Best Dining Credit Cards 2023

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 45 Credit Cards for you!
Sponsored
Standard Chartered logo
MoneySmart Exclusive
Faster Gift Redemption
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Apply and Spend S$500 to get S$330 Cash via PayNow OR an Everdesk Lite+ Standing Desk (worth S$619) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth $575) OR Apple Watch SE (worth S$382.50).

Get a S$20 Cash Bonus by placing your Credit Card on file and making a minimum spend with selected merchants. T&Cs apply.

Valid until 31 May 2023 - See more details below
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American Express logo
MoneySmart Exclusive
Upsized Rewards Points (Limited Period Only)
with Love Dining at selected Restaurants
Up to 50% savings
on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
Up to 50% savings
to use at over 1,400 curated restaurants
Enjoy $400 every year

[FLASH DEAL]
Apply and pay the annual fee to receive S$300 worth of Adeva e-Vouchers applicable at participating Adeva Spa outlets in Singapore!

PLUS get up to 113,750 worth of Membership Rewards® points (equivalent to a 1-way Suites/ First Class trip to Maldives via Singapore Airlines) from Amex when you apply, spend a min. of S$15,000 within first 3 months of card approval and pay the  annual fee. T&Cs Apply.

Valid until 31 May 2023 - See more details below
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HSBC logo
Online Promo
Earn Points for Everyday Spending
Discount at Selected Restaurants
10X Rewards
on Online Food Orders
10X Rewards
Rewards to Miles Conversion for Selected Airline Partners
$1 = 4 Miles
Online Promo:
Receive Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD150 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$1,000 upon card approval required. T&Cs apply.
Valid until 31 Aug 2023 - See more details below
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American Express logo
MoneySmart Exclusive
Discounts at Selected Luxury Hotels
Up to 50%
Discounts at Selected Restaurants
Up to 50%
at Select Rooftop Bars and Nightclubs
1 Free Drink
Get up to 33,750 worth of Membership Rewards® points from Amex when you apply. Min. spends of S$3,000 within three month of card approval and payable annual fee required. T&Cs Apply.
Valid until 31 May 2023 - See more details below
Promotion ends in
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HSBC logo
Online Promo
Cashback for Family Spending
Cash Back on Dining
5%
on All Spend
S$1= 1X Point
Min. spend monthly in a calendar quarter
S$600
Online Promo:
Receive Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD150 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$1,000 upon card approval required. T&Cs apply.
Valid until 31 Aug 2023 - See more details below
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American Express logo
Unlimited Cashback
Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
3.0% Cashback
Cash Back Cap
Unlimited
Discounts on Selected Restaurants
Up to 20%
Read More
HSBC logo
Online Promo
Earn up to 3.5% Cashback
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per calendar month
S$70
Min. Spend per month
S$0
Online Promo:
Receive Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD150 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$1,000 upon card approval required. T&Cs apply.
Valid until 31 Aug 2023 - See more details below
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CIMB logo
MoneySmart Exclusive
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
UnlimitedUp to 20%

Apply and spend S$988 to receive S$280 Cash via PayNowT&Cs apply.

Valid until 31 May 2023 - See more details below
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Standard Chartered logo
MoneySmart Exclusive
Faster Gift Redemption
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion
1 Point = 0.29 Miles

Apply and spend S$250 to get S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $271.50). T&Cs apply.

Valid until 31 May 2023 - See more details below
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CIMB logo
MoneySmart Exclusive
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100

Apply and spend S$988 to receive S$280 Cash via PayNowT&Cs apply.

Valid until 31 May 2023 - See more details below
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DBS logo
Online Promo
Miles or Cashback – you decide
on every S$1 local spend
1.5 Miles or 1.5% Cashback
on every S$1 overseas spend
2.2 Miles or 2.2% Cashback
when you pay the Card's Annual Fee
25,000 Bonus Miles
Online Promo:
[FLASH SALE]
For a limited time only till 06 June 2023, get up to 80,000 Miles when you sign up with promo code FLASHVTG and make a min. spend of S$5,000 within 30 days of card approval and payable annual fee required. T&Cs apply.
Valid until 06 Jun 2023 - See more details below
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UOB logo
Online Promo
FLASH DEAL
Cash Back on All Daily Essentials
Up to 10%
Rebate Cap per quarter
S$300
Min. Spend per month, per quarter
S$2,000
Online Promo:
Get up to 15% Cashback and S$350 worth of Grab Vouchers when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!
Valid until 31 May 2023 - See more details below
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POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Online Dining
Up to 8%
Cash Rebates cap per month
Up to S$80
Cash Back Cap per month
S$800
Online Promo:
Welcome Gift: Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
Apply Now
DBS logo
Online Promo
Online & Visa Contactless Spend
At Selected Restaurants
Up to 20% off
At Selected Cafes
Up to 20% off
At Selected Restaurants and Buffets
1-For-1 Meals
Online Promo:
Welcome Gift: Get S$150 Cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Jun 2023 - See more details below
Apply Now
Citibank logo
Faster Gift Redemption
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
6%
Total Cash Back Cap, per month
S$80
From Shell & Esso
Up to 20.88% savings
Apply Now
Citibank logo
Faster Gift Redemption
on Online Spend*
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
Annual Fee
S$192.60
Apply Now
Citibank logo
Faster Gift Redemption
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Unlimited
Apply Now
DBS logo
Frequent Shoppers at Takashimaya
At Selected Restaurants
Up to 20% off
At Selected Cafes
Up to 20% off
At Selected Restaurants and Buffets
1-For-1 Meals
Read More
OCBC logo
Online Promo
High Spend on Dining
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Online Promo:
Apply and spend S$500 within 30 days from card approval to get a Samsonite Polygon Spinner 28" Luggage (worth S$640) OR spend S$1,000 for 2 consecutive months within 60 days from card approval to receive S$250 Cashback. T&Cs apply.
Valid until 31 May 2023 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%*
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited

Apply and spend S$988 to receive S$280 Cash via PayNowT&Cs apply.

Valid until 31 May 2023 - See more details below
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions 2021. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

What is the current DBS credit card dining 1-for-1 promotion?

Owning a DBS credit card can satisfy your craving for almost all types of cuisines. From now until 31 Jan 2022, you’ll get to enjoy 1-for-1 lunch buffet at Shin Minori (Katong Square). Aside from this, you can enjoy 1-for-1 Peranakan lunch or dinner buffet at Hotel Grand Pacific Singapore’s Sun's Cafe valid till 30 Dec 2021. For other promotions, you can check their website for a mouthwatering list of DBS credit card dining promotions.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.