Best Standard Chartered Credit Cards for Overseas Spending 2019

Overseas Spending Features

Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$120 Cash Gift
1.5% cashback on eligible spend
No cashback cap and no minimum spend
Get up to 50% discount at selected dining establishments such as The Fullerton Hotel Singapore, The Fullerton Bay Hotel Singapore, Bedrock Bar & Grill, Fat Cow, Mariott Cafe, Canton Paradise and many more
Enjoy discount privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®, only with Standard Chartered Cards

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	MasterCard
Wireless Payment	MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay

Standard Chartered X Credit Card

S$1 = 2 Miles

on Overseas Spend

S$0

Min. spend per month

3.5%

Foreign Transaction Fee

Online Promotion: Get 60,000 Welcome Air MilesValid till 30 Nov 2019.

Bonus of up to 300,000 extra air miles with Priority Banking sign-up

S$1 = 2 Miles

on Overseas Spend

S$0

Min. spend per month

3.5%

Foreign Transaction Fee

Online Promotion: Get 60,000 Welcome Air MilesValid till 30 Nov 2019.

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Overseas Spending Features

S$1 = 2 miles for overseas spending
2 Complementary Access to Priority Pass™ Lounges at over 1300 airport lounges per year
Complimentary Travel Accident Insurance of up to S$1,000,000 coverage
No minimum spend and no cap
3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$696
Supplementary Annual Fee	$107
Fee Waiver	Not Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period	22 days

Minimum Income Requirements

Singaporean	$80,000
Foreigner	$80,000

Other

Card Association	Visa
Wireless Payment	Visa payWave, SC EasyBill

Standard Chartered Rewards+ Credit Card

S$1 = 10X Points

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

S$1 = 10X Points

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

More Details

Overseas Spending Features

10X Points for every S$1 spent in foreign currency, including online spends
1 Point = 0.29 Miles
No minimum spend required, Rewards Point capped at 20,000 points per year
Complimentary travel medical insurance of up to S$500,000
3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	N/A
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	Visa
Wireless Payment	Visa Paywave, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Visa Infinite Credit Card

S$1 = 3 Miles

Overseas Spending Rewards

S$2,000

Min. Spend per month

3.50%

Foreign Transaction Fee

S$1 = 3 Miles

Overseas Spending Rewards

S$2,000

Min. Spend per month

3.50%

Foreign Transaction Fee

More Details

Overseas Spending Features

Get 35,000 Mile when you apply for SCB Visa Infinite Credit Card via MoneySmart
Earn 3 Miles for every S$1, with minimum Oversea spending of S$2000 per month
Earn 2.5 points or 1 mile for every S$1, with spending less than S$2000
Complimentary Travel Accident Insurance coverage of up to S$1,000,000
3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$589
Supplementary Annual Fee	0.0
Fee Waiver	Not Available
Minimum Monthly Repayment	1% of S$50, whichever is higher
Interest Free Period	22 days

Minimum Income Requirements

Singaporean	$150,000
Foreigner	$150,000

Other

Card Association	Visa
Wireless Payment	Visa payWave

Standard Chartered Spree Credit Card

3% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

3% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

More Details

Overseas Spending Features

3% cashback on all online spends in foreign currency and vPost spends
No minimum spend required
Cash back capped at S$60/month
3.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate	26.90%
Principle Annual Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	Available
Minimum Monthly Repayment	1% or S$50, whichever is higher
Interest Free Period

Minimum Income Requirements

Singaporean	$30,000
Foreigner	$60,000

Other

Card Association	Visa
Wireless Payment	Visa payWave, Apple Pay, Samsung Pay, Google Pay