MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

The Go-To Guide For Female Solo Travellers

Many women contemplating travel often inquire about the safety of solo female journeys. Questions arise regarding the safety of specific destinations and whether it's feasible to embark on solo adventures, especially when friends and family express concerns. If you're a woman yet to venture into solo travel, it's common to find yourself entangled in hypothetical scenarios and doubts, potentially hindering the prospect of embracing an incredible solo travel experience.


So, here is a quick guide to help you avoid unwanted situations as a solo female traveller.

Masthead Image

10 Travel Hacks Every Solo Female Traveller Will Need

#1 Start with nearby destinations

If you're new to solo travel, consider beginning with smaller ventures to gradually acclimate yourself to this mode of exploration. Choosing a destination that is relatively close to home, or where the predominant language aligns with your own can be advantageous for a start, before taking the plunge into solo international travel.

#2 Opt for the all-female transportation options when available

Several cities around the world have introduced all-female transportation options to enhance safety and comfort for women travellers such as:

  • Pink Taxis in Cairo, Egypt: Cairo has introduced pink taxis, driven by female drivers, to offer a safer option for female passengers. 
  • Women-Only Cars on Public Transport (Global): In various cities worldwide, certain public transportation systems have designated women-only cars during specific hours. This is common in countries like Japan, India, and Brazil.
  • SheTaxis (SheRides) in New York, USA: An initiative in New York City, SheTaxis (also known as SheRides)
  • Pink Taxi in Dubai, UAE: Dubai introduced a "Pink Taxi" service, driven by female drivers and exclusively serving female passengers and families. 
  • Pink Rickshaws in Pakistan: In some cities in Pakistan, there are initiatives to introduce pink rickshaws driven by women to provide safer transportation options. 
  • Taxis Rose in Paris, France: Taxis Rose is a service in Paris that provides female drivers for female passengers. It offers an alternative for women who prefer female chauffeurs. 
  • Women-Only Buses in Mexico City, Mexico: Mexico City has implemented women-only buses on its public transportation system to address concerns about harassment.

#3 Seek directions from fellow women or mobile map apps

Getting directions from other women can offer a feeling of safety, as solo female travellers may find it more reassuring to communicate with someone of the same gender.


Meanwhile, mobile map apps offer immediate updates on routes, traffic conditions, and alternative paths, enabling solo female travellers to make well-informed decisions and navigate effectively. This reduces the time and unwanted attention of approaching strangers for directions in unfamiliar or potentially unsafe areas.

#4 Join all-female social groups

Engage with social media communities tailored for female travellers to connect with a supportive group in case you require assistance during your travels as a solo female traveller. Some examples include Solo Female Traveler Network and Girls Love Travel.

#5 Stay in exclusively female accommodations

Several accommodations around the world cater specifically to female solo travelers, examples include:

#6 Tap on credit cards travel benefits which cater to women

Credit cards which cater specifically to women like the UOB Lady’s Card and DBS Woman’s Card provide benefits including reward points which can be converted to air miles, cash back benefits or other forms of rewards like grocery shopping vouchers and more.

Moreover, some premium credit cards provide access to airport lounges, and concierge services that can assist with travel arrangements, restaurant reservations, and other logistical details. These benefits can be valuable for solo female travelers who may appreciate additional support during their travel journeys.

#7 Use Multi-Currency Accounts (MCAs)

If you hold any of the renowned female-specific credit cards like UOB Lady’s Card or DBS Woman's Card, you may want to consider getting multi-currency wallets (MCAs) which are offered by your credit card issuing bank. DBS multi-currency debit card or UOB Mighty FX, for even greater convenience. Otherwise you can go for other MCAs like YouTrip, Revolut and Wise (formerly known as TransferWise) which are notable multi-currency account providers too.

 

Such MCAs have security features like encryption and two-factor authentication or even competitive exchange rates, potentially leading to savings on currency conversion fees. All these features give an additional layer of safeguarding for your funds, a critical aspect for solo female travellers, particularly in unfamiliar or crowded settings.

#8 Buy travel insurance

Travel insurance is extremely essential for you as a solo female traveller as it gives some form of emergency support and financial protection against unexpected emergencies, medical expenses, and trip cancellations, plus other important factors which include:

  • Personal safety through liability coverage which safeguards solo female travellers in case they unintentionally cause harm to others or damage property. This aspect contributes to their personal safety during travel.
  • Emergency evacuation coverage that is especially critical for solo female travellers, considering the absence of a companion to assist in emergencies. This insurance guarantees their transportation to an appropriate medical facility when needed.
  • Coverage for unexpected medical expenses that can help to cover unforeseen medical costs, encompassing hospitalisation, doctor visits, and prescription medications. This is particularly crucial for solo female travellers seeking access to quality healthcare in foreign countries, ensuring they receive necessary medical attention without facing excessive expenses.
  • Financial protection for trip interruption or cancellation: Travel insurance can offer reimbursement for expenses that are non-refundable and associated with trip interruption or cancellation. This provides financial security for solo female travellers who lack a travel companion to share unexpected costs.

#9 Stay connected with loved ones

Take photos subtly for security’s sake whenever needed. For instance, communicate your travel plans to a loved one or a close friend back home, providing details such as your Airbnb host's information or hotel phone numbers. Alternatively, share your location on your mobile phone every now and then. Also, prior to entering an Uber, taxi, or Lyft, take a photo of the vehicle's licence plate and share it with a loved one or a close friend.

#10 Pack light and bring portable security devices

Having fewer belongings minimises the risk of theft and reduces the need for constant vigilance over numerous possessions, it is also easier to navigate public transportation, walk longer distances when unburdened by excessive luggage. It is also great to travel with portable security devices such as a small wedge-shaped door alarm which can be placed a tiny bit away from the bottom of the door, so if someone tries to enter your room, this little device will give off a loud sound to alert you.

background image

Best Travel Insurance For Solo Female Travellers

MoneySmart Exclusive
Most efficient claims for flight delay
MoneySmart Exclusive
Most efficient claims for flight delay

Tiq Savvy

Med. Coverage (Overseas)
S$500,000
Travel Cancelation
S$5,000
Loss/Damage of Baggage
S$2,000
Total Premium
Total PremiumS$3440% Off
S$20.40

[GIVEAWAY | MoneySmart Exclusive | FLASH SALE]
   
• Enjoy 40% off your Single Trip policy premium and 80% off Covid-19 add-on for Annual Plans. T&Cs apply
• Get S$10 iShopChangi e-vouchers with every policy purchased. T&Cs apply.
 
 PLUS, score S$100 iShopChangi vouchers in our giveaway on top of existing rewards. T&Cs apply.
     
New to Tiq? Get FREE Travel Insurance (worth S$30) from Tiq. T&Cs apply.
   
[Etiqa's 10th Year 2024 Grand Draw]
Stand a chance to win S$10,000 cash or a Singapore Mint Lunar Dragon 1 gram 999.9 fine gold medallion (worth S$173) with eligible Etiqa/Tiq by Etiqa plans purchased. T&Cs apply.

Valid until 30 Jun 2024
MoneySmart Exclusive
$35,000 Lucky Draw | Best Value Plan
MoneySmart Exclusive
$35,000 Lucky Draw | Best Value Plan

Starr TraveLead Comprehensive Silver

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
Total PremiumS$48.3650% Off
S$24.18

[Score a Rolex, Apple iPhone, MVST Luggage & More! | FLASH DEAL]
   
• Enjoy 50% off your policy premium
• Get an Eskimo Global 1GB eSIM with every policy purchased.
• Additionally, receive up to S$50 via PayNow OR 1 x Apple AirTag (worth S$45.40) and up to S$20 iShopChangi e-vouchers with eligible premiums spent. T&Cs apply.
   
BONUS: For a limited time only, there are over S$19,600 worth of gifts to be given away:
1x Rolex Oyster Perpetual - 124200 34mm Silver (worth S$9,000)
1x Apple iPhone 15 Pro 128GB (worth S$1,664.25)
5x MVST TREK Aluminium Large Suitcase (worth S$790)
1x Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) and many more!
Increase your chances of winning when you refer friends today. T&Cs apply
   
PLUS, score S$100 iShopChangi vouchers in our giveaway on top of existing rewards. T&Cs apply.

Valid until 26 Jun 2024
MoneySmart Exclusive
Best Medical Coverage
MoneySmart Exclusive
Best Medical Coverage

Allianz Travel Silver

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
Total PremiumS$4657% Off
S$19.78

[GIVEAWAY | Receive your cash as fast as 30 days*]
 
• Enjoy an exclusive 57% off your policy premium
• Get an Eskimo Global 1GB eSIM with every policy purchased.
• Additionally, receive up to S$40 via PayNow and up to S$20 iShopChangi e-vouchers with eligible premiums spent. T&Cs apply.
 
PLUS, score S$100 iShopChangi vouchers in our giveaway on top of existing rewards. T&Cs apply.

Valid until 30 Jun 2024
MoneySmart Exclusive
$35,000 Lucky Draw | Most Comprehensive
MoneySmart Exclusive
$35,000 Lucky Draw | Most Comprehensive

MSIG TravelEasy Standard

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
Total PremiumS$3840% Off
S$22.80

[Score a Rolex, Apple iPhone, MVST Luggage & More! | MoneySmart Exclusive]
     
• Enjoy up to 40% off your policy premium
• Get an Eskimo Global 1GB eSIM with every policy purchased.
• Additionally, receive up to S$45 via PayNow OR 1 x Apple AirTag (worth S$45.40) and up to S$20 iShopChangi e-voucher with eligible premiums spent. T&Cs apply.
    
BONUS: For a limited time only, there are over S$19,600 worth of gifts to be given away:
1x Rolex Oyster Perpetual - 124200 34mm Silver (worth S$9,000)
1x Apple iPhone 15 Pro 128GB (worth S$1,664.25)
5x MVST TREK Aluminium Large Suitcase (worth S$790)
1x Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) and many more!
Increase your chances of winning when you refer friends today. T&Cs apply
     
PLUS, score S$100 iShopChangi vouchers in our giveaway on top of existing rewards. T&Cs apply.

Valid until 26 Jun 2024
MoneySmart Exclusive
$35,000 Lucky Draw | New Trip Cancellation Add-on
MoneySmart Exclusive
$35,000 Lucky Draw | New Trip Cancellation Add-on

FWD Premium

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage
S$3,000
Total Premium
Total PremiumS$19.4735% Off
S$12.66

[Score a Rolex, Apple iPhone, MVST Luggage & More! | MoneySmart Exclusive]
       
• Enjoy up to 35% off your policy premium.
• Get S$20 iShopChangi e-voucher and Eskimo Global 1GB eSIM with every policy purchased. T&Cs apply.
       
BONUS: For a limited time only, there are over S$19,600 worth of gifts to be given away:
1x Rolex Oyster Perpetual - 124200 34mm Silver (worth S$9,000)
1x Apple iPhone 15 Pro 128GB (worth S$1,664.25)
5x MVST TREK Aluminium Large Suitcase (worth S$790)
1x Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) and many more!
Increase your chances of winning when you refer friends today. T&Cs apply
       
PLUS, score S$100 iShopChangi vouchers in our giveaway on top of existing rewards. T&Cs apply.

Valid until 30 Jun 2024

Check Out The Best Travel Insurance in Singapore

Best Travel Insurance Benefits Coverage For Solo Female Travellers

Best for Travel insurance plan Estimated premium rate
Overall good value Bubblegum travel insurance plans From $34
Budget travel FWD Premium plan From $22
Flight diversion/cancellation/postponement Singlife Travel Plus and Prestige plans Column 3
Overseas medical coverage Allianz travel insurance plans From $36
Pre-existing conditions MSIG TravelEasy Pre-Ex plans From $44.50
Family DirectAsia travel insurance plans From $30
Elderly Tiq Pre-Ex travel insurance plans by Etiqa From $27
Travelling while pregnant MSIG TravelEasy Pre-Ex plans From $44.50
Extreme sports Starr TraveLead Comprehensive plans From $30
COVID-19 coverage AIG Travel Guard plans From $38
*Estimated premium rates are based on a 4D3N single trip plan to a Southeast Asian country, data last updated in November 2023.

Frequently Asked Questions

Should I get travel insurance as a solo traveller?

Yes. Although travel insurance is mostly not required to travel to many countries now, it is still strongly recommended. Having a travel insurance plan with adequate coverage will allow you to claim for medical and hospitalisation expenses, emergency medical evacuation and repatriation and more, so it’ll definitely prepare you better for such unexpected situations.

What are some female-only platforms to book accommodations for female travellers?

Specific female-only platforms like "GoWonder" or "Host a Sister" are websites where female travellers get connected with local female-only hosts who can provide them with a more personalised and authentic experience including accommodation, meals, local insights and cultural activities.