DBS Live Fresh Card

Updated May 2018

Up to 5%Cash Back on Online Spend & Contactless Payments
S$60Cash Back Cap per month
S$600Min. Spend per month
DBS Live Fresh Card

DBS Live Fresh Card

Promotion
Promotions
Win an all-expense paid trip for two to NYC and Comic-Con 2018
  • Register your details on the DBS website
  • Every S$50 spent from 16 Apr - 30 Jun 2018 is one chance
  • The prize includes: airfare and travel insurance for 2, 4 nights stay at 4-star Hotel with breakfast
  • Optional itinerary of: Dinner at King of Falafel & Shawarma, New York Superhero Tour, Mind & Soul Yoga Escape, Madame Tussauds Visit, Rockefeller Center Visit, Virtual Reality Experience
  • One pair of admission tickets to NY Comic-Con 2018 in October 2018
  • The draw will be conducted on 31 Jul 2018
Win a pair of SQ Suites return tickets to one of these 5 locations
  • Make a travel booking with your DBS/POSB card and register via the Online Form with the same details as your card application during the Qualifying Period
  • 5 Draw chances per S$500 spent on Airlines, Hotel, and Travel Agency transactions accumulated
  • 1 Draw chance per S$500 spent on all other local and overseas retail spend
  • Destinations are New York, London, Paris, Sydney, and Shanghai
  • Redemption period: 1 Mar - 31 May 2019; Travel period: 1 Mar - 31 Dec 2019
  • Valid from 13 Apr - 31 Dec 2018; Draw conducted on 1 Feb 2019
Online Exclusive - Up to S$200 Cashback
  • Apply for your DBS Live Fresh Card from 1 Apr - 30 Jun 2018
  • Charge a min. of S$600 within first month from card approval
  • New DBS/POSB Cardmembers: S$100 cashback; Top 50 spenders get additional S$100 cashback
  • Existing DBS/POSB Cardmembers: S$20 cashback
Ultra SG x DBS Ticket Sale
  • 2-day General Admission at S$155
  • 2-day Premium Admission at S$185; first 2,000 tickets get a free drink
  • First 500 tickets get upgraded to Premium General Admission
  • 15 & 16 June 2018 at Bayfront Avenue
Key features
Key features
  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
  • Get 0.3% cashback on everything else with no cap on rebates
  • Auto EZ-Reload
  • 1-year annual fee waiver
Online shopping
Online Shopping
Excellent
  • 5% cashback when you shop online
Cash back
Cash Back
Very Good
  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
  • Lazada: 20% off storewide for new shoppers with ‘DBS2017’; Valid till 31 Dec 2018
  • Expedia: 20% off eligible hotel bookings with ‘DBS10EXP’ at checkout; Valid till 31 Jan 2019, and travel till 30 Apr 2019
  • Base rate: 0.3% on all other spend
Shopping
Shopping
Very Good
  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Grocery
Grocery
Very Good
  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Dining
Dining
Very Good
  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Entertainment
Entertainment
Very Good
  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$128

Supplementary Annual Fee

64.2

Fee Waiver

1 year fee waiver

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay