American Express CapitaCard

S$1 = 10X STAR$
at participating Merchants at CapitaLand Malls
S$1 = 5 STAR$
on All Other Spend
S$50 CapitaVoucher
converted from 50,000 STAR$
Excellent
Very Good
Very Good
Very Good
Satisfactory
American Express CapitaCard

American Express CapitaCard

Key features
Key features
  • Earn 3X STAR$ at CapitaLand Malls
  • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
  • S$20 CapitaVouchers for each approved supplementary card; capped at S$40 CapitaVouchers per Principal cardmember
  • First year fee waiver
  • Eligible for use with Apple Pay, Google Pay, Samsung Pay
Rewards
Rewards
Excellent
  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Grocery
Grocery
Very Good
Supports all Grocery stores and bonus STAR$ at Cold Storage, FairPrice, Giant & Market Place in CapitaLand Malls
  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Dining
Dining
Very Good
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls
  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Shopping
Shopping
Very Good
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls
  • S$1 = 5 STAR$ on all spend
  • S$1 = 15 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Petrol
Petrol
Satisfactory
  • 21% total effective fuel savings at SPC (5% discount for American Express Card Members + 10% discount for SPC&U Members + 7.1% savings on final charge amount for Registered American Express Card) + 8X STAR$ (equivalent to 4% voucher rebates); Valid till 30 Nov 2019
  • 3 hours of complimentary parking per mall, per day at CapitaLand Malls when you spend S$1,200 per month
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$171

Supplementary Annual Fee

85.6

Fee Waiver

Available

Interest Free Period

22 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% or $50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

5%

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

American Express

Wireless Payment

Apple Pay, Samsung Pay, Google Pay