OCBC Rewards Credit Card
MoneySmart Exclusive
Earn up to 6 miles per S$1 spent
Earn up to 6 miles per S$1 spent

OCBC Rewards Credit Card

The OCBC Rewards Card shines for online and retail shoppers, offering up to 15X OCBC$ (6 miles equivalent) on eligible spends. Ideal for larger, less frequent purchases, especially in categories with rotating quarterly retailer tie-ups!
Earn 15 OCBC$ (equivalent to 6 air miles)
for every S$1 spent at Watsons and certain online shopping platforms
S$1 = 1 OCBC$
on All Other Spend
10 OCBC$ = 4 Miles
Rewards to Miles Conversion

Apply now and redeem any of these:

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Apply for OCBC Rewards Credit Card
MoneySmart Exclusive
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S$250 Cash via PayNow

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S$250 Cash via PayNow

Only $17 with SmartPoints
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Apple Watch SE 3, 40mm (GPS, Midnight Aluminium Case with Midnight Sport Band)

4070 SmartPoints

worth S$349

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Apple Watch SE 3, 40mm (GPS, Midnight Aluminium Case with Midnight Sport Band)

4070 SmartPoints

worth S$349

FREE with SmartPoints
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Apple AirPods Pro 3

3900 SmartPoints

worth S$349

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Apple AirPods Pro 3

3900 SmartPoints

worth S$349

FREE with SmartPoints
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LEVEL8 Polaris Trolley Luggage Case (20-inch, Black)

4055 SmartPoints

worth S$579

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LEVEL8 Polaris Trolley Luggage Case (20-inch, Black)

4055 SmartPoints

worth S$579

FREE with SmartPoints
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Omnidesk Essential Electric Height-Adjustable Desk (Black)

3280 SmartPoints

worth S$369

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Omnidesk Essential Electric Height-Adjustable Desk (Black)

3280 SmartPoints

worth S$369

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View more rewards

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View more rewards

MoneySmart Exclusive

Get $250 Cash or 3,900 SmartPoints (enough to redeem an Apple AirPods Pro 3 worth S$349) when you apply and spend a min. of S$400 within 30 days! T&Cs apply.

Valid till 15 Jun 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive Promotion is valid from 01-June-2026 to 15-June-2026

  • Applicable for New-to card holders only

  • Customers need to apply through MoneySmart to be eligible,

  • Charge at least S$400 worth of Qualifying Transaction to your card within 30 days of your application being approved

WHAT YOU NEED TO KNOW

  1. Log into your MoneySmart account and submit your claim within 4 weeks when you receive your Unique Redemption Code from OCBC.

  2. OCBC will send the Unique Redemption Code via SMS within 4 calendar month after you have met the minimum spend criteria.

  3. Use 3,900 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  4. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  5. Please note that all rewards (Cash or SmartPoints) will typically be fulfilled 8 - 10 weeks after the submission of Claim Form to MoneySmart.

  6. MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details

T&CsFAQClaim Form

Card Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Your Shopping Habit Might Actually Pay off.

Earn up to 10X OCBC$ on online shopping and retail—then cash out, fly off, or treat yourself. Read our full OCBC Rewards review on MoneySmart.

Read Now