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Best Travel Insurance for Vietnam 2026

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Written By:
Emma Lam
| Updated July 23, 2026
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7 Mins Read
Part 8 of 24 from article series: Travel Insurance Destination →
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Part of the SeriesTravel Insurance by Destinations

Vietnam is known for its beautiful and stunning nature, such as its limestone mountains, pristine beaches, green terraced rice fields, and mesmerising cityscape. It is no wonder that many of us have a desire to explore what this former French colony has to offer. Before you pack your passport and luggage to leave for Vietnam, remember to compare travel insurance coverage and get covered for your trip in case of any unexpected events like flight disruptions or natural disasters such as earthquakes and tsunamis.

Travel Requirements To Enter Vietnam

Singaporeans can enter Vietnam visa-free for stays of up to 30 days, for tourism purposes. As of 15 April 2026, travellers flying into Ho Chi Minh City (Tan Son Nhat Airport) also need to complete a mandatory digital arrival card with a QR code before departure, so factor this into your pre-trip checklist.

Travel insurance

Vietnam previously required visitors to hold travel and health insurance with a minimum USD10,000 liability for COVID-19 medical coverage, but this requirement has since been suspended — travel insurance is no longer mandatory to enter Vietnam. That said, it's still strongly recommended: private hospitals in Vietnam often require upfront payment, and typical Singapore health insurance won't cover you overseas. Do check the Vietnam Embassy in Singapore's website for the latest entry requirements before you travel, as policies can change.

VISA application

Vietnam currently grants visa-free entry to citizens of around 38 countries under unilateral and bilateral exemption agreements, with permitted stays ranging from 14 to 45 days depending on nationality (Singaporeans get 30 days). If you're not eligible for visa-free entry, you'll need to apply for a visa via the e-visa page on Vietnam's National Web Portal on Immigration.

  • An e-visa is valid for single or multiple entry and for a maximum stay of up to 90 days. The e-visa fee is USD25 for single entry (USD50 for multiple entry).

  • Processing typically takes 3–7 working days after the Vietnam Immigration Department receives your completed application and payment.

  • Your passport must be valid for at least 6 months beyond your entry date, with at least 2 blank visa pages.

  • As Vietnam's visa requirements can change at short notice, check the Embassy of Vietnam's website for up-to-date information before booking your flights.


Best Travel Insurance for Vietnam on MoneySmart


How helpful can travel insurance be during natural disasters or unexpected trip disruptions?

Cover for any damaged/stolen/missing luggage

Certain insurers provide plans that compensate you for lost or damaged luggage and belongings, regardless of whether the disruption stems from adverse weather conditions or theft or loss during transit. This coverage safeguards you against unforeseen circumstances affecting your belongings as you make your way to Vietnam. Keep in mind that there are limits on the reimbursement amounts per item, so it's essential to review the specifics of each plan carefully.

Cover for delays and cancellations

These coverage options provide financial assistance if your journey to or within Vietnam is shortened (curtailed) or cancelled due to delays caused by natural disasters. Typically, they cover the non-refundable portions of your flight and accommodation expenses, deducting any administrative fees, provided the cancellation occurs within 30 days of your intended departure.

Cover for overseas medical bills

Some travel insurance plans may include coverage for medical expenses resulting from injuries sustained directly or indirectly due to a natural disaster. Reimbursements are usually directed to the medical facility where you received treatment (either overseas in Vietnam or in Singapore) or to your nominated beneficiaries. There's usually a stipulated time frame for commencing treatment after returning to Singapore, and the coverage amount varies based on the chosen plan. It's crucial to thoroughly discuss these particulars with your insurer to ensure adequate coverage.

đź’ˇ MoneySmart Tip

Use trusted online comparison tools like MoneySmart's travel insurance comparison to explore coverage limits, premiums, and policy features across leading insurers in Singapore—helping you find the right insurance plan for your trip, quickly.

Frequently Asked Questions about Vietnam Travel Insurance

Where can I compare and buy my travel insurance?

You may get your travel insurance either through your preferred travel insurance mobile app, website or insurance agent. As for the comparison process, you can choose to do it yourself via a comparison platform like MoneySmart or through the recommendations of your insurance agent.

Do I need to apply for a visa to enter Vietnam?

Yes and no. It depends on the type of passport you’re holding and your nationality. At the moment, there are 13 countries on a visa waiver agreement with Vietnam. If you’re not from any of these countries, you’ll have to apply for a visa via the e-visa page on Vietnam’s National Web Portal on Immigration to travel to Vietnam as a tourist.

Is Vietnam safe to visit?

Yes and no. Travelling to and within every travel destination will involve some risks. Vietnam is located in Southeast Asia with an extensive coastline, thus it is naturally prone to floods, landslides, cyclones, and typhoons. Despite these natural disasters, Vietnam remains a popular tourist destination.

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Part of the SeriesTravel Insurance by Destinations

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Written By:Emma LamContent Strategist
As a personal finance content strategist for over 3 years, Emma understands the struggle of juggling savings, credit cards, and everything in between all too well; she aims to simplify money matters one jargon at a time.