MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

Best Travel Insurance for Batam (Indonesia) 2024

Batam is among the nearby popular tourist spots among Singaporeans, and with the post-pandemic “revenge travel” boom, more travellers are returning to Batam for quick getaways. Whether you intend to go scuba diving or just bask in the sunshine on the scenic beaches, don’t forget to purchase travel insurance before you fly as it is always wiser to be prepared for anything while you have fun!

Masthead Image

Top 10 Things To Do In Batam

Have fun with water sports

Engage in water activities like jet skiing, parasailing, and banana boating at Nongsa Beach or Waterfront City.

Relax at Batam's beaches

Spend a leisurely day at beaches like Nongsa Beach, Pantai Marina Beach, Batu Besar, and Sekupang Beach.

Explore Nagoya Hill Shopping Mall

Shop for souvenirs, electronics, clothing, and enjoy dining and entertainment at this bustling shopping complex.

Experience spa and wellness

Pamper yourself with spa treatments and massages at resorts like Batam View Beach Resort.

Visit Maha Vihara Duta Maitreya Temple and Tua Pek Kong Temple

Marvel at the intricate architecture and serene ambiance of some of Batam's most renowned Buddhist temples.

Go go-karting

Enjoy some adrenaline-pumping fun with go-karting at Batam’s racing circuits at Batam Gokart or Golden City Go-Kart.

Try local cuisine

Sample Indonesian and Malay dishes such as nasi goreng and satay at local eateries and seafood restaurants.

Hike at Panbil Nature Reserve

Challenge yourself to hike up steep slopes at this nature reserve and get up-close with the Sambar Deer.

Take a stroll on the Barelang Bridge

Take in the scenic views and capture memorable photos at this iconic bridge connecting Batam's islands.

Travel Tips When Travelling To Batam

Check the weather before booking flights

Apps like AccuWeather or The Weather Channel can help you stay updated on weather forecasts during your stay. Do remember to check for travel notices on the website of the Consulate-General of the Republic of Singapore in Batam, as there may be unexpected natural disasters like the Mount Semeru volcano eruption in East Java during June 2023.

Download offline map apps

Batam Offline Map & Guide is one of such apps that provides offline maps, essential travel information, and local tips for Batam, which can turn out to be really useful when you lose any wifi or internet or roaming connection while using your devices to navigate your way around.

Tap on Currency apps

Currency apps like XE Currency and Currency Converter Plus provide up-to-date exchange rates and allows you to convert currencies, which can be handy for managing your expenses in Batam.

Book your accommodation and flight via portals for discounts

Travel booking portals such as Traveloka and Klook allows you to search and book flights, hotels, and activities in Batam and they often offer deals and discounts that can help you save on some travel expenses.

Research on places to visit

Do your homework with the help of platforms like TripAdvisor to find reviews, ratings, and recommendations for restaurants, hotels, attractions, and activities in Batam.

Consider international rental car options

If you plan to rent a car in Batam, consider using apps from international rental car companies like Hertz as they are more reliable than other alternatives like local unmetered taxis.

Use a Multi-Currency Account

Maximise your duty-free shopping at Batam’s huge duty-free malls by using an MCA like YouTrip, Wise and Revolut, to help you avoid any foreign exchange conversion fees when you withdraw, remit or receive foreign currency funds directly from another account.

Travel Requirements To Enter Batam

Ever since Indonesia reopened its borders and welcome tourists in 2022, most COVID-19 travel restrictions have been dropped and travellers visiting places like Batam no longer have to follow regulations that include certified COVID-19 vaccination, the purchase of travel insurance with COVID-19 coverage, the type of certified hotels which you book, mandatory PCR tests, and other related procedures.


Vaccination requirements

According to the latest announcements by the Embassy of the Republic of Indonesia, the Indonesian government has changed the health protocols/travel restrictions (with effect from 21st June 2023) which include doing without PCR tests prior and upon arrival to Indonesia. However, proof (physical or digital certificates) of at least two doses of COVID-19 vaccines must be presented before arriving at and within Indonesia after arrival. 


In certain indoor public places in Indonesia, you’ll be required to register your COVID-19 vaccine certificate using the Satu Sehat app (which you can download to your mobile phone before your trip to Batam). 


Do note that as an international traveller, you’ll have to receive the second dose of vaccine at least 14 days before your departure (via plane or ferry/cruise) to Batam, however, the entry/boarding requirements may differ for different airlines/carriers, so it is best to check with the customer service team of the airline or ferry/cruise that you’re boarding with, or follow the official updates through the Indonesian Ministry of Foreign Affairs page, and the website of the Indonesian Embassy in Singapore.


Travel insurance

Being covered with travel insurance is not a must for travellers visiting Batam now, but it is still highly recommended to be covered with COVID-19 travel insurance, as it’ll better prepare you in situations when you require medical assistance during your trip in Batam. Healthcare expenses in Indonesia may get expensive for foreigners, as overseas medical expenses are usually not subsidised by the government for travellers from outside Indonesia.


VISA application

To travel to Batam as a tourist, you’ll need to apply for a single or multiple-entry visa, unless you’re from one of the 9 countries which are on visa exemption agreements with Indonesia. Currently, these 9 countries on visa exemption agreements with Indonesia are Brunei Darussalam, Phillippines, Cambodia, Laos, Malaysia, Myanmar, Singapore, Thailand, and Vietnam.


If you are visiting Indonesia for business purposes, you’ll have to apply for a business visa, unless you’re a holder of the APEC Business Travel Card (ABTC) who will be exempted from Indonesia’s Visit Visa requirements (with no engagement in employment in Indonesia). For those who need to apply for a visa, here are several types of visa you can apply for, but if you’re just going there for leisure or business, here are the 3 common visas to consider.


  • Single entry visitor visa

If your country is not on the “Visa Exemption Entry” list, you may apply for the single entry tourist visa to enter Batam, and it is valid for a maximum of 60 days. The fee payable for a single entry visitor visa is about S$200.


  • Multiple entries visitor visa

Whether you’re visiting Batam for tourism, short term employment or executing a service contract, this form of visa allows you to enter Batam more than once and for an intended stay of a maximum of 60 days (two months) each arrival, with a validity period of 5 years. The fees payable for a multiple-entries visitor visa is S$300.


  • Business visitor visa

This business entry visa is valid for a longer staying period of more than 60 days as it can be extended up to 4 times and it costs about S$85.


Requirements for Air Travel to Batam

Travelling by air to Batam includes several requirements that include:


  • Approved visa Directorate General of Immigration Officer website or directly at Online Visa Approval.
  • Wearing masks is optional, depending on the differing regulations on inbound international flights to Indonesia and when you’re indoors and on public transport upon arrival in Batam or other parts of Indonesia.
  • Medical insurance that covers COVID-19 related medical and evacuation expenses is strongly recommended although not mandatory

Best Batam Travel Insurance

MoneySmart Exclusive
Win up to S$5,600 | Most fuss-free plan
MoneySmart Exclusive
Win up to S$5,600 | Most fuss-free plan

Bubblegum Travel Insurance

Med. Coverage (Overseas)
S$150,000
Trip Cancellation
S$5,000
Loss/Damage of Personal Baggage
S$3,000
Total Premium
Total PremiumS$30.3210% Off
S$27.29

[Receive your cash as fast as 30 days*]
 
All eligible customers are guaranteed up to S$25 in Cash via PayNow* while enjoying 10%* off!
 
Additionally, receive an Eskimo Global 1GB eSIM* worth USD7 (no min. premium required)! T&Cs apply.

Valid until 29 Feb 2024
MoneySmart Exclusive
Add-on Covid-19 Coverage | Low Premiums
MoneySmart Exclusive
Add-on Covid-19 Coverage | Low Premiums

FWD Business

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
Total PremiumS$27.7325% Off
S$20.80

HUATS FOR YOU | Exclusively at MoneySmart
 
Enjoy 25% off* FWD Travel insurance!
 
PLUS purchase and HUAT away with:
1 winner to receive S$188 cash DAILY
2 winners to score a Samsonite Apinex Spinner worth S$600 WEEKLY
 
Additionally, get an Eskimo Global 1GB eSIM worth USD7 with every policy purchased. T&Cs apply

Valid until 25 Feb 2024
Online Promo
Most efficient claims for flight delay
Online Promo
Most efficient claims for flight delay

Tiq Savvy

Med. Coverage (Overseas)
S$500,000
Travel Cancelation
S$5,000
Loss/Damage of Baggage
S$2,000
Total Premium
Total PremiumS$3445% Off
S$18.70
Online Promo:
[Flash Deal]

Enjoy 45% off* your Tiq Single Trip Travel Insurance plans.

Get S$20 Cashback with Tiq Annual Travel Plans AND 60% off Covid-19 add-on for Annual Plans.

PLUS, score a 1GB eSIM by JetPac* when you are the first 1,000 customers to purchase any Tiq Travel Insurance plans! T&Cs apply. 
Valid until 29 Feb 2024
MoneySmart Exclusive
Win up to $5,600 | Best Value Plan
MoneySmart Exclusive
Win up to $5,600 | Best Value Plan

Starr TraveLead Comprehensive Silver

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
Total PremiumS$37.245% Off
S$20.46

HUATS FOR YOU | Exclusively at MoneySmart
 
Receive GUARANTEED CASHBACK or 2 AirTags worth up to S$90.80 with eligible premiums spent and enjoy 45% off*!
 
PLUS purchase and HUAT away with:
1 winner to receive S$188 cash DAILY
2 winners to score a Samsonite Apinex Spinner worth S$600 WEEKLY
 
Additionally, get an Eskimo Global 1GB eSIM worth USD7 with every policy purchased. T&Cs apply.

Valid until 25 Feb 2024
MoneySmart Exclusive
Best Medical Coverage
MoneySmart Exclusive
Best Medical Coverage

Allianz Travel Silver

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
Total PremiumS$4656% Off
S$20.24

[FLASH DEAL | Receive your cash as fast as 30 days*]
 
All eligible customers are guaranteed up to S$35 in Cash via PayNow* while enjoying an exclusive 56%* off!
 
Additionally, receive an Eskimo Global 1GB eSIM* worth USD7 (no min. premium required)! T&Cs apply.

Valid until 27 Feb 2024
MoneySmart Exclusive
Win up to $5,600 | Most Comprehensive
MoneySmart Exclusive
Win up to $5,600 | Most Comprehensive

MSIG TravelEasy Standard

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
Total PremiumS$3840% Off
S$22.80

HUATS FOR YOU | Exclusively at MoneySmart
 
Receive GUARANTEED CASHBACK or 2 AirTags worth up to S$90.80 with eligible premiums spent and enjoy up to 40% off*!
 
PLUS purchase and HUAT away with:
1 winner to receive S$188 cash DAILY
2 winners to score a Samsonite Apinex Spinner worth S$600 WEEKLY
 
Additionally, get an Eskimo Global 1GB eSIM worth USD7 with every policy purchased. T&Cs apply.

Valid until 25 Feb 2024

Best Batam Travel Insurance Benefits Coverage

Best forTravel insurance planEstimated premium rate
COVID-19 coverageAllianz Travel Comprehensive Bronze, Silver and Platinum plans$39 - $100
Budget travelBubblegum travel insurance plans$33
Overall good value

FWD Premium, Business and First plans

$24 - $36
Extreme sports

Starr TraveLead Comprehensive Bronze, Silver and Gold plans

$30 - $50
Pre-existing conditions

Etiqa Pre-Ex Entry, Savvy and Luxury plans

$62 - $97
Highest overseas medical coverage

Singlife Travel Lite, plus Prestige plans

$38 - $76
Travelling while pregnant

MSIG TravelEasy® Standard Pre-Ex, Elite Pre-Ex, Premier Pre-Ex plans

$45 - $88
Family

DirectAsia DA150, DA200, and DA500 plans

$35 - $55
Elderly

MSIG TravelEasy® Standard Pre-Ex, Elite Pre-Ex, Premier Pre-Ex plans

$45 - $88
Flight diversion/cancellation/postponement

FWD Premium Plan

$24
*Estimated premium rates are based on a 3D2N single trip plan to Batam in August 2023.

What Is The Average Cost Of A Travel Insurance For Batam?

Travel insurance provider/planMedical expenses Personal accidentOverseas hospital allowanceTrip cancellationEstimated total premium*
Singlife PrestigeUnlimitedUp to $500,000$200 per dayUp to $20,000$76
Starr TraveLead Comprehensive GoldUp to $1,000,000 Up to $500,000$200 per dayUp to $15,000 $50
Bubblegum Up to $150,000Up to $150,000$100 per dayUp to $5,000$33
MSIG TravelEasy StandardUp to $1,000,000Up to $150,000$300 per dayUp to $5,000 $46
FWD PremiumUp to $1,000,000Up to $1,000,000$200 per dayUp to $15,000$24
*Estimated premium rates are based on a 3D2N single trip plan to Batam in August 2023.

Estimated Average Cost Of A Travel Insurance For Batam

When comparing the key features and price points of MoneySmart’s round-up of the best 5 travel insurance plans with flight cancellation coverage, we can easily spot the differences and similarities. The average cost of a travel insurance plan for a 3D2N single trip plan to Batam is about $46, assuming that we consider a mix of the basic plans and more comprehensive plans offered by these travel insurance providers.


Estimated average cost of a travel insurance plan:

$76 + $50 + $33 + $46 + $24 = $229

$229 ÷ 5 = $45.80


The plans with lower premiums would be those offered by FWD and Bubblegum, which makes them more affordable for travellers looking for cheaper and more hassle-free travel insurance options. When it comes to flight cancellation benefits, Singlife, Starr and FWD provide higher coverage of up to $20,000 and $15,000 respectively, which comes in handy in the situation of unexpected natural disasters like the Mount Semeru volcano eruption in East Java during June 2023.


However, how much you can claim for flight cancellation really depends on when you submit your trip cancellation request and the departure date of your trip. Most travel insurance companies will accept your claim if your request and the valid reason for cancellation is submitted within 30 days of your departure.


If you’re looking for more extensive coverage for medical expenses, Singlife’s Prestige plan will be really useful with the highest coverage of an unlimited claim limit among the 5 plans.

Frequently Asked Questions

What is the fastest way to get travel insurance coverage for my Batam trip?

One of the fastest ways to get travel insurance is through your preferred travel insurance mobile app. Other methods include purchasing your travel insurance via an airline or travel insurance company’s website or by contacting your insurance agent. If you prefer to do it yourself via a comparison platform like MoneySmart, you’ll be able to do a quick comparison of the best rates available for you.

Do I need a visa to enter Batam?

Yes and no, it depends on what nationality and passport you hold. Currently, you’ll have to apply for a VISA as a traveller visiting Batam if you’re not from a country with a visa-free agreement with Indonesia.

Is travel insurance with COVID-19 coverage compulsory?

Keep in mind each country has its own prevailing entry requirements and in the situation you require medical assistance during your vacation or business trip, healthcare expenses can get very costly, unlike those in your home country as overseas medical expenses are usually not subsidised by the government.

Will I be able to get a refund after a trip cancellation?

Yes and no, this depends on the reason for the trip cancellation i.e. diagnosis of a life-threatening illness, volcanic eruption, floods, etc., and when you submit your trip cancellation request, as well as the departure date of your trip. Most travel insurance companies will accept your claim if your request and the valid reason for cancellation is submitted within 30 days of your departure.