent Travellers

Standard Chartered X Card

on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
More Details
OCBC logo
Earn Miles That Don't Expire

OCBC 90°N Card

Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
More Details
HSBC logo
Cashback for Family Spending

HSBC Visa Platinum Credit Card

Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
Apply Now
More Details
Maybank logo
Online Promo

Maybank Horizon Visa Signature

on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Online Promo:
Get S$100 Cash Credit with Maybank Credit Cards and CreditAble!
Valid until 31 Dec 2020 - See T&Cs below
Apply Now
More Details
Maybank logo
Online Promo

Maybank FC Barcelona Visa Signature

Cash Rebate on All Local Spend
1.6%
on Spend in Foreign Currency
S$1 = 2X Points
Min. Spend per month
S$0
Online Promo:
Get S$100 Cash Credit with Maybank Credit Cards and CreditAble!
Valid until 31 Dec 2020 - See T&Cs below
Apply Now
More Details
Maybank logo
Online Promo

Maybank Platinum Visa Card

Cash Rebates on All Local Spend
Up to 3.33%
Cash Rebate on Overseas Spend
0.3%
Cash Rebate Cap per quarter
S$100
Online Promo:
Get S$100 Cash Credit with Maybank Credit Cards and CreditAble!
Valid until 31 Dec 2020 - See T&Cs below
Apply Now
More Details
OCBC logo
High Spend on Dining

OCBC 365 Credit Card

Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Apply Now
More Details
DBS logo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Online spend and offline shopping spend
S$1 = 4 Miles
Apply Now
More Details
OCBC logo

OCBC Titanium Rewards Card (Blue)

on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
More Details
OCBC logo

OCBC Titanium Rewards Card (Pink)

on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Credit Card Promotions Singapore

Credit Card Credit Card Promotion Valid Till
Citi Cash Back CardGet S$500 Cash via PayNow12 Dec 2019
Standard Chartered Unlimited Cashback Credit CardUp to S$200 Cash + Cashback20 Dec 2019
HSBC Advance Credit Card Samsonite T5 spinner luggage or S$150 Cash Back + S$20 Worth Grab Rides 31 Dec 2019
Citi PremierMiles Visa CardGet S$500 Cash via PayNow12 Dec 2019
Citibank SMRT Card S$120 cash back when you spend S$1,200 in the first 3 months 31 Dec 2019
OCBC 90°N Card S$50 Cash Rebate 31 Dec 2019
Maybank Horizon Visa Signature Free American Tourister Luggage worth S$260 Until the stocks last
UOB PRVI Miles Card10,000 Welcome Miles with S$6000 Spend 31 Dec 2019

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers to blow.

Unlike with rewards or miles credit cards, such introductory promotions typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card.

Try MoneySmart’s new KrisFlyer miles calculator

Use our new KrisFlyer miles redemption calculator and find out which destinations you can travel for free on a travel class of your choice

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Types of Credit Card Promotions

Here are 3 common types of promotions offered by credit cards in Singapore:

Free Gifts

Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – free luggage – there are also variations such as free mobile data and free petrol. Some credit cards also offer the chance to win bigger-ticket prizes such as package holidays or limited edition branded goods.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.