Best Travel Insurance for Foreigners in Singapore (2026)
What Is The Criteria For Foreigners In Singapore To be Eligible To Buy Travel Insurance?
While Singaporean citizens and PRs have no problem buying travel insurance online, every insurer has a slightly different eligibility criteria when it comes to foreigners. At minimum, you need to be a Singapore resident to be eligible. However, some providers have stricter requirements than that such as the types of employment passes foreigners are on when they work in Singapore.
Are Expats Able To Buy Travel Insurance?
How To Choose The Right Travel Insurance For Foreigners In Singapore?
Also, do read up on whether your policy provides you with the ability to claim costs that are tied to pre-travel COVID-19 tests as the latest local government advice may demand that travellers entering the country are required to take these tests.
Let's look at the best travel insurance plans for foreigners in Singapore.
Compare travel insurance plans in Singapore
Best Travel Insurance for Foreigners in Singapore (2026)
Best Travel Insurance for Foreigners in Singapore (2024)
FWD Premium
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$7,500
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$33.0140% Off - S$19.81
[Trip Insured? Score a TREAT! 🎈 ]
Score S$50 Grab Vouchers OR S$50 Shell Vouchers when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily. T&Cs apply.
[Be REWARDED when you TRAVEL]
• Get a S$30 Revolut cash reward with FWD Travel premiums purchased. T&Cs apply
• Enjoy 40% off (Single Trip) and 35% off (Annual Travel) with code OCTOFEST on FWD Travel Insurance plans. Valid from 5 to 6 Oct 2026. T&Cs apply
Plus, get up to S$60 eCapitaVouchers from FWD with premiums purchased. T&Cs apply.
Starr TraveLead Comprehensive Silver
- Med. Coverage (Overseas)
- S$500,000
- Trip Cancellation
- S$10,000
- Loss/Damage of Baggage
- S$5,000
- Total Premium Total Premium
S$67.9560% Off - S$27.18
[Trip Insured? Score a TREAT! 🎈 ]
Score S$50 Grab Vouchers OR S$50 Shell Vouchers when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily. T&Cs apply.
Travel with the LATEST TECH 🛍️
Enjoy up to 62% off & choose your rewards:
• LATEST Apple Airpods 5 (worth S$199)
• OR up to S$60 Cash via PayNow
• AND a S$30 Revolut cash reward
and many more when with eligible premiums spent.
T&Cs apply.
INCOME Standard Classic
- Med. Coverage (Overseas)
- S$350,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$59.6050% Off - S$29.80
[Trip Insured? Score a TREAT! 🎈 ]
Score S$50 Grab Vouchers OR S$50 Shell Vouchers when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily. T&Cs apply.
Extra REWARDS when Travelling:
Get a S$30 Revolut cash reward with Income Travel premiums purchased. T&Cs apply.
[Income's Online Promos]
• Get 50% off on Standard Per-trip travel plans.
• Get 15% off on PreX Per-trip travel plans.
Valid from 2 to 6 Oct 2026. 9:00AM. Ts&Cs apply.
Allianz Travel Silver
- Med. Coverage (Overseas)
- S$500,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$7863% Off - S$28.86
[Extra Rewards with Latest Tech 💥]
Score the latest Apple AirPods 5 when you're the first to submit a MoneySmart Claim Form at 20:00 SGT each week. T&Cs apply.
Get CASH or REWARDS:
• S$60 GrabGift vouchers
• OR up to S$45 Cash via PayNow
• AND S$30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
Plus, enjoy exclusive 63% off Allianz Travel Insurance with MSAZ
[Allianz x Travelgoogoo eSIM]
Enjoy a free 1GB Global eSIM from Allianz provided by Travelgoogoo in over 123 countries! T&Cs apply.
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Singlife Travel Lite
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total Premium Total Premium
S$55.9650% Off - S$27.98
Get CASH or REWARDS:
• Up to $60 GrabGift vouchers
• OR up to $50 Cash via PayNow
• AND $30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
[Singlife's Online Promos]
• Get 50% off with code TRAVEL50 on Single Trip Singlife Travel Insurance plans. Valid from 1 to 7 Oct 2026.
• Enjoy a FREE 1GB Global eSIM from Singlife with purchase of a Singlife Travel Insurance plan. T&Cs apply.
Frequently Asked Questions About Travel Insurance In Singapore For Foreigners
Can foreigners buy travel insurance in Singapore?
- Generally, yes, foreigners are eligible to buy travel insurance for themselves from most insurers as long as they are (a) residents of Singapore and (b) can show some sort of pass or permit. The exact criteria depends on insurer to insurer, but among the more foreigner-friendly insurers we looked at, Employment Passes, Work Permits, Dependant Passes, Student Passes and Long Term Visit Passes are usually accepted. Note that in most cases, your trip needs to start and end in Singapore as well.
Can I buy travel insurance from another country?
- If you are a foreigner who does not meet the criteria for buying travel insurance in Singapore, you may consider buying travel insurance from your home country. However, those insurers may not cover departures from outside your country as well. In this case, you can look into international insurers who offer worldwide coverage, such as The Wise Traveller (The Wise Traveller is a partner of MoneySmart Singapore).
Which travel insurance is best in Singapore?
- It is hard to say objectively which travel insurance is best in Singapore for foreigners or locals alike, since there is a huge variety of travelling styles, travel destinations and traveller priorities. The more price-sensitive travellers in Singapore tend to buy from insurers like Starr and Etiqa, while others would go for established brands like FWD and AIG. Each insurer also offers different claims experiences and varying coverage levels. If you are lost, use MoneySmart's travel insurance comparison tool to compare and find the best plan for your needs.
Who is best for travel insurance with pre-existing conditions?
- Currently there are 3 travel insurance providers that cover pre-existing conditions: Income, MSIG and Etiqa (Tiq). To get covered, you will need to opt for their dedicated pre-existing condition plans, which are separate from their regular travel insurance plans. They do cost more than regular plans, so it is worthwhile to do a comparison of their coverage before you buy.
What's the difference between travel insurance and international health insurance?
- The main difference is that international health insurance provides comprehensive coverage for ongoing healthcare needs while living and working abroad, or traveling abroad while travel insurance covers a traveller for a specific trip or duration of travel typically with limited medical coverage. To find out more, read our guide on international health insurance vs travel insurance article.
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