HSBC Advance Credit Card

Updated December 2018

Up to 3.5%Cash Back on All Spend
S$125Cash Back Cap per month
S$0Min. Spend per month
HSBC Advance Credit Card

HSBC Advance Credit Card

Promotion
Promotions
Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
  • Get a Samsonite Astra 55cm luggage (worth S$350) when you charge S$600 to your new card within a month of Card Account opening date
  • Valid for New Cardholders
  • Promotion valid from 1 Oct 2018 - 31 Dec 2018, applications must be approved by 15 Jan 2019
Option 2: S$100 Cash Back
  • Get S$100 Cash Back when you charge S$600 to your new card within a month of Card Account opening date, valid for New Cardholders
  • Existing Cardholders get S$50 Cash Back
  • Promotion valid from 1 Oct 2018 - 31 Dec 2018, applications must be approved by 15 Jan 2019
Key features
Key features
  • Up to 3.5% Cash Back on all purchases
  • No minimum spend required
  • Up to 10% off hotel bookings on Agoda and Expedia
  • 1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers
Cash back
Cash Back
Excellent
  • 1.5% Cash Back on all purchases with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month. Capped at $70 per month
  • For HSBC Advance banking customers: 2.5% Cash Back on all purchases with no minimum spend / 3.5% Cash Back on all spend with S$2,000 minimum spend per month. Capped at S$125 per month
  • 1st year principal card annual fee waiver for non-HSBC Advance banking customers / Perpetual principal card annual fee waiver for HSBC Advance banking customers
  • Perpetual supplementary card annual fee waiver
Dining
Dining
Very Good
  • 1.5% Cash Back on all purchases with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month. Capped at $70 per month
  • For HSBC Advance banking customers: 2.5% Cash Back on all purchases with no minimum spend / 3.5% Cash Back on all spend with S$2,000 minimum spend per month. Capped at S$125 per month
Petrol
Petrol
Satisfactory
  • Up to 16% discount at all Caltex and Shell stations
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$55

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay