American Express True Cashback Card

Updated June 2018

1.5%Cash Back on All Spend
UnlimitedCash Back Cap
S$0Min. Spend per month
American Express True Cashback Card

American Express True Cashback Card

Key features
Key features
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
Cash back
Cash Back
Excellent
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Enjoy first year fee waiver
  • Eligible for use with Apple Pay
Shopping
Shopping
Very Good
Supports All Spend
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
Dining
Dining
Satisfactory
Exclusive Dining privileges with American Express Selects®
  • Exclusive Dining privileges all around the world, all year round with American Express Selects®
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$171

Supplementary Annual Fee

85.6

Fee Waiver

1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards

Interest Free Period

22 days

Annual Interest Rate

25.90%

Late Payment Fees

S$60

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

5%

Overlimit Fee

N.A.
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

American Express

Wireless Payment

Apple Pay, Samsung Pay, Google Pay