Standard Chartered CashOne

Updated 21 August 2018
5.68%Interest Rate (EIR 11.21% p.a.)
3 yearsLoan Tenure
$325Monthly Instalments
Promotion
Promotions
Get S$199 Cash Credit
  • Applicable only for new and approved applications
  • To offset first year annual fees
  • Valid till 31 Aug 2018
Key features
Key Features
  • MoneySmart Exclusive - 4.98% p.a. interest rate (EIR from 9.29% p.a.) and S$50 online cashback
  • Enjoy $199 credit to offset the 1st year annual fee
  • Apply and get cash the very next banking day.Click here for more details.
  • Borrow up to 4x your monthly income, subjected to a max loan amount of S$250,000
Covered
Repayment Summary

Principal Loan Amount

$10,000

Loan Tenure

3 years

Interest Rate (per annum)

5.68%

Monthly Instalments

$325

Total Amount Payable

$11,704

Total Interest Payable

$1,704

Approval Duration

1 - 2 weeks

Others
Eligibility

Citizenship Status

Singaporean / PR

Age Requirement

21 - 65 years old

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income

$30,000

Covered
Fees & Charges

Processing Fee

N.A.

Restructuring Fee

$50 for change of loan tenure

Late Payment Fee

$80

Partial Repayment Penalty

$250 or 3% of the outstanding principal, whichever is higher

Full Repayment Penalty

$250 or 3% of the outstanding principal, whichever is higher

MoneySmart lists personal loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 personal loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).

Standard Chartered CashOne

Standard Chartered CashOne