Compare the Best ICBC Credit Cards in Singapore 2020

Updated January 2020

Looking for the best ICBC credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool.

Popular ICBC Credit Cards

ICBC Global Travel MasterCard Credit Card

1.5%

Cash Back on Local Spend

3%

Cash Back on Overseas Spend

3 years

Annual Fee Waiver

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

1.5%

Cash Back on Local Spend

3%

Cash Back on Overseas Spend

3 years

Annual Fee Waiver

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

Key Features

  • Up to 3% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend or maximum cap in cash back earned
  • Complimentary access to Dragon Pass Lounges. Such as Plaza Premium Lounge, SATS Premier Lounge and more
  • Receive worldwide VIP lounge access of up to 6 free visits to Dragonpass VIP lounge. Valid till 31 Dec 2020
  • 3 years Annual Fee Waiver

Annual Interest Rate and Fees

Annual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$30,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass
ICBC Chinese Zodiac Credit Card

1.6%

Cash Back on All Spend

S$0

Spend per month

Unlimited

Cash Back Cap

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

1.6%

Cash Back on All Spend

S$0

Spend per month

Unlimited

Cash Back Cap

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

Key Features

  • Earn 1.6% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend required. No cap on the cash back
  • Get up to S$120 cash back when you sign up as a New-To-Bank Cardholder. S$200/mo min. spend required for consecutive 6 months
  • Receive worldwide VIP lounge access of up to 6 free visits to Dragonpass VIP lounge. Valid till 31 Dec 2020
  • 3 years Annual Fee Waiver

Annual Interest Rate and Fees

Annual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$30,000

Other

Card AssociationMasterCard
Wireless PaymentMasterCard PayPass
ICBC Horoscope Credit Card

3%

Cash Back on Foreign Currency Spend

2%

Cash Back on Local Spend

Unlimited

Cash Back Cap

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

3%

Cash Back on Foreign Currency Spend

2%

Cash Back on Local Spend

Unlimited

Cash Back Cap

Promotion: Free Worldwide VIP Lounge Access!Valid till 31 Dec 2020.

Key Features

  • Enjoy unlimited 3% Cashback on all spending in foreign currency.
  • Enjoy unlimited 2% Cashback on selected shopping and dining spending in local currency. Selected shopping and dining merchants refers to the relevant MCC found in the bank's T&Cs
  • Enjoy unlimited 1% Cashback on all other spending in local currency.
  • Unlimited Cashback, No Minimum Spend, No Cashback Cap
  • Receive worldwide VIP lounge access of up to 6 free visits to Dragonpass VIP lounge. Valid till 31 Dec 2020
  • 3 years Annual Fee Waiver

Annual Interest Rate and Fees

Annual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual Fee$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$30,000

Other

Card AssociationUnionPay
Wireless PaymentUnionPay QuickPass
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