Standard Chartered CashOne (Foreigners)
MoneySmart Exclusive
Lowest Interest Rate
Lowest Interest Rate

Standard Chartered CashOne (Foreigners)

MoneySmart Exclusive

Sign up via MoneySmart and claim:
Up to S$4,200 Cash OR 19,050 SmartPoints (enough to redeem Apple iPhone 17 Pro Max and more) T&Cs apply.

 

Bonus promotion:
- 1.00% cashback of your loan amount 
- Only applicable to loans over S$18,000 with a 3 to 5 year tenure
- New-to-card and new-to-loan customers only
T&Cs apply.

Valid till 13 Jul 2026

Reward Image

ARE YOU ELIGIBLE?

  • Promotion is valid from 01-July-2026 to 13-July-2026

  • Receive your rewards when you get approved for a min. loan of S$8,000 with a tenure of 3 to 5 years. T&Cs apply.

  • Customers must apply through MoneySmart to be eligible

  • MoneySmart Exclusive Rewards is valid for both New-To-Bank and Existing Standard Chartered Customers

  • SCB Online Promotion is only valid for New-To-Card and New-To-Bank Customers

  • Log into your MoneySmart account and submit your claim by 13th August 2026

WHAT YOU NEED TO KNOW

  1. S$8,000 - S$9,999 Loan Size:
    - Gift: S$120 Cash via PayNow OR 1,200 SmartPoints
    (redeemable for a Dreame Hair Gleam Hair Dryer worth S$299 in our Rewards Store)

  2. S$10,000 - S$14,999 Loan Size:
    - Gift: S$180 Cash via PayNow OR 2,000 SmartPoints
    (redeemable for a Dreame Hair Glory worth S$499 in our Rewards Store)

  3. S$15,000 - S$19,999 Loan Size:
    - Gift: S$300 Cash via PayNow OR 3,900 SmartPoints
    (redeemable for an Apple AirPods Pro 3 worth S$349 in our Rewards Store)

  4. S$20,000 - S$29,999 Loan Size:
    - Gift: S$400 Cash via PayNow OR 4,775 SmartPoints
    (redeemable for a Nintendo Switch OLED worth S$439 in our Rewards Store)

  5. S$30,000 - S$49,999 Loan Size:
    - Gift: S$600 Cash via PayNow OR 6,995 SmartPoints
    (redeemable for an Apple Watch Series 11 GPS, 42mm worth S$599 in our Rewards Store)

  6. S$50,000 - S$79,999 Loan Size:
    - Gift: S$800 Cash via PayNow OR 10,095 SmartPoints
    (redeemable for an Apple iPhone 17e 256GB worth S$949 in our Rewards Store)

  7. S$80,000 - S$119,999 Loan Size:
    - Gift: S$1,200 Cash via PayNow OR 15,585 SmartPoints
    (redeemable for an Apple 13-inch MacBook Air, 256GB worth S$1,499 in our Rewards Store)

  8. S$120,000 to S$250,0000 Loan Size:
    - Gift: S$1,700 Cash via PayNow or 19,050 SmartPoints 
    (redeemable for the LATEST Apple iPhone 17 Pro Max, 256GB worth S$1,799 in our Rewards Store)

  9. Use up to 19,050 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  10. FASTER GIFT FULFILMENT: Please note that gift will be fulfilled approximately 2-3 months after the end of the campaign month (31 July 2026).

  11. [Stackable Cashback Promotion - Valid till 12 July 2026]
    Get 1.00% cashback on your borrowed amount when you apply for a CashOne Personal Loan of at least S$18,000 with a tenure of 3 to 5 years. Refer to the T&Cs for more details. T&Cs apply.

  12. *Enjoy attractive interest rates in the market from 0.90%p.a. (EIR^ from 1.75% p.a.)!
    Accurate as of 22 May 2026. T&Cs apply.

Loan Details

Good For

Borrowers Seeking Speed: Ideal for individuals requiring immediate funds, with approval and disbursement often completed within minutes.

Budget-Conscious Individuals: Suitable for applicants looking for low interest rates and no processing fees to minimize overall borrowing costs.

Predictable Monthly Budgets: Perfect for borrowers who prioritize fixed monthly installments for better financial planning and stability.

High Loan Amounts: Best for those needing substantial funding, with loan amounts up to four times monthly income or up to S$250,000.

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.