- Cash Back on Eligible spend
- Up to 1.5%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[SmartRewards | Your Points, Your Choice 🫵🏻 ]
Choose ANY gift you want at our Rewards Store including:
1. ErgoTune Classic Ergonomic Chair (3,990 SmartPoints)
2. Titan V1 7 Speed Folding Bike (3,990 SmartPoints)
3. Apple Watch SE (GPS), 40mm (3,830 SmartPoints)
Or any other combination of gifts, by earning 4,000 SmartPoints.
Alternatively, you can choose to get up to S$350 Cash via PayNow*. T&Cs apply.
PLUS, stand a chance to win a Panerai Radomir Quaranta Timepiece (worth S$8,700) OR 16,490 SmartPoints (worth an iPhone 15 Pro, 128GB in the Rewards Store) OR 5,990 SmartPoints (worth an Apple Watch Series 9 (GPS), 41mm in our Rewards Store) when you apply through MoneySmart. T&Cs apply. Check out our past Lucky Draw winners here.

- Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
- 6%*
- Annual Fee
- S$0
- Minimum Spend
- S$0
[SmartRewards | Your Points, Your Choice 🫵🏻]
Choose ANY gift at our Rewards Store, including:
1. Nintendo Switch Lite (3,090 SmartPoints)
2. Apple AirPods 3rd Gen (2,720 SmartPoints)
Or any other combination of gifts, by earning 3,100 SmartPoints.
Alternatively, you can also choose to get $250 Cash via PayNow. T&Cs apply.
PLUS, stand a chance to win a Panerai Radomir Quaranta Timepiece (worth S$8,700) OR 16,490 SmartPoints (worth an iPhone 15 Pro, 128GB in the Rewards Store) OR 5,990 SmartPoints (worth an Apple Watch Series 9 (GPS), 41mm in our Rewards Store) when you apply through MoneySmart. T&Cs apply. Check out our past Lucky Draw winners here.
