OCBC Frank Card Rating & Review 2020 - Singapore | MoneySmart.sg

Promotion

Promotions

Online Promotion: Get Instant Approval + S$50 Cash Rebate! Applies to new to bank customers.

Get Instant Approval when you apply via MyInfo + Instant Digital card that can be used for mobile wallets, online and mobile app purchases.
Get S$50 Cash Rebate when you apply for a new OCBC Credit Card with no minimum spend requirement
Promotion is only available for New-To-Bank Customers only
Valid till 31 December 2019
Fulfilment done by OCBC Bank. Bank T&C apply

Key features

Key features

6% rebate on online shopping
Up to 5% rebate for entertainment
0.3% rebate on everything else
S$60 monthly capped rebate with monthly offline min. spend of S$400
2 years fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
2 years fee waiver for supplementary card

Cash back

Cash Back

Very Good

6% rebate on online shopping
3% rebate on first 2 top-ups for NETS FlashPay Auto Top-Up
0.3% rebate on everything else
Up to 5% rebate for entertainment
S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)

Online shopping

Online Shopping

Very Good

6% rebate on online shopping
0.3% rebate on everything else
S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)
Enjoy 6.6% cash back on Puma and Under Armour via RebateMango. Valid till 31 Dec 2019

Entertainment

Entertainment

Very Good

Earn 5% rebate on weekend entertainment (Fri-Sun) and 3% on weekday entertainment (Mon-Thur)
S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)

Terms

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$80
Supplementary Annual Fee	$40
Fee Waiver	Available
Interest Free Period	23 days
Annual Interest Rate	26.88%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	N/A

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$45,000

Other
Card Association	Visa
Wireless Payment	Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay

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