DBS Live Fresh Card

Updated September 2018

Up to 5%Cash Back on Online Spend & Contactless Payments
S$60Cash Back Cap per month
S$600Min. Spend per month
DBS Live Fresh Card

DBS Live Fresh Card

Promotion
Promotions
ZoukOut VIP party experience worth S$10,000
  • Prize includes 4 VIP tickets, 3D2N villa stay at Capella Singapore with limousine transfer to Siloso Beach, S$600 Drink Credits, and ZoukOut Mystery Gifts
  • New DBS Live Fresh Cardmembers: 2 Draw Chance per S$50 spent on card
  • Existing DBS Live Fresh Cardmembers: 1 Draw Chance per S$50 spent on card; register at go.dbs.com/LFxZoukOut2018
  • Valid till 31 Oct 2018
  • Online Exclusive: up to S$100 cashback
  • Apply online via iBanking, Digibank, and Website for your principal DBS Live Fresh Card
  • Charge a minimum of S$600 within 30 days of card approval date
  • New DBS Cardmembers get S$100 cashback; Existing DBS Cardmembers get S$50 cashback
  • Valid till 30 Sep 2018
  • Win a pair of SQ Suites return tickets to one of these 5 locations
    • Make a travel booking with your DBS/POSB card and register via the Online Form with the same details as your card application during the Qualifying Period
    • 5 Draw chances per S$500 spent on Airlines, Hotel, and Travel Agency transactions accumulated
    • 1 Draw chance per S$500 spent on all other local and overseas retail spend
    • Destinations are New York, London, Paris, Sydney, and Shanghai
    • Redemption period: 1 Mar - 31 May 2019; Travel period: 1 Mar - 31 Dec 2019
    • Valid from 13 Apr - 31 Dec 2018; Draw conducted on 1 Feb 2019
    Key features
    Key features
    • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
    • Get 0.3% cashback on everything else with no cap on rebates
    • Auto EZ-Reload
    • 1-year annual fee waiver
    • 1 year fee waiver
    Online shopping
    Online Shopping
    Excellent
    • 5% cashback when you shop online
    Cash back
    Cash Back
    Very Good
    • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
    • Lazada: 20% off storewide for new shoppers with ‘DBS2017’; Valid till 31 Dec 2018
    • Expedia: 20% off eligible hotel bookings with ‘DBS10EXP’ at checkout; Valid till 31 Jan 2019, and travel till 30 Apr 2019
    • Base rate: 0.3% on all other spend
    Shopping
    Shopping
    Very Good
    • Online shopping and payment via contactless methods get 5% cashback
    • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
    Grocery
    Grocery
    Very Good
    • Online shopping and payment via contactless methods get 5% cashback
    • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
    Dining
    Dining
    Very Good
    • Online shopping and payment via contactless methods get 5% cashback
    • Contactless Payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
    Entertainment
    Entertainment
    Very Good
    • 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $128

    Supplementary Annual Fee

    64.2

    Fee Waiver

    Available

    Interest Free Period

    20 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    S$100

    Minimum Monthly Repayment

    3% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.80%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6% or $15, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $45,000
    Other

    Card Association

    Visa

    Wireless Payment

    Visa payWave, Apple Pay, Samsung Pay, Google Pay