American Express True Cashback Card Rating & Review 2019 - Singapore | MoneySmart.sg

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Promotions

MoneySmart Exclusive: Get S$80 Cash! Applies to New-to-Bank customers. Claim Here.

Apply and receive approval for your American Express True Cashback card

IMPORTANT: After applying for your American Express True Cashback Credit Card, do not close your browser. You will need to save your 14 Digit Reference Number together with your contact details in order for us to process your Gift. Submit the necessary details HERE

Spend S$500 within the first month of Card Approval

Receive S$80 Cash credited to the bank account of your choice

Valid for New-to-Bank cardmembers only; till 31 Jul 2019; T&Cs

Key features

Key features

Important – Go to this link to submit your (i)Contact Details, (ii)14-digit Reference Number (PCN), and (iii)Bank Account Number for your S$80 Cash Gift before cut-off date (31 July 2019)

1.5% Cashback on any purchase you make, anytime
First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay, Google Pay, Samsung Pay

Cash back

Cash Back

Excellent

Important – Go to this link to submit your (i)Contact Details, (ii)14-digit Reference Number (PCN), and (iii)Bank Account Number for your S$80 Cash Gift before cut-off date (31 July 2019)

1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Enjoy first year fee waiver
Eligible for use with Apple Pay, Google Pay, Samsung Pay

Shopping

Shopping

Very Good

Important – Go to this link to submit your (i)Contact Details, (ii)14-digit Reference Number (PCN), and (iii)Bank Account Number for your S$80 Cash Gift before cut-off date (31 July 2019)

Supports All Spend

1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay, Google Pay, Samsung Pay

Leisure

Overseas Spending

Satisfactory

Important – Go to this link to submit your (i)Contact Details, (ii)14-digit Reference Number (PCN), and (iii)Bank Account Number for your S$80 Cash Gift before cut-off date (31 July 2019)

3% cashback on all spending for first 6 months up to $5,000
1.5% Cashback on any purchase you make, anytime
Eligible for use with Apple Pay, Google Pay, Samsung Pay
No Minimum spend and cap for 1.5% cash back
2.5% foreign currency transaction fee

Dining

Dining

Satisfactory

Important – Go to this link to submit your (i)Contact Details, (ii)14-digit Reference Number (PCN), and (iii)Bank Account Number for your S$80 Cash Gift before cut-off date (31 July 2019)

Exclusive Dining privileges with American Express Selects®

Exclusive Dining privileges all around the world, all year round with American Express Selects®
1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay, Google Pay, Samsung Pay

Terms

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$171
Supplementary Annual Fee	85.6
Fee Waiver	Available
Interest Free Period	22 days
Annual Interest Rate	25.90%
Late Payment Fees	S$90
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.50%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5%
Overlimit Fee	N/A

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$60,000

Other
Card Association	American Express
Wireless Payment	Apple Pay, Samsung Pay, Google Pay

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