OCBC Frank Card

Updated June 2018

6%Cash Back on Online Spend
S$60Cash Back Cap per month
S$400Min. Spend per month on Offline Purchases
OCBC Frank Card

OCBC Frank Card

Key features
Key features
  • 6% rebate on online shopping
  • Up to 5% rebate for entertainment
  • 0.3% rebate on everything else
Cash back
Cash Back
Satisfactory
  • 6% rebate on online shopping
  • 3% rebate on first 2 top-ups for NETS FlashPay ATU
  • 0.3% rebate on everything else
  • Up to 5% rebate for entertainment
  • Min. spend $400 (excluding Online and NETS FlashPay Auto Top-Up spend), capped at $60 for all rebates
Online shopping
Online Shopping
Satisfactory
  • 6% rebate on online shopping
  • 0.3% rebate on everything else
  • Min. spend $400 exclude online spend and ATUs, capped at $60 for all rebates
Entertainment
Entertainment
Satisfactory
  • Earn 5% rebate on weekend entertainment (Fri-Sun) and 3% on weekday entertainment (Mon-Thur)
  • Min. spend $400 offline (exclude online and ATUs), capped at $60 for all rebates
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$80

Supplementary Annual Fee

$40 per annum (2 years fee waiver)

Fee Waiver

2 years fee waiver, subsequent years waived with min. spend of $10,000 p.a.

Interest Free Period

23 days

Annual Interest Rate

25.92%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

N.A.
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay