Name: OCBC Frank Card
Brand: OCBC

Cash Back on Online Spend and Mobile Payments

Cash Back Cap per month

Min. Spend per month on Offline Purchases

Key features

6% rebate on online shopping
6% rebate on mobile payments, promo valid till 31 Dec 2018
Up to 5% rebate for entertainment
0.3% rebate on everything else
Lower monthly in-store min spend of S$300, promo valid till 31 Dec 2018
2 years fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
2 years fee waiver for supplementary card

Cash Back

Very Good

6% rebate on online shopping
6% rebates on mobile payments for Apple Pay, Samsung Pay and Google Pay, valid till 31 Dec 2018
3% rebate on first 2 top-ups for NETS FlashPay Auto Top-Up
0.3% rebate on everything else
Up to 5% rebate for entertainment
Monthly offline min. spend of S$300 (excludes online and NETS FlashPay Auto Top-Up spend), capped at S$60 for all rebates

Online Shopping

Very Good

6% rebate on online shopping
0.3% rebate on everything else
Monthly Offline min. spend of S$300 (excludes Online and NETS FlashPay Auto Top-Up spend), capped at S$60 for all rebates

Entertainment

Very Good

Earn 5% rebate on weekend entertainment (Fri-Sun) and 3% on weekday entertainment (Mon-Thur)
Monthly offline min. spend of S$300 (excludes online and NETS FlashPay Auto Top-Up spend), capped at S$60 for all rebates

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$80
Supplementary Annual Fee	$40
Fee Waiver	Available
Interest Free Period	23 days
Annual Interest Rate	26.88%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.80%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	N/A

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$45,000

Other
Card Association	Visa
Wireless Payment	Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay