CIMB Visa Infinite
MoneySmart Exclusive
Earn up to 2% unlimited cashback!
Earn up to 2% unlimited cashback!

CIMB Visa Infinite

A great travel credit card with unlimited 2% cashback on Travel, Overseas Spending and Online Spend in Foreign Currencies. You can also enjoy complimentary lounge access with no annual fee!
2%
Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
S$2,000
Min. spend per month
Unlimited
Cashback cap
MoneySmart Exclusive

Get S$50 Cash when you apply and spend a min of S$2,000 within 60 days from card approval! T&Cs apply.

 

PLUS get a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) from CIMB spend a min of S$2,000 within 60 days from card approval. T&Cs apply.

Valid till 15 Jun 2026

ARE YOU ELIGIBLE?

  • Promotion is valid from 01-June-2026 to 15-June-2026

  • Applicable for New-to-CIMB card holders only

  • Customers need to apply through MoneySmart to be eligible

  • Log into your MoneySmart account and submit your claim by 15th July 2026

WHAT YOU NEED TO KNOW

  1. MoneySmart S$50 Gift: Spend a min. of S$2,000 within a 60 day period from card approval date

  2. *Faster Gift Redemption: Receive your Reward as fast as 2 - 3 months from meeting the "Eligible Spends" criteria, instead of 5 months from end of campaign month. T&Cs Apply.

  3. CIMB Online Promotion: Get Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) when spend a min. of S$2,000 within a 60 day period from card approval date. Valid till 30 July 2026.

  4. CIMB offer is stackable on top of the MoneySmart Exclusive gift

T&CsFAQClaim Form

Card Details

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CIMB Visa Infinite Card Benefits 2025

The CIMB Visa Infinite Card is one of the few credit cards which do not charge any annual fees, and among CIMB’s best cards for cash back benefits. The benefits include 2% cashback on your card with no cashback cap, up to 25% discounts at selected dining outlets in airports worldwide, complimentary global lounge access at over 1,000 airports lounges and more. In this review, we’ll take a look at the requirements, pros and cons and other relevant details of the CIMB Visa Infinite Card before you make up your mind on whether to get this card or consider other cashback credit cards.

Pros & Cons

Pros

  • Up to 2% cashback on spending in selected categories including travel, overseas spend, and online purchases in foreign currencies
  • Access to over 1,000 CIMB Deals & Discounts across dining, retail, and lifestyle outlets in Singapore, Malaysia, and Indonesia
  • 3 complimentary global lounge access at over 1,000 airports lounges annually for Principal Cardmembers
  • Up to 25% discount at selected dining outlets in airports worldwide
  • Up to 5% discount for bookings of Airport Limousine transfer (available in 300 cities around the world)
  • Up to 5% discount on Meet & Greet services (available at 120 airports worldwide)
  • Complimentary travel insurance coverage

Cons

  • Interest rate of 27.80%, which is higher than other cashback credit cards (as per MoneySmart’s Credit Cards comparison tool)
  • A minimum spend of $2,000 is required to qualify for the 2% cashback on spending in selected categories
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Compare CIMB Visa Infinite vs. HSBC Visa Platinum Card vs. Citi Cash Back + Card

The CIMB Visa Infinite Card is among the best cards out there that are good for cashback perks. Others like the HSBC Visa Platinum Card and Citi Cash Back+ Card which are some of the many cashback credit card options you would have come across on MoneySmart’s online credit card comparison wizard. Let’s compare these 3 credit cards and have a closer look at their requirements and benefits.


The key factors which we’ll be focusing on are interest rates, annual fees, minimum annual income requirements and cashback benefits.


Among the 3 credit cards, the CIMB Visa Infinite Card lets you save the most on annual fees as it doesn’t charge any unlike most credit cards, but the HSBC Visa Platinum Card gives you the highest percentage of cashback on your spending on selected categories like local dining and groceries (food deliveries and online groceries included) - a generous 5% that is higher than the 1.6% and 2% you can get from Citi Cash Back + card and CIMB Visa Infinite Card respectively.


In terms of interest rates, the HSBC Visa Platinum Card also offers you the lowest option of 26.90% (subject to the bank’s assessment of your credit profile). However, it charges a hefty annual fee of $662.15, which is the highest among the 3 cards.

CIMB Visa Infinite Card

Interest rate: From 27.80%

Annual fee:None

Minimum annual income:
  • $120,000 for Singaporeans and PRs

    • Cash back benefits:
  • Up to 2% Cashback on travel purchases, overseas spending, online spending in foreign currencies, which consists of the base cashback of 1% and an additional 1% cashback
  • No annual fee
  • Access to over 1,000 CIMB Deals and Discounts across dining, retail and lifestyle outlets in Singapore, Malaysia and Indonesia
  • Exclusive access to more than 1,000 airports lounges (3 times a year)
  • Up to 25% dining discount for selected restaurants and eateries airports worldwide
  • Up to 5% discount for airport limousine transfer bookings
  • Up to 5% discount on Meet & Greet services
    • HSBC Visa Platinum Card

    Interest rate: From 26.90%

    Annual fee:$662.15 (no waiver available)

    Minimum annual income:
  • $30,000-$40,000 for Singaporeans and PRs
  • $40,000 for foreigners

    • Cash back benefits:
  • 5% cash rebate on local dining and groceries (food deliveries and online groceries included).
  • Up to 21.15% fuel savings at Caltex and Shell
  • 1X Reward point per dollar spent
  • Annual fee waiver available
  • Exclusive access to HSBC ENTERTAINER with HSBC Singapore mobile app, enjoy over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel
    • Citi Cash Back + Card

    Interest rate: From 27.90%

    Annual fee:$196.20 (first year waiver available)

    Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $42,000 for foreigners

    • Cash back benefits:
  • 1.6% cash back on eligible spend all year round
  • No minimum spend required and no cap on cash back earned
  • No expiry for cash back earned
  • Earn 0.4% Bonus Cash Back on eligible spend (only valid for Citi Plus customers who are Primary Account Holders of a Citi Interest Booster Account
  • Up to S$1 million coverage for purchases of travel tickets

    • Find Out Why Cashback Is Still King In Our Blog Article!

    Read Now

    Credit Card With Complimentary Travel Insurance Coverage

    Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:

    • Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
    • Medical emergencies: Coverage for medical expenses incurred while travelling.
    • Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
    • Travel delays: Compensation for unexpected delays during your journey.
    • Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
    • Rental car coverage: Protection against damages or theft to your rental vehicle.
    • Accidental coverage: Protection against unforeseen accidents during your trip.

    Discover More About Credit Cards With Complimentary Travel Insurance

    Read More

    CIMB Visa Infinite Card Application

    Here are 3 simple steps to apply for the CIMB Visa Infinite Card

    Step 1

    Apply via MoneySmart’s credit cards page

    You may begin your application by clicking on our CIMB Visa Infinite Card application link. When you choose to apply online via SingPass MyInfo, CIMB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

    Step 2

    Provide all documentation required

    You’ll need to provide all the necessary documentation in order for CIMB to approve your credit card application. This list of documents include:
    • NRIC or other identification details
    • Latest computerised payslip
    • Latest 12 months’ CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment
      • (NOA)
    Step 3

    Receive your CIMB Visa Infinite Card

    You’ll be able to activate your CIMB Visa Infinite Card through CIMB’s online platform, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your CIMB Clicks mobile app!

    Frequently Asked Questions

    Are there any fees if I apply for the CIMB Visa Infinite Card?

    CIMB Visa Infinite Card does not charge any initial annual fees, but it does charge other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

    Am I eligible for the CIMB Visa Infinite Card?

    If you’re a Singapore Citizen or Permanent Resident (PR), you’re eligible to apply for the CIMB Visa Infinite Card, as long as you’re aged between 21 and 70, and earn a minimum annual income of $120,000 (for Singaporeans and PRs).