6%

Cash Back on Online Spend

^S$75

Cash Back Cap per month

^S$600

Min. Spend per month on Total Purchases

All Details

• Key Features

  • Minimum Total of $600 Spend

  • Up to 6% Cashback for Mobile Payments + 6% Rebate on FX Spending

  • Receive additional 4% Cashback on the bonus categories spend (online, in-store mobile contactless and foreign currency made in-store) when you meet the minimum spend of $600, Cap at $25 per month

  • S$75 Cap Monthly with $25 per Sub Category as per TNCs

  • 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

  • 2 Years Fee Waiver for Supplementary Card

Entertainment

Very Good

• Up to 6% Cashback for Mobile Payments

• S$75 Cap Monthly with $25 per Sub Category as per TNCs

• 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

Online Shopping

Very Good

• 6% Cashback on all Online and App Purchases

• Minimum Total of $600 Spend

• Up to 6% Cashback for Mobile Payments

• 6% Rebate on FX Spending

• S$75 Cap Monthly with $25 per Sub Category as per TNCs

• 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

Cash Back

Very Good

• 6% Cashback on in Store Mobile Contactless Payments and Foreign Currency Spending

• Up to 6% Cashback for Mobile Payments

• S$75 Cap Monthly with $25 per Sub Category as per TNCs

• 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

Annual Interest Rate and Fees

Annual Principal Fee	S$80
Supplementary Annual Fee	S$40
Fee Waiver	Available
Interest Free Period	23 days
Annual Interest Rate	26.88%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

Card Association

Visa

Wireless Payment

Visa Contactless
Apple Pay
Samsung Pay
Google Pay

Rewards Redemption Documents

Terms and Conditions	Read Now

MoneySmart Promotions

Online Promotion

Product Documents

Promo Terms & Conditions	Read Now