Interest Rate
(EIR 9.89% p.a.)
Total Amount Payable
Processing Fee
Min. loan repayment of 1 year to Max. of 5 years
  • Loan tenure period of minimum 1 year to a maximum of 5 years
  • Key features
    Key Features
    • Loans starting from S$1000
    • Loan Tenors from 1 to 5 years
    • No documents required for existing Credit Card members
    • Instant approval for applications submitted between 7am to 8pm for new UOB customers. Terms and conditions apply.
    Repayment Summary

    Principal Loan Amount


    Loan Tenure

    3 years

    Interest Rate (p.a)


    Monthly Instalments


    Total Amount Payable


    Total Interest Payable


    Approval Duration

    Instant Approval (For submissions between 7am - 8pm by new UOB customers)


    Citizenship Status

    Singaporean / PR

    Age Requirement

    21 - 60 years old

    Employment Status

    Salaried Employee

    Minimum Annual Income


    Fees & Charges

    Processing Fee


    Restructuring Fee


    Late Payment Fee


    Partial Repayment Penalty


    Full Repayment Penalty

    S$150 or 3% of outstanding loan amount

    See all personal loan

    MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

    For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).