Standard Chartered CashOne

Updated 16 December 2018
3.88%Interest Rate (EIR 7.97% p.a.)
0%Processing Fee
$310Monthly Instalments
Promotion
Promotions
Get S$199 Cash Credit
  • Applicable only for new and approved applications
  • To offset first year annual fees
  • Valid till 31 Dec 2018
Key features
Key Features
  • MoneySmart Exclusive- 3.88% p.a. interest rate
  • Applicable for all loan tenure and loan amount of $1,000 and above
  • Enjoy $199 credit to offset the 1st year annual fee
  • Apply and get cash the very next banking day*
  • Borrow up to 4x your monthly income, subject to a max loan amount of S$250,000
Covered
Repayment Summary

Principal Loan Amount

$10,000

Loan Tenure

3 years

Interest Rate (per annum)

3.88%

Monthly Instalments

$310

Total Amount Payable

$11,164

Total Interest Payable

$1,164

Approval Duration

Next Day Cash*

Others
Eligibility

Citizenship Status

Singaporean / PR

Age Requirement

21 - 65 years old

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income

$30,000

Covered
Fees & Charges

Processing Fee

0%

Restructuring Fee

$50 for change of loan tenure

Late Payment Fee

$80

Partial Repayment Penalty

$250 or 3% of the outstanding principal, whichever is higher

Full Repayment Penalty

$250 or 3% of the outstanding principal, whichever is higher

MoneySmart lists personal loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 personal loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).

Standard Chartered CashOne

Standard Chartered CashOne