American Express True Cashback Card

1.5%
Cash Back on All Spend
Unlimited
Cash Back Cap
S$0
Min. Spend per month
American Express True Cashback Card

American Express True Cashback Card

Key features
Key features
  • 1.5% Cashback on all purchases
  • 1% additional Cashback on foreign currency spend. Valid from 1 August 2019 to 30 June 2020
  • 3% Cashback for the first 6 months up to S$5,000 spend
  • Unlimited Cashback - No min spend & no cap
  • First year fee waiver
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
Dining
Dining
Very Good
Exclusive Dining privileges with American Express Selects®
  • Exclusive Dining privileges all around the world, all year round with American Express Selects®
  • up to 15 - 20% discount at outlets such as Peach Garden, Taste of India, Mo Bar
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to S$5,000 spend
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
Shopping
Shopping
Very Good
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • Exclusive shopping privileges all around the world, all year round with American Express Selects®
  • up to 10% discount at outlets such as Brooks Brothers, Ogawa & Le Chocolatier
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
Leisure
Overseas Spending
Satisfactory
  • Welcome Offer– 3% or S$150 cash back when you meet min spend of S$5,000 within the first 6 months.
  • 1.5% Cashback on any purchase you make
  • 2.5% Cashback on foreign currency spend (1.5% + extra 1.0%).
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$171

Supplementary Annual Fee

85.6

Fee Waiver

Available

Interest Free Period

22 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

5%

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

American Express

Wireless Payment

Apple Pay, Samsung Pay, Google Pay