Name: American Express True Cashback Card
Brand: American Express

Cash Back on All Spend

Cash Back Cap

Min. Spend per month

Key features

Cash Back

Excellent

Shopping

Very Good

Supports All Spend

Dining

Satisfactory

Exclusive Dining privileges with American Express Selects®

Exclusive Dining privileges all around the world, all year round with American Express Selects®
1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$171
Supplementary Annual Fee	85.6
Fee Waiver	1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards
Interest Free Period	22 days
Annual Interest Rate	25.90%
Late Payment Fees	S$60
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.50%
Foreign Check Fee	N.A.
Cash Advance Transaction Fee	5%
Overlimit Fee	N.A.

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$60,000

Other
Card Association	American Express
Wireless Payment	Apple Pay, Samsung Pay, Google Pay