Compare the Best Petrol Credit Cards in Singapore 2022

Save up to 21% when you pump petrol at petrol stations like Shell, Esso, SPC and Caltex. Compare petrol credit cards and discounts. Read More
We found 30 Credit Cards for you!
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Citibank logo
MoneySmart Exclusive
LUCKY DRAW | Faster Gift Redemption
Max. Savings at Esso & Shell
20.88%
Instant Discount at Esso & Shell
14%
Cash Back at all Other Petrol Stations
8%

Get an Apple Watch Series 7 (worth S$599) OR eCapitaVouchers (worth S$450) OR a Sony WH-1000XM5 Noise Cancelling Headphones (worth S$569) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalPLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

Valid until 31 Aug 2022 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Max. Savings at Caltex (Platinum 98)
21.04%
Instant Discount at Caltex (Platinum 98)
16%
Cash Back at all Other Petrol Stations
1.5%

Apply and spend S$250 to get an Apple AirPods Gen 3 (worth S$269) or Lenovo Tab M10 HD (worth S$249) or S$250 Cash via PayNow. T&Cs apply.

Valid until 31 Aug 2022 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
LUCKY DRAW | Faster Gift Redemption
Max. Savings at Esso & Shell
14%
Instant Discount at Esso & Shell
14%
on all Other Petrol Stations
S$1 = 1.2 Miles

Get an Apple Watch Series 7 (worth S$599) OR eCapitaVouchers (worth S$450) OR a Sony WH-1000XM5 Noise Cancelling Headphones (worth S$569) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalPLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

Valid until 31 Aug 2022 - See more details below
Apply Now
HSBC logo
Online Promo
Earn Points for Everyday Spending
Max. Savings at Caltex or Shell
16%
Instant Discount at Caltex & Shell
16%
per S$1 spent at all Other Petrol Stations
1 Point
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
Valid until 31 Dec 2022 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
LUCKY DRAW | Faster Gift Redemption
Max. Savings at Esso & Shell
14%
Instant Discount at Esso & Shell
14%
per S$1 spent at all Other Petrol Stations
1 Point

Get an Apple Watch Series 7 (worth S$599) OR eCapitaVouchers (worth S$450) OR a Sony WH-1000XM5 Noise Cancelling Headphones (worth S$569) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalPLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

Valid until 31 Aug 2022 - See more details below
Apply Now
HSBC logo
Online Promo
Cashback for Family Spending
Max. Savings at Caltex
Up to 20.2%
Max. Instant Discount at Shell
14%
Cash Back at all Other Petrol Stations
Up to 5%
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
Valid until 31 Dec 2022 - See more details below
Apply Now
DBS logo
Online Promo
Miles or Cashback – you decide
Dining and Petrol Spend (capped at S$2,000 per calendar month till 31 Dec 2022)
S$1 = 4 miles or 4% cashback
Min. Spend per month
S$0
Unlimited
Online Promo:
For a limited time only till 30 September 2022, get up to 60,000 miles when you sign up with promo code VANMILES and make a min. spend of S$8,000 within 60 days from Card Approval Date. T&Cs apply.
Valid until 30 Sep 2022 - See more details below
Apply Now
UOB logo
1.7%
Min. Spend per month
$0
Spend Exclusions
No
Apply Now
DBS logo
Earn Miles That Never Expire
Max. Savings at SPC
15%
SPC & U Members Card discount
10%
Refuel at Esso
S$1 = 2.4 miles
Apply Now
POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Groceries, Online Shopping and Online Food Delivery
Up to 10%
Cash Rebates on Utilities and Telecommunications bill payments
Up to 3%
Fuel Savings at SPC
Up to 21.8%
Online Promo:
Get S$150 cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. Valid till 31 August 2022. T&Cs apply.

Valid until 31 Aug 2022 - See more details below
Apply Now
UOB logo
Max. Savings at Shell or SPC
Up to 24%
Instant Discount at Shell / SPC
10%/15%
Cash Back at all Other Petrol Stations
Up to 5%
Apply Now
HSBC logo
Online Promo
Max. savings at Caltex or Shell
Up to 20.2%
Instant Discount at Caltex and Shell
16%
per S$1 spent at all Other Petrol Stations
1 Air Mile
Online Promo:
Get 35,000 miles awarded as 87,500 HSBC Rewards points redeemable with over 40 airlines. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
Valid until 31 Dec 2022 - See more details below
Apply Now
DBS logo
Earn Miles That Never Expire
Max. Savings at SPC
15%
SPC & U Members Card discount
10%
Refuel at Esso
S$1 = 2.4 miles
Apply Now
Maybank logo
Online Promo
on all Petrol Stations
10X Points
savings at Shell
19.1%
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Online Promo:
Get Samsonite Harts 68/25 Spinner worth S$550 with Maybank Credit Cards and CreditAble^
Simply apply for a new Maybank Credit Card and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for each of the first two consecutive months upon approval. T&Cs apply.
Valid until 31 Aug 2022 - See more details below
Apply Now
Bank of China logo
Max. savings at Shell and SPC stations
Up to 23.5%
Min. Spend per month
S$600
Cap on cashback
S$60
Read More
OCBC logo
Fuel Savings at Esso
20.6%
Instant Discount at Caltex
18%
LinkPoints per S$1 spent at all Other Petrol Stations
0.22
Read More
Maybank logo
Online Promo
Earn up to 8% Cashback
Cash Rebate at selected petrol merchants in Singapore and Malaysia
Up to 8%
Cash Rebate on All Other Spend
0.3%
Cash Rebate Cap per month
S$125
Online Promo:
Get Samsonite Harts 68/25 Spinner worth S$550 with Maybank Credit Cards and CreditAble^
Simply apply for a new Maybank Credit Card and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for each of the first two consecutive months upon approval. T&Cs apply.
Valid until 31 Aug 2022 - See more details below
Apply Now
Maybank logo
Online Promo
on Petrol
S$1 = 8X Points
on All Other Spend
S$1 = 1X Point
Cap on Bonus TREATS Points
30,000
Online Promo:
Get Samsonite Harts 68/25 Spinner worth S$550 with Maybank Credit Cards and CreditAble^
Simply apply for a new Maybank Credit Card and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for each of the first two consecutive months upon approval. T&Cs apply.
Valid until 31 Aug 2022 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
LUCKY DRAW | Faster Gift Redemption
Local Spend
S$1 = 3.25 ThankYou Points (1.3 Miles)
with minimum consecutive four-night stay at any hotel or resort
4th Hotel Night Free
Airport Lounge Access
Unlimited

Get an Apple Watch Series 7 (worth S$599) OR eCapitaVouchers (worth S$450) OR a Sony WH-1000XM5 Noise Cancelling Headphones (worth S$569) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalPLUS stand a chance to win a ROLEX or PlayStation 5!!! T&Cs apply.

Valid until 31 Aug 2022 - See more details below
Apply Now
UOB logo
Max. Savings at Shell or SPC
Up to 15%
Instant Discount at Shell / SPC
10%/15%
Cash Back at all Other Petrol Stations
1 Point
Apply Now

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Petrol Station Loyalty Cards

In order to maximize the savings on your fuel spending, choose your preferred petrol station (Esso, Shell, Caltex, and SPC) and enroll yourself into the respective loyalty programs. Do note that for some petrol stations, you would need to present the loyalty card at the time of purchase so do not forget to bring them with you when refueling your car or motorbike!

Esso Smiles loyalty card

The Esso Smiles loyalty card lets you earn 1 Smiles rewards point per liter of Esso Synergy fuel you pump. Pair that with the right credit card and you’re looking at as much as 27% in savings. It should come as no surprise that the DBS Esso Card currently offers the best Esso discount in Singapore

Shell Escape Card

Shell Escape Loyalty Program lets you earn 1 point per liter of Shell FuelSave petrol. You can also earn points when you send your car for servicing and car washing. Right now, the best credit card to use with your Shell Escape card is the Citi Cash Back Card, which gives you up to 20.88% discount

SPC&U membership Card

To get cheaper petrol prices at SPC, you should definitely sign up for the SPC&U membership card. Rather than letting you earn points, it gives you a direct petrol discount (10% for petrol, 15% for diesel) - instant gratification. The best credit cards to use for SPC discounts are the UOB One Card or the POSB Everyday Card.

NTUC Plus! Visa Card

You can use that NTUC membership you signed up for at that roadshow. That’s right - apart from letting you earn LinkPoints at NTUC FairPrice, your NTUC Plus! Card also functions as the loyalty card for Caltex. The best credit cards for Caltex discounts are the Standard Chartered Unlimited Cashback or OCBC 365 Card. You can get up to about 21% in savings with these credit cards.

Best Credit Cards for Petrol Singapore 2022

Petrol StationCredit CardMaximum Fuel Savings
ESSODBS Esso Card21.60%
Citi Cash Back Card20.88%
OCBC 365 Card20.20%
ShellUOB One Card21.15%
Citi Cash Back Card20.88%
SPCUOB One Card22.66%
SinopecOCBC 365 Card26.8%

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How to Save on Petrol Prices with Credit Cards

Pick your favourite petrol station

Unless you’re a die-hard cheapo trying to beat the system, it doesn’t really matter if you go to Esso, Shell, Caltex or SPC. The difference in their petrol prices is very small, and won’t matter to most people. Just pick one petrol chain that’s convenient for you and stick to it.

Always bring your loyalty card

Never pump petrol without your preferred petrol chain’s loyalty card, be it Esso Smiles, Shell Escape, Caltex Plus! or SPC&U. At the point of payment, you’ll need to show it to the cashier along with your credit card to get the full petrol discount.

Fill up only when your tank is empty

Don’t top up your tank as and when you feel like it - make sure your tank is empty enough before you fill ‘er up. That’s because you can often get a greater discount if your petrol cost hits a certain minimum.

Meet the minimum spending requirements

Some of these credit cards have a minimum spending requirement to meet before you can get your full cash rebate. Don’t let your money-saving efforts go to waste by neglecting it.

Switch card when you hit the Cashback cap

While we’re on the topic of terms & conditions, remember to check the cash rebates cap on your petrol credit card too. The higher the rebates, the quicker you’ll hit the cap. If your petrol consumption is high, consider carrying a backup petrol credit card for these cases.