Best American Express Credit Cards for Overseas Spending 2019

Updated March 2019

Save up to 10% or earn 5 Miles for every dollar spent on your overseas traveling expenses. Compare and apply for the best American Express credit cards for overseas spending with low foreign currency transaction fee and minimum spend requirements.

Popular American Express Overseas Spending Credit Cards

Get up to 30,800 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Credit Card

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 30,800 KrisFlyer miles!Valid till 31 Mar 2019.
  • Get S$20 CapitaLand Voucher

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 30,800 KrisFlyer miles!Valid till 31 Mar 2019.

Overseas Spending Features

  • Enjoy up to 30,800 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card. Get 9,200 KrisFlyer miles upon first spend, and an additional 21,600 (7,500+7,500+6,600) KrisFlyer miles with a min. spend of S$6,000 within 6 months of Card Approval date. Valid till 31 Mar 2019. Full T&Cs
  • Earn 2 miles for every S$1 on Oversea spending
  • Enjoy free Travel Inconvenience & Travel Accident Benefits of up to S$350,000 when you purchase your travel tickets with you card
  • 2.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$177
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or $50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay
American Express True Cashback Card

1.5% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

  • Get up to S$60 CapitaLand OR Cold Storage vouchers
  • Get S$20 CapitaLand Voucher

1.5% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

Overseas Spending Features

  • 3% cashback on all spending for first 6 months up to $5,000
  • 1.5% Cashback on any purchase you make, anytime
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
  • No Minimum spend and cap for 1.5% cash back
  • 2.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$171
Supplementary Annual Fee85.6
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay

Get up to 53,600 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Ascend Credit Card

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 53,600 KrisFlyer miles!Valid till 31 Mar 2019.
  • Get S$20 CapitaLand Voucher

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 53,600 KrisFlyer miles!Valid till 31 Mar 2019.

Overseas Spending Features

  • Enjoy up to 53,600 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Ascend Credit Card. Get 9,200 KrisFlyer miles upon first spend, and an additional 44,400 (30,000+14,400) KrisFlyer miles with a min. spend of S$12,000 within 6 months of Card Approval date. Valid till 31 Mar 2019. Full T&Cs
  • Earn 2 Miles for every S$1 on Oversea spending
  • Up to $1 million travel insurance coverage
  • 2.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$337
Supplementary Annual Fee80.25
Fee WaiverNot Available
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$50,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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