HSBC Advance Credit Card
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HSBC Advance Credit Card

  • Up to 3.5% Cash Back on all purchases
  • No minimum spend required
  • Up to 75% off hotel bookings on Agoda and 10% off hotel books on Expedia
  • 1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers

Credit Card Sign Up Promotions & Deals

Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260) + Up to S$40 Cashback
  • Get American Tourister Caravan 70cm TSA luggage (worth S$260) when you charge S$600 to your new card within a month of Card Account opening date
  • + S$20 cash back if you sign up online
  • + S$20 cash back when you apply for a supplementary card
  • Promotion valid till 31 Oct 2017, valid for New Cardholders. Applications must be approved by 15 Nov 2017.
Option 2: Get $120 Cash Back + Up to S$40 Cashback
  • Get S$120 cash back for New Cardholders and S$50 cash back for Existing Cardholders when you charge S$600 to your new card within a month of Card Account opening date
  • + S$20 cash back if you sign up online
  • + S$20 cash back when you apply for a supplementary card
  • Promotion valid till 31 Oct 2017, valid for New Cardholders. Applications must be approved by 15 Nov 2017.

Promo

  • Excellent 5/5
  • Option 1: Get an American Tourister Caravan 70cm TSA luggage (worth S$260) + Up to S$40 Cashback
  • Option 2: Get $120 Cash Back + Up to S$40 Cashback

Cash Back

  • Excellent 5/5
Total Annual Cashback
$270 / year
  • 1.5% Cash Back on all purchases with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month. Capped at $70 per month
  • For HSBC Advance banking customers: 2.5% Cash Back on all purchases with no minimum spend / 3.5% Cash Back on all spend with S$2,000 minimum spend per month. Capped at S$125 per month
  • 1st year principal card annual fee waiver for non-HSBC Advance banking customers / Perpetual principal card annual fee waiver for HSBC Advance banking customers
  • Perpetual supplementary card annual fee waiver

Petrol

  • Satisfactory 3/5
Petrol Discount Savings per Year
  • Shell $391
  • Caltex $457
  • Up to 16% discount at all Caltex and Shell stations

Credit Card Information

Things to look out for

  • An HSBC Advance banking account is required to enjoy the maximum 3.5% cash back on all spend
  • S$125 cash back cap per month for HSBC Advance banking customers
  • S$70 cash back cap for non HSBC Advance banking customers

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee Perpetual annual fee waiver
  • Supplementary Annual Fee N/A
  • Fee Waiver 1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers
  • Annual Interest Rate 25%
  • Late Payment Fees S$55
  • Minimum Monthly Repayment 3% of S$50, whichever is higher
  • Interest-free Period 20 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association Visa
  • Wireless Payment Visa payWave
  • Mobile Wallet Payment N/A
HSBC Advance Credit Card

Apply for the HSBC Advance Credit Card online now!

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