DBS Live Fresh Card

Updated July 2018

Up to 5%Cash Back on Online Spend & Contactless Payments
S$60Cash Back Cap per month
S$600Min. Spend per month
DBS Live Fresh Card

DBS Live Fresh Card

Promotion
Promotions
Win a pair of SQ Suites return tickets to one of these 5 locations
  • Make a travel booking with your DBS/POSB card and register via the Online Form with the same details as your card application during the Qualifying Period
  • 5 Draw chances per S$500 spent on Airlines, Hotel, and Travel Agency transactions accumulated
  • 1 Draw chance per S$500 spent on all other local and overseas retail spend
  • Destinations are New York, London, Paris, Sydney, and Shanghai
  • Redemption period: 1 Mar - 31 May 2019; Travel period: 1 Mar - 31 Dec 2019
  • Valid from 13 Apr - 31 Dec 2018; Draw conducted on 1 Feb 2019
Key features
Key features
  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
  • Get 0.3% cashback on everything else with no cap on rebates
  • Auto EZ-Reload
  • 1-year annual fee waiver
Online shopping
Online Shopping
Excellent
  • 5% cashback when you shop online
Cash back
Cash Back
Very Good
  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
  • Lazada: 20% off storewide for new shoppers with ‘DBS2017’; Valid till 31 Dec 2018
  • Expedia: 20% off eligible hotel bookings with ‘DBS10EXP’ at checkout; Valid till 31 Jan 2019, and travel till 30 Apr 2019
  • Base rate: 0.3% on all other spend
Shopping
Shopping
Very Good
  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Grocery
Grocery
Very Good
  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Dining
Dining
Very Good
  • Online shopping and payment via contactless methods get 5% cashback
  • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Entertainment
Entertainment
Very Good
  • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$128

Supplementary Annual Fee

64.2

Fee Waiver

1 year fee waiver

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay