Updated June 2018
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| Interest Rate & Late Payment Fees | |
Annual Principal Fee | $80 |
Supplementary Annual Fee | $40 per annum (2 years fee waiver) |
Fee Waiver | 2 years fee waiver, subsequent years waived with min. spend of $10,000 p.a. |
Interest Free Period | 23 days |
Annual Interest Rate | 25.92% |
Late Payment Fees | S$100 |
Minimum Monthly Repayment | 3% or S$50, whichever is higher |
Foreign Currency Transaction Fee | 2.80% |
Foreign Check Fee | N.A. |
Cash Advance Transaction Fee | 6% or $15, whichever is higher |
Overlimit Fee | N.A. |
| Eligibility | |
Singaporean Minimum Income | $30,000 |
Non-Singaporean Minimum Income | $45,000 |
| Other | |
Card Association | Visa |
Wireless Payment | Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay |
