How to purchase travel insurance for my Australia trip?

You can purchase travel insurance for Australia international travel through our MoneySmart comparison page to get the best coverage at unbeatable prices. By now, most plans now include Covid-19 coverage too or as an add-on benefit.

How much does travel insurance for Australia cost?

As seen from our calculation above, the average travel insurance plan for a 1-week single trip to Australia costs from $34.

Does travel insurance cover adventure sports in Australia?

Yes, certain travel insurance providers include adventure sports coverage, albeit the extent differs. Remember that since adventure sports are considered high-risk, coverage is often conditional. It’s important to review your policy details carefully to understand the full scope of your protection.

Does Australia snow? Will Australia snow this year?

Although the main metropolitan cities in Australia rarely snow, Australia does does snow in certain areas like the Australian Alps—stretching across New South Wales, Victoria, and Tasmania. Snow season there usually spans from June to September. To view the snow forecast in Australia, you may refer to the seasonal forecasts provided by the Bureau of Meteorology .

Does Australia observe daylight savings?

Yes, Australia does practise daylight savings. In the summer, New South Wales, Victoria, South Australia, Tasmania, and the ACT will turn their clocks forward by 1 hour. Daylight savings usually begins at 2am (AEST) on the first Sunday of October and ends at 3am (AEST) on the first Sunday of April the next year.

Which travel insurance is the best in Singapore?

There is no “best” travel insurance in Singapore, only the best-suited travel insurance for your travel needs and preferences. Feel free to compare the providers and travel insurance plans through our listings above.

Best Travel Insurance for Australia

Planning an international adventure to the Land Down Under? Between dodging Kangaroos, chasing sunsets along the Great Ocean Road, and debating the edibility of Vegemite, the last thing on your mind would be travel mishaps (but then again, Australia’s diverse array of poisonous and venomous flora and fauna beg to differ).

Couple your trip with a solid travel insurance covering medical emergencies, personal accidents (e.g. flight accidents), trip disruptions and flight cancellations, to damaged or lost baggage—and your Aussie adventure is as good as gold. So whether you’re braving the outback or city-hopping across Melbourne and Sydney, the best travel insurance for Australia is one that provides the right coverage limits, benefits, and claims support.

Best Seasons to Visit Australia

When planning Australia international travel, it helps to know that although it experiences 4 distinct seasons, its weather is relatively stable and more predictable compared to other temperate climates. While regionally differences do exist, summers are generally hot and dry while winters are mild—particularly in coastal cities like Sydney and Perth.

Spring 🌸

From September to November, spring time beckons less rainfall and milder temperatures in most regions of Australia. While days aren’t as long as summer, they remain summer and warm with cool nights. During this time, wearing light jackets and breezy clothing should do the trick.

Autumn 🍁

From March to May, Australia transitions from intense summer to cooler temperatures, accompanied by occasional autumn rains. While northern regions, like Queensland, might experience increased humidity and the tail end of the tropical storm season, popular attractions like the Great Barrier Reef remain largely unaffected and open to visitors.

Meanwhile, southern states like the Adelaide Hills, Tasmania, and Melbourne’s vineyard regions come alive with stunning golden foliage and crisp, cool air—perfect for scenic drives, food festivals, and indulging on wine tours.

Floriade Festival in Canberra 🌺

Springtime explodes into colour at the Floriade Festival, featuring over 1 million gorgeous blooms. You can expect educational hands-on workshops, talks, and fun for the whole family.

📍 Free entry at Commonwealth Park, Canberra — held Sept to Oct each year.

Darwin Street Art Festival 🎨

Consider yourself an art connoisseur and can’t resist a good photo-op?

This 3-week street art festival turns Darwin into a living canvas every May and June. It celebrates the creativity and amazing artistry of incredible graffiti artists by showcasing over 129 large-scale art murals.

Grampians National Park in Victoria ⛰️

Want to escape the hustle and bustle of city life and retreat into the peace and quiet of nature?

The rugged beauty of the Grampians National Park is a spectacle to behold where waterfalls, spring wildflowers, and native wildlife await you while you trail along Victoria’s breathtaking mountainous landscape.

Hot air ballooning in New South Wales ☁️

Take to the skies with Australia’s array of hot air ballooning tours. You’ll be drifting above vineyards, valleys, or golden plans. Most rides even include vineyard breakfast in their package.

It’s a perfect sunrise or sunset activity to celebrate special occasions or simply capture a magical moment with loved ones.

Beachside sculpture parks in Sydney 🏖️

We all know and love Australia’s beaches, but did you know that each Spring, the Bondi to Tamarama Coastal walk transforms into an open-air art trail with 100+ beachside sculptures along clifftops?

This beachside sculpture park is heralded as the world’s largest free outdoor sculpture exhibition.

Aboriginal cultural tours in Western Australia 🪨

What better way to pay homage to Australia’s aboriginal culture than go on an educational cultural tour?

Connect with Australia’s oldest living culture by immersing yourself in tours led by indigenous guides. From ancient rock art to storytelling ceremonies, it’s a journey through history, land, and spirit of the aboriginal tribe.

Travel Requirements to Enter Australia

Since reopening its borders, Australia international travel has rebounded significantly, with tourist numbers projected to climb by 41% over the next 5 years. As both domestic (already) and international tourism rebound beyond pre-pandemic levels, here’s what to expect for travel requirements to enter Australia:

Vaccination and travel insurance

While purchasing travel insurance for Australia is not mandatory, it’s still strongly recommended to be covered with Covid-19 travel insurance, regardless of whether you’re visiting Australia for leisure or business. This becomes even more crucial if you’re venturing into Australia’s remote outback or regional areas, where healthcare access is limited and emergency evacuation costs can be steep.

So far, the only vaccination required to enter Australia is for yellow fever if you’re travelling from a country listed as a transmission risk. Besides this, other recommended vaccinations include Hepatitis A & B, and rabies—especially to protect against Australia’s wildlife.

Visa application

Unless you’re from New Zealand which is the only country on a visa waiver agreement with Australia, you’ll have to apply for a visa via the Australian Electronic Travel Authority (ETA) system to travel to Australia as a tourist.

There are a total of 17 types of visa you can apply for, but if you’re just going there for leisure or business, here are the 5 different visas to consider.

Visa Type	Details
Tourist Stream Visa	Visit friends or family, take a cruise, or travel for tourism (non-business/non-medical). Valid for up to 12 months. Application fee starts from AUD$200.
eVisitor Visa	Visit for tourism, business activities, short-term study or training (up to 3 months). Valid for 3 months per visit. Free of charge. Only available to certain nationalities.
Electronic Travel Authority (ETA)	Similar to eVisitor but requires an AUD$20 application fee. Also valid for 3 months per visit. Available only to passport holders from eligible countries.
Transit Visa	Allows transit through Australia for up to 72 hours. Also permits joining a ship crew (with Maritime Crew Visa subclass 988) within 5 days of arrival. Free of charge.
First Working Holiday Visa	For individuals aged 18–35 from eligible countries. Allows work and travel in Australia. May be extended to a Second and Third Working Holiday visa if eligibility is met.
Business Visitor Stream Visa	Attend business meetings, explore opportunities, negotiate contracts, or join conferences. Valid for up to 3 months. Application fee starts from AUD$200.

We Asked Singaporeans About Flight Disruptions, and They Answered

Flight cancellations and delays disappoint, frustrate, and inconvenience many travellers across the globe yearly. Find out which airlines have the delays and cancellation.

cartoon tortoise and sloth pilots in cardboard planes taking off from a runway with negative exclamations and expression speech bubbles coming from the airport in the background

Step 1

Check extent of medical coverage

While premium prices are important, the benefits and reimbursement limits for travel insurance claims like medical expenses, trip cancellations, flight delays, and baggage theft and/or damage, are equally essential as well.

Step 2

Ensure any pre-existing conditions are covered

With select travel insurers covering injuries or illnesses sustained during the trip stemming from pre-existing medical conditions (e.g. pregnancy), you can manage unexpected health issues with greater ease and financial protection.

Such benefits include in-patient hospitalisation expenses overseas that allows you to claim for medical, surgical, nursing or hospital charges, emergency medical evacuation and repatriation coverage.

Step 3

Compare policy premiums

The amount that you need to fork out for your travel insurance costs really depends on your destination and length of stay. Most travel insurance companies have 2 to 3 tiers of plans at different price points, with varying comprehensiveness and reimbursement limits.

Step 4

Add coverage for specialised activities

Australia is jam-packed with adventures—from surfing at Bondi Beach to scuba diving in the Great Barrier Reef to skydiving over the Gold Coast, it’s truly a mecca for all things extreme sports and adrenaline-inducing activities. But high thrills come with high risks, so it’s essential to ensure your travel insurance includes specialised coverage beyond the basics, to stay protected if things go awry.

Step 5

Cover travel disruptions and baggage damage/loss

Even in laid-back Australia, travel delays, disruptions, and baggage damage or loss can happen—even on domestic routes. Besides medical emergencies, personal accidents, and death, make sure your travel insurance covers travel hiccups and personal items.

Best Travel Insurance For Your Australia Trip

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Insurer	Overseas Medical Expenses	Baggage Damage/Loss	Trip Disruptions/Cancellations	Total Premiums
FWD	Up to $1 million	Up to $7,500	Up to $15,000	From $23.95
Starr TraveLead	Up to $1 million	Up to $7,500	Up to $15,000	From $23.34
Allianz Travel	Up to $1 million	Up to $5,000	Up to $10,000	From $23.31
Tiq by Etiqa	Up to $1 million	Up to $3,000	Up to $10,000	From $26.25
*Above estimated premium rates are based on the highest tier of each insurance provider's plans for a 1-week single trip to Australia, updated as of 5 Feb 2026. All premium rates are subject to change without prior notice at each insurance company's sole discretion.

Best Travel Insurance for Australia

Best Seasons to Visit Australia

Spring 🌸

Autumn 🍁

Travel Requirements to Enter Australia

Vaccination and travel insurance

Visa application

We Asked Singaporeans About Flight Disruptions, and They Answered

How to Choose Travel Insurance for Your Australia Trip?

Check extent of medical coverage

Ensure any pre-existing conditions are covered

Compare policy premiums

Add coverage for specialised activities

Cover travel disruptions and baggage damage/loss

Best Travel Insurance For Your Australia Trip

FWD Premium

DirectAsia Voyager 150

Tiq Entry

MSIG TravelEasy Standard

Singlife Travel Prestige

Allianz Travel Basic

Singlife Travel Lite

Starr TraveLead Comprehensive Bronze

How Does Travel Insurance Cover Me in the Event of Natural Disasters or Unforeseen Events?

Baggage & Personal Belongings Coverage

Trip Curtailment, Cancellation, or Travel Delay Coverage

Worldwide Medical Costs Coverage

What is the Average Cost of Travel Insurance to Australia?

About the Author

Emma Lam

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