Standard Chartered CashOne

Updated 22 February 2019
3.88%Interest Rate (EIR 7.97% p.a.)
$199Processing Fee
$310Monthly Instalments
Key features
Key Features
  • MoneySmart Exclusive- 3.88% p.a. guaranteed for all loan amount and tenure. T&Cs apply.
  • Apply and get cash the very next banking day*
  • Borrow up to 4x your monthly income, subject to a max loan amount of S$250,000
Repayment Summary

Principal Loan Amount


Loan Tenure

3 years

Interest Rate (per annum)


Monthly Instalments


Total Amount Payable


Total Interest Payable


Approval Duration

Next Day Cash*


Citizenship Status

Singaporean / PR

Age Requirement

21 - 65 years old

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income


Fees & Charges

Processing Fee


Restructuring Fee

$50 for change of loan tenure

Late Payment Fee


Partial Repayment Penalty

$250 or 3% of the outstanding principal, whichever is higher

Full Repayment Penalty

$250 or 3% of the outstanding principal, whichever is higher

MoneySmart lists personal loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 personal loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).

Standard Chartered CashOne

Standard Chartered CashOne