- Cash Back on Eligible spend
- Up to 1.5%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[SmartRewards | Your Points, Your Choice 🫵🏻 ]
Choose ANY gift you want at our Rewards Store including:
1. ErgoTune Classic Ergonomic Chair (3,990 SmartPoints)
2. Titan V1 7 Speed Folding Bike (3,990 SmartPoints)
3. Apple Watch SE (GPS), 40mm (3,830 SmartPoints)
Or any other combination of gifts, by earning 4,000 SmartPoints.
Alternatively, you can choose to get up to S$350 Cash via PayNow*. T&Cs apply.
PLUS, stand a chance to win a Panerai Radomir Quaranta Timepiece (worth S$8,700) OR 16,490 SmartPoints (worth an iPhone 15 Pro, 128GB in the Rewards Store) OR 5,990 SmartPoints (worth an Apple Watch Series 9 (GPS), 41mm in our Rewards Store) when you apply through MoneySmart. T&Cs apply. Check out our past Lucky Draw winners here.

- for every S$1 spend on Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
OR, earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up. Click here to apply.
