American Express True Cashback Card
Must Have Card
Compare this Card

American Express True Cashback Card

  • Apply through MoneySmart from 10 Nov 2017 to 13 Dec 2017 to get S$80 worth of Scoot E-vouchers and stand up to 10X chances to win tickets to Honolulu, Hawaii. Application approved-by dates in the T&Cs. Submit your (i)Contact Details and (ii)14 Digit Reference Number on the Thank You Page upon completion at this link on or before 14 Dec 2017.
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings

Credit Card Sign Up Promotions & Deals

MoneySmart Scoot Promotion! – Bonus S$80 worth of Scoot E-vouchers and Tickets to Honolulu, Hawaii
  • Apply through MoneySmart for selected American Express credit cards between 10 Nov 2017 till 13 Dec 2017 and get Bonus S$80 worth of Scoot E-vouchers. Application approved-by dates in the full T&Cs
  • Cards applicable for this promotion are the American Express® Singapore Airlines KrisFlyer Ascend Credit Card, American Express® Singapore Airlines KrisFlyer Credit Card, American Express® CapitaCard, American Express® True Cashback Card, & American Express® Platinum Card
  • Valid for approved card applications, new or existing to American Express
  • Important – Go to this link to submit your (1) Contact Details and (2) 14 Digit Reference Number on the Thank You Page upon completion on or before 14 Dec 2017
Win 2 Business Class Tickets to Osaka
  • Every S$50 spent locally = 1 chance
  • Every S$100 spent overseas = 2 chances
  • New Card approved = 10 chances
  • Qualifying period for spend: 1- 30 Nov 2017
  • Get double the chances with American Express Singapore Airlines Cards
  • New destinations every month till 31 Mar 2018
Online exclusive: Get up to S$40 CapitaVoucher for supplementary cards
  • Apply and receive approval for eligible supplementary cards online
  • Eligible cards are the American Express True Cashback Card, American Express Platinum Credit Card, American Express CapitaCard
  • Each approved supplementary card will be eligible for a S$20 CapitaVoucher; up to a maximum of 2 supplementary cards
  • Valid till 31 Dec 2017

Cash Back

  • Excellent 5/5
Total Annual Cashback
$345 / year
  • Apply through MoneySmart from 10 Nov 2017 to 13 Dec 2017 to get S$80 worth of Scoot E-vouchers and stand up to 10X chances to win tickets to Honolulu, Hawaii. Application approved-by dates in the T&Cs. Submit your (i)Contact Details and (ii)14 Digit Reference Number on the Thank You Page upon completion at this link on or before 14 Dec 2017.
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Enjoy first year fee waiver
  • Eligible for use with Apple Pay

Shopping

  • Very Good 4/5
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Dining

  • Satisfactory 3/5
  • Exclusive dining privileges all around the world, all year round with American Express Selects®
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Credit Card Information

Things to look out for

  • 3% cashback rate (first $5,000 spent in first 6 months)
  • 1.5% unlimited cashback rate (thereafter above $5,000)
  • 1.5% unlimited cashback rate (after first 6 months)

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $171.20 per year
  • Supplementary Annual Fee $85.60 per year
  • Fee Waiver 1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards
  • Annual Interest Rate 24.99%
  • Late Payment Fees S$60
  • Minimum Monthly Repayment 3% or S$50, whichever is higher
  • Interest-free Period 21 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association American Express
  • Wireless Payment N/A
  • Mobile Wallet Payment N/A
American Express True Cashback Card

Apply for the American Express True Cashback Card online now!

0 Shortlisted Personal Loan Product