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Compare Zurich Travel Insurance Online in Singapore 2025 | From 10% OFF

Looking for the cheapest travel insurance in Singapore? Use MoneySmart's travel insurance comparison tool and save on single or annual trip coverage! Read More
Traveling to Thailand 23 Jan 2025 - 25 Jan 2025
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We found 3 Zurich Travel Insurances for you!
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Zurich Travel Insurance Essential

Total Premium

S$18.32

10% OffS$20.36
MoneySmart Exclusive
Free Lounge Access | Best Value for ASEAN trip

Zurich Travel Insurance Essential

Med. Coverage (Overseas)
S$125,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$20.3610% Off
S$18.32

[GIVEAWAY | Receive your cash as fast as 30 days*]
  
Get over S$60 worth of rewards including:
• Up to S$25 via PayNow with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
  
PLUS, score S$100 Revolut cash reward in our giveaway on top of existing rewards. T&Cs apply.

Valid until 31 Jan 2025 - See more details below
Apply Now
More Details
Zurich Travel Insurance Prestige

Total Premium

S$23.94

10% OffS$26.60
MoneySmart Exclusive
Free Lounge Access | Best Value for ASEAN trip

Zurich Travel Insurance Prestige

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage
S$5,000
Total Premium
S$26.6010% Off
S$23.94

[GIVEAWAY | Receive your cash as fast as 30 days*]
  
Get over S$60 worth of rewards including:
• Up to S$25 via PayNow with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
  
PLUS, score S$100 Revolut cash reward in our giveaway on top of existing rewards. T&Cs apply.

Valid until 31 Jan 2025 - See more details below
Apply Now
More Details
Zurich Travel Insurance Basic

Total Premium

S$14.09

10% OffS$15.66
MoneySmart Exclusive
Best Value for ASEAN trip

Zurich Travel Insurance Basic

Med. Coverage (Overseas)
S$50,000
Trip Cancellation
S$2,500
Loss/Damage of Baggage
S$2,000
Total Premium
S$15.6610% Off
S$14.09

[GIVEAWAY | Receive your cash as fast as 30 days*]
  
Get over S$60 worth of rewards including:
• Up to S$25 via PayNow with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
  
PLUS, score S$100 Revolut cash reward in our giveaway on top of existing rewards. T&Cs apply.

Valid until 31 Jan 2025 - See more details below
Apply Now
More Details

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Zurich Travel Insurance Singapore 2025

Following the acquisition of AIG’s global travel business by Zurich Insurance Group, Zurich Travel insurance products have been refreshed to include some of AIG’s travel coverage features.

Currently, Zurich Travel Insurance provides 3 types of plans to choose from – Basic, Essential and Prestige. Their Essential and Prestige plans come with the “FlyEasy” feature which includes complimentary airport lounge access when your flight gets delayed, and many more.

Here's an overview of the pros and cons of Zurich Insurance’s range of products and services for your consideration before you decide whether it is suitable for your travel needs as compared to similar travel insurance providers.

Zurich Travel Insurance Coverage & Other Key Benefits

Overseas medical coverage

With up to $250,000 for overseas medical treatments (depending on which tier/plan you choose), you'll be able to claim for treatments by Chinese physicians, overseas hospital visits, overseas compassionate visit, plus complimentary coverage for COVID-19 related expenses.

Unlimited Emergency medical and travel assistance

In terms of the claim limit for costs associated with emergency evacuation/transportation to the nearest adequate medical facility, hospitalisations, surgeries, medications, and other medical expenses incurred due to an unexpected illness or injury while overseas and other related emergency services, the unlimited benefit is definitely much more appealing than many similar plans offered by other travel insurers in Singapore which have limits.

"FlyEasy" benefit

This feature is exclusively available for those who purchase either the Essential or Prestige travel insurance policy. Note that the flight delayed must be for more than 2 hours to be eligible for the complimentary airport lounge access benefit.

Protection against terrorism

Zurich's terrorism coverage limits are quite generous, ranging from $200,000 to $500,000 depending on whether you choose a Basic, Essential or Prestige plan. It is best to refer to any terrorism-related losses listed in your policy, up to your plan’s limit.

Adventurous activities coverage

This bonus cover is included in every type of Zurich Insurance plan and across all tiers. Leisure sports like zip-lining, bungee jumping, tandem skydiving, canoeing/white water rafting, scuba diving are mostly covered, provided that a qualified guide is present (only applicable to certain activities).

Pros and Cons of Zurich Travel Insurance

Pros

  • "FlyEasy" benefit of complimentary airport lounge access when flight is delayed for > 2 hours
  • 24-hour worldwide Emergency Travel Assistance for medical emergencies, lost documents and travel guidance
  • Complimentary COVID-19 coverage
  • Extreme sports and adventurous activities coverage
  • Convenient claims submission via Zurich Travel Insurance’s online claims portal
  • Trip interruption or cancellation coverage
  • Coverage for home contents
  • Credit card indemnity coverage under the personal accident coverage
  • Cover against acts of terrorism
  • Coverage for personal liability

Cons

  • For the Singapore market, there is no mobile app on Apple Store of Google Play Store for quicker travel insurance purchase or claims on-the-go, unlike in Hong Kong where there is the Zurich HK app available
  • No coverage/add-on benefits available for pre-existing conditions
  • No dental coverage incurred due to sickness, disease, infection or any physical defect or illness
  • No cruise coverage

Types Of Zurich Travel Insurance Plans

Basic

Benefits include:

  • Up to $50,000 for Overseas Medical Coverage
  • Up to $2,500 for Trip Cancellation Coverage
  • Up to $2,000 for Reimbursement for Loss/Damage of Baggage

This entry-level plan offers basic coverage for medical expenses up to $50,000, along with protection for trip cancellations, lost belongings, and travel delays. Perfect for budget-conscious travellers seeking essential insurance without breaking the bank.

Essential

Benefits include:

  • Up to $125,000 for Overseas Medical Coverage
  • Up to $5,000 for Trip Cancellation Coverage
  • Up to $3,000 for Reimbursement for Loss/Damage of Baggage

Stepping up from the basic plan, the Essential plan gives you a greater medical expenses coverage limit that is more than double of the Basic plan’s limit, it also includes higher limits for trip cancellations, personal belongings, and travel delays.

Prestige

Benefits include:

  • Up to $250,000 for Overseas Medical Coverage
  • Up to $7,500 for Trip Cancellation Coverage
  • Up to $5,000 for Reimbursement for Loss/Damage of Baggage

For those seeking much more comprehensive protection, this plan provides the most extensive coverage available. It comprises $250,000 in medical expenses coverage, along with the highest limits for trip cancellations, personal belongings, and travel delays among the Zurich Travel Insurance plans. This plan could be ideal for travellers who want a lot more coverage.

Zurich travel insurance is among the most affordable travel insurance options in Singapore.

Curious to know more? Check out our review.

Read here

Comparing The Coverage Of The Best Travel Insurance In Singapore

Insurance Provider Best For Medical Coverage (Overseas) Trip Cancellation Coverage Loss or Baggage Premium
AIG Emergency travel assistance services S$200,000 S$5,000 S$3,000 From S$43
Allianz Emergency transportation (Includes COVID-19 Coverage) S$200,000 S$1,500 S$1,000 From S$37
Bubblegum Overall good value S$150,000 S$5,000 S$3,000 From S$31
DirectAsia "Kids travel with free coverage" benefit (Families) S$150,000 S$3,000 S$1,000 From S$25
FWD Lower premiums S$200,000 S$7,500 S$3,000 From S$20
Great Eastern Coverage for sports and adventurous activities S$300,000 S$10,000 S$5,000 From S$51
Hong Leong Assurance No claim discount S$150,000 S$5,000 S$3,000 From S$42
Income Post-departure purchase up to a day of departure S$250,000 S$5,000 S$3,000 From S$43
MSIG Comprehensive coverage (includes pre-existing conditions) S$250,000 S$5,000 S$3,000 From S$38
Singlife High or unlimited overseas medical coverage S$250,000 S$5,000 S$3,000 From S$29
Sompo Specially tailored plan for Japan trips S$200,000 S$5,000 S$1,000 From S$36
Starr Cruise coverage S$200,000 S$5,000 S$3,000 From S$25
The Wise Traveller Annual trips and membership programmes S$480,000 S$13,500 S$13,500 From S$306
Tiq Auto-pay out and higher efficiency for flight delays S$200,000 S$5,000 S$2,000 From S$21
Zurich Complimentary lounge access for flight delays S$50,000 S$2,500 S$2,000 From S$14

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3 Steps To Submit Zurich Travel Insurance Claims

Step 1

Prepare your supporting documents for the claim

When claiming with Zurich Insurance, scan or photograph original documents for online submission and keep the originals for six months, as they may be needed for review.


The supporting documents include:
  • Medical reports and related evidence in the form of photos and/or emails
  • Proof of ownership of baggage or other related items
  • Trip invoices, ticket confrontation, boarding passes, photocopy of passport and visas
  • Original invoices and receipts
  • Police, airline, transport and accommodation reports

Step 2

Fill in your details and upload supporting documents

Once your supporting documents are ready, you can file your claim at Zurich Insurance’ Singapore’s Online Claims Portal, enter your details and upload supporting documents. Alternatively, you may call +65 6260 0126. This documentation helps Zurich Insurance Singapore assess your claim.

Step 3

Approval of claim and settlement

After submitting your claim via Zurich Insurance Singapore's portal, you'll receive an acknowledgment email. Thereafter, Zurich Insurance Singapore will review your submission. Once your submission of claim is approved, Zurich Insurance Singapore will coordinate payments with the relevant airline, medical facilities, or relevant parties involved.

More Things To Know About Zurich Travel Insurance

Zurich Singapore Insurance refunds & cancellations

For single-trip travel insurance policies, it is strictly non-refundable. As for Zurich Insurance Singapore annual travel insurance policies, a 7 days written notice to Zurich Insurance Singapore is required, alternatively you may inform them at their Customer Service Hotline +65 6260 0126 (9.00am to 5.30pm, Monday to Friday, excluding Public Holidays).

Do note that only a proportionate amount of the premium for the unexpired period will be returned, subject to a minimum premium of $25 to be retained by Zurich Insurance Singapore, and provided no claims have been paid. You will receive a refund as a percentage of the amount you paid, as shown on Zurich Insurance Singapore’s website.

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Frequently Asked Questions About Zurich Travel Insurance

Do Zurich Travel Insurance Singapore plans cover extreme sports and activities?

Yes, this coverage is available and automatically included in every tier of Zurich Insurance Singapore’s plans i.e. Basic, Essential and Prestige. You’ll be able to claim for medical expenses due to injuries or accidents when doing activities such as zip-lining, bungee jumping, tandem skydiving, canoeing/white water rafting, scuba diving and more.

How to claim for trip cancellation with Zurich Travel Insurance Singapore?

You can either do it via Zurich Insurance’ Singapore’s Online Claims Portal, or call 65 6260 0126 for their claims team to assist you. To facilitate your claims, it is best to prepare any necessary documents such as a photo of your boarding pass, travel advisory, and any form of notification or proof about trip cancellation, which you’ll need to upload or bring along for the claims filing process.