Best Standard Chartered Credit Cards for Overseas Spending 2019

Updated November 2019

Save up to 10% or earn 5 Miles for every dollar spent on your overseas traveling expenses. Compare and apply for the best Standard Chartered credit cards for overseas spending with low foreign currency transaction fee and minimum spend requirements.

Popular Standard Chartered Overseas Spending Credit Cards

Up to S$200 Cash + Cashback!

Standard Chartered Unlimited Cashback Credit Card
MoneySmart Exclusive: Get up to $200 Cash + Cashback & Instant digital card approval with MyInfo! Claim hereValid till 30 Nov 2019.
MoneySmart Exclusive: Get up to $200 Cash + Cashback & Instant digital card approval with MyInfo! Claim hereValid till 30 Nov 2019.

Overseas Spending Features

  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$120 Cash Gift
  • 1.5% cashback on eligible spend
  • No cashback cap and no minimum spend
  • Get up to 50% discount at selected dining establishments such as The Fullerton Hotel Singapore, The Fullerton Bay Hotel Singapore, Bedrock Bar & Grill, Fat Cow, Mariott Cafe, Canton Paradise and many more
  • Enjoy discount privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®, only with Standard Chartered Cards

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Google Pay
Standard Chartered X Credit Card

S$1 = 2 Miles

on Overseas Spend

S$0

Min. spend per month

3.5%

Foreign Transaction Fee

Online Promotion: Get 60,000 Welcome Air MilesValid till 30 Nov 2019.
  • Bonus of up to 300,000 extra air miles with Priority Banking sign-up

S$1 = 2 Miles

on Overseas Spend

S$0

Min. spend per month

3.5%

Foreign Transaction Fee

Online Promotion: Get 60,000 Welcome Air MilesValid till 30 Nov 2019.

Overseas Spending Features

  • S$1 = 2 miles for overseas spending
  • 2 Complementary Access to Priority Pass™ Lounges at over 1300 airport lounges per year
  • Complimentary Travel Accident Insurance of up to S$1,000,000 coverage
  • No minimum spend and no cap
  • 3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$696
Supplementary Annual Fee$107
Fee WaiverNot Available
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$80,000
Foreigner$80,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, SC EasyBill
Standard Chartered Rewards+ Credit Card

S$1 = 10X Points

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

S$1 = 10X Points

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

Overseas Spending Features

  • 10X Points for every S$1 spent in foreign currency, including online spends
  • 1 Point = 0.29 Miles
  • No minimum spend required, Rewards Point capped at 20,000 points per year
  • Complimentary travel medical insurance of up to S$500,000
  • 3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Visa Infinite Credit Card

S$1 = 3 Miles

Overseas Spending Rewards

S$2,000

Min. Spend per month

3.50%

Foreign Transaction Fee

S$1 = 3 Miles

Overseas Spending Rewards

S$2,000

Min. Spend per month

3.50%

Foreign Transaction Fee

Overseas Spending Features

  • Get 35,000 Mile when you apply for SCB Visa Infinite Credit Card via MoneySmart
  • Earn 3 Miles for every S$1, with minimum Oversea spending of S$2000 per month
  • Earn 2.5 points or 1 mile for every S$1, with spending less than S$2000
  • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
  • 3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$589
Supplementary Annual Fee0.0
Fee WaiverNot Available
Minimum Monthly Repayment1% of S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$150,000
Foreigner$150,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave
Standard Chartered Spree Credit Card

3% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

3% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

Overseas Spending Features

  • 3% cashback on all online spends in foreign currency and vPost spends
  • No minimum spend required
  • Cash back capped at S$60/month
  • 3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee0.0
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
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