Name: OCBC Frank Card
Brand: OCBC

Cash Back on Online Spend

Cash Back Cap per month

Min. Spend per month on Offline Purchases

Key features

Cash Back

Satisfactory

6% rebate on online shopping
3% rebate on first 2 top-ups for NETS FlashPay ATU
0.3% rebate on everything else
Up to 5% rebate for entertainment
Min. spend $400 (excluding Online and NETS FlashPay Auto Top-Up spend), capped at $60 for all rebates

Online Shopping

Satisfactory

Entertainment

Satisfactory

Earn 5% rebate on weekend entertainment (Fri-Sun) and 3% on weekday entertainment (Mon-Thur)
Min. spend $400 offline (exclude online and ATUs), capped at $60 for all rebates

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$80
Supplementary Annual Fee	$40 per annum (2 years fee waiver)
Fee Waiver	2 years fee waiver, subsequent years waived with min. spend of $10,000 p.a.
Interest Free Period	23 days
Annual Interest Rate	25.92%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.80%
Foreign Check Fee	N.A.
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	N.A.

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$45,000

Other
Card Association	Visa
Wireless Payment	Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay