American Express True Cashback Card
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American Express True Cashback Card

  • Apply through MoneySmart from 6 Oct 2017 to 31 Oct 2017 to get S$50 worth of CapitaVouchers. Application must be approved by 14 Nov 2017. Submit your (i)Contact Details and (ii)14 Digit Reference Number on the Thank You Page upon completion at this link before 1 Nov 2017. T&Cs
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings

Credit Card Sign Up Promotions & Deals

Win 2 Business Class Tickets to Sydney
  • Every S$50 spent locally = 1 chance
  • Every S$100 spent overseas = 2 chances
  • New Card approved = 10 chances
  • Qualifying period for spend: 1- 30 Sep 2017
  • Get double the chances with American Express Singapore Airlines Cards
  • New destinations every month till 31 Mar 2018
Apply now to get 3% Cashback for the first 6 months

Apply now to get 3% Cashback for the first 6 months, up to a maximum of $5,000 spend

MoneySmart October Exclusive Promotion! – Bonus S$50 worth of CapitaVouchers
  • Apply through MoneySmart for selected American Express credit cards between 6 Oct 2017 till 31 Oct 2017 and get Bonus S$50 worth of CapitaVouchers. Application must be approved by 14 November 2017
  • Cards applicable for this promotion are the American Express® True Cashback Card
  • Valid for approved card applications, new or existing to American Express
  • Important – Go to this link to submit your (1) Contact Details and (2) 14 Digit Reference Number on the Thank You Page upon completion before 1 Nov 2017
  • Click here for the full T&Cs

Cash Back

  • Excellent 5/5
Total Annual Cashback
$345 / year
  • Apply through MoneySmart from 6 Oct 2017 to 31 Oct 2017 to get S$50 worth of CapitaVouchers. Application must be approved by 14 Nov 2017. Submit your (i)Contact Details and (ii)14 Digit Reference Number on the Thank You Page upon completion at this link before 1 Nov 2017. T&Cs
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Enjoy first year fee waiver
  • Eligible for use with Apple Pay

Shopping

  • Very Good 4/5
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Dining

  • Satisfactory 3/5
  • Exclusive dining privileges all around the world, all year round with American Express Selects®
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Credit Card Information

Things to look out for

  • 3% cashback rate (first $5,000 spent in first 6 months)
  • 1.5% unlimited cashback rate (thereafter above $5,000)
  • 1.5% unlimited cashback rate (after first 6 months)

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $171.20 per year
  • Supplementary Annual Fee $85.60 per year
  • Fee Waiver 1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards
  • Annual Interest Rate 24.99%
  • Late Payment Fees S$60
  • Minimum Monthly Repayment 3% or S$50, whichever is higher
  • Interest-free Period 21 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association American Express
  • Wireless Payment N/A
  • Mobile Wallet Payment N/A
American Express True Cashback Card

Apply for the American Express True Cashback Card online now!

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