Best Travel Insurance for Foreigners in Singapore (2026)
What Is The Criteria For Foreigners In Singapore To be Eligible To Buy Travel Insurance?
While Singaporean citizens and PRs have no problem buying travel insurance online, every insurer has a slightly different eligibility criteria when it comes to foreigners. At minimum, you need to be a Singapore resident to be eligible. However, some providers have stricter requirements than that such as the types of employment passes foreigners are on when they work in Singapore.
Are Expats Able To Buy Travel Insurance?
How To Choose The Right Travel Insurance For Foreigners In Singapore?
Also, do read up on whether your policy provides you with the ability to claim costs that are tied to pre-travel COVID-19 tests as the latest local government advice may demand that travellers entering the country are required to take these tests.
Let's look at the best travel insurance plans for foreigners in Singapore.
Compare travel insurance plans in Singapore
Best Travel Insurance for Foreigners in Singapore (2026)
Best Travel Insurance for Foreigners in Singapore (2024)
FWD Premium
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$7,500
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$33.0128% Off - S$23.77
Travel with REWARDS:
• Get S$30 Revolut cash reward with FWD Travel premiums purchased. T&Cs apply
• Enjoy 28% off (Single) and 25% off (Annual Travel) with code FWDHOLIDAY on FWD Travel Insurance plans. Valid from 11 to 16 Aug 2026. T&Cs apply
Starr TraveLead Comprehensive Silver
- Med. Coverage (Overseas)
- S$500,000
- Trip Cancellation
- S$10,000
- Loss/Damage of Baggage
- S$5,000
- Total Premium Total Premium
S$67.9555% Off - S$30.58
[Celebrate 61 with Starr 🇸🇬]
Score Apple AirPods, AirTag and MORE on top of gifts with purchased Starr Travel Insurance premiums! T&Cs apply.
Travel to get REWARDED 🛍️
Enjoy up to 60% off Starr Travel plans
• Sennheiser Accentum Open Wireless Earbuds (worth S$149)
• OR up to S$61 Cash via PayNow
• AND S$30 Revolut cash reward
and many more when with eligible premiums spent.
T&Cs apply.
INCOME Standard Classic
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$59.6050% Off - S$29.80
Extra REWARDS when Travelling:
Get a S$30 Revolut cash reward with Income Travel premiums purchased. T&Cs apply
[Income's Online Promos]
• Enjoy 50% off on Standard Per-trip travel plans. Ts&Cs apply.
• Enjoy 15% off on PreX Per-trip travel plans. Ts&Cs apply.
Discounts valid from 8 to 18 Aug 2026, 9:00AM
Allianz Travel Silver
- Med. Coverage (Overseas)
- S$500,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$7863% Off - S$28.86
Enjoy exclusive 63% off Allianz Travel Insurance with MSAZ
[Roll into your Next Holiday 🧳]
Score a LOJEL Voja Luggage (worth S$250) on top of existing gifts with a min. premium of S$110. T&Cs apply
CASH or SMARTPOINTS:
• Up to S$45 Cash via PayNow
• OR up to $60 GrabGift vouchers
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent. T&Cs apply.
[Allianz x Travelgoogoo eSIM]
Enjoy a free 1GB Global eSIM from Allianz provided by Travelgoogoo in over 123 countries! T&Cs apply.
.png)
Singlife Travel Lite
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$55.9655% Off - S$25.18
Get CASH or REWARDS:
• Up to $60 GrabGift vouchers
• OR up to $50 Cash via PayNow
• AND $30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
[Singlife's Online Promos]
• Get 55% off with code FLASH55 on Single Trip Singlife Travel Insurance plans.
• Enjoy a FREE 1GB Global eSIM from Singlife with purchase of a Singlife Travel Insurance plan. T&Cs apply.
Frequently Asked Questions About Travel Insurance In Singapore For Foreigners
Can foreigners buy travel insurance in Singapore?
- Generally, yes, foreigners are eligible to buy travel insurance for themselves from most insurers as long as they are (a) residents of Singapore and (b) can show some sort of pass or permit. The exact criteria depends on insurer to insurer, but among the more foreigner-friendly insurers we looked at, Employment Passes, Work Permits, Dependant Passes, Student Passes and Long Term Visit Passes are usually accepted. Note that in most cases, your trip needs to start and end in Singapore as well.
Can I buy travel insurance from another country?
- If you are a foreigner who does not meet the criteria for buying travel insurance in Singapore, you may consider buying travel insurance from your home country. However, those insurers may not cover departures from outside your country as well. In this case, you can look into international insurers who offer worldwide coverage, such as The Wise Traveller (The Wise Traveller is a partner of MoneySmart Singapore).
Which travel insurance is best in Singapore?
- It is hard to say objectively which travel insurance is best in Singapore for foreigners or locals alike, since there is a huge variety of travelling styles, travel destinations and traveller priorities. The more price-sensitive travellers in Singapore tend to buy from insurers like Starr and Etiqa, while others would go for established brands like FWD and AIG. Each insurer also offers different claims experiences and varying coverage levels. If you are lost, use MoneySmart's travel insurance comparison tool to compare and find the best plan for your needs.
Who is best for travel insurance with pre-existing conditions?
- Currently there are 3 travel insurance providers that cover pre-existing conditions: Income, MSIG and Etiqa (Tiq). To get covered, you will need to opt for their dedicated pre-existing condition plans, which are separate from their regular travel insurance plans. They do cost more than regular plans, so it is worthwhile to do a comparison of their coverage before you buy.
What's the difference between travel insurance and international health insurance?
- The main difference is that international health insurance provides comprehensive coverage for ongoing healthcare needs while living and working abroad, or traveling abroad while travel insurance covers a traveller for a specific trip or duration of travel typically with limited medical coverage. To find out more, read our guide on international health insurance vs travel insurance article.
