Best HSBC No Annual Fee Credit Cards in Singapore 2018

Updated October 2018

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular HSBC No Annual Fee Credit Cards

HSBC Advance Credit Card
Very Good

1 year

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

  • Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
  • Option 2: S$100 Cash Back

No Annual Fee Features

  • Annual fee waiver for 1 year
  • S$193 annual fee for principle card holder thereafter
  • Perpetual fee waiver for HSBC Advance Banking Customer
  • Upto 3.5% cashback on All Spends

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
HSBC Visa Platinum Credit Card
Very Good

2 years

Annual fee waiver

S$192.60

Annual Fee

25.90%

Annual Interest Rate

  • Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
  • Option 2: S$100 Cash Back

No Annual Fee Features

  • Annual fee waiver for 2 years
  • S$193 annual fee for principle card holder thereafter
  • Subsequent years waived with minimun spend S$12,500 p.a
  • Upto 5% cashback on Petrol, Groceries, Dining and selected Recurring Bills

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$40,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
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