American Express Singapore Airlines KrisFlyer Ascend Credit Card

Get up to 39,000 KrisFlyer miles

S$1 = 1.2 Miles
Local Spend
S$1 = 2 Miles
Overseas Spend
S$1 = 3.2 Miles
Grab rides
American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Get up to 39,000 KrisFlyer miles

Promotion
Promotions
Get 3.2 KrisFlyer miles per S$1 spent on Daily Essentials
  • Spends at the following merchants will get 3.2 KrisFlyer miles per S$1
  • Coffee: Starbucks, The Coffee Bean & Tea Leaf
  • Fast Food: McDonald’s, Subway
  • Food Delivery: Deliveroo, Foodpanda
  • Pharmacy: Unity, and Watsons
  • Entertainment: SISTIC
  • Capped at S$200 spend per month
  • Valid till 31 Mar 2020
  • Key features
    Key features
    • Enjoy up to 39,000 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
    • 1.2 KrisFlyer miles = S$1
    • 2 KrisFlyer miles = S$1 in foreign currency spent overseas on eligible purchases in June & Dec
    • 3.2 KrisFlyer miles = S$1 for Grab rides, capped at S$200 per month
    • Spend above S$15,000 on eligible purchases on singaporeair.com within first 12 months of Card approval and get upgraded to KrisFlyer Elite Gold Membership
    • Up to $1 million travel insurance coverage
    Air miles
    Air Miles
    Excellent
    Eligible for both Local & Overseas spend, including Grab rides
    • Enjoy up to 39,000 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
    • S$1 = 1.2 KrisFlyer miles (Local)
    • S$1 = 2 KrisFlyer miles (foreign currency spent Overseas) during June and December and for purchases made at singaporeair.com, silkair.com KrisShop and SilkAir SkyShop, both in-flight and online
    • S$1 = 3.2 KrisFlyer miles for Grab rides, capped at S$200 per month
    • Spend above S$15,000 on eligible purchases on singaporeair.com within first 12 months of Card approval and get upgraded to KrisFlyer Elite Gold Membership
    • Four complimentary lounge access to participating SATS Premier and Plaza Premium Lounge each year
    • Complimentary night's stay each year at one of over 110 Hilton properties in Asia Pacific
    • Up to $1 million travel insurance coverage
    Petrol
    Petrol
    Satisfactory
    • Enjoy up to 39,000 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
    • 21% fuel savings at SPC (5% discount for American Express Card Members + 10% discount for SPC&U Members + 7.1% on final charge amount)
    Leisure
    Overseas Spending
    Satisfactory
    • Enjoy up to 39,000 KrisFlyer miles when you apply via MoneySmart for your new American Express KrisFlyer Credit Card
    • Earn 2 Miles for every S$1 on Oversea spending
    • Up to $1 million travel insurance coverage
    • 2.5% foreign currency transaction fee
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $337

    Supplementary Annual Fee

    80.25

    Fee Waiver

    Not Available

    Interest Free Period

    22 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    S$90

    Minimum Monthly Repayment

    3% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.50%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    5%

    Overlimit Fee

    N/A
    Eligibility

    Singaporean Minimum Income

    $50,000

    Non-Singaporean Minimum Income

    $60,000
    Other

    Card Association

    American Express

    Wireless Payment

    Apple Pay, Samsung Pay, Google Pay