Best ICBC Shopping Credit Cards 2020

Updated January 2020

Enjoy shopping discounts and exclusive privileges like free parking and VIP sale previews when you get a shopping credit card. Compare ICBC shopping credit cards and find the best one.

Popular ICBC Shopping Credit Cards

ICBC Horoscope Credit Card

2%

Cash Back on Selected Shopping Merchants

S$0

Min. Spend per month

Unlimited

Cash Back Cap

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

2%

Cash Back on Selected Shopping Merchants

S$0

Min. Spend per month

Unlimited

Cash Back Cap

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

Shopping Features

  • Enjoy unlimited 3% Cashback on all spending in foreign currency overseas and in Singapore
  • Enjoy unlimited 2% Cashback on selected shopping merchants in local currency. Selected shopping merchants refers to the relevant MCC found in the bank's T&Cs
  • Enjoy unlimited 1% Cashback on all other local currency spend that do not fall within the MCC list.
  • Refer to the bank's T&Cs here for the list of participating MCC.
  • Unlimited Cashback, No Minimum Spend, No Cashback Cap

Annual Interest Rate and Fees

Annual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual Fee$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$30,000

Other

Card AssociationUnionPay
Wireless PaymentUnionPay QuickPass
ICBC Global Travel MasterCard Credit Card

1.5%

Cash Back on Local Spend

3%

Cash Back on Overseas Spend

S$0

Min. Spend per month

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

1.5%

Cash Back on Local Spend

3%

Cash Back on Overseas Spend

S$0

Min. Spend per month

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

Shopping Features

  • 1.5% unlimited cash back on Local Spend
  • 3% unlimited cash back on Overseas Spend
  • No minimum spend required
  • No Cap on cash back

Annual Interest Rate and Fees

Annual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$30,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass
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