Best American Express Credit Cards for Overseas Spending 2019

Updated September 2019

Save up to 10% or earn 5 Miles for every dollar spent on your overseas traveling expenses. Compare and apply for the best American Express credit cards for overseas spending with low foreign currency transaction fee and minimum spend requirements.

Popular American Express Overseas Spending Credit Cards

Get $80 Cash + $150 in Cashback

American Express True Cashback Card

2.5% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get S$80 in Cash!Valid till 30 Sep 2019.
  • Additional Welcome Offer: 3% cash back (up to S$150) when you meet min spend of S$5,000 in the first 6 months

2.5% Cashback

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get S$80 in Cash!Valid till 30 Sep 2019.

Overseas Spending Features

  • MoneySmart Exclusive– Receive $80 cash when you meet min spend of S$500 within the first month.
  • Welcome Offer– 3% or S$150 cash back when you meet min spend of S$5,000 within the first 6 months.
  • 1.5% Cashback on any purchase you make
  • 2.5% Cashback on foreign currency spend (1.5% + extra 1.0%).
  • Important – Go to this link to submit your (i)Contact Details, (ii)14-digit Reference Number (PCN), and (iii)Bank Account Number to receive your S$80 Cash Gift

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$171
Supplementary Annual Fee85.6
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay

Get up to 31,000 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Credit Card

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 31,000 KrisFlyer miles! Fulfilled by American Express.Valid till 30 Sep 2019.
  • Get 3.1 KrisFlyer miles per S$1 spent on Daily Essentials

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 31,000 KrisFlyer miles! Fulfilled by American Express.Valid till 30 Sep 2019.

Overseas Spending Features

  • Enjoy up to 31,000 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
  • Earn 2 miles for every S$1 on Oversea spending
  • Enjoy free Travel Inconvenience & Travel Accident Benefits of up to S$350,000 when you purchase your travel tickets with you card
  • 2.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$177
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or $50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay

Get up to 49,500 KrisFlyer miles

American Express Singapore Airlines KrisFlyer Ascend Credit Card

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 49,500 KrisFlyer miles! Fulfilled by American Express.Valid till 30 Sep 2019.
  • Get 3.2 KrisFlyer miles per S$1 spent on Daily Essentials

S$1 = 2 Miles

Overseas Spending Rewards

S$0

Min. Spend per month

2.50%

Foreign Transaction Fee

MoneySmart Exclusive: Get up to 49,500 KrisFlyer miles! Fulfilled by American Express.Valid till 30 Sep 2019.

Overseas Spending Features

  • Enjoy up to 49,500 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
  • Earn 2 Miles for every S$1 on Oversea spending
  • Up to $1 million travel insurance coverage
  • 2.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate25.90%
Principle Annual Fee$337
Supplementary Annual Fee80.25
Fee WaiverNot Available
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period22 days

Minimum Income Requirements

Singaporean$50,000
Foreigner$60,000

Other

Card AssociationAmerican Express
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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