American Express True Cashback Card

Updated October 2018

1.5%Cash Back on All Spend
UnlimitedCash Back Cap
S$0Min. Spend per month
American Express True Cashback Card

American Express True Cashback Card

Promotion
Promotions
Get S$20 NTUC Voucher
  • Apply and receive approval for your new American Express card
  • Choose the MyInfo option on the application form and successfully use MyInfo to pre-fill the form
  • Receive S$20 NTUC Voucher upon approval of your new American Express card
  • Valid til 31 Dec 2018
  • 3% Cashback for the first 6 months
    • 3% Cashback for the first 6 months
    • Up to a maximum of $5,000 spend
    • Get 1.5% Cashback for all other spend
    Key features
    Key features
    • 1.5% Cashback on any purchase you make, anytime
    • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
    • Eligible for use with Apple Pay
    Cash back
    Cash Back
    Excellent
    • 1.5% Cashback on any purchase you make, anytime
    • 3% Cashback for the first 6 months up to $5000 spend
    • Enjoy first year fee waiver
    • Eligible for use with Apple Pay
    Shopping
    Shopping
    Very Good
    Supports All Spend
    • 1.5% Cashback on any purchase you make, anytime
    • 3% Cashback for the first 6 months up to $5000 spend
    • Eligible for use with Apple Pay
    Dining
    Dining
    Satisfactory
    Exclusive Dining privileges with American Express Selects®
    • Exclusive Dining privileges all around the world, all year round with American Express Selects®
    • 1.5% Cashback on any purchase you make, anytime
    • 3% Cashback for the first 6 months up to $5000 spend
    • Eligible for use with Apple Pay
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $171

    Supplementary Annual Fee

    85.6

    Fee Waiver

    Available

    Interest Free Period

    22 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    S$60

    Minimum Monthly Repayment

    3% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.50%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    5%

    Overlimit Fee

    N/A
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $60,000
    Other

    Card Association

    American Express

    Wireless Payment

    Apple Pay, Samsung Pay, Google Pay