Why Trust MoneySmart?Planning an international adventure to the Land Down Under? Between dodging Kangaroos, chasing sunsets along the Great Ocean Road, and debating the edibility of Vegemite, the last thing on your mind would be travel mishaps (but then again, Australia’s diverse array of poisonous and venomous flora and fauna beg to differ). Couple your trip with a solid travel insurance covering medical emergencies, personal accidents (e.g. flight accidents), trip disruptions and flight cancellations, to damaged or lost baggage—and your Aussie adventure is as good as gold. So whether you’re braving the outback or city-hopping across Melbourne and Sydney, the best travel insurance for Australia is one that provides the right coverage limits, benefits, and claims support.
Best Australia Travel Insurance Singapore
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Best Seasons to Visit Australia
When planning Australia international travel, it helps to know that although it experiences 4 distinct seasons, its weather is relatively stable and more predictable compared to other temperate climates. While regionally differences do exist, summers are generally hot and dry while winters are mild—particularly in coastal cities like Sydney and Perth.
Spring 🌸
From September to November, spring time beckons less rainfall and milder temperatures in most regions of Australia. While days aren’t as long as summer, they remain summer and warm with cool nights. During this time, wearing light jackets and breezy clothing should do the trick.
Autumn 🍁
From March to May, Australia transitions from intense summer to cooler temperatures, accompanied by occasional autumn rains. While northern regions, like Queensland, might experience increased humidity and the tail end of the tropical storm season, popular attractions like the Great Barrier Reef remain largely unaffected and open to visitors. Meanwhile, southern states like the Adelaide Hills, Tasmania, and Melbourne’s vineyard regions come alive with stunning golden foliage and crisp, cool air—perfect for scenic drives, food festivals, and indulging on wine tours.
Floriade Festival in Canberra 🌺 | Springtime explodes into colour at the Floriade Festival, featuring over 1 million gorgeous blooms. You can expect educational hands-on workshops, talks, and fun for the whole family. 📍 Free entry at Commonwealth Park, Canberra — held Sept to Oct each year. |
Darwin Street Art Festival 🎨 | Consider yourself an art connoisseur and can’t resist a good photo-op? This 3-week street art festival turns Darwin into a living canvas every May and June. It celebrates the creativity and amazing artistry of incredible graffiti artists by showcasing over 129 large-scale art murals. |
Grampians National Park in Victoria ⛰️ | Want to escape the hustle and bustle of city life and retreat into the peace and quiet of nature? The rugged beauty of the Grampians National Park is a spectacle to behold where waterfalls, spring wildflowers, and native wildlife await you while you trail along Victoria’s breathtaking mountainous landscape. |
Hot air ballooning in New South Wales ☁️ | Take to the skies with Australia’s array of hot air ballooning tours. You’ll be drifting above vineyards, valleys, or golden plans. Most rides even include vineyard breakfast in their package. It’s a perfect sunrise or sunset activity to celebrate special occasions or simply capture a magical moment with loved ones. |
Beachside sculpture parks in Sydney 🏖️ | We all know and love Australia’s beaches, but did you know that each Spring, the Bondi to Tamarama Coastal walk transforms into an open-air art trail with 100+ beachside sculptures along clifftops? This beachside sculpture park is heralded as the world’s largest free outdoor sculpture exhibition. |
Aboriginal cultural tours in Western Australia 🪨 | What better way to pay homage to Australia’s aboriginal culture than go on an educational cultural tour? Connect with Australia’s oldest living culture by immersing yourself in tours led by indigenous guides. From ancient rock art to storytelling ceremonies, it’s a journey through history, land, and spirit of the aboriginal tribe. |
Best Travel Insurance For Your Australia Trip on MoneySmart
Travel Requirements to Enter Australia
Since reopening its borders, Australia international travel has rebounded significantly, with tourist numbers projected to climb by 41% over the next 5 years. As both domestic (already) and international tourism rebound beyond pre-pandemic levels, here’s what to expect for travel requirements to enter Australia:
Vaccination and travel insurance
While purchasing travel insurance for Australia is not mandatory, it’s still strongly recommended to be covered with Covid-19 travel insurance, regardless of whether you’re visiting Australia for leisure or business. This becomes even more crucial if you’re venturing into Australia’s remote outback or regional areas, where healthcare access is limited and emergency evacuation costs can be steep. So far, the only vaccination required to enter Australia is for yellow fever if you’re travelling from a country listed as a transmission risk. Besides this, other recommended vaccinations include Hepatitis A & B, and rabies—especially to protect against Australia’s wildlife.
Visa application
Unless you’re from New Zealand which is the only country on a visa waiver agreement with Australia, you’ll have to apply for a visa via the Australian Electronic Travel Authority (ETA) system to travel to Australia as a tourist. There are a total of 17 types of visa you can apply for, but if you’re just going there for leisure or business, here are the 5 different visas to consider.
Visa Type | Details |
Tourist Stream Visa | Visit friends or family, take a cruise, or travel for tourism (non-business/non-medical). Valid for up to 12 months. Application fee starts from AUD$250. |
eVisitor Visa | Visit for tourism, business activities, short-term study or training (up to 3 months). Valid for 3 months per visit. Free of charge. Only available to certain nationalities. |
Electronic Travel Authority (ETA) | Similar to eVisitor but requires an AUD$20 application fee. Also valid for 3 months per visit. Available only to passport holders from eligible countries. |
Transit Visa | Allows transit through Australia for up to 72 hours. Also permits joining a ship crew (with Maritime Crew Visa subclass 988) within 5 days of arrival. Free of charge. |
First Working Holiday Visa | For individuals aged 18–35 from eligible countries. Allows work and travel in Australia. May be extended to a Second and Third Working Holiday visa if eligibility is met. |
Business Visitor Stream Visa | Attend business meetings, explore opportunities, negotiate contracts, or join conferences. Valid for up to 3 months. Application fee starts from AUD$250. |
How Does Travel Insurance Cover Me in the Event of Natural Disasters or Unforeseen Events?
Baggage & Personal Belongings Coverage
Many travel insurance plans might not cover trip disruptions caused by natural disasters, adverse weather conditions, or events beyond human control (Acts of God). However, some insurers, like Etiqa and DirectAsia, provide reimbursements for baggage damage or loss even if your trip to the UAE gets disrupted. Notably, there are reimbursement limits per article, a set of items, a laptop or other types of personal effects and the limits differ from insurer to insurer.
Trip Curtailment, Cancellation, or Travel Delay Coverage
If your trip to Australia gets cut short (curtailed) or cancelled due to a delay, reimbursements are usually for irrecoverable unused pre-paid transport and accommodation expenses (excluding admin charges or fee related), which were cancelled within 30 days before you were due to start the insured trip. Compensation for travel delays are often limited to a certain maximum claim amount per person or per family, depending on the travel insurance plan's policy terms and conditions.
Worldwide Medical Costs Coverage
If you sustained an accidental injury due to a natural disaster, some travel insurance plans provide coverage depending on its tier (e.g. basic, premium). Reimbursement from certain plans like Etiqa and DirectAsia might include: Payment to medical facilities where you received treatment (overseas or in Singapore), or to your designated beneficiaries. There's usually a timeframe for starting treatment after returning to Singapore, and coverage amounts are capped based on your chosen plan. It's crucial to discuss these details with your insurer.
💡 MoneySmart Tip
Use trusted online comparison tools like MoneySmart's travel insurance comparison to explore coverage limits, premiums, and policy features across leading insurers in Singapore—helping you find the right insurance plan for your trip, quickly.
Frequently Asked Questions
How to purchase travel insurance for my Australia trip?
You can purchase travel insurance for Australia international travel through our MoneySmart comparison page to get the best coverage at unbeatable prices. By now, most plans now include Covid-19 coverage too or as an add-on benefit.
How much does travel insurance for Australia cost?
As seen from our calculation above, the average travel insurance plan for a 1-week single trip to Australia costs from $34.
Does travel insurance cover adventure sports in Australia?
Yes, certain travel insurance providers include adventure sports coverage, albeit the extent differs. Remember that since adventure sports are considered high-risk, coverage is often conditional. It’s important to review your policy details carefully to understand the full scope of your protection.
Does Australia snow? Will Australia snow this year?
Although the main metropolitan cities in Australia rarely snow, Australia does does snow in certain areas like the Australian Alps—stretching across New South Wales, Victoria, and Tasmania. Snow season there usually spans from June to September. To view the snow forecast in Australia, you may refer to the seasonal forecasts provided by the Bureau of Meteorology.
Does Australia observe daylight savings?
Yes, Australia does practise daylight savings. In the summer, New South Wales, Victoria, South Australia, Tasmania, and the ACT will turn their clocks forward by 1 hour. Daylight savings usually begins at 2am (AEST) on the first Sunday of October and ends at 3am (AEST) on the first Sunday of April the next year.
