American Express CapitaCard

Updated May 2018

S$1 = 10X STAR$at participating Merchants at CapitaLand Malls
S$1 = 5 STAR$on All Other Spend
S$50 CapitaVoucherconverted from 50,000 STAR$
American Express CapitaCard

American Express CapitaCard

Key features
Key features
  • Earn 6X STAR$ at CapitaLand Malls; valid till 31 Mar 2018
  • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
  • First year fee waiver
  • Eligible for use with Apple Pay
Rewards
Rewards
Excellent
  • Apply through MoneySmart from 16 May - 31 May 2018 to get S$100 worth of Grab OR CapitaLand Vouchers. Application must be approved by 14 Jun 2018. Submit your (i)Contact Details and (ii)14-digit Reference Number on the Thank You Page upon completion at this link before 19 April 2018. T&Cs
  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Shopping
Shopping
Very Good
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls
  • S$1 = 5 STAR$ on all spend
  • S$1 = 15 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Grocery
Grocery
Very Good
Supports all Grocery stores and bonus STAR$ at Cold Storage, FairPrice, Giant & Market Place in CapitaLand Malls
  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Dining
Dining
Very Good
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls
  • S$1 = 5 STAR$ on all spend
  • S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$171

Supplementary Annual Fee

85.6

Fee Waiver

1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards

Interest Free Period

22 days

Annual Interest Rate

25.90%

Late Payment Fees

$60

Minimum Monthly Repayment

3% or $50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

5%

Overlimit Fee

N.A.
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

American Express

Wireless Payment

Apple Pay, Samsung Pay, Google Pay