Best Dining Credit Cards 2021

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 42 Credit Cards for you!
Standard Chartered logo
MoneySmart Exclusive
Earn Points on Dining & Travel
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion
1 Point = 0.29 Miles

Apply and spend $200 to get $250 cash via PayNow or $50 cash via PayNow + Apple AirPods (bundle worth S$289) delivered to your doorstep for FREE!

Valid until 30 Jun 2021 - See more details below
Apply Now
HSBC logo
Online Promo
Cashback for Family Spending
Cash Back on Dining
5%
on All Spend
S$1= 1X Point
Min. spend monthly in a calendar quarter
S$600
Online Promo:
Get up to $200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $60 cashback. Valid till 30 June 2021. T&Cs apply.
Valid until 30 Jun 2021 - See more details below
Apply Now
American Express logo
MoneySmart Exclusive
Unlimited Cashback
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Cash Back Cap
Unlimited
Discounts on Selected Restaurants
Up to 20%

Get $160 worth of Shopee Vouchers when you apply and spend on your card!

Valid until 30 Jun 2021 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100

Get a pair of Sony WF-1000XM3 Wireless Earbuds (Worth $349) or $130 Cash via PayNow when you apply and spend on your card!

Valid until 30 Jun 2021 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Cashback on Dining, Groceries & Grab
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
6%
Total Cash Back Cap, per month
S$80
Min. Spend per month
S$800

Apple Watch SE (worth S$419) or $350 cash via PayNow - get either for free when you apply for a Citi Credit Card today! Simply make a minimum spend of $200 within 30 days of the account being opened! 

Valid until 27 Jun 2021 - See more details below
Apply Now
UOB logo
Online Promo
Cash Back on All Daily Essentials
Up to 10%
Rebate Cap per quarter
S$300
Min. Spend per month, per quarter
S$2,000
Online Promo:
Receive S$150 cash credit if you are among the first 100 successful applicants to make a min. spend of S$1,500 within 30 days of card approval. Applicable to new-to-card customers only
Valid until 30 Jun 2021 - See more details below
Apply Now
POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Online Dining
Up to 8%
Cash Rebates cap per month
Up to S$80
Cash Back Cap per month
S$800
Online Promo:
Get S$300 Cashback from DBS with 1 eligible transaction when you apply online for a participating Credit Card with the promo code “MEGAFLASH”.
Valid until 28 Jun 2021 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
Earn Points for Online Spending
on Online Spend*
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
Annual Fee
S$192.60

Apple Watch SE (worth S$419) or $350 cash via PayNow - get either for free when you apply for a Citi Credit Card today! Simply make a minimum spend of $200 within 30 days of the account being opened! 

Valid until 27 Jun 2021 - See more details below
Apply Now
HSBC logo
Online Promo
Earn Points for Everyday Spending
Discount at Selected Restaurants
10X Rewards
on Online Food Orders
10X Rewards
Rewards to Miles Conversion for Selected Airline Partners
$1 = 4 Miles
Online Promo:
Get up to $200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $60 cashback. Valid till 30 June 2021. T&Cs apply.
Valid until 30 Jun 2021 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
UnlimitedUp to 20%

Get a pair of Sony WF-1000XM3 Wireless Earbuds (Worth $349) or $130 Cash via PayNow when you apply and spend on your card!

Valid until 30 Jun 2021 - See more details below
Apply Now
HSBC logo
Online Promo
Cashback on Big Expenses
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per calendar month
S$370
Min. Spend per month
S$0
Online Promo:
Get up to $200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $60 cashback. Valid till 30 June 2021. T&Cs apply.
Valid until 30 Jun 2021 - See more details below
Apply Now
DBS logo
Online Promo
Online & Visa Contactless Spend
At Selected Restaurants
Up to 20% off
At Selected Cafes
Up to 20% off
At Selected Restaurants and Buffets
1-For-1 Meals
Online Promo:
Get S$300 Cashback from DBS with 1 eligible transaction when you apply online for a participating Credit Card with the promo code “MEGAFLASH”.
Valid until 28 Jun 2021 - See more details below
Apply Now
DBS logo
Online Promo
Earn Miles That Never Expire
At Selected Restaurants
Up to 20% off
At Selected Cafes
Up to 20% off
At Selected Restaurants and Buffets
1-For-1 Meals
Online Promo:
Get S$300 Cashback from DBS with 1 eligible transaction when you apply online for a participating Credit Card with the promo code “MEGAFLASH”.
Valid until 28 Jun 2021 - See more details below
Apply Now
OCBC logo
Online Promo
High Spend on Dining
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Online Promo:
Get up to S$250 cashback when you spend $1,000 per month for the first 2 consecutive months. Applicable to new-to-bank cardholders only.
Valid until 30 Jun 2021 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Unlimited cashback on Wine & Dine, Entertainment & Recreation, Automobile and DFS purchases
2%
Min. spend per month
S$0
Cash Rebate cap
Unlimited

Get a pair of Sony WF-1000XM3 Wireless Earbuds (Worth $349) or $130 Cash via PayNow when you apply and spend on your card!

Valid until 30 Jun 2021 - See more details below
Apply Now
DBS logo
Online Promo
Earn Miles That Never Expire
On Food and Beverage
50% Savings
At Selected Restaurants
Up to 50% off
On every S$1 Spent
Up to 1.2 Miles Earned
Online Promo:
Get S$300 Cashback from DBS with 1 eligible transaction when you apply online for a participating Credit Card with the promo code “MEGAFLASH”.
Valid until 28 Jun 2021 - See more details below
Apply Now
ICBC logo
Cash Back on Local Spend
1.5%
Cash Back on Overseas Spend
3%
Min. Spend per month
S$0
Read More
Standard Chartered logo
Card + Current Account Bundle
per S$1 spent when you open a SCB Current Account
2 Points
per S$1 spent on All Spend
1 Point
S$1000 for 2X Points*
Min spend per month
Apply Now
Maybank logo
Online Promo
on Dining Spend
S$1 = 8X Points
on All Other Spend
S$1 = 1X Point
Cap on Bonus TREATS Points
30,000
Online Promo:
Get S$100 Cash Credit with Maybank Credit Cards and CreditAble!
Valid until 30 Jun 2021 - See more details below
Apply Now
UOB logo
on Online Shopping, Entertainment & Contactless Payments
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now

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Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions 2021. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

1 for 1 Buffet Credit Card Promotion

Credit Card PromotionValid Till
DBS 1 for 1 buffet promotionShin Minori (Katong Square) 1-for-1 Ala-Carte Lunch Buffet31 Jan 2022
UOB 1 for 1 buffet promotionThe Orchard Cafe 15% off Buffet 31 Dec 2021
OCBC 1 for 1 buffet promotion1-for-1 Sun's Café Peranakan Buffet31 Dec 2021
Citibank 1 for 1 buffet promotionAtrium Restaurant 1 for 1 Buffet31 Dec 2021

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

What is the current DBS credit card dining 1-for-1 promotion?

Owning a DBS credit card can satisfy your craving for almost all types of cuisines. From now until 31 Jan 2022, you’ll get to enjoy 1-for-1 lunch buffet at Shin Minori (Katong Square). Aside from this, you can enjoy 1-for-1 Peranakan lunch or dinner buffet at Hotel Grand Pacific Singapore’s Sun's Cafe valid till 30 Dec 2021. For other promotions, you can check their website for a mouthwatering list of DBS credit card dining promotions.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.