2%

Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency

^S$2,000

Min. spend per month

Unlimited

Cash Rebate cap

All Details

• Key Features

  • Unlimited 2%* Cashback on Travel, Overseas, Online Spend in Foreign Currencies. 1%* Cashback on all other spend.

  • * The 2% cashback consists of the base cashback of 1% and an additional 1% cashback.

  • Complimentary Travel Insurance up to S$1,000,000

  • Complimentary access to over 1,000 airport lounges via CIMB Airport Companion Programme

  • Visa Infinite Concierge

  • No annual fees for life

  • Apply for up to 4 supplementary cards and have annual fees waived for all supplementary cards

  • Access to over 1,000 regional deals with discounts up to 50%

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

0% Instalment

Very Good

• With CIMB 0% i.Pay Plan (IPP) enjoy 0% interest instalment payments with a one time processing fee.

• A one time processing fee of 3% of transaction amount for 6 to 12 months and 5% for 24 months tenure.

• Earn cash rebates on instalment payment plan and save on your daily expenses.

• Minimum of S$500 and maximum of S$30K can be converted per transaction.

Dining

Very Good

Cash Back

Very Good

• 2% unlimited cashback on Travel

• 2% unlimited cashback on Overseas spending

• 2% unlimited cashback on Online Spend in Foreign Currency

• The 2% cashback consists of the base cashback of 1% and an additional 1% cashback.

• 1% unlimited cashback on all other spend

• To qualify for the 2% cashback, you must spend at least S$2,000 posted in the same statement month.

• Other terms and conditions apply.

Annual Interest Rate and Fees

Annual Principal Fee	S$0
Supplementary Annual Fee	Free
Fee Waiver	Available
Interest Free Period	23 days
Annual Interest Rate	27.8%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	8% or S$15, whichever is higher
Overlimit Fee	S$50 or 5% of the excess amount, whichever is higher

Minimum Income Requirements

Singaporean/PR Minimum Income	S$120,000

Card Association

Visa

Wireless Payment

Visa Contactless

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