Best Citibank No Annual Fee Credit Cards in Singapore 2018

Updated October 2018

Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points.

Popular Citibank No Annual Fee Credit Cards

Citibank SMRT Card

Citibank SMRT Card

Excellent

Get $200 Vouchers

Citibank SMRT Card
Excellent

Citibank SMRT Card

Get $200 Vouchers

1 year

Annual Fee Waiver

S$192.60

Annual Fee

26.90%

Annual Interest Rate

MoneySmart Exclusive: Get S$200 NTUC Fairprice OR Takashimaya OR CapitaLand Vouchers!

No Annual Fee Features

  • First year fee waived for Principal and 2 Supplementary cards
  • Annual fee waiver is only applicable to new credit card applications
  • The waiver will be reflected as a credit in your next monthly statement for the respective account
  • Annual fees are excluded from the calculation of the spend requirement for cashback
  • Up to 5% savings on Groceries, Fast Food, Coffee & Movies and 3% on Online Shopping
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$42,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay, Citi Pay
Citi Rewards Card

Citi Rewards Card

Excellent

Get $200 Vouchers

Citi Rewards Card
Excellent

Citi Rewards Card

Get $200 Vouchers

1 year

Annual Fee Waiver

S$192.60

Annual Fee

26.90%

Annual Interest Rate

MoneySmart Exclusive: Get S$200 NTUC Fairprice OR Takashimaya OR CapitaLand Vouchers!

No Annual Fee Features

  • First year fee waived for Principal and 2 Supplementary cards
  • Annual fee waiver is only applicable to new credit card applications
  • The waiver will be reflected as a credit in your next monthly statement for the respective account
  • Annual fees are excluded from the calculation of the spend requirement for cashback
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • See all benefits by clicking on card details link below

Annual Interest Rate and Fees

Annual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$42,000

Other

Card AssociationMasterCard, Visa
Wireless PaymentMaster PayPass, Visa payWave, Samsung Pay, Citi Pay
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