HSBC Home Loan

HSBC has 3 types of home loans in Singapore, namely a SIBOR floating rate home loan, fixed interest rate loan, and the HSBC SmartMortgage – the latter is an offset mortgage account which uses the interest you've earn from your current deposit account to offset your home loan's interest. HSBC also offers Australian international mortgage loans for Singaporeans who live or invest in Australian properties.

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Compare All Singapore Home Loans & Apply Online

Get up to $500 worth of Grab Food/Ride vouchers when you apply for your home loan through MoneySmart!

HSBC Private Property Home Loan Rates

NAMERATE TYPEYEAR 1 RATELOCK-INHIGHLIGHTS
HSBC 1-month SIBOR (2)Floating1.25%3 years
HSBC 1-month SIBOR (1)Floating1.30%2 years
HSBC 2yrs Fixed (2)Fixed1.45%1 year
HSBC 3yrs Fixed (2)Fixed1.45%3 years
HSBC 2yrs Fixed (1)Fixed1.55%3 years
HSBC 3yrs Fixed (1)Fixed1.55%3 years
HSBC TDMR24 FloatingFloating2.38%3 years

HSBC Building Under Construction Home Loan Rates

NAMERATE TYPEYEAR 1 RATELOCK-INHIGHLIGHTS
HSBC 1-month SIBOR (BUC)(2)Floating1.25%0 years2 Free Conversions
HSBC 1-month SIBOR (BUC)(1)Floating1.30%0 years1 Free Conversion

HSBC HDB Home Loan Rates

NAMERATE TYPEYEAR 1 RATELOCK-INHIGHLIGHTS
HSBC 1-month SIBOR (2)Floating1.25%2 years
HSBC 1-month SIBOR (1)Floating1.30%2 years
HSBC 2yrs Fixed (2)Fixed1.45%2 years

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How to apply for your HSBC Home Loan

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HSBC Home Loan Application Process and Fees

  • Step 1Submit your documents through us

    Before you get too excited about getting your own home, make sure that your documents are complete and correct. Then leave everything to us and we’ll get the ball rolling.

  • Step 2Compare and be informed

    Sit back, relax and compare. We’ll give you a comprehensive list of home loan packages that you can choose from. Our team of Mortgage Specialists will advise you on the next steps upon receiving the Letter of Offer from the bank.

  • Step 3Fees and charges

    If you decide to cancel the loan after signing the Letter of Offer, you’ll be required to pay 0.75% of the undisbursed loan amount.

Why Get Your Home Loan Through Us?

  • Simple, fast, convenient

    Leave your home loan research to us and we’ll break it down for you in simple terms. Our Mortgage Specialist will contact you directly so you can save time for other important things in life.

  • Get better deals

    Feeling so spoilt for choice you can't decide? Settling for the first option is like being forced to marry the first person you come across on a dating app. Don’t feel pressured. We compare across all banks in Singapore to ensure that you get the best deals.

  • It's free!

    Our service to you is free. But, of course we’re not doing this for charity! All banks pay us a standard referral fee for our services and our awesome job done. We don’t take sides or give biased advice.

  • Vouchers

    Get up to S$500 Grab Food/Ride Vouchers when you apply for your Home Loan through us.

Why Get Your Home Loan Through Us?Why Get Your Home Loan Through Us?

Receive up to $500 worth of Grab Food/Ride vouchers when youapply for a home loan with us!

Learn More

  • HSBC Home Loan Review Singapore 2019 – Which Mortgage to Choose from HSBC


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  • How to Refinance Your Home Loan in Singapore & Save Money on Your Mortgage


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